Greenbank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Greenbank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenbank 100 N. Main Street Greeneville, TN 37743 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,507 |
| Total Mortgage Loan Application Amount | $144,512,000 |
| Average Mortgage Loan Application Amount | $154,785 |
| Highest Mortgage Loan Application Amount | $1,585,000 |
| Average Applicant Income | $97,071 |
| Highest Applicant Income | $1,281,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Greenbank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenbank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Greenbank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenbank serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenbank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenbank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greene County Tennessee | 200 | $ 12,321,000 | $ 61,000 | $ 42,000 |
| Blount County Tennessee | 191 | $ 24,916,000 | $ 130,000 | $ 85,000 |
| Washington County Tennessee | 182 | $ 17,359,000 | $ 95,000 | $ 58,000 |
| McMinn County Tennessee | 97 | $ 6,037,000 | $ 62,000 | $ 48,000 |
| Davidson County Tennessee | 96 | $ 13,197,000 | $ 137,000 | $ 199,000 |
| Sullivan County Tennessee | 80 | $ 6,714,000 | $ 83,000 | $ 66,000 |
| Hawkins County Tennessee | 70 | $ 4,071,000 | $ 58,000 | $ 50,000 |
| Sumner County Tennessee | 62 | $ 4,598,000 | $ 74,000 | $ 92,000 |
| Knox County Tennessee | 56 | $ 9,071,000 | $ 161,000 | $ 110,000 |
| Lawrence County Tennessee | 51 | $ 2,098,000 | $ 41,000 | $ 48,000 |
| Carter County Tennessee | 48 | $ 4,066,000 | $ 84,000 | $ 38,000 |
| Loudon County Tennessee | 41 | $ 2,875,000 | $ 70,000 | $ 83,000 |
| Monroe County Tennessee | 37 | $ 2,753,000 | $ 74,000 | $ 85,000 |
| Rutherford County Tennessee | 31 | $ 2,845,000 | $ 91,000 | $ 73,000 |
| Hamblen County Tennessee | 27 | $ 1,793,000 | $ 66,000 | $ 48,000 |
| Cocke County Tennessee | 22 | $ 1,220,000 | $ 55,000 | $ 49,000 |
| Sevier County Tennessee | 21 | $ 5,811,000 | $ 276,000 | $ 107,000 |
| Montgomery County Tennessee | 12 | $ 613,000 | $ 51,000 | $ 167,000 |
| Madison County North Carolina | 11 | $ 565,000 | $ 51,000 | $ 52,000 |
| Washington County Virginia | 11 | $ 1,276,000 | $ 116,000 | $ 44,000 |
| Unicoi County Tennessee | 10 | $ 789,000 | $ 78,000 | $ 155,000 |
| Meigs County Tennessee | 7 | $ 770,000 | $ 110,000 | $ 66,000 |
| Jefferson County Tennessee | 6 | $ 773,000 | $ 128,000 | $ 53,000 |
| Williamson County Tennessee | 6 | $ 1,868,000 | $ 311,000 | $ 217,000 |
| Bristol County Virginia | 6 | $ 1,365,000 | $ 227,000 | $ 70,000 |
| Johnson County Tennessee | 5 | $ 340,000 | $ 68,000 | $ 48,000 |
| Roane County Tennessee | 5 | $ 958,000 | $ 191,000 | $ 215,000 |
| Lauderdale County Alabama | 3 | $ 188,000 | $ 62,000 | $ 60,000 |
| Anderson County Tennessee | 3 | $ 384,000 | $ 128,000 | $ 71,000 |
| Maury County Tennessee | 3 | $ 865,000 | $ 288,000 | $ 29,000 |
| Dickson County Tennessee | 2 | $ 138,000 | $ 69,000 | $ 152,000 |
| Grainger County Tennessee | 2 | $ 66,000 | $ 33,000 | $ 41,000 |
| Macon County Tennessee | 2 | $ 74,000 | $ 37,000 | $ 38,000 |
| Polk County Tennessee | 2 | $ 224,000 | $ 112,000 | $ 66,000 |
| Trousdale County Tennessee | 2 | $ 84,000 | $ 42,000 | $ 26,000 |
| Marengo County Alabama | 1 | $ 150,000 | $ 150,000 | $ 41,000 |
| Walton County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 633,000 |
| Avery County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 26,000 |
| Mitchell County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Bradley County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 177,000 |
| Cannon County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 29,000 |
| Cumberland County Tennessee | 1 | $ 6,000 | $ 6,000 | $ 53,000 |
| Giles County Tennessee | 1 | $ 13,000 | $ 13,000 | $ 139,000 |
| Hamilton County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Hancock County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 12,000 |
| Overton County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 26,000 |
| Robertson County Tennessee | 1 | $ 38,000 | $ 38,000 | $ 110,000 |
| Wayne County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| White County Tennessee | 1 | $ 41,000 | $ 41,000 | $ 92,000 |
| Wilson County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 44,000 |
| Lee County Virginia | 1 | $ 39,000 | $ 39,000 | $ 20,000 |
| Scott County Virginia | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Wise County Virginia | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Greenbank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 741 | $84,195,000 | $276,833 | $1,250,000 | $150,833 | $1,281,000 |
| Refinancing | 525 | $55,611,000 | $113,250 | $1,585,000 | $64,000 | $1,054,000 |
| Home Improvement | 241 | $4,706,000 | $13,250 | $282,000 | $49,500 | $390,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,356 | $122,596,000 | $250,500 | $1,250,000 | $148,166 | $1,148,000 |
| Not applicable | 88 | $16,371,000 | $367,000 | $1,585,000 | $134,500 | $1,281,000 |
| Black or African American | 22 | $1,760,000 | $118,000 | $264,000 | $69,000 | $177,000 |
| Hispanic | 21 | $1,626,000 | $86,500 | $217,000 | $38,500 | $125,000 |
| Not Provided | 10 | $388,000 | $38,000 | $228,000 | $41,000 | $118,000 |
| Asian | 8 | $1,634,000 | $204,000 | $359,000 | $82,000 | $252,000 |
| American Indian or Alaskan Native | 1 | $60,000 | $60,000 | $60,000 | $25,000 | $25,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $77,000 | $77,000 | $77,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,498 | $143,340,000 | $264,500 | $1,585,000 | $150,833 | $1,281,000 |
| VA-guaranteed (Veterans Administration) | 5 | $732,000 | $156,500 | $175,000 | $50,500 | $62,000 |
| FHA-insured (Federal Housing Administration) | 3 | $327,000 | $107,000 | $123,000 | $8,000 | $32,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $113,000 | $113,000 | $113,000 | $29,000 | $29,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,067 | $102,253,000 | $89,250 | $1,585,000 | $69,750 | $1,281,000 |
| Application Denied By Financial Institution | 229 | $14,140,000 | $73,800 | $344,000 | $40,000 | $172,000 |
| Application Withdrawn By Applicant | 109 | $13,722,000 | $119,000 | $454,000 | $45,666 | $777,000 |
| File Closed For Incompleteness | 95 | $13,215,000 | $452,000 | $1,100,000 | $249,000 | $633,000 |
| Application Approved But Not Accepted | 7 | $1,182,000 | $168,000 | $300,000 | $51,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenbank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.