Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Guaranty Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Guaranty Bank 8333 Douglas Avenue Dallas, TX 75225 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 21,490 |
Total Mortgage Loan Application Amount | $5,865,342,000 |
Average Mortgage Loan Application Amount | $196,000 |
Highest Mortgage Loan Application Amount | $99,763,000 |
Average Applicant Income | $88,666 |
Highest Applicant Income | $7,780,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Pontotoc County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 12,000 |
Stephens County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
Woodward County Oklahoma | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
Columbia County Oregon | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
Coos County Oregon | 1 | $ 190,000 | $ 190,000 | $ 0 |
Tillamook County Oregon | 1 | $ 345,000 | $ 345,000 | $ 182,000 |
Umatilla County Oregon | 1 | $ 77,000 | $ 77,000 | $ 252,000 |
Beaver County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
Carbon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 12,000 |
Clearfield County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 33,000 |
Columbia County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 439,000 |
Delaware County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 61,000 |
Lebanon County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 7,000 |
Lycoming County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 200,000 |
Monroe County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 77,000 |
Montgomery County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 174,000 |
Northampton County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
Philadelphia County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 47,000 |
Schuylkill County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 0 |
Wayne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
Aiken County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 63,000 |
Anderson County South Carolina | 1 | $ 248,000 | $ 248,000 | $ 70,000 |
Clarendon County South Carolina | 1 | $ 62,000 | $ 62,000 | $ 49,000 |
Fairfield County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
Florence County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
Kershaw County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 58,000 |
Orangeburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
Pickens County South Carolina | 1 | $ 387,000 | $ 387,000 | $ 307,000 |
Richland County South Carolina | 1 | $ 209,000 | $ 209,000 | $ 204,000 |
Anderson County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 14,000 |
Clay County Tennessee | 1 | $ 176,000 | $ 176,000 | $ 58,000 |
Cocke County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
Gibson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
Giles County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
Greene County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 0 |
Hardin County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
Hawkins County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
Henry County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 21,000 |
Houston County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 70,000 |
Jefferson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
Johnson County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
Lake County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
Lauderdale County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 35,000 |
Lawrence County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
Macon County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
Madison County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 37,000 |
McNairy County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 94,000 |
Obion County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 49,000 |
Perry County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
Rhea County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 51,000 |
Roane County Tennessee | 1 | $ 324,000 | $ 324,000 | $ 65,000 |
Scott County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 92,000 |
Sequatchie County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
Smith County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 24,000 |
Stewart County Tennessee | 1 | $ 143,000 | $ 143,000 | $ 78,000 |
Union County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 37,000 |
Washington County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
White County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
Angelina County Texas | 1 | $ 100,000 | $ 100,000 | $ 0 |
Bosque County Texas | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
Brown County Texas | 1 | $ 113,000 | $ 113,000 | $ 42,000 |
Calhoun County Texas | 1 | $ 192,000 | $ 192,000 | $ 346,000 |
Callahan County Texas | 1 | $ 96,000 | $ 96,000 | $ 94,000 |
Camp County Texas | 1 | $ 417,000 | $ 417,000 | $ 234,000 |
Cherokee County Texas | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
Collingsworth County Texas | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
Dallam County Texas | 1 | $ 37,000 | $ 37,000 | $ 30,000 |
Fayette County Texas | 1 | $ 76,000 | $ 76,000 | $ 0 |
Franklin County Texas | 1 | $ 338,000 | $ 338,000 | $ 94,000 |
Freestone County Texas | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
Frio County Texas | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
Gaines County Texas | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
Gonzales County Texas | 1 | $ 268,000 | $ 268,000 | $ 74,000 |
Howard County Texas | 1 | $ 86,000 | $ 86,000 | $ 63,000 |
Jackson County Texas | 1 | $ 48,000 | $ 48,000 | $ 25,000 |
Jasper County Texas | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
Jim Wells County Texas | 1 | $ 184,000 | $ 184,000 | $ 27,000 |
Knox County Texas | 1 | $ 41,000 | $ 41,000 | $ 143,000 |
Lee County Texas | 1 | $ 129,000 | $ 129,000 | $ 107,000 |
Live Oak County Texas | 1 | $ 91,000 | $ 91,000 | $ 54,000 |
Matagorda County Texas | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
Maverick County Texas | 1 | $ 110,000 | $ 110,000 | $ 104,000 |
Nacogdoches County Texas | 1 | $ 88,000 | $ 88,000 | $ 197,000 |
Ochiltree County Texas | 1 | $ 134,000 | $ 134,000 | $ 53,000 |
Rains County Texas | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
Real County Texas | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
Starr County Texas | 1 | $ 24,000 | $ 24,000 | $ 101,000 |
Uvalde County Texas | 1 | $ 260,000 | $ 260,000 | $ 220,000 |
Val Verde County Texas | 1 | $ 249,000 | $ 249,000 | $ 108,000 |
Wichita County Texas | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
Yoakum County Texas | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
Young County Texas | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
Box Elder County Utah | 1 | $ 132,000 | $ 132,000 | $ 103,000 |
Cache County Utah | 1 | $ 271,000 | $ 271,000 | $ 91,000 |
Iron County Utah | 1 | $ 128,000 | $ 128,000 | $ 58,000 |
Sanpete County Utah | 1 | $ 208,000 | $ 208,000 | $ 53,000 |
Sevier County Utah | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
Summit County Utah | 1 | $ 476,000 | $ 476,000 | $ 126,000 |
Wasatch County Utah | 1 | $ 212,000 | $ 212,000 | $ 78,000 |
Franklin County Vermont | 1 | $ 152,000 | $ 152,000 | $ 0 |
Amherst County Virginia | 1 | $ 112,000 | $ 112,000 | $ 0 |
Appomattox County Virginia | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
Bedford County Virginia | 1 | $ 312,000 | $ 312,000 | $ 121,000 |
Grayson County Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 350,000 |
Henry County Virginia | 1 | $ 43,000 | $ 43,000 | $ 8,000 |
Isle of Wight County Virginia | 1 | $ 102,000 | $ 102,000 | $ 37,000 |
King and Queen County Virginia | 1 | $ 149,000 | $ 149,000 | $ 26,000 |
King George County Virginia | 1 | $ 440,000 | $ 440,000 | $ 163,000 |
Lynchburg County Virginia | 1 | $ 33,000 | $ 33,000 | $ 21,000 |
Manassas Park County Virginia | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
Mathews County Virginia | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
Montgomery County Virginia | 1 | $ 522,000 | $ 522,000 | $ 189,000 |
Nelson County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
Patrick County Virginia | 1 | $ 126,000 | $ 126,000 | $ 106,000 |
Portsmouth County Virginia | 1 | $ 156,000 | $ 156,000 | $ 27,000 |
Prince Edward County Virginia | 1 | $ 104,000 | $ 104,000 | $ 19,000 |
Richmond County Virginia | 1 | $ 172,000 | $ 172,000 | $ 0 |
Roanoke County Virginia | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
Roanoke City County Virginia | 1 | $ 61,000 | $ 61,000 | $ 10,000 |
Shenandoah County Virginia | 1 | $ 417,000 | $ 417,000 | $ 119,000 |
York County Virginia | 1 | $ 398,000 | $ 398,000 | $ 120,000 |
Asotin County Washington | 1 | $ 199,000 | $ 199,000 | $ 79,000 |
Clallam County Washington | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
Douglas County Washington | 1 | $ 28,122,000 | $ 28,122,000 | $ 0 |
Grays Harbor County Washington | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
Kittitas County Washington | 1 | $ 207,000 | $ 207,000 | $ 129,000 |
Okanogan County Washington | 1 | $ 244,000 | $ 244,000 | $ 414,000 |
Pacific County Washington | 1 | $ 153,000 | $ 153,000 | $ 0 |
Skamania County Washington | 1 | $ 328,000 | $ 328,000 | $ 180,000 |
Whatcom County Washington | 1 | $ 408,000 | $ 408,000 | $ 40,000 |
Whitman County Washington | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
Berkeley County West Virginia | 1 | $ 218,000 | $ 218,000 | $ 40,000 |
Doddridge County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
Lincoln County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 73,000 |
Marion County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 22,000 |
Wayne County West Virginia | 1 | $ 183,000 | $ 183,000 | $ 91,000 |
Wood County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 19,000 |
Brown County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 55,000 |
Door County Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 387,000 |
Green Lake County Wisconsin | 1 | $ 279,000 | $ 279,000 | $ 71,000 |
Racine County Wisconsin | 1 | $ 268,000 | $ 268,000 | $ 341,000 |
Laramie County Wyoming | 1 | $ 138,000 | $ 138,000 | $ 33,000 |
Natrona County Wyoming | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
Uinta County Wyoming | 1 | $ 220,000 | $ 220,000 | $ 115,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 14,650 | $4,241,816,000 | $289,000 | $99,763,000 | $94,000 | $7,780,000 |
Refinancing | 6,600 | $1,609,979,000 | $243,000 | $4,200,000 | $98,000 | $4,278,000 |
Home Improvement | 240 | $13,547,000 | $56,000 | $455,000 | $74,000 | $972,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 14,595 | $3,255,945,000 | $223,000 | $4,200,000 | $103,000 | $6,241,000 |
Hispanic | 2,354 | $491,328,000 | $208,000 | $1,560,000 | $71,000 | $972,000 |
Not Provided | 2,164 | $503,795,000 | $232,000 | $2,660,000 | $84,000 | $2,471,000 |
Black or African American | 1,443 | $253,419,000 | $175,000 | $1,499,000 | $66,000 | $2,100,000 |
Asian | 729 | $225,482,000 | $309,000 | $1,408,000 | $132,000 | $7,780,000 |
Native Hawaiian or Other Pacific Islander | 90 | $25,815,000 | $286,000 | $700,000 | $88,000 | $336,000 |
American Indian or Alaskan Native | 64 | $13,475,000 | $210,000 | $1,330,000 | $70,000 | $289,000 |
Not applicable | 51 | $1,096,083,000 | $21,491,000 | $99,763,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,985 | $5,360,971,000 | $298,000 | $99,763,000 | $103,000 | $7,780,000 |
FHA-insured (Federal Housing Administration) | 2,867 | $378,424,000 | $131,000 | $414,000 | $48,000 | $744,000 |
VA-guaranteed (Veterans Administration) | 633 | $125,053,000 | $197,000 | $575,000 | $76,000 | $5,227,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $894,000 | $178,000 | $260,000 | $57,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Purchased By The Institution | 20,690 | $4,666,337,000 | $225,000 | $3,587,000 | $96,000 | $7,780,000 |
Application Denied By Financial Institution | 418 | $64,704,000 | $154,000 | $4,200,000 | $85,000 | $1,980,000 |
Loan Originated | 245 | $1,114,714,000 | $4,549,000 | $99,763,000 | $54,000 | $353,000 |
Application Approved But Not Accepted | 121 | $16,076,000 | $132,000 | $650,000 | $113,000 | $3,480,000 |
Application Withdrawn By Applicant | 10 | $270,000 | $27,000 | $60,000 | $72,000 | $176,000 |
File Closed For Incompleteness | 6 | $3,241,000 | $540,000 | $1,500,000 | $318,000 | $1,080,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 164 | $14,072,000 | $85,000 | $545,000 | $77,000 | $972,000 |
Debt-To-Income Ratio | 145 | $21,386,000 | $147,000 | $1,500,000 | $48,000 | $234,000 |
Collateral | 45 | $6,957,000 | $154,000 | $1,500,000 | $98,000 | $688,000 |
Other | 40 | $16,701,000 | $417,000 | $4,200,000 | $219,000 | $1,980,000 |
Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,820,000 | $227,000 | $480,000 | $168,000 | $499,000 |
Credit Application Incomplete | 8 | $1,035,000 | $129,000 | $352,000 | $59,000 | $144,000 |
Employment History | 6 | $1,461,000 | $243,000 | $367,000 | $109,000 | $290,000 |
Unverifiable Information | 2 | $1,272,000 | $636,000 | $1,155,000 | $216,000 | $348,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.