Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Great Western Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,697 |
| Total Mortgage Loan Application Amount | $320,964,000 |
| Average Mortgage Loan Application Amount | $96,333 |
| Highest Mortgage Loan Application Amount | $14,000,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,590,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 380 | $ 55,030,000 | $ 144,000 | $ 70,000 |
| Douglas County Nebraska | 260 | $ 22,119,000 | $ 85,000 | $ 84,000 |
| Codington County South Dakota | 213 | $ 25,703,000 | $ 120,000 | $ 82,000 |
| Pennington County South Dakota | 196 | $ 22,981,000 | $ 117,000 | $ 73,000 |
| Lincoln County South Dakota | 164 | $ 29,393,000 | $ 179,000 | $ 95,000 |
| Brown County South Dakota | 148 | $ 18,700,000 | $ 126,000 | $ 57,000 |
| Sarpy County Nebraska | 113 | $ 6,893,000 | $ 61,000 | $ 72,000 |
| Polk County Iowa | 102 | $ 16,644,000 | $ 163,000 | $ 64,000 |
| Pinal County Arizona | 62 | $ 7,504,000 | $ 121,000 | $ 62,000 |
| Grant County South Dakota | 59 | $ 5,312,000 | $ 90,000 | $ 54,000 |
| Clarke County Iowa | 58 | $ 5,048,000 | $ 87,000 | $ 60,000 |
| Lawrence County South Dakota | 54 | $ 7,501,000 | $ 138,000 | $ 94,000 |
| Meade County South Dakota | 52 | $ 5,234,000 | $ 100,000 | $ 65,000 |
| Lake County South Dakota | 51 | $ 4,934,000 | $ 96,000 | $ 62,000 |
| Holt County Nebraska | 41 | $ 1,759,000 | $ 42,000 | $ 49,000 |
| Lucas County Iowa | 38 | $ 2,261,000 | $ 59,000 | $ 46,000 |
| Brule County South Dakota | 33 | $ 2,732,000 | $ 82,000 | $ 60,000 |
| Decatur County Iowa | 29 | $ 2,886,000 | $ 99,000 | $ 85,000 |
| Pottawattamie County Iowa | 29 | $ 1,955,000 | $ 67,000 | $ 65,000 |
| Mercer County Missouri | 27 | $ 1,417,000 | $ 52,000 | $ 47,000 |
| Union County Iowa | 26 | $ 1,616,000 | $ 62,000 | $ 65,000 |
| Fremont County Iowa | 25 | $ 1,056,000 | $ 42,000 | $ 60,000 |
| Ringgold County Iowa | 24 | $ 1,087,000 | $ 45,000 | $ 75,000 |
| Worth County Missouri | 22 | $ 670,000 | $ 30,000 | $ 41,000 |
| Putnam County Missouri | 21 | $ 1,518,000 | $ 72,000 | $ 54,000 |
| Montgomery County Iowa | 20 | $ 1,516,000 | $ 75,000 | $ 53,000 |
| Day County South Dakota | 19 | $ 1,255,000 | $ 66,000 | $ 47,000 |
| Taylor County Iowa | 17 | $ 657,000 | $ 38,000 | $ 59,000 |
| Dallas County Iowa | 13 | $ 2,185,000 | $ 168,000 | $ 57,000 |
| Wayne County Iowa | 13 | $ 829,000 | $ 63,000 | $ 56,000 |
| Johnson County Kansas | 13 | $ 1,530,000 | $ 117,000 | $ 72,000 |
| Gentry County Missouri | 13 | $ 976,000 | $ 75,000 | $ 53,000 |
| Harrison County Missouri | 13 | $ 1,117,000 | $ 85,000 | $ 190,000 |
| Hamlin County South Dakota | 13 | $ 2,050,000 | $ 157,000 | $ 58,000 |
| Cass County Nebraska | 12 | $ 905,000 | $ 75,000 | $ 90,000 |
| Brookings County South Dakota | 12 | $ 1,827,000 | $ 152,000 | $ 106,000 |
| Gila County Arizona | 11 | $ 2,010,000 | $ 182,000 | $ 248,000 |
| Edmunds County South Dakota | 11 | $ 1,289,000 | $ 117,000 | $ 50,000 |
| Potter County South Dakota | 11 | $ 589,000 | $ 53,000 | $ 68,000 |
| Custer County South Dakota | 10 | $ 1,185,000 | $ 118,000 | $ 81,000 |
| Warren County Iowa | 9 | $ 1,044,000 | $ 116,000 | $ 65,000 |
| Sullivan County Missouri | 9 | $ 738,000 | $ 82,000 | $ 35,000 |
| Boone County Iowa | 8 | $ 3,120,000 | $ 390,000 | $ 0 |
| Deuel County South Dakota | 8 | $ 837,000 | $ 104,000 | $ 79,000 |
| Lyman County South Dakota | 8 | $ 312,000 | $ 39,000 | $ 85,000 |
| Spink County South Dakota | 8 | $ 527,000 | $ 65,000 | $ 38,000 |
| Walworth County South Dakota | 8 | $ 627,000 | $ 78,000 | $ 53,000 |
| Maricopa County Arizona | 7 | $ 1,392,000 | $ 198,000 | $ 112,000 |
| Cochise County Arizona | 6 | $ 367,000 | $ 61,000 | $ 26,000 |
| Washington County Nebraska | 6 | $ 469,000 | $ 78,000 | $ 79,000 |
| Hughes County South Dakota | 6 | $ 843,000 | $ 140,000 | $ 73,000 |
| Dickinson County Iowa | 5 | $ 2,103,000 | $ 420,000 | $ 175,000 |
| Madison County Iowa | 5 | $ 527,000 | $ 105,000 | $ 48,000 |
| Marion County Iowa | 5 | $ 506,000 | $ 101,000 | $ 39,000 |
| Mills County Iowa | 5 | $ 541,000 | $ 108,000 | $ 71,000 |
| Butte County South Dakota | 5 | $ 398,000 | $ 79,000 | $ 16,000 |
| Roberts County South Dakota | 5 | $ 554,000 | $ 110,000 | $ 62,000 |
| Turner County South Dakota | 5 | $ 299,000 | $ 59,000 | $ 75,000 |
| Clark County South Dakota | 4 | $ 83,000 | $ 20,000 | $ 45,000 |
| Fall River County South Dakota | 4 | $ 547,000 | $ 136,000 | $ 72,000 |
| McCook County South Dakota | 4 | $ 541,000 | $ 135,000 | $ 42,000 |
| Pima County Arizona | 3 | $ 2,967,000 | $ 989,000 | $ 36,000 |
| Adams County Iowa | 3 | $ 91,000 | $ 30,000 | $ 57,000 |
| Harrison County Iowa | 3 | $ 26,000 | $ 8,000 | $ 60,000 |
| Jasper County Iowa | 3 | $ 522,000 | $ 174,000 | $ 22,000 |
| Lyon County Iowa | 3 | $ 115,000 | $ 38,000 | $ 22,000 |
| Grundy County Missouri | 3 | $ 52,000 | $ 17,000 | $ 48,000 |
| Jackson County Missouri | 3 | $ 402,000 | $ 134,000 | $ 45,000 |
| Linn County Missouri | 3 | $ 228,000 | $ 76,000 | $ 40,000 |
| Nodaway County Missouri | 3 | $ 359,000 | $ 119,000 | $ 36,000 |
| Union County South Dakota | 3 | $ 485,000 | $ 161,000 | $ 69,000 |
| Crook County Wyoming | 3 | $ 599,000 | $ 199,000 | $ 76,000 |
| Navajo County Arizona | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Polk County Florida | 2 | $ 344,000 | $ 172,000 | $ 363,000 |
| Fayette County Georgia | 2 | $ 241,000 | $ 120,000 | $ 200,000 |
| Cerro Gordo County Iowa | 2 | $ 605,000 | $ 302,000 | $ 69,000 |
| Page County Iowa | 2 | $ 33,000 | $ 16,000 | $ 41,000 |
| Story County Iowa | 2 | $ 257,000 | $ 128,000 | $ 67,000 |
| Big Stone County Minnesota | 2 | $ 136,000 | $ 68,000 | $ 51,000 |
| Hennepin County Minnesota | 2 | $ 281,000 | $ 140,000 | $ 117,000 |
| Lac qui Parle County Minnesota | 2 | $ 97,000 | $ 48,000 | $ 42,000 |
| Adair County Missouri | 2 | $ 226,000 | $ 113,000 | $ 51,000 |
| Clinton County Missouri | 2 | $ 122,000 | $ 61,000 | $ 67,000 |
| Morgan County Missouri | 2 | $ 404,000 | $ 202,000 | $ 907,000 |
| Dodge County Nebraska | 2 | $ 31,000 | $ 15,000 | $ 74,000 |
| Lancaster County Nebraska | 2 | $ 72,000 | $ 36,000 | $ 39,000 |
| Saunders County Nebraska | 2 | $ 52,000 | $ 26,000 | $ 44,000 |
| Clay County South Dakota | 2 | $ 192,000 | $ 96,000 | $ 61,000 |
| Jackson County South Dakota | 2 | $ 186,000 | $ 93,000 | $ 55,000 |
| Kingsbury County South Dakota | 2 | $ 208,000 | $ 104,000 | $ 88,000 |
| McPherson County South Dakota | 2 | $ 86,000 | $ 43,000 | $ 57,000 |
| Miner County South Dakota | 2 | $ 48,000 | $ 24,000 | $ 25,000 |
| Yankton County South Dakota | 2 | $ 603,000 | $ 301,000 | $ 0 |
| Sauk County Wisconsin | 2 | $ 199,000 | $ 99,000 | $ 94,000 |
| Stanislaus County California | 1 | $ 216,000 | $ 216,000 | $ 75,000 |
| Jefferson County Colorado | 1 | $ 349,000 | $ 349,000 | $ 81,000 |
| Lee County Florida | 1 | $ 400,000 | $ 400,000 | $ 300,000 |
| Gwinnett County Georgia | 1 | $ 194,000 | $ 194,000 | $ 44,000 |
| Hawaii County Hawaii | 1 | $ 14,000,000 | $ 14,000,000 | $ 0 |
| Monroe County Indiana | 1 | $ 76,000 | $ 76,000 | $ 140,000 |
| Adair County Iowa | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Appanoose County Iowa | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Mahaska County Iowa | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Monona County Iowa | 1 | $ 95,000 | $ 95,000 | $ 152,000 |
| Monroe County Iowa | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Osceola County Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Poweshiek County Iowa | 1 | $ 46,000 | $ 46,000 | $ 184,000 |
| Sioux County Iowa | 1 | $ 1,000 | $ 1,000 | $ 49,000 |
| Woodbury County Iowa | 1 | $ 64,000 | $ 64,000 | $ 35,000 |
| Cass County Minnesota | 1 | $ 196,000 | $ 196,000 | $ 212,000 |
| Chippewa County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Crow Wing County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 107,000 |
| Otter Tail County Minnesota | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 316,000 | $ 316,000 | $ 191,000 |
| Rock County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 97,000 |
| Swift County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Atchison County Missouri | 1 | $ 59,000 | $ 59,000 | $ 43,000 |
| Camden County Missouri | 1 | $ 300,000 | $ 300,000 | $ 94,000 |
| Clay County Missouri | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Daviess County Missouri | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Schuyler County Missouri | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Antelope County Nebraska | 1 | $ 59,000 | $ 59,000 | $ 17,000 |
| Boyd County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
| Brown County Nebraska | 1 | $ 160,000 | $ 160,000 | $ 90,000 |
| Burt County Nebraska | 1 | $ 22,000 | $ 22,000 | $ 69,000 |
| Butler County Nebraska | 1 | $ 33,000 | $ 33,000 | $ 22,000 |
| Cuming County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Dakota County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 43,000 |
| Dixon County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 142,000 |
| Madison County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 67,000 |
| Nemaha County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 60,000 |
| Otoe County Nebraska | 1 | $ 21,000 | $ 21,000 | $ 75,000 |
| Platte County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Saline County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 45,000 |
| Luna County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| Sandoval County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Burleigh County North Dakota | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Cass County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Emmons County North Dakota | 1 | $ 58,000 | $ 58,000 | $ 88,000 |
| Lucas County Ohio | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Beadle County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 87,000 |
| Buffalo County South Dakota | 1 | $ 11,000 | $ 11,000 | $ 25,000 |
| Campbell County South Dakota | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Corson County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 238,000 |
| Davison County South Dakota | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Dewey County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Faulk County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 90,000 |
| Haakon County South Dakota | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Marshall County South Dakota | 1 | $ 153,000 | $ 153,000 | $ 122,000 |
| Moody County South Dakota | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
| Stanley County South Dakota | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Collin County Texas | 1 | $ 1,032,000 | $ 1,032,000 | $ 628,000 |
| Prince William County Virginia | 1 | $ 352,000 | $ 352,000 | $ 110,000 |
| Columbia County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 209,000 |
| Milwaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Weston County Wyoming | 1 | $ 1,000 | $ 1,000 | $ 0 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,245 | $156,429,000 | $125,000 | $1,830,000 | $69,000 | $1,590,000 |
| Refinancing | 1,135 | $155,694,000 | $137,000 | $14,000,000 | $78,000 | $1,400,000 |
| Home Improvement | 317 | $8,841,000 | $27,000 | $216,000 | $66,000 | $250,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,317 | $257,834,000 | $111,000 | $1,032,000 | $77,000 | $1,590,000 |
| Not Provided | 182 | $12,951,000 | $71,000 | $417,000 | $68,000 | $354,000 |
| Not applicable | 108 | $42,395,000 | $392,000 | $14,000,000 | $0 | $0 |
| Hispanic | 37 | $3,143,000 | $84,000 | $296,000 | $55,000 | $246,000 |
| American Indian or Alaskan Native | 20 | $1,584,000 | $79,000 | $275,000 | $53,000 | $122,000 |
| Black or African American | 17 | $1,748,000 | $102,000 | $199,000 | $64,000 | $140,000 |
| Asian | 16 | $1,309,000 | $81,000 | $154,000 | $73,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,257 | $265,176,000 | $117,000 | $14,000,000 | $76,000 | $1,590,000 |
| FHA-insured (Federal Housing Administration) | 292 | $37,162,000 | $127,000 | $305,000 | $54,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 97 | $10,630,000 | $109,000 | $400,000 | $46,000 | $871,000 |
| VA-guaranteed (Veterans Administration) | 51 | $7,996,000 | $156,000 | $349,000 | $62,000 | $159,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,831 | $224,286,000 | $122,000 | $14,000,000 | $72,000 | $1,590,000 |
| Application Approved But Not Accepted | 509 | $73,716,000 | $144,000 | $1,032,000 | $88,000 | $1,400,000 |
| Application Denied By Financial Institution | 321 | $19,010,000 | $59,000 | $417,000 | $50,000 | $693,000 |
| Application Withdrawn By Applicant | 36 | $3,952,000 | $109,000 | $417,000 | $64,000 | $240,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.