Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Great Western Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,945 |
| Total Mortgage Loan Application Amount | $195,370,000 |
| Average Mortgage Loan Application Amount | $108,727 |
| Highest Mortgage Loan Application Amount | $5,875,000 |
| Average Applicant Income | $59,681 |
| Highest Applicant Income | $510,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pennington County South Dakota | 577 | $ 58,635,000 | $ 101,000 | $ 47,000 |
| Codington County South Dakota | 249 | $ 22,290,000 | $ 89,000 | $ 56,000 |
| Minnehaha County South Dakota | 225 | $ 32,797,000 | $ 145,000 | $ 59,000 |
| Brown County South Dakota | 202 | $ 17,018,000 | $ 84,000 | $ 52,000 |
| Meade County South Dakota | 114 | $ 12,517,000 | $ 109,000 | $ 48,000 |
| Lawrence County South Dakota | 92 | $ 11,880,000 | $ 129,000 | $ 59,000 |
| Lincoln County South Dakota | 77 | $ 10,702,000 | $ 138,000 | $ 63,000 |
| Grant County South Dakota | 68 | $ 4,872,000 | $ 71,000 | $ 39,000 |
| Holt County Nebraska | 53 | $ 2,739,000 | $ 51,000 | $ 41,000 |
| Brule County South Dakota | 32 | $ 1,709,000 | $ 53,000 | $ 43,000 |
| Lake County South Dakota | 27 | $ 2,455,000 | $ 90,000 | $ 59,000 |
| Custer County South Dakota | 22 | $ 2,142,000 | $ 97,000 | $ 49,000 |
| Butte County South Dakota | 19 | $ 1,739,000 | $ 91,000 | $ 48,000 |
| Deuel County South Dakota | 14 | $ 729,000 | $ 52,000 | $ 51,000 |
| Hamlin County South Dakota | 14 | $ 1,137,000 | $ 81,000 | $ 53,000 |
| Potter County South Dakota | 14 | $ 778,000 | $ 55,000 | $ 45,000 |
| Day County South Dakota | 12 | $ 785,000 | $ 65,000 | $ 49,000 |
| Lyman County South Dakota | 11 | $ 538,000 | $ 48,000 | $ 66,000 |
| Roberts County South Dakota | 11 | $ 919,000 | $ 83,000 | $ 37,000 |
| Edmunds County South Dakota | 10 | $ 1,088,000 | $ 108,000 | $ 45,000 |
| Clark County South Dakota | 7 | $ 221,000 | $ 31,000 | $ 36,000 |
| Turner County South Dakota | 6 | $ 529,000 | $ 88,000 | $ 71,000 |
| Brookings County South Dakota | 4 | $ 343,000 | $ 85,000 | $ 44,000 |
| Davison County South Dakota | 4 | $ 369,000 | $ 92,000 | $ 45,000 |
| Fall River County South Dakota | 4 | $ 250,000 | $ 62,000 | $ 26,000 |
| Kingsbury County South Dakota | 4 | $ 255,000 | $ 63,000 | $ 43,000 |
| McCook County South Dakota | 4 | $ 262,000 | $ 65,000 | $ 70,000 |
| McPherson County South Dakota | 3 | $ 113,000 | $ 37,000 | $ 47,000 |
| Crook County Wyoming | 3 | $ 382,000 | $ 127,000 | $ 63,000 |
| Maricopa County Arizona | 2 | $ 142,000 | $ 71,000 | $ 7,000 |
| Pinal County Arizona | 2 | $ 123,000 | $ 61,000 | $ 49,000 |
| Antelope County Nebraska | 2 | $ 80,000 | $ 40,000 | $ 36,000 |
| Douglas County Nebraska | 2 | $ 128,000 | $ 64,000 | $ 255,000 |
| Madison County Nebraska | 2 | $ 129,000 | $ 64,000 | $ 57,000 |
| Cass County North Dakota | 2 | $ 132,000 | $ 66,000 | $ 73,000 |
| Hughes County South Dakota | 2 | $ 118,000 | $ 59,000 | $ 121,000 |
| Marshall County South Dakota | 2 | $ 121,000 | $ 60,000 | $ 30,000 |
| Pierce County Wisconsin | 2 | $ 191,000 | $ 95,000 | $ 83,000 |
| Riverside County California | 1 | $ 159,000 | $ 159,000 | $ 49,000 |
| Arapahoe County Colorado | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Lee County Florida | 1 | $ 419,000 | $ 419,000 | $ 128,000 |
| Lake County Indiana | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Dickinson County Iowa | 1 | $ 241,000 | $ 241,000 | $ 200,000 |
| Lenawee County Michigan | 1 | $ 156,000 | $ 156,000 | $ 61,000 |
| Big Stone County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Chippewa County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Hennepin County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 57,000 |
| Lac qui Parle County Minnesota | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Nobles County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 79,000 |
| Traverse County Minnesota | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Yellow Medicine County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Cherry County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 64,000 |
| Merrick County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Wayne County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| Burleigh County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Dickey County North Dakota | 1 | $ 26,000 | $ 26,000 | $ 38,000 |
| Richland County North Dakota | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Beadle County South Dakota | 1 | $ 29,000 | $ 29,000 | $ 30,000 |
| Bennett County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Clay County South Dakota | 1 | $ 27,000 | $ 27,000 | $ 19,000 |
| Corson County South Dakota | 1 | $ 6,000 | $ 6,000 | $ 16,000 |
| Dewey County South Dakota | 1 | $ 43,000 | $ 43,000 | $ 76,000 |
| Douglas County South Dakota | 1 | $ 122,000 | $ 122,000 | $ 124,000 |
| Faulk County South Dakota | 1 | $ 119,000 | $ 119,000 | $ 62,000 |
| Haakon County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Hutchinson County South Dakota | 1 | $ 61,000 | $ 61,000 | $ 89,000 |
| Miner County South Dakota | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Stanley County South Dakota | 1 | $ 41,000 | $ 41,000 | $ 51,000 |
| Sully County South Dakota | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| Weston County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,026 | $112,062,000 | $96,600 | $5,875,000 | $54,500 | $510,000 |
| Refinancing | 835 | $81,457,000 | $139,300 | $634,000 | $68,300 | $500,000 |
| Home Improvement | 84 | $1,851,000 | $16,500 | $120,000 | $42,500 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,853 | $179,945,000 | $138,714 | $1,799,000 | $70,357 | $510,000 |
| American Indian or Alaskan Native | 24 | $2,032,000 | $84,000 | $282,000 | $44,000 | $141,000 |
| Not applicable | 23 | $8,930,000 | $221,666 | $5,875,000 | $24,666 | $321,000 |
| Hispanic | 22 | $1,851,000 | $84,000 | $176,000 | $49,000 | $84,000 |
| Black or African American | 8 | $942,000 | $117,000 | $189,000 | $68,000 | $119,000 |
| Asian | 7 | $1,012,000 | $144,000 | $350,000 | $80,000 | $246,000 |
| Not Provided | 5 | $242,000 | $38,500 | $144,000 | $45,500 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $416,000 | $138,000 | $189,000 | $59,000 | $69,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,704 | $166,561,000 | $136,857 | $5,875,000 | $70,214 | $510,000 |
| VA-guaranteed (Veterans Administration) | 114 | $15,529,000 | $136,000 | $235,000 | $44,000 | $119,000 |
| FHA-insured (Federal Housing Administration) | 90 | $9,044,000 | $72,750 | $181,000 | $42,250 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $4,236,000 | $114,000 | $154,000 | $40,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,723 | $172,423,000 | $143,692 | $5,875,000 | $73,000 | $510,000 |
| Application Withdrawn By Applicant | 92 | $11,819,000 | $121,500 | $634,000 | $64,000 | $246,000 |
| Application Denied By Financial Institution | 87 | $5,468,000 | $37,500 | $245,000 | $27,500 | $108,000 |
| Application Approved But Not Accepted | 30 | $4,594,000 | $92,000 | $525,000 | $47,666 | $240,000 |
| Preapproval Denied by Financial Institution | 13 | $1,066,000 | $82,000 | $200,000 | $39,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4 | $36,000 | $8,500 | $15,000 | $36,500 | $65,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.