Greenstone Farm Credit Services, Flca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Greenstone Farm Credit Services, Flca 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstone Farm Credit Services, Flca 3515 West Rd East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,493 |
| Total Mortgage Loan Application Amount | $352,005,000 |
| Average Mortgage Loan Application Amount | $174,250 |
| Highest Mortgage Loan Application Amount | $3,605,000 |
| Average Applicant Income | $123,500 |
| Highest Applicant Income | $2,723,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Greenstone Farm Credit Services, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstone Farm Credit Services, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Greenstone Farm Credit Services, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstone Farm Credit Services, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstone Farm Credit Services, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstone Farm Credit Services, Flca's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 89 | $ 32,495,000 | $ 365,000 | $ 173,000 |
| Livingston County Michigan | 72 | $ 31,280,000 | $ 434,000 | $ 211,000 |
| Barry County Michigan | 42 | $ 8,040,000 | $ 191,000 | $ 128,000 |
| Lapeer County Michigan | 42 | $ 10,070,000 | $ 239,000 | $ 110,000 |
| Allegan County Michigan | 38 | $ 8,980,000 | $ 236,000 | $ 96,000 |
| Jackson County Michigan | 36 | $ 7,040,000 | $ 195,000 | $ 118,000 |
| Monroe County Michigan | 36 | $ 9,380,000 | $ 260,000 | $ 109,000 |
| Shiawassee County Michigan | 33 | $ 5,825,000 | $ 176,000 | $ 112,000 |
| Clinton County Michigan | 31 | $ 7,525,000 | $ 242,000 | $ 138,000 |
| Lenawee County Michigan | 28 | $ 5,350,000 | $ 191,000 | $ 103,000 |
| Genesee County Michigan | 27 | $ 10,335,000 | $ 382,000 | $ 148,000 |
| Hillsdale County Michigan | 26 | $ 4,270,000 | $ 164,000 | $ 102,000 |
| Kalamazoo County Michigan | 26 | $ 6,910,000 | $ 265,000 | $ 118,000 |
| Oakland County Michigan | 25 | $ 8,615,000 | $ 344,000 | $ 134,000 |
| Marinette County Wisconsin | 25 | $ 3,125,000 | $ 125,000 | $ 88,000 |
| Montcalm County Michigan | 24 | $ 3,860,000 | $ 160,000 | $ 105,000 |
| Osceola County Michigan | 24 | $ 4,730,000 | $ 197,000 | $ 94,000 |
| Wexford County Michigan | 24 | $ 3,410,000 | $ 142,000 | $ 107,000 |
| Ingham County Michigan | 23 | $ 6,765,000 | $ 294,000 | $ 171,000 |
| Ionia County Michigan | 23 | $ 3,985,000 | $ 173,000 | $ 95,000 |
| Shawano County Wisconsin | 23 | $ 3,725,000 | $ 161,000 | $ 110,000 |
| Eaton County Michigan | 22 | $ 3,690,000 | $ 167,000 | $ 89,000 |
| Midland County Michigan | 22 | $ 5,410,000 | $ 245,000 | $ 132,000 |
| Isabella County Michigan | 21 | $ 3,285,000 | $ 156,000 | $ 104,000 |
| Ottawa County Michigan | 21 | $ 5,705,000 | $ 271,000 | $ 106,000 |
| Clare County Michigan | 20 | $ 2,480,000 | $ 124,000 | $ 134,000 |
| Saginaw County Michigan | 19 | $ 3,305,000 | $ 173,000 | $ 132,000 |
| Outagamie County Wisconsin | 19 | $ 5,235,000 | $ 275,000 | $ 184,000 |
| Cass County Michigan | 18 | $ 3,250,000 | $ 180,000 | $ 97,000 |
| Kent County Michigan | 18 | $ 5,060,000 | $ 281,000 | $ 125,000 |
| Van Buren County Michigan | 18 | $ 4,090,000 | $ 227,000 | $ 101,000 |
| Calhoun County Michigan | 17 | $ 3,345,000 | $ 196,000 | $ 117,000 |
| Grand Traverse County Michigan | 16 | $ 4,590,000 | $ 286,000 | $ 103,000 |
| Manistee County Michigan | 16 | $ 1,950,000 | $ 121,000 | $ 93,000 |
| Waupaca County Wisconsin | 16 | $ 3,300,000 | $ 206,000 | $ 161,000 |
| Huron County Michigan | 15 | $ 3,085,000 | $ 205,000 | $ 152,000 |
| Manitowoc County Wisconsin | 14 | $ 4,910,000 | $ 350,000 | $ 187,000 |
| Newaygo County Michigan | 13 | $ 1,955,000 | $ 150,000 | $ 106,000 |
| Tuscola County Michigan | 13 | $ 2,005,000 | $ 154,000 | $ 290,000 |
| Door County Wisconsin | 13 | $ 3,875,000 | $ 298,000 | $ 104,000 |
| Gratiot County Michigan | 12 | $ 2,190,000 | $ 182,000 | $ 201,000 |
| Leelanau County Michigan | 12 | $ 4,460,000 | $ 371,000 | $ 138,000 |
| St. Clair County Michigan | 12 | $ 3,100,000 | $ 258,000 | $ 119,000 |
| St. Joseph County Michigan | 12 | $ 2,610,000 | $ 217,000 | $ 96,000 |
| Missaukee County Michigan | 11 | $ 2,265,000 | $ 205,000 | $ 336,000 |
| Oceana County Michigan | 11 | $ 2,605,000 | $ 236,000 | $ 122,000 |
| Wayne County Michigan | 11 | $ 3,105,000 | $ 282,000 | $ 133,000 |
| Branch County Michigan | 10 | $ 1,950,000 | $ 195,000 | $ 94,000 |
| Gladwin County Michigan | 10 | $ 1,460,000 | $ 146,000 | $ 131,000 |
| Mecosta County Michigan | 10 | $ 1,490,000 | $ 149,000 | $ 89,000 |
| Sanilac County Michigan | 10 | $ 1,400,000 | $ 140,000 | $ 84,000 |
| Alpena County Michigan | 9 | $ 2,075,000 | $ 230,000 | $ 128,000 |
| Bay County Michigan | 9 | $ 1,295,000 | $ 143,000 | $ 232,000 |
| Berrien County Michigan | 9 | $ 3,155,000 | $ 350,000 | $ 160,000 |
| Kalkaska County Michigan | 9 | $ 1,705,000 | $ 189,000 | $ 71,000 |
| Muskegon County Michigan | 9 | $ 1,805,000 | $ 200,000 | $ 130,000 |
| Brown County Wisconsin | 9 | $ 3,285,000 | $ 365,000 | $ 183,000 |
| Oconto County Wisconsin | 9 | $ 1,335,000 | $ 148,000 | $ 103,000 |
| Emmet County Michigan | 8 | $ 1,010,000 | $ 126,000 | $ 85,000 |
| Otsego County Michigan | 8 | $ 1,930,000 | $ 241,000 | $ 110,000 |
| Benzie County Michigan | 7 | $ 1,205,000 | $ 172,000 | $ 131,000 |
| Crawford County Michigan | 7 | $ 775,000 | $ 110,000 | $ 84,000 |
| Macomb County Michigan | 7 | $ 2,595,000 | $ 370,000 | $ 158,000 |
| Mason County Michigan | 7 | $ 1,465,000 | $ 209,000 | $ 87,000 |
| Ogemaw County Michigan | 7 | $ 685,000 | $ 97,000 | $ 87,000 |
| Alcona County Michigan | 6 | $ 980,000 | $ 163,000 | $ 190,000 |
| Antrim County Michigan | 6 | $ 870,000 | $ 145,000 | $ 104,000 |
| Cheboygan County Michigan | 6 | $ 1,560,000 | $ 260,000 | $ 125,000 |
| Menominee County Michigan | 6 | $ 870,000 | $ 145,000 | $ 81,000 |
| Iosco County Michigan | 5 | $ 395,000 | $ 79,000 | $ 217,000 |
| Mackinac County Michigan | 5 | $ 705,000 | $ 141,000 | $ 87,000 |
| Roscommon County Michigan | 5 | $ 845,000 | $ 169,000 | $ 94,000 |
| Lake County Michigan | 4 | $ 510,000 | $ 127,000 | $ 113,000 |
| Ontonagon County Michigan | 4 | $ 340,000 | $ 85,000 | $ 66,000 |
| Oscoda County Michigan | 4 | $ 510,000 | $ 127,000 | $ 67,000 |
| Portage County Wisconsin | 4 | $ 1,510,000 | $ 377,000 | $ 151,000 |
| Alger County Michigan | 3 | $ 605,000 | $ 201,000 | $ 92,000 |
| Luce County Michigan | 3 | $ 425,000 | $ 141,000 | $ 133,000 |
| Marquette County Michigan | 3 | $ 485,000 | $ 161,000 | $ 140,000 |
| Montmorency County Michigan | 3 | $ 195,000 | $ 65,000 | $ 94,000 |
| Presque Isle County Michigan | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Schoolcraft County Michigan | 3 | $ 255,000 | $ 85,000 | $ 172,000 |
| Kewaunee County Wisconsin | 3 | $ 695,000 | $ 231,000 | $ 320,000 |
| Langlade County Wisconsin | 3 | $ 355,000 | $ 118,000 | $ 137,000 |
| Charlevoix County Michigan | 2 | $ 340,000 | $ 170,000 | $ 105,000 |
| Chippewa County Michigan | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Dickinson County Michigan | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Gogebic County Michigan | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Houghton County Michigan | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Florence County Wisconsin | 2 | $ 450,000 | $ 225,000 | $ 144,000 |
| Grant County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 209,000 |
| Ozaukee County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 85,000 |
| Sheboygan County Wisconsin | 2 | $ 970,000 | $ 485,000 | $ 105,000 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 600,000 |
| Bannock County Idaho | 1 | $ 465,000 | $ 465,000 | $ 214,000 |
| Lake County Illinois | 1 | $ 1,165,000 | $ 1,165,000 | $ 348,000 |
| Steuben County Indiana | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Davis County Iowa | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Arenac County Michigan | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Delta County Michigan | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Iron County Michigan | 1 | $ 135,000 | $ 135,000 | $ 1,363,000 |
| St. Louis County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 405,000 |
| Linn County Oregon | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Fentress County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Columbia County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 135,000 |
| Forest County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Lincoln County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Marathon County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Oneida County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Vilas County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 137,000 |
| Washington County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Waushara County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Winnebago County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Greenstone Farm Credit Services, Flca in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 960 | $248,840,000 | $259,000 | $3,605,000 | $134,000 | $2,507,000 |
| Refinancing | 350 | $85,370,000 | $243,000 | $2,405,000 | $130,000 | $1,526,000 |
| Other Purpose | 128 | $12,330,000 | $96,000 | $395,000 | $129,000 | $2,723,000 |
| Home Improvement | 55 | $5,465,000 | $99,000 | $555,000 | $101,000 | $284,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,194 | $279,780,000 | $234,000 | $3,605,000 | $132,000 | $2,723,000 |
| Not Provided | 271 | $64,035,000 | $236,000 | $1,665,000 | $134,000 | $2,507,000 |
| Not applicable | 16 | $5,470,000 | $341,000 | $795,000 | $0 | $0 |
| Hispanic | 6 | $1,560,000 | $260,000 | $695,000 | $87,000 | $234,000 |
| Black or African American | 3 | $695,000 | $231,000 | $295,000 | $91,000 | $120,000 |
| Asian | 2 | $360,000 | $180,000 | $195,000 | $124,000 | $130,000 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,492 | $351,950,000 | $235,000 | $3,605,000 | $132,000 | $2,723,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $55,000 | $55,000 | $55,000 | $66,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,029 | $245,865,000 | $238,000 | $3,605,000 | $141,000 | $2,723,000 |
| Application Approved But Not Accepted | 178 | $47,130,000 | $264,000 | $1,335,000 | $139,000 | $1,363,000 |
| Application Denied By Financial Institution | 135 | $24,255,000 | $179,000 | $915,000 | $72,000 | $717,000 |
| Application Withdrawn By Applicant | 130 | $30,450,000 | $234,000 | $1,405,000 | $115,000 | $689,000 |
| File Closed For Incompleteness | 21 | $4,305,000 | $205,000 | $325,000 | $76,000 | $122,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,358 | $327,750,000 | $241,000 | $3,605,000 | $138,000 | $2,723,000 |
| Debt-To-Income Ratio | 87 | $16,265,000 | $186,000 | $915,000 | $75,000 | $717,000 |
| Credit History | 35 | $5,755,000 | $164,000 | $395,000 | $74,000 | $134,000 |
| Collateral | 5 | $965,000 | $193,000 | $415,000 | $55,000 | $73,000 |
| Other | 3 | $595,000 | $198,000 | $275,000 | $38,000 | $46,000 |
| Unverifiable Information | 2 | $70,000 | $35,000 | $65,000 | $0 | $0 |
| Employment History | 2 | $170,000 | $85,000 | $115,000 | $55,000 | $75,000 |
| Credit Application Incomplete | 1 | $435,000 | $435,000 | $435,000 | $131,000 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstone Farm Credit Services, Flca's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstone Farm Credit Services, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.