Greenstone Farm Credit Services, Flca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Greenstone Farm Credit Services, Flca 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstone Farm Credit Services, Flca 3515 West Rd East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 775 |
| Total Mortgage Loan Application Amount | $164,576,000 |
| Average Mortgage Loan Application Amount | $170,142 |
| Highest Mortgage Loan Application Amount | $1,999,000 |
| Average Applicant Income | $193,142 |
| Highest Applicant Income | $1,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Greenstone Farm Credit Services, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstone Farm Credit Services, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Greenstone Farm Credit Services, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstone Farm Credit Services, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstone Farm Credit Services, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstone Farm Credit Services, Flca's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 65 | $ 12,019,000 | $ 184,000 | $ 114,000 |
| Jackson County Michigan | 41 | $ 6,340,000 | $ 154,000 | $ 71,000 |
| Ionia County Michigan | 36 | $ 6,838,000 | $ 189,000 | $ 359,000 |
| Lenawee County Michigan | 30 | $ 5,338,000 | $ 177,000 | $ 136,000 |
| Shiawassee County Michigan | 29 | $ 5,442,000 | $ 187,000 | $ 206,000 |
| Eaton County Michigan | 28 | $ 4,294,000 | $ 153,000 | $ 77,000 |
| Hillsdale County Michigan | 27 | $ 5,785,000 | $ 214,000 | $ 122,000 |
| Monroe County Michigan | 22 | $ 3,407,000 | $ 154,000 | $ 93,000 |
| Calhoun County Michigan | 21 | $ 3,484,000 | $ 165,000 | $ 97,000 |
| Kalamazoo County Michigan | 21 | $ 4,248,000 | $ 202,000 | $ 281,000 |
| Saginaw County Michigan | 21 | $ 2,307,000 | $ 109,000 | $ 69,000 |
| Clinton County Michigan | 19 | $ 5,680,000 | $ 298,000 | $ 154,000 |
| Huron County Michigan | 18 | $ 4,776,000 | $ 265,000 | $ 454,000 |
| Gratiot County Michigan | 17 | $ 3,443,000 | $ 202,000 | $ 434,000 |
| Lapeer County Michigan | 17 | $ 3,028,000 | $ 178,000 | $ 125,000 |
| Sanilac County Michigan | 17 | $ 2,889,000 | $ 169,000 | $ 255,000 |
| Allegan County Michigan | 16 | $ 6,841,000 | $ 427,000 | $ 497,000 |
| St. Joseph County Michigan | 16 | $ 5,696,000 | $ 356,000 | $ 298,000 |
| Tuscola County Michigan | 16 | $ 1,941,000 | $ 121,000 | $ 121,000 |
| Shawano County Wisconsin | 16 | $ 2,888,000 | $ 180,000 | $ 316,000 |
| Cass County Michigan | 15 | $ 2,838,000 | $ 189,000 | $ 168,000 |
| Montcalm County Michigan | 15 | $ 7,365,000 | $ 491,000 | $ 437,000 |
| Waupaca County Wisconsin | 15 | $ 2,400,000 | $ 160,000 | $ 160,000 |
| Osceola County Michigan | 14 | $ 1,768,000 | $ 126,000 | $ 72,000 |
| Branch County Michigan | 13 | $ 2,147,000 | $ 165,000 | $ 299,000 |
| Ingham County Michigan | 13 | $ 2,836,000 | $ 218,000 | $ 135,000 |
| Kent County Michigan | 11 | $ 5,950,000 | $ 540,000 | $ 695,000 |
| Van Buren County Michigan | 11 | $ 1,905,000 | $ 173,000 | $ 308,000 |
| Livingston County Michigan | 10 | $ 2,082,000 | $ 208,000 | $ 130,000 |
| Barry County Michigan | 9 | $ 1,559,000 | $ 173,000 | $ 80,000 |
| Mecosta County Michigan | 9 | $ 702,000 | $ 78,000 | $ 102,000 |
| Ottawa County Michigan | 9 | $ 1,726,000 | $ 191,000 | $ 664,000 |
| Genesee County Michigan | 8 | $ 1,042,000 | $ 130,000 | $ 170,000 |
| Newaygo County Michigan | 8 | $ 800,000 | $ 100,000 | $ 225,000 |
| Outagamie County Wisconsin | 8 | $ 1,789,000 | $ 223,000 | $ 137,000 |
| Grand Traverse County Michigan | 7 | $ 6,564,000 | $ 937,000 | $ 548,000 |
| Isabella County Michigan | 7 | $ 2,294,000 | $ 327,000 | $ 579,000 |
| Bay County Michigan | 6 | $ 553,000 | $ 92,000 | $ 50,000 |
| Missaukee County Michigan | 6 | $ 764,000 | $ 127,000 | $ 145,000 |
| Oakland County Michigan | 6 | $ 1,620,000 | $ 270,000 | $ 736,000 |
| Berrien County Michigan | 5 | $ 1,503,000 | $ 300,000 | $ 298,000 |
| Wexford County Michigan | 5 | $ 871,000 | $ 174,000 | $ 343,000 |
| Kewaunee County Wisconsin | 5 | $ 4,276,000 | $ 855,000 | $ 1,075,000 |
| Gladwin County Michigan | 4 | $ 490,000 | $ 122,000 | $ 53,000 |
| Oceana County Michigan | 4 | $ 664,000 | $ 166,000 | $ 366,000 |
| Otsego County Michigan | 4 | $ 410,000 | $ 102,000 | $ 261,000 |
| Arenac County Michigan | 3 | $ 413,000 | $ 137,000 | $ 165,000 |
| Leelanau County Michigan | 3 | $ 408,000 | $ 136,000 | $ 289,000 |
| Macomb County Michigan | 3 | $ 870,000 | $ 290,000 | $ 413,000 |
| Mason County Michigan | 3 | $ 462,000 | $ 154,000 | $ 218,000 |
| Menominee County Michigan | 3 | $ 222,000 | $ 74,000 | $ 268,000 |
| Midland County Michigan | 3 | $ 504,000 | $ 168,000 | $ 168,000 |
| Muskegon County Michigan | 3 | $ 238,000 | $ 79,000 | $ 473,000 |
| Ogemaw County Michigan | 3 | $ 446,000 | $ 148,000 | $ 121,000 |
| Wayne County Michigan | 3 | $ 428,000 | $ 142,000 | $ 211,000 |
| Manitowoc County Wisconsin | 3 | $ 907,000 | $ 302,000 | $ 606,000 |
| Antrim County Michigan | 2 | $ 294,000 | $ 147,000 | $ 650,000 |
| Roscommon County Michigan | 2 | $ 278,000 | $ 139,000 | $ 46,000 |
| St. Clair County Michigan | 2 | $ 136,000 | $ 68,000 | $ 124,000 |
| Brown County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 94,000 |
| Door County Wisconsin | 2 | $ 1,025,000 | $ 512,000 | $ 195,000 |
| Winnebago County Wisconsin | 2 | $ 2,238,000 | $ 1,119,000 | $ 1,050,000 |
| Alcona County Michigan | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Alpena County Michigan | 1 | $ 126,000 | $ 126,000 | $ 130,000 |
| Clare County Michigan | 1 | $ 365,000 | $ 365,000 | $ 142,000 |
| Delta County Michigan | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Houghton County Michigan | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Iosco County Michigan | 1 | $ 130,000 | $ 130,000 | $ 406,000 |
| Manistee County Michigan | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| Oscoda County Michigan | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Fulton County Ohio | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Williams County Ohio | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Langlade County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Marinette County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Pepin County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Greenstone Farm Credit Services, Flca in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 430 | $114,845,000 | $323,000 | $1,999,000 | $447,000 | $1,999,000 |
| Home Purchase | 261 | $41,704,000 | $129,666 | $1,065,000 | $102,666 | $1,999,000 |
| Home Improvement | 84 | $8,027,000 | $78,000 | $575,000 | $75,000 | $759,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 641 | $106,730,000 | $149,666 | $1,850,000 | $150,333 | $1,999,000 |
| Not Provided | 127 | $56,338,000 | $414,666 | $1,999,000 | $469,333 | $1,999,000 |
| Hispanic | 4 | $910,000 | $227,000 | $348,000 | $106,000 | $232,000 |
| Black or African American | 2 | $373,000 | $186,000 | $321,000 | $67,000 | $91,000 |
| American Indian or Alaskan Native | 1 | $225,000 | $225,000 | $225,000 | $60,000 | $60,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 775 | $164,576,000 | $199,666 | $1,999,000 | $224,333 | $1,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 750 | $159,844,000 | $198,333 | $1,999,000 | $235,666 | $1,999,000 |
| Application Denied By Financial Institution | 11 | $1,996,000 | $149,000 | $440,000 | $61,500 | $200,000 |
| Application Withdrawn By Applicant | 11 | $2,092,000 | $217,000 | $498,000 | $120,000 | $258,000 |
| Application Approved But Not Accepted | 2 | $469,000 | $234,000 | $334,000 | $106,000 | $133,000 |
| File Closed For Incompleteness | 1 | $175,000 | $175,000 | $175,000 | $86,000 | $86,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5 | $597,000 | $115,500 | $165,000 | $49,500 | $60,000 |
| Debt-To-Income Ratio | 4 | $929,000 | $232,000 | $440,000 | $62,000 | $127,000 |
| Other | 1 | $330,000 | $330,000 | $330,000 | $200,000 | $200,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstone Farm Credit Services, Flca's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstone Farm Credit Services, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.