Greenstone Farm Credit Services, Flca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Greenstone Farm Credit Services, Flca 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstone Farm Credit Services, Flca 3515 West Rd East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 842 |
| Total Mortgage Loan Application Amount | $160,032,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $254,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Greenstone Farm Credit Services, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstone Farm Credit Services, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Greenstone Farm Credit Services, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstone Farm Credit Services, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstone Farm Credit Services, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstone Farm Credit Services, Flca's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 52 | $ 12,777,000 | $ 245,000 | $ 138,000 |
| Hillsdale County Michigan | 35 | $ 6,245,000 | $ 178,000 | $ 193,000 |
| Ionia County Michigan | 34 | $ 4,831,000 | $ 142,000 | $ 119,000 |
| Lenawee County Michigan | 26 | $ 3,744,000 | $ 144,000 | $ 104,000 |
| Sanilac County Michigan | 26 | $ 5,222,000 | $ 200,000 | $ 351,000 |
| Jackson County Michigan | 25 | $ 2,670,000 | $ 106,000 | $ 78,000 |
| Eaton County Michigan | 23 | $ 3,491,000 | $ 151,000 | $ 75,000 |
| Clinton County Michigan | 22 | $ 3,228,000 | $ 146,000 | $ 125,000 |
| Shawano County Wisconsin | 22 | $ 5,261,000 | $ 239,000 | $ 260,000 |
| Waupaca County Wisconsin | 22 | $ 3,255,000 | $ 147,000 | $ 88,000 |
| Livingston County Michigan | 18 | $ 2,911,000 | $ 161,000 | $ 85,000 |
| Van Buren County Michigan | 18 | $ 2,277,000 | $ 126,000 | $ 167,000 |
| Isabella County Michigan | 17 | $ 2,433,000 | $ 143,000 | $ 193,000 |
| Kent County Michigan | 17 | $ 3,538,000 | $ 208,000 | $ 127,000 |
| Ottawa County Michigan | 17 | $ 5,621,000 | $ 330,000 | $ 861,000 |
| Tuscola County Michigan | 17 | $ 2,204,000 | $ 129,000 | $ 192,000 |
| Missaukee County Michigan | 16 | $ 4,896,000 | $ 306,000 | $ 801,000 |
| Montcalm County Michigan | 16 | $ 1,577,000 | $ 98,000 | $ 84,000 |
| Manitowoc County Wisconsin | 15 | $ 4,041,000 | $ 269,000 | $ 175,000 |
| Shiawassee County Michigan | 14 | $ 1,920,000 | $ 137,000 | $ 236,000 |
| Brown County Wisconsin | 14 | $ 2,921,000 | $ 208,000 | $ 93,000 |
| Oconto County Wisconsin | 14 | $ 2,814,000 | $ 201,000 | $ 173,000 |
| Barry County Michigan | 13 | $ 3,665,000 | $ 281,000 | $ 239,000 |
| Cass County Michigan | 13 | $ 2,134,000 | $ 164,000 | $ 354,000 |
| Monroe County Michigan | 13 | $ 1,254,000 | $ 96,000 | $ 79,000 |
| Berrien County Michigan | 12 | $ 2,007,000 | $ 167,000 | $ 242,000 |
| Lapeer County Michigan | 12 | $ 1,741,000 | $ 145,000 | $ 211,000 |
| Osceola County Michigan | 12 | $ 1,963,000 | $ 163,000 | $ 172,000 |
| Outagamie County Wisconsin | 12 | $ 5,435,000 | $ 452,000 | $ 1,001,000 |
| Allegan County Michigan | 11 | $ 2,792,000 | $ 253,000 | $ 274,000 |
| Gratiot County Michigan | 11 | $ 1,322,000 | $ 120,000 | $ 98,000 |
| Marinette County Wisconsin | 11 | $ 2,387,000 | $ 217,000 | $ 238,000 |
| Ingham County Michigan | 10 | $ 2,330,000 | $ 233,000 | $ 566,000 |
| Menominee County Michigan | 10 | $ 1,148,000 | $ 114,000 | $ 146,000 |
| St. Joseph County Michigan | 10 | $ 2,974,000 | $ 297,000 | $ 226,000 |
| Kewaunee County Wisconsin | 10 | $ 2,061,000 | $ 206,000 | $ 848,000 |
| Branch County Michigan | 9 | $ 1,041,000 | $ 115,000 | $ 127,000 |
| Kalamazoo County Michigan | 9 | $ 3,969,000 | $ 441,000 | $ 488,000 |
| Newaygo County Michigan | 9 | $ 1,458,000 | $ 162,000 | $ 189,000 |
| Calhoun County Michigan | 8 | $ 1,095,000 | $ 136,000 | $ 190,000 |
| Grand Traverse County Michigan | 8 | $ 1,168,000 | $ 146,000 | $ 155,000 |
| Midland County Michigan | 8 | $ 1,784,000 | $ 223,000 | $ 113,000 |
| Oceana County Michigan | 8 | $ 1,054,000 | $ 131,000 | $ 1,178,000 |
| St. Clair County Michigan | 8 | $ 1,898,000 | $ 237,000 | $ 461,000 |
| Door County Wisconsin | 8 | $ 1,463,000 | $ 182,000 | $ 89,000 |
| Huron County Michigan | 7 | $ 3,509,000 | $ 501,000 | $ 1,583,000 |
| Macomb County Michigan | 7 | $ 1,001,000 | $ 143,000 | $ 202,000 |
| Wayne County Michigan | 7 | $ 1,653,000 | $ 236,000 | $ 110,000 |
| Muskegon County Michigan | 6 | $ 2,270,000 | $ 378,000 | $ 606,000 |
| Saginaw County Michigan | 6 | $ 1,164,000 | $ 194,000 | $ 192,000 |
| Antrim County Michigan | 5 | $ 858,000 | $ 171,000 | $ 393,000 |
| Clare County Michigan | 5 | $ 965,000 | $ 193,000 | $ 73,000 |
| Gladwin County Michigan | 5 | $ 561,000 | $ 112,000 | $ 417,000 |
| Otsego County Michigan | 5 | $ 572,000 | $ 114,000 | $ 956,000 |
| Wexford County Michigan | 5 | $ 545,000 | $ 109,000 | $ 67,000 |
| Alpena County Michigan | 4 | $ 421,000 | $ 105,000 | $ 193,000 |
| Bay County Michigan | 4 | $ 741,000 | $ 185,000 | $ 482,000 |
| Charlevoix County Michigan | 4 | $ 523,000 | $ 130,000 | $ 46,000 |
| Kalkaska County Michigan | 4 | $ 199,000 | $ 49,000 | $ 71,000 |
| Leelanau County Michigan | 4 | $ 1,632,000 | $ 408,000 | $ 285,000 |
| Emmet County Michigan | 3 | $ 573,000 | $ 191,000 | $ 2,042,000 |
| Genesee County Michigan | 3 | $ 566,000 | $ 188,000 | $ 76,000 |
| Lake County Michigan | 3 | $ 295,000 | $ 98,000 | $ 228,000 |
| Mackinac County Michigan | 3 | $ 539,000 | $ 179,000 | $ 403,000 |
| Oakland County Michigan | 3 | $ 875,000 | $ 291,000 | $ 300,000 |
| Ogemaw County Michigan | 3 | $ 260,000 | $ 86,000 | $ 253,000 |
| Oscoda County Michigan | 3 | $ 324,000 | $ 108,000 | $ 306,000 |
| Alger County Michigan | 2 | $ 125,000 | $ 62,000 | $ 37,000 |
| Cheboygan County Michigan | 2 | $ 385,000 | $ 192,000 | $ 116,000 |
| Delta County Michigan | 2 | $ 252,000 | $ 126,000 | $ 66,000 |
| Mason County Michigan | 2 | $ 139,000 | $ 69,000 | $ 49,000 |
| Mecosta County Michigan | 2 | $ 357,000 | $ 178,000 | $ 68,000 |
| Presque Isle County Michigan | 2 | $ 73,000 | $ 36,000 | $ 302,000 |
| Roscommon County Michigan | 2 | $ 419,000 | $ 209,000 | $ 184,000 |
| Pike County Illinois | 1 | $ 237,000 | $ 237,000 | $ 99,000 |
| Benzie County Michigan | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Chippewa County Michigan | 1 | $ 69,000 | $ 69,000 | $ 105,000 |
| Iosco County Michigan | 1 | $ 229,000 | $ 229,000 | $ 178,000 |
| Manistee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Schoolcraft County Michigan | 1 | $ 138,000 | $ 138,000 | $ 150,000 |
| Allen County Ohio | 1 | $ 43,000 | $ 43,000 | $ 89,000 |
| Calumet County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Jackson County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 151,000 |
| Langlade County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Lincoln County Wisconsin | 1 | $ 413,000 | $ 413,000 | $ 249,000 |
| Price County Wisconsin | 1 | $ 102,000 | $ 102,000 | $ 80,000 |
| Vilas County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 257,000 |
| Winnebago County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Greenstone Farm Credit Services, Flca in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 476 | $105,727,000 | $222,000 | $3,000,000 | $311,000 | $6,000,000 |
| Home Purchase | 314 | $47,241,000 | $150,000 | $2,000,000 | $182,000 | $9,999,000 |
| Home Improvement | 52 | $7,064,000 | $135,000 | $764,000 | $271,000 | $1,906,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 745 | $133,795,000 | $179,000 | $3,000,000 | $222,000 | $6,000,000 |
| Not Provided | 73 | $13,956,000 | $191,000 | $971,000 | $340,000 | $4,699,000 |
| Not applicable | 14 | $11,122,000 | $794,000 | $2,000,000 | $2,034,000 | $9,999,000 |
| Hispanic | 6 | $574,000 | $95,000 | $144,000 | $47,000 | $117,000 |
| Black or African American | 3 | $433,000 | $144,000 | $200,000 | $88,000 | $127,000 |
| American Indian or Alaskan Native | 1 | $152,000 | $152,000 | $152,000 | $88,000 | $88,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 842 | $160,032,000 | $190,000 | $3,000,000 | $260,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 695 | $138,085,000 | $198,000 | $3,000,000 | $290,000 | $9,999,000 |
| Application Denied By Financial Institution | 117 | $15,876,000 | $135,000 | $565,000 | $121,000 | $6,000,000 |
| Application Withdrawn By Applicant | 27 | $5,397,000 | $199,000 | $415,000 | $120,000 | $386,000 |
| File Closed For Incompleteness | 2 | $540,000 | $270,000 | $417,000 | $77,000 | $100,000 |
| Application Approved But Not Accepted | 1 | $134,000 | $134,000 | $134,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 57 | $8,407,000 | $147,000 | $565,000 | $69,000 | $999,000 |
| Credit History | 45 | $5,115,000 | $113,000 | $313,000 | $73,000 | $760,000 |
| Collateral | 5 | $1,220,000 | $244,000 | $379,000 | $93,000 | $148,000 |
| Other | 3 | $618,000 | $206,000 | $400,000 | $88,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $94,000 | $47,000 | $52,000 | $31,000 | $36,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $24,000 | $24,000 |
| Credit Application Incomplete | 1 | $67,000 | $67,000 | $67,000 | $27,000 | $27,000 |
| Employment History | 1 | $49,000 | $49,000 | $49,000 | $32,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstone Farm Credit Services, Flca's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstone Farm Credit Services, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.