Great Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Great Western Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Great Western Bank 35 1St Ave Ne Watertown, SD 57201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,271 |
| Total Mortgage Loan Application Amount | $567,751,000 |
| Average Mortgage Loan Application Amount | $158,666 |
| Highest Mortgage Loan Application Amount | $19,200,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Great Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Great Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Great Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Great Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Great Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Great Western Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 267 | $ 79,859,000 | $ 299,000 | $ 73,000 |
| Douglas County Nebraska | 218 | $ 35,437,000 | $ 162,000 | $ 111,000 |
| Minnehaha County South Dakota | 192 | $ 33,641,000 | $ 175,000 | $ 91,000 |
| Codington County South Dakota | 148 | $ 25,716,000 | $ 173,000 | $ 88,000 |
| Webster County Iowa | 122 | $ 11,432,000 | $ 93,000 | $ 73,000 |
| Polk County Iowa | 120 | $ 18,853,000 | $ 157,000 | $ 99,000 |
| Sarpy County Nebraska | 111 | $ 15,651,000 | $ 141,000 | $ 90,000 |
| Brown County South Dakota | 89 | $ 14,757,000 | $ 165,000 | $ 154,000 |
| Lincoln County South Dakota | 88 | $ 19,941,000 | $ 226,000 | $ 118,000 |
| Story County Iowa | 67 | $ 9,543,000 | $ 142,000 | $ 79,000 |
| El Paso County Colorado | 64 | $ 14,822,000 | $ 231,000 | $ 103,000 |
| Des Moines County Iowa | 63 | $ 6,552,000 | $ 104,000 | $ 64,000 |
| Dallas County Iowa | 59 | $ 9,024,000 | $ 152,000 | $ 108,000 |
| Larimer County Colorado | 50 | $ 13,686,000 | $ 273,000 | $ 151,000 |
| Buffalo County Nebraska | 45 | $ 8,206,000 | $ 182,000 | $ 108,000 |
| Pottawattamie County Iowa | 43 | $ 4,772,000 | $ 110,000 | $ 66,000 |
| Weld County Colorado | 41 | $ 10,187,000 | $ 248,000 | $ 113,000 |
| Holt County Nebraska | 40 | $ 4,650,000 | $ 116,000 | $ 57,000 |
| Jasper County Iowa | 36 | $ 5,020,000 | $ 139,000 | $ 90,000 |
| Boulder County Colorado | 35 | $ 10,837,000 | $ 309,000 | $ 129,000 |
| Lincoln County Nebraska | 35 | $ 3,133,000 | $ 89,000 | $ 70,000 |
| Grant County South Dakota | 35 | $ 4,086,000 | $ 116,000 | $ 54,000 |
| Clarke County Iowa | 34 | $ 2,689,000 | $ 79,000 | $ 87,000 |
| Wayne County Iowa | 34 | $ 2,423,000 | $ 71,000 | $ 53,000 |
| Lake County South Dakota | 29 | $ 4,220,000 | $ 145,000 | $ 105,000 |
| Johnson County Iowa | 28 | $ 7,495,000 | $ 267,000 | $ 70,000 |
| Marshall County Iowa | 28 | $ 2,233,000 | $ 79,000 | $ 82,000 |
| Fremont County Iowa | 27 | $ 2,387,000 | $ 88,000 | $ 60,000 |
| Adams County Nebraska | 26 | $ 2,772,000 | $ 106,000 | $ 87,000 |
| Hall County Nebraska | 25 | $ 2,927,000 | $ 117,000 | $ 70,000 |
| Pennington County South Dakota | 25 | $ 3,267,000 | $ 130,000 | $ 61,000 |
| Arapahoe County Colorado | 24 | $ 6,916,000 | $ 288,000 | $ 452,000 |
| Scotts Bluff County Nebraska | 24 | $ 2,992,000 | $ 124,000 | $ 58,000 |
| Brule County South Dakota | 24 | $ 2,518,000 | $ 104,000 | $ 63,000 |
| Boone County Iowa | 23 | $ 3,332,000 | $ 144,000 | $ 88,000 |
| Platte County Nebraska | 23 | $ 2,560,000 | $ 111,000 | $ 99,000 |
| Pinal County Arizona | 22 | $ 3,370,000 | $ 153,000 | $ 98,000 |
| Ringgold County Iowa | 22 | $ 4,136,000 | $ 188,000 | $ 94,000 |
| Dawson County Nebraska | 22 | $ 2,045,000 | $ 92,000 | $ 68,000 |
| Douglas County Colorado | 21 | $ 6,640,000 | $ 316,000 | $ 117,000 |
| Phelps County Nebraska | 21 | $ 2,400,000 | $ 114,000 | $ 57,000 |
| Maricopa County Arizona | 20 | $ 10,312,000 | $ 515,000 | $ 217,000 |
| Custer County Nebraska | 20 | $ 1,782,000 | $ 89,000 | $ 54,000 |
| Denver County Colorado | 19 | $ 6,076,000 | $ 319,000 | $ 134,000 |
| Cass County Nebraska | 19 | $ 2,395,000 | $ 126,000 | $ 77,000 |
| Lucas County Iowa | 18 | $ 2,065,000 | $ 114,000 | $ 70,000 |
| Hamlin County South Dakota | 18 | $ 2,317,000 | $ 128,000 | $ 113,000 |
| Decatur County Iowa | 17 | $ 2,480,000 | $ 145,000 | $ 91,000 |
| Valley County Nebraska | 17 | $ 1,527,000 | $ 89,000 | $ 56,000 |
| Jefferson County Colorado | 16 | $ 3,676,000 | $ 229,000 | $ 88,000 |
| Lawrence County South Dakota | 16 | $ 3,356,000 | $ 209,000 | $ 156,000 |
| Linn County Iowa | 15 | $ 1,470,000 | $ 98,000 | $ 23,000 |
| Montgomery County Iowa | 15 | $ 1,208,000 | $ 80,000 | $ 105,000 |
| Dodge County Nebraska | 15 | $ 1,758,000 | $ 117,000 | $ 72,000 |
| Saline County Nebraska | 15 | $ 1,392,000 | $ 92,000 | $ 47,000 |
| Edmunds County South Dakota | 13 | $ 2,035,000 | $ 156,000 | $ 96,000 |
| Spink County South Dakota | 13 | $ 1,272,000 | $ 97,000 | $ 119,000 |
| Walworth County South Dakota | 13 | $ 2,130,000 | $ 163,000 | $ 97,000 |
| Poweshiek County Iowa | 12 | $ 1,211,000 | $ 100,000 | $ 57,000 |
| Warren County Iowa | 12 | $ 1,027,000 | $ 85,000 | $ 55,000 |
| Putnam County Missouri | 12 | $ 997,000 | $ 83,000 | $ 53,000 |
| Worth County Missouri | 12 | $ 616,000 | $ 51,000 | $ 42,000 |
| Adams County Colorado | 11 | $ 2,256,000 | $ 205,000 | $ 132,000 |
| Box Butte County Nebraska | 11 | $ 1,222,000 | $ 111,000 | $ 72,000 |
| Black Hawk County Iowa | 10 | $ 997,000 | $ 99,000 | $ 0 |
| Union County Iowa | 10 | $ 547,000 | $ 54,000 | $ 56,000 |
| Potter County South Dakota | 10 | $ 1,046,000 | $ 104,000 | $ 93,000 |
| Henry County Iowa | 9 | $ 1,770,000 | $ 196,000 | $ 43,000 |
| Garfield County Nebraska | 9 | $ 1,472,000 | $ 163,000 | $ 37,000 |
| Washington County Nebraska | 9 | $ 1,618,000 | $ 179,000 | $ 104,000 |
| Meade County South Dakota | 9 | $ 968,000 | $ 107,000 | $ 77,000 |
| Cass County Iowa | 8 | $ 886,000 | $ 110,000 | $ 69,000 |
| Mercer County Missouri | 8 | $ 1,760,000 | $ 220,000 | $ 238,000 |
| Sullivan County Missouri | 8 | $ 542,000 | $ 67,000 | $ 32,000 |
| Saunders County Nebraska | 8 | $ 1,196,000 | $ 149,000 | $ 73,000 |
| Roberts County South Dakota | 8 | $ 890,000 | $ 111,000 | $ 100,000 |
| Pima County Arizona | 7 | $ 553,000 | $ 79,000 | $ 63,000 |
| Harrison County Iowa | 7 | $ 985,000 | $ 140,000 | $ 71,000 |
| Page County Iowa | 7 | $ 577,000 | $ 82,000 | $ 48,000 |
| Taylor County Iowa | 7 | $ 1,849,000 | $ 264,000 | $ 406,000 |
| Gentry County Missouri | 7 | $ 398,000 | $ 56,000 | $ 51,000 |
| Cheyenne County Nebraska | 7 | $ 996,000 | $ 142,000 | $ 71,000 |
| Otoe County Nebraska | 7 | $ 710,000 | $ 101,000 | $ 82,000 |
| Stanton County Nebraska | 7 | $ 568,000 | $ 81,000 | $ 41,000 |
| Kingsbury County South Dakota | 7 | $ 704,000 | $ 100,000 | $ 55,000 |
| Lee County Iowa | 6 | $ 446,000 | $ 74,000 | $ 71,000 |
| Jackson County Missouri | 6 | $ 1,833,000 | $ 305,000 | $ 1,757,000 |
| Gage County Nebraska | 6 | $ 1,364,000 | $ 227,000 | $ 42,000 |
| Nemaha County Nebraska | 6 | $ 1,090,000 | $ 181,000 | $ 83,000 |
| Red Willow County Nebraska | 6 | $ 267,000 | $ 44,000 | $ 24,000 |
| Richardson County Nebraska | 6 | $ 557,000 | $ 92,000 | $ 54,000 |
| Deuel County South Dakota | 6 | $ 691,000 | $ 115,000 | $ 90,000 |
| Turner County South Dakota | 6 | $ 1,050,000 | $ 175,000 | $ 69,000 |
| Broomfield County Colorado | 5 | $ 1,239,000 | $ 247,000 | $ 190,000 |
| Pueblo County Colorado | 5 | $ 549,000 | $ 109,000 | $ 82,000 |
| Summit County Colorado | 5 | $ 1,897,000 | $ 379,000 | $ 127,000 |
| Humboldt County Iowa | 5 | $ 283,000 | $ 56,000 | $ 67,000 |
| Mills County Iowa | 5 | $ 470,000 | $ 94,000 | $ 59,000 |
| Camden County Missouri | 5 | $ 1,466,000 | $ 293,000 | $ 80,000 |
| Madison County Nebraska | 5 | $ 893,000 | $ 178,000 | $ 82,000 |
| Seward County Nebraska | 5 | $ 801,000 | $ 160,000 | $ 83,000 |
| Day County South Dakota | 5 | $ 692,000 | $ 138,000 | $ 146,000 |
| Hardin County Iowa | 4 | $ 109,000 | $ 27,000 | $ 34,000 |
| Jefferson County Iowa | 4 | $ 948,000 | $ 237,000 | $ 215,000 |
| Tama County Iowa | 4 | $ 190,000 | $ 47,000 | $ 63,000 |
| Harrison County Missouri | 4 | $ 768,000 | $ 192,000 | $ 78,000 |
| Union County South Dakota | 4 | $ 2,040,000 | $ 510,000 | $ 97,000 |
| Henderson County Illinois | 3 | $ 313,000 | $ 104,000 | $ 47,000 |
| Hamilton County Iowa | 3 | $ 173,000 | $ 57,000 | $ 47,000 |
| Lyon County Iowa | 3 | $ 345,000 | $ 115,000 | $ 61,000 |
| Madison County Iowa | 3 | $ 343,000 | $ 114,000 | $ 52,000 |
| Marion County Iowa | 3 | $ 214,000 | $ 71,000 | $ 45,000 |
| Monroe County Iowa | 3 | $ 158,000 | $ 52,000 | $ 48,000 |
| Woodbury County Iowa | 3 | $ 366,000 | $ 122,000 | $ 32,000 |
| Johnson County Kansas | 3 | $ 700,000 | $ 233,000 | $ 202,000 |
| Grundy County Missouri | 3 | $ 285,000 | $ 95,000 | $ 67,000 |
| Nodaway County Missouri | 3 | $ 580,000 | $ 193,000 | $ 34,000 |
| Stone County Missouri | 3 | $ 729,000 | $ 243,000 | $ 272,000 |
| Gosper County Nebraska | 3 | $ 293,000 | $ 97,000 | $ 46,000 |
| Kearney County Nebraska | 3 | $ 149,000 | $ 49,000 | $ 31,000 |
| Polk County Nebraska | 3 | $ 228,000 | $ 76,000 | $ 46,000 |
| Brookings County South Dakota | 3 | $ 366,000 | $ 122,000 | $ 71,000 |
| Clark County South Dakota | 3 | $ 570,000 | $ 190,000 | $ 86,000 |
| Lyman County South Dakota | 3 | $ 442,000 | $ 147,000 | $ 81,000 |
| McCook County South Dakota | 3 | $ 329,000 | $ 109,000 | $ 72,000 |
| Moody County South Dakota | 3 | $ 338,000 | $ 112,000 | $ 265,000 |
| Gila County Arizona | 2 | $ 857,000 | $ 428,000 | $ 103,000 |
| Hillsborough County Florida | 2 | $ 480,000 | $ 240,000 | $ 84,000 |
| Pinellas County Florida | 2 | $ 365,000 | $ 182,000 | $ 157,000 |
| Adams County Iowa | 2 | $ 107,000 | $ 53,000 | $ 11,000 |
| Appanoose County Iowa | 2 | $ 78,000 | $ 39,000 | $ 67,000 |
| Calhoun County Iowa | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Dickinson County Iowa | 2 | $ 298,000 | $ 149,000 | $ 75,000 |
| Greene County Iowa | 2 | $ 62,000 | $ 31,000 | $ 21,000 |
| Sioux County Iowa | 2 | $ 730,000 | $ 365,000 | $ 184,000 |
| Washington County Iowa | 2 | $ 334,000 | $ 167,000 | $ 56,000 |
| Wright County Iowa | 2 | $ 151,000 | $ 75,000 | $ 54,000 |
| Marshall County Kansas | 2 | $ 165,000 | $ 82,000 | $ 76,000 |
| Wyandotte County Kansas | 2 | $ 3,190,000 | $ 1,595,000 | $ 29,000 |
| Morrison County Minnesota | 2 | $ 834,000 | $ 417,000 | $ 485,000 |
| Rock County Minnesota | 2 | $ 296,000 | $ 148,000 | $ 41,000 |
| Buchanan County Missouri | 2 | $ 144,000 | $ 72,000 | $ 175,000 |
| Clay County Missouri | 2 | $ 220,000 | $ 110,000 | $ 82,000 |
| Henry County Missouri | 2 | $ 655,000 | $ 327,000 | $ 123,000 |
| Linn County Missouri | 2 | $ 495,000 | $ 247,000 | $ 134,000 |
| Antelope County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Boyd County Nebraska | 2 | $ 125,000 | $ 62,000 | $ 48,000 |
| Cherry County Nebraska | 2 | $ 189,000 | $ 94,000 | $ 47,000 |
| Clay County Nebraska | 2 | $ 212,000 | $ 106,000 | $ 86,000 |
| Furnas County Nebraska | 2 | $ 256,000 | $ 128,000 | $ 66,000 |
| Hamilton County Nebraska | 2 | $ 325,000 | $ 162,000 | $ 52,000 |
| Howard County Nebraska | 2 | $ 5,022,000 | $ 2,511,000 | $ 7,000 |
| Johnson County Nebraska | 2 | $ 70,000 | $ 35,000 | $ 49,000 |
| Knox County Nebraska | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Merrick County Nebraska | 2 | $ 399,000 | $ 199,000 | $ 63,000 |
| Wheeler County Nebraska | 2 | $ 185,000 | $ 92,000 | $ 126,000 |
| Clay County South Dakota | 2 | $ 376,000 | $ 188,000 | $ 85,000 |
| Faulk County South Dakota | 2 | $ 213,000 | $ 106,000 | $ 132,000 |
| Cochise County Arizona | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Coconino County Arizona | 1 | $ 700,000 | $ 700,000 | $ 260,000 |
| Santa Cruz County Arizona | 1 | $ 232,000 | $ 232,000 | $ 84,000 |
| Yavapai County Arizona | 1 | $ 620,000 | $ 620,000 | $ 560,000 |
| Yuma County Arizona | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Johnson County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Eagle County Colorado | 1 | $ 2,390,000 | $ 2,390,000 | $ 852,000 |
| Elbert County Colorado | 1 | $ 219,000 | $ 219,000 | $ 55,000 |
| Grand County Colorado | 1 | $ 417,000 | $ 417,000 | $ 258,000 |
| Mesa County Colorado | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Otero County Colorado | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Park County Colorado | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Collier County Florida | 1 | $ 675,000 | $ 675,000 | $ 63,000 |
| Manatee County Florida | 1 | $ 776,000 | $ 776,000 | $ 1,055,000 |
| Lake County Illinois | 1 | $ 417,000 | $ 417,000 | $ 260,000 |
| Warren County Illinois | 1 | $ 10,000 | $ 10,000 | $ 94,000 |
| Adair County Iowa | 1 | $ 7,000 | $ 7,000 | $ 81,000 |
| Audubon County Iowa | 1 | $ 83,000 | $ 83,000 | $ 66,000 |
| Benton County Iowa | 1 | $ 23,000 | $ 23,000 | $ 37,000 |
| Carroll County Iowa | 1 | $ 296,000 | $ 296,000 | $ 194,000 |
| Clayton County Iowa | 1 | $ 85,000 | $ 85,000 | $ 140,000 |
| Emmet County Iowa | 1 | $ 78,000 | $ 78,000 | $ 43,000 |
| Louisa County Iowa | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Pocahontas County Iowa | 1 | $ 41,000 | $ 41,000 | $ 77,000 |
| Sedgwick County Kansas | 1 | $ 1,645,000 | $ 1,645,000 | $ 0 |
| Douglas County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 264,000 |
| Kandiyohi County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 520,000 |
| Lincoln County Minnesota | 1 | $ 525,000 | $ 525,000 | $ 720,000 |
| Mille Lacs County Minnesota | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Otter Tail County Minnesota | 1 | $ 184,000 | $ 184,000 | $ 78,000 |
| Rice County Minnesota | 1 | $ 97,000 | $ 97,000 | $ 119,000 |
| Washington County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Wright County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 58,000 |
| Atchison County Missouri | 1 | $ 88,000 | $ 88,000 | $ 70,000 |
| Boone County Missouri | 1 | $ 417,000 | $ 417,000 | $ 203,000 |
| Callaway County Missouri | 1 | $ 66,000 | $ 66,000 | $ 78,000 |
| Carroll County Missouri | 1 | $ 239,000 | $ 239,000 | $ 129,000 |
| Clinton County Missouri | 1 | $ 404,000 | $ 404,000 | $ 181,000 |
| Johnson County Missouri | 1 | $ 3,024,000 | $ 3,024,000 | $ 0 |
| Platte County Missouri | 1 | $ 149,000 | $ 149,000 | $ 42,000 |
| Scotland County Missouri | 1 | $ 85,000 | $ 85,000 | $ 96,000 |
| Boone County Nebraska | 1 | $ 360,000 | $ 360,000 | $ 212,000 |
| Burt County Nebraska | 1 | $ 46,000 | $ 46,000 | $ 55,000 |
| Butler County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Cuming County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 134,000 |
| Fillmore County Nebraska | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Frontier County Nebraska | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Harlan County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 69,000 |
| Keith County Nebraska | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
| Morrill County Nebraska | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Pawnee County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Sheridan County Nebraska | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| York County Nebraska | 1 | $ 169,000 | $ 169,000 | $ 91,000 |
| Cass County North Dakota | 1 | $ 329,000 | $ 329,000 | $ 122,000 |
| Grant County North Dakota | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Richland County North Dakota | 1 | $ 26,000 | $ 26,000 | $ 69,000 |
| Delaware County Oklahoma | 1 | $ 167,000 | $ 167,000 | $ 91,000 |
| Butte County South Dakota | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Corson County South Dakota | 1 | $ 69,000 | $ 69,000 | $ 106,000 |
| Custer County South Dakota | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Davison County South Dakota | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Haakon County South Dakota | 1 | $ 46,000 | $ 46,000 | $ 36,000 |
| Hughes County South Dakota | 1 | $ 214,000 | $ 214,000 | $ 108,000 |
| Marshall County South Dakota | 1 | $ 670,000 | $ 670,000 | $ 53,000 |
| Yankton County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sauk County Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 471,000 |
| Converse County Wyoming | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
| Goshen County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 211,000 | $ 211,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Great Western Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,895 | $339,813,000 | $179,000 | $19,200,000 | $91,000 | $9,999,000 |
| Refinancing | 1,181 | $203,522,000 | $172,000 | $5,000,000 | $103,000 | $2,400,000 |
| Home Improvement | 195 | $24,416,000 | $125,000 | $950,000 | $120,000 | $5,821,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,639 | $404,146,000 | $153,000 | $1,788,000 | $98,000 | $2,400,000 |
| Not Provided | 210 | $43,560,000 | $207,000 | $2,390,000 | $144,000 | $5,821,000 |
| Not applicable | 153 | $84,510,000 | $552,000 | $19,200,000 | $0 | $0 |
| Hispanic | 115 | $13,084,000 | $113,000 | $512,000 | $70,000 | $465,000 |
| Asian | 108 | $16,657,000 | $154,000 | $1,000,000 | $71,000 | $501,000 |
| Black or African American | 24 | $2,907,000 | $121,000 | $373,000 | $84,000 | $350,000 |
| American Indian or Alaskan Native | 17 | $2,299,000 | $135,000 | $236,000 | $649,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $588,000 | $117,000 | $194,000 | $39,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,777 | $503,222,000 | $181,000 | $19,200,000 | $104,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 247 | $30,922,000 | $125,000 | $277,000 | $58,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 151 | $16,492,000 | $109,000 | $290,000 | $43,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 96 | $17,115,000 | $178,000 | $460,000 | $71,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,304 | $429,034,000 | $186,000 | $19,200,000 | $103,000 | $9,999,000 |
| Application Approved But Not Accepted | 447 | $75,818,000 | $169,000 | $1,000,000 | $102,000 | $2,400,000 |
| Application Denied By Financial Institution | 446 | $55,216,000 | $123,000 | $2,390,000 | $67,000 | $852,000 |
| Application Withdrawn By Applicant | 70 | $7,129,000 | $101,000 | $694,000 | $54,000 | $312,000 |
| File Closed For Incompleteness | 4 | $554,000 | $138,000 | $244,000 | $91,000 | $164,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Great Western Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Great Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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