Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Great Western Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,042 |
| Total Mortgage Loan Application Amount | $296,968,000 |
| Average Mortgage Loan Application Amount | $81,666 |
| Highest Mortgage Loan Application Amount | $3,150,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $1,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas County Nebraska | 411 | $ 33,601,000 | $ 81,000 | $ 75,000 |
| Minnehaha County South Dakota | 345 | $ 43,393,000 | $ 125,000 | $ 65,000 |
| Pennington County South Dakota | 226 | $ 23,722,000 | $ 104,000 | $ 58,000 |
| Sarpy County Nebraska | 202 | $ 14,592,000 | $ 72,000 | $ 71,000 |
| Codington County South Dakota | 180 | $ 18,853,000 | $ 104,000 | $ 70,000 |
| Brown County South Dakota | 161 | $ 17,384,000 | $ 107,000 | $ 65,000 |
| Lincoln County South Dakota | 133 | $ 21,540,000 | $ 161,000 | $ 73,000 |
| Polk County Iowa | 86 | $ 9,442,000 | $ 109,000 | $ 60,000 |
| Grant County South Dakota | 60 | $ 5,368,000 | $ 89,000 | $ 52,000 |
| Lawrence County South Dakota | 59 | $ 9,408,000 | $ 159,000 | $ 110,000 |
| Clarke County Iowa | 54 | $ 4,040,000 | $ 74,000 | $ 57,000 |
| Meade County South Dakota | 52 | $ 5,654,000 | $ 108,000 | $ 62,000 |
| Lake County South Dakota | 51 | $ 4,558,000 | $ 89,000 | $ 88,000 |
| Lucas County Iowa | 41 | $ 2,303,000 | $ 56,000 | $ 49,000 |
| Holt County Nebraska | 39 | $ 2,379,000 | $ 61,000 | $ 50,000 |
| Pottawattamie County Iowa | 38 | $ 2,414,000 | $ 63,000 | $ 60,000 |
| Decatur County Iowa | 34 | $ 2,256,000 | $ 66,000 | $ 48,000 |
| Harrison County Missouri | 28 | $ 2,006,000 | $ 71,000 | $ 55,000 |
| Mercer County Missouri | 25 | $ 1,523,000 | $ 60,000 | $ 94,000 |
| Wayne County Iowa | 24 | $ 1,680,000 | $ 70,000 | $ 108,000 |
| Ringgold County Iowa | 23 | $ 1,272,000 | $ 55,000 | $ 64,000 |
| Potter County South Dakota | 23 | $ 1,701,000 | $ 73,000 | $ 59,000 |
| Pinal County Arizona | 22 | $ 1,468,000 | $ 66,000 | $ 32,000 |
| Union County Iowa | 22 | $ 1,219,000 | $ 55,000 | $ 50,000 |
| Gentry County Missouri | 22 | $ 1,007,000 | $ 45,000 | $ 39,000 |
| Brule County South Dakota | 22 | $ 1,646,000 | $ 74,000 | $ 40,000 |
| Taylor County Iowa | 20 | $ 1,083,000 | $ 54,000 | $ 54,000 |
| Montgomery County Iowa | 19 | $ 1,368,000 | $ 72,000 | $ 58,000 |
| Putnam County Missouri | 19 | $ 950,000 | $ 50,000 | $ 42,000 |
| Lancaster County Nebraska | 19 | $ 1,006,000 | $ 52,000 | $ 79,000 |
| Dallas County Iowa | 18 | $ 1,901,000 | $ 105,000 | $ 90,000 |
| Fremont County Iowa | 18 | $ 694,000 | $ 38,000 | $ 67,000 |
| Butte County South Dakota | 16 | $ 2,212,000 | $ 138,000 | $ 55,000 |
| Custer County South Dakota | 16 | $ 2,154,000 | $ 134,000 | $ 57,000 |
| Edmunds County South Dakota | 16 | $ 1,652,000 | $ 103,000 | $ 79,000 |
| Worth County Missouri | 15 | $ 687,000 | $ 45,000 | $ 49,000 |
| Roberts County South Dakota | 14 | $ 1,631,000 | $ 116,000 | $ 68,000 |
| Warren County Iowa | 13 | $ 2,069,000 | $ 159,000 | $ 102,000 |
| Cass County Nebraska | 12 | $ 1,132,000 | $ 94,000 | $ 66,000 |
| Spink County South Dakota | 12 | $ 641,000 | $ 53,000 | $ 36,000 |
| Sullivan County Missouri | 11 | $ 842,000 | $ 76,000 | $ 39,000 |
| Day County South Dakota | 11 | $ 1,473,000 | $ 133,000 | $ 71,000 |
| Deuel County South Dakota | 10 | $ 1,004,000 | $ 100,000 | $ 42,000 |
| Hamlin County South Dakota | 10 | $ 1,263,000 | $ 126,000 | $ 40,000 |
| Navajo County Arizona | 8 | $ 808,000 | $ 101,000 | $ 78,000 |
| Otoe County Nebraska | 8 | $ 308,000 | $ 38,000 | $ 44,000 |
| Madison County Iowa | 7 | $ 831,000 | $ 118,000 | $ 70,000 |
| Marion County Iowa | 7 | $ 823,000 | $ 117,000 | $ 60,000 |
| Jackson County Missouri | 7 | $ 903,000 | $ 129,000 | $ 202,000 |
| Lyman County South Dakota | 7 | $ 623,000 | $ 89,000 | $ 52,000 |
| Turner County South Dakota | 7 | $ 433,000 | $ 61,000 | $ 64,000 |
| Nodaway County Missouri | 6 | $ 191,000 | $ 31,000 | $ 58,000 |
| Saunders County Nebraska | 6 | $ 226,000 | $ 37,000 | $ 67,000 |
| Clay County South Dakota | 6 | $ 505,000 | $ 84,000 | $ 40,000 |
| Walworth County South Dakota | 6 | $ 368,000 | $ 61,000 | $ 51,000 |
| Yankton County South Dakota | 6 | $ 762,000 | $ 127,000 | $ 48,000 |
| Page County Iowa | 5 | $ 203,000 | $ 40,000 | $ 47,000 |
| Washington County Nebraska | 5 | $ 230,000 | $ 46,000 | $ 85,000 |
| Burleigh County North Dakota | 5 | $ 736,000 | $ 147,000 | $ 43,000 |
| Bennett County South Dakota | 5 | $ 311,000 | $ 62,000 | $ 69,000 |
| Brookings County South Dakota | 5 | $ 622,000 | $ 124,000 | $ 57,000 |
| Kingsbury County South Dakota | 5 | $ 801,000 | $ 160,000 | $ 34,000 |
| Maricopa County Arizona | 4 | $ 1,429,000 | $ 357,000 | $ 0 |
| Adams County Iowa | 4 | $ 410,000 | $ 102,000 | $ 237,000 |
| Mills County Iowa | 4 | $ 307,000 | $ 76,000 | $ 45,000 |
| Johnson County Kansas | 4 | $ 603,000 | $ 150,000 | $ 46,000 |
| Atchison County Missouri | 4 | $ 166,000 | $ 41,000 | $ 46,000 |
| McCook County South Dakota | 4 | $ 665,000 | $ 166,000 | $ 70,000 |
| Boone County Iowa | 3 | $ 293,000 | $ 97,000 | $ 33,000 |
| Dickinson County Iowa | 3 | $ 584,000 | $ 194,000 | $ 216,000 |
| Harrison County Iowa | 3 | $ 231,000 | $ 77,000 | $ 51,000 |
| Dodge County Nebraska | 3 | $ 91,000 | $ 30,000 | $ 74,000 |
| Platte County Nebraska | 3 | $ 143,000 | $ 47,000 | $ 74,000 |
| Corson County South Dakota | 3 | $ 113,000 | $ 37,000 | $ 31,000 |
| Fall River County South Dakota | 3 | $ 496,000 | $ 165,000 | $ 60,000 |
| Hughes County South Dakota | 3 | $ 453,000 | $ 151,000 | $ 126,000 |
| Adair County Iowa | 2 | $ 216,000 | $ 108,000 | $ 58,000 |
| Appanoose County Iowa | 2 | $ 80,000 | $ 40,000 | $ 78,000 |
| Guthrie County Iowa | 2 | $ 474,000 | $ 237,000 | $ 248,000 |
| Jasper County Iowa | 2 | $ 101,000 | $ 50,000 | $ 206,000 |
| Story County Iowa | 2 | $ 145,000 | $ 72,000 | $ 62,000 |
| Big Stone County Minnesota | 2 | $ 138,000 | $ 69,000 | $ 26,000 |
| Hennepin County Minnesota | 2 | $ 496,000 | $ 248,000 | $ 55,000 |
| Traverse County Minnesota | 2 | $ 147,000 | $ 73,000 | $ 41,000 |
| Barry County Missouri | 2 | $ 215,000 | $ 107,000 | $ 22,000 |
| Camden County Missouri | 2 | $ 235,000 | $ 117,000 | $ 139,000 |
| Carroll County Missouri | 2 | $ 113,000 | $ 56,000 | $ 234,000 |
| DeKalb County Missouri | 2 | $ 25,000 | $ 12,000 | $ 48,000 |
| Grundy County Missouri | 2 | $ 56,000 | $ 28,000 | $ 45,000 |
| Clark County Nevada | 2 | $ 667,000 | $ 333,000 | $ 101,000 |
| Buffalo County South Dakota | 2 | $ 29,000 | $ 14,000 | $ 37,000 |
| Charles Mix County South Dakota | 2 | $ 89,000 | $ 44,000 | $ 14,000 |
| Clark County South Dakota | 2 | $ 249,000 | $ 124,000 | $ 39,000 |
| Hutchinson County South Dakota | 2 | $ 138,000 | $ 69,000 | $ 31,000 |
| Marshall County South Dakota | 2 | $ 279,000 | $ 139,000 | $ 51,000 |
| Miner County South Dakota | 2 | $ 39,000 | $ 19,000 | $ 47,000 |
| Moody County South Dakota | 2 | $ 143,000 | $ 71,000 | $ 50,000 |
| Cochise County Arizona | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Gila County Arizona | 1 | $ 51,000 | $ 51,000 | $ 72,000 |
| White County Arkansas | 1 | $ 169,000 | $ 169,000 | $ 77,000 |
| Riverside County California | 1 | $ 370,000 | $ 370,000 | $ 230,000 |
| Lake County Colorado | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Clayton County Georgia | 1 | $ 179,000 | $ 179,000 | $ 64,000 |
| Bonner County Idaho | 1 | $ 150,000 | $ 150,000 | $ 294,000 |
| Carroll County Iowa | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Cass County Iowa | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Henry County Iowa | 1 | $ 55,000 | $ 55,000 | $ 9,000 |
| Keokuk County Iowa | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Lyon County Iowa | 1 | $ 170,000 | $ 170,000 | $ 109,000 |
| Marshall County Iowa | 1 | $ 120,000 | $ 120,000 | $ 170,000 |
| Monona County Iowa | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| Plymouth County Iowa | 1 | $ 26,000 | $ 26,000 | $ 102,000 |
| Poweshiek County Iowa | 1 | $ 74,000 | $ 74,000 | $ 167,000 |
| Shelby County Iowa | 1 | $ 31,000 | $ 31,000 | $ 47,000 |
| Sioux County Iowa | 1 | $ 157,000 | $ 157,000 | $ 40,000 |
| Wapello County Iowa | 1 | $ 16,000 | $ 16,000 | $ 27,000 |
| Webster County Iowa | 1 | $ 192,000 | $ 192,000 | $ 53,000 |
| Woodbury County Iowa | 1 | $ 69,000 | $ 69,000 | $ 102,000 |
| Miami County Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Pratt County Kansas | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Hampshire County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Lac qui Parle County Minnesota | 1 | $ 47,000 | $ 47,000 | $ 66,000 |
| Yellow Medicine County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 24,000 |
| Benton County Missouri | 1 | $ 44,000 | $ 44,000 | $ 24,000 |
| Buchanan County Missouri | 1 | $ 3,000 | $ 3,000 | $ 39,000 |
| Callaway County Missouri | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Greene County Missouri | 1 | $ 36,000 | $ 36,000 | $ 86,000 |
| Linn County Missouri | 1 | $ 16,000 | $ 16,000 | $ 33,000 |
| Livingston County Missouri | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Morgan County Missouri | 1 | $ 140,000 | $ 140,000 | $ 89,000 |
| Platte County Missouri | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Schuyler County Missouri | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| Stone County Missouri | 1 | $ 124,000 | $ 124,000 | $ 59,000 |
| Antelope County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Burt County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 118,000 |
| Colfax County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Dawes County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Hall County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Knox County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Nemaha County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 61,000 |
| Seward County Nebraska | 1 | $ 12,000 | $ 12,000 | $ 29,000 |
| Stanton County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Adams County North Dakota | 1 | $ 41,000 | $ 41,000 | $ 46,000 |
| Grand Forks County North Dakota | 1 | $ 64,000 | $ 64,000 | $ 100,000 |
| Richland County North Dakota | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Beadle County South Dakota | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Bon Homme County South Dakota | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Davison County South Dakota | 1 | $ 23,000 | $ 23,000 | $ 72,000 |
| Jackson County South Dakota | 1 | $ 89,000 | $ 89,000 | $ 58,000 |
| McPherson County South Dakota | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Perkins County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
| Shannon County South Dakota | 1 | $ 49,000 | $ 49,000 | $ 137,000 |
| Stanley County South Dakota | 1 | $ 141,000 | $ 141,000 | $ 70,000 |
| Union County South Dakota | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Fairfax County Virginia | 1 | $ 413,000 | $ 413,000 | $ 138,000 |
| Prince William County Virginia | 1 | $ 380,000 | $ 380,000 | $ 104,000 |
| Crook County Wyoming | 1 | $ 250,000 | $ 250,000 | $ 81,000 |
| Johnson County Wyoming | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,538 | $180,191,000 | $117,000 | $3,150,000 | $63,000 | $1,007,000 |
| Refinancing | 1,031 | $102,773,000 | $99,000 | $1,000,000 | $72,000 | $1,040,000 |
| Home Improvement | 473 | $14,004,000 | $29,000 | $1,800,000 | $62,000 | $550,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,629 | $267,219,000 | $101,000 | $1,800,000 | $68,000 | $1,007,000 |
| Not Provided | 239 | $8,790,000 | $36,000 | $252,000 | $64,000 | $359,000 |
| Not applicable | 67 | $12,273,000 | $183,000 | $3,150,000 | $0 | $0 |
| Hispanic | 46 | $3,442,000 | $74,000 | $263,000 | $48,000 | $120,000 |
| American Indian or Alaskan Native | 25 | $1,738,000 | $69,000 | $218,000 | $46,000 | $144,000 |
| Black or African American | 22 | $2,032,000 | $92,000 | $417,000 | $107,000 | $1,040,000 |
| Asian | 13 | $1,381,000 | $106,000 | $413,000 | $68,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $93,000 | $93,000 | $93,000 | $40,000 | $40,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,719 | $258,127,000 | $94,000 | $3,150,000 | $67,000 | $1,040,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 128 | $13,210,000 | $103,000 | $194,000 | $40,000 | $74,000 |
| FHA-insured (Federal Housing Administration) | 121 | $14,659,000 | $121,000 | $350,000 | $58,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 74 | $10,972,000 | $148,000 | $270,000 | $56,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,985 | $194,688,000 | $98,000 | $3,150,000 | $68,000 | $1,040,000 |
| Application Approved But Not Accepted | 494 | $63,699,000 | $128,000 | $1,800,000 | $75,000 | $1,007,000 |
| Application Denied By Financial Institution | 375 | $19,573,000 | $52,000 | $512,000 | $52,000 | $359,000 |
| Preapproval Denied by Financial Institution | 128 | $12,409,000 | $96,000 | $203,000 | $35,000 | $108,000 |
| Application Withdrawn By Applicant | 60 | $6,599,000 | $109,000 | $276,000 | $60,000 | $206,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.