Greenstone Farm Credit Services, Flca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Greenstone Farm Credit Services, Flca 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Greenstone Farm Credit Services, Flca 3515 West Rd East Lansing, MI 48823 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,775 |
| Total Mortgage Loan Application Amount | $487,345,000 |
| Average Mortgage Loan Application Amount | $229,200 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $164,600 |
| Highest Applicant Income | $4,173,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Greenstone Farm Credit Services, Flca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Greenstone Farm Credit Services, Flca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Greenstone Farm Credit Services, Flca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Greenstone Farm Credit Services, Flca serves its applicants.
Each category highlights the total number of mortgage applications processed by Greenstone Farm Credit Services, Flca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Greenstone Farm Credit Services, Flca's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 83 | $ 36,615,000 | $ 441,000 | $ 153,000 |
| Monroe County Michigan | 59 | $ 15,995,000 | $ 271,000 | $ 119,000 |
| Lapeer County Michigan | 56 | $ 20,180,000 | $ 360,000 | $ 129,000 |
| Livingston County Michigan | 56 | $ 21,890,000 | $ 390,000 | $ 130,000 |
| Allegan County Michigan | 47 | $ 10,665,000 | $ 226,000 | $ 132,000 |
| Jackson County Michigan | 42 | $ 11,740,000 | $ 279,000 | $ 122,000 |
| Oakland County Michigan | 39 | $ 13,935,000 | $ 357,000 | $ 138,000 |
| Barry County Michigan | 38 | $ 8,610,000 | $ 226,000 | $ 166,000 |
| Calhoun County Michigan | 38 | $ 8,800,000 | $ 231,000 | $ 173,000 |
| Clinton County Michigan | 37 | $ 8,925,000 | $ 241,000 | $ 107,000 |
| Genesee County Michigan | 36 | $ 7,630,000 | $ 211,000 | $ 123,000 |
| Montcalm County Michigan | 33 | $ 7,465,000 | $ 226,000 | $ 128,000 |
| Eaton County Michigan | 32 | $ 8,840,000 | $ 276,000 | $ 124,000 |
| Kent County Michigan | 32 | $ 10,420,000 | $ 325,000 | $ 300,000 |
| Shiawassee County Michigan | 31 | $ 7,345,000 | $ 236,000 | $ 135,000 |
| Ionia County Michigan | 30 | $ 9,030,000 | $ 301,000 | $ 137,000 |
| Ottawa County Michigan | 29 | $ 11,485,000 | $ 396,000 | $ 196,000 |
| Ingham County Michigan | 27 | $ 9,015,000 | $ 333,000 | $ 224,000 |
| Lenawee County Michigan | 27 | $ 6,745,000 | $ 249,000 | $ 208,000 |
| Van Buren County Michigan | 27 | $ 7,935,000 | $ 293,000 | $ 216,000 |
| Missaukee County Michigan | 26 | $ 5,800,000 | $ 223,000 | $ 434,000 |
| Newaygo County Michigan | 26 | $ 7,660,000 | $ 294,000 | $ 247,000 |
| Grand Traverse County Michigan | 25 | $ 9,905,000 | $ 396,000 | $ 103,000 |
| Osceola County Michigan | 23 | $ 5,415,000 | $ 235,000 | $ 177,000 |
| Leelanau County Michigan | 22 | $ 10,340,000 | $ 470,000 | $ 314,000 |
| St. Clair County Michigan | 22 | $ 6,530,000 | $ 296,000 | $ 131,000 |
| Gratiot County Michigan | 21 | $ 4,255,000 | $ 202,000 | $ 212,000 |
| Shawano County Wisconsin | 21 | $ 5,825,000 | $ 277,000 | $ 162,000 |
| Saginaw County Michigan | 20 | $ 5,840,000 | $ 292,000 | $ 160,000 |
| Clare County Michigan | 19 | $ 2,405,000 | $ 126,000 | $ 98,000 |
| Hillsdale County Michigan | 19 | $ 3,255,000 | $ 171,000 | $ 102,000 |
| Macomb County Michigan | 19 | $ 6,505,000 | $ 342,000 | $ 140,000 |
| Wexford County Michigan | 18 | $ 2,870,000 | $ 159,000 | $ 132,000 |
| Oconto County Wisconsin | 18 | $ 5,290,000 | $ 293,000 | $ 121,000 |
| Outagamie County Wisconsin | 18 | $ 5,000,000 | $ 277,000 | $ 90,000 |
| Waupaca County Wisconsin | 18 | $ 3,970,000 | $ 220,000 | $ 92,000 |
| Sanilac County Michigan | 17 | $ 4,055,000 | $ 238,000 | $ 102,000 |
| Manitowoc County Wisconsin | 17 | $ 5,155,000 | $ 303,000 | $ 126,000 |
| Marinette County Wisconsin | 17 | $ 2,675,000 | $ 157,000 | $ 90,000 |
| Berrien County Michigan | 16 | $ 4,500,000 | $ 281,000 | $ 93,000 |
| Isabella County Michigan | 16 | $ 2,870,000 | $ 179,000 | $ 132,000 |
| Kalamazoo County Michigan | 16 | $ 3,900,000 | $ 243,000 | $ 120,000 |
| Mecosta County Michigan | 16 | $ 3,670,000 | $ 229,000 | $ 117,000 |
| Kewaunee County Wisconsin | 16 | $ 3,250,000 | $ 203,000 | $ 82,000 |
| Antrim County Michigan | 15 | $ 4,045,000 | $ 269,000 | $ 106,000 |
| Midland County Michigan | 15 | $ 3,715,000 | $ 247,000 | $ 106,000 |
| Huron County Michigan | 14 | $ 3,990,000 | $ 285,000 | $ 505,000 |
| Oceana County Michigan | 14 | $ 3,280,000 | $ 234,000 | $ 161,000 |
| Alpena County Michigan | 13 | $ 2,145,000 | $ 165,000 | $ 118,000 |
| Charlevoix County Michigan | 13 | $ 5,025,000 | $ 386,000 | $ 125,000 |
| Manistee County Michigan | 13 | $ 2,565,000 | $ 197,000 | $ 129,000 |
| Tuscola County Michigan | 13 | $ 1,735,000 | $ 133,000 | $ 103,000 |
| Ogemaw County Michigan | 12 | $ 2,140,000 | $ 178,000 | $ 270,000 |
| St. Joseph County Michigan | 12 | $ 2,350,000 | $ 195,000 | $ 87,000 |
| Door County Wisconsin | 12 | $ 3,530,000 | $ 294,000 | $ 136,000 |
| Alcona County Michigan | 11 | $ 2,185,000 | $ 198,000 | $ 135,000 |
| Branch County Michigan | 11 | $ 2,475,000 | $ 225,000 | $ 92,000 |
| Muskegon County Michigan | 11 | $ 4,945,000 | $ 449,000 | $ 177,000 |
| Cheboygan County Michigan | 10 | $ 2,110,000 | $ 211,000 | $ 140,000 |
| Gladwin County Michigan | 10 | $ 2,030,000 | $ 203,000 | $ 185,000 |
| Mason County Michigan | 10 | $ 3,470,000 | $ 347,000 | $ 126,000 |
| Wayne County Michigan | 10 | $ 2,790,000 | $ 279,000 | $ 116,000 |
| Chippewa County Michigan | 9 | $ 1,525,000 | $ 169,000 | $ 212,000 |
| Alger County Michigan | 8 | $ 820,000 | $ 102,000 | $ 125,000 |
| Bay County Michigan | 8 | $ 2,270,000 | $ 283,000 | $ 167,000 |
| Kalkaska County Michigan | 8 | $ 2,140,000 | $ 267,000 | $ 705,000 |
| Lake County Michigan | 8 | $ 990,000 | $ 123,000 | $ 80,000 |
| Luce County Michigan | 8 | $ 1,030,000 | $ 128,000 | $ 160,000 |
| Presque Isle County Michigan | 8 | $ 1,110,000 | $ 138,000 | $ 71,000 |
| Cass County Michigan | 7 | $ 1,345,000 | $ 192,000 | $ 97,000 |
| Emmet County Michigan | 7 | $ 1,285,000 | $ 183,000 | $ 144,000 |
| Iosco County Michigan | 7 | $ 1,565,000 | $ 223,000 | $ 495,000 |
| Menominee County Michigan | 7 | $ 1,035,000 | $ 147,000 | $ 279,000 |
| Montmorency County Michigan | 7 | $ 1,005,000 | $ 143,000 | $ 98,000 |
| Marquette County Michigan | 6 | $ 1,490,000 | $ 248,000 | $ 149,000 |
| Brown County Wisconsin | 6 | $ 2,930,000 | $ 488,000 | $ 132,000 |
| Arenac County Michigan | 5 | $ 995,000 | $ 199,000 | $ 123,000 |
| Crawford County Michigan | 5 | $ 655,000 | $ 131,000 | $ 98,000 |
| Roscommon County Michigan | 5 | $ 875,000 | $ 175,000 | $ 205,000 |
| Benzie County Michigan | 4 | $ 1,100,000 | $ 275,000 | $ 130,000 |
| Mackinac County Michigan | 4 | $ 1,480,000 | $ 370,000 | $ 262,000 |
| Oscoda County Michigan | 4 | $ 400,000 | $ 100,000 | $ 137,000 |
| Schoolcraft County Michigan | 4 | $ 380,000 | $ 95,000 | $ 140,000 |
| Forest County Wisconsin | 4 | $ 640,000 | $ 160,000 | $ 101,000 |
| Marathon County Wisconsin | 4 | $ 780,000 | $ 195,000 | $ 105,000 |
| Delta County Michigan | 3 | $ 205,000 | $ 68,000 | $ 65,000 |
| Iron County Michigan | 3 | $ 285,000 | $ 95,000 | $ 57,000 |
| Otsego County Michigan | 3 | $ 685,000 | $ 228,000 | $ 180,000 |
| Langlade County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 211,000 |
| Winnebago County Wisconsin | 3 | $ 705,000 | $ 235,000 | $ 144,000 |
| Gogebic County Michigan | 2 | $ 440,000 | $ 220,000 | $ 143,000 |
| Ontonagon County Michigan | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Rusk County Wisconsin | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Elkhart County Indiana | 1 | $ 135,000 | $ 135,000 | $ 268,000 |
| Steuben County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Baraga County Michigan | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Houghton County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Keweenaw County Michigan | 1 | $ 145,000 | $ 145,000 | $ 200,000 |
| Williams County Ohio | 1 | $ 345,000 | $ 345,000 | $ 153,000 |
| Adams County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 223,000 |
| Calumet County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clark County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 231,000 |
| Dodge County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Florence County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Iron County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Lincoln County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Ozaukee County Wisconsin | 1 | $ 1,155,000 | $ 1,155,000 | $ 350,000 |
| Portage County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 133,000 |
| Price County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Richland County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Trempealeau County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 1,000 |
| Waushara County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 0 |
Mortgage Loan Application Detail Totals for Greenstone Farm Credit Services, Flca in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,105 | $334,405,000 | $302,000 | $2,285,000 | $151,000 | $4,173,000 |
| Refinancing | 515 | $124,295,000 | $241,000 | $1,795,000 | $148,000 | $3,068,000 |
| Other Purpose | 115 | $21,695,000 | $188,000 | $3,505,000 | $227,000 | $3,580,000 |
| Home Improvement | 38 | $6,460,000 | $170,000 | $895,000 | $176,000 | $1,086,000 |
| Cash-out Refinancing | 2 | $490,000 | $245,000 | $325,000 | $121,000 | $129,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 960 | $266,910,000 | $278,000 | $3,505,000 | $169,000 | $4,173,000 |
| Not Provided | 785 | $210,805,000 | $268,000 | $1,795,000 | $140,000 | $2,137,000 |
| Not applicable | 11 | $4,185,000 | $380,000 | $805,000 | $0 | $0 |
| Black or African American | 7 | $1,495,000 | $213,000 | $455,000 | $65,000 | $145,000 |
| Hispanic | 6 | $2,580,000 | $430,000 | $1,545,000 | $208,000 | $720,000 |
| Asian | 3 | $675,000 | $225,000 | $345,000 | $74,000 | $150,000 |
| American Indian or Alaskan Native | 2 | $470,000 | $235,000 | $385,000 | $126,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,775 | $487,345,000 | $274,000 | $3,505,000 | $155,000 | $4,173,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,337 | $364,385,000 | $272,000 | $2,285,000 | $170,000 | $4,173,000 |
| Application Approved But Not Accepted | 209 | $61,385,000 | $293,000 | $1,315,000 | $174,000 | $1,791,000 |
| Application Withdrawn By Applicant | 136 | $41,960,000 | $308,000 | $3,505,000 | $56,000 | $1,350,000 |
| Application Denied By Financial Institution | 77 | $13,495,000 | $175,000 | $445,000 | $46,000 | $270,000 |
| File Closed For Incompleteness | 16 | $6,120,000 | $382,000 | $1,365,000 | $12,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,698 | $473,850,000 | $279,000 | $3,505,000 | $160,000 | $4,173,000 |
| Debt-To-Income Ratio | 46 | $7,750,000 | $168,000 | $395,000 | $34,000 | $208,000 |
| Credit History | 16 | $2,490,000 | $155,000 | $345,000 | $59,000 | $184,000 |
| Collateral | 9 | $1,635,000 | $181,000 | $375,000 | $100,000 | $270,000 |
| Other | 4 | $930,000 | $232,000 | $355,000 | $37,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $690,000 | $345,000 | $445,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Greenstone Farm Credit Services, Flca's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Greenstone Farm Credit Services, Flca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.