Guaranty Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Guaranty Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Guaranty Bank
8333 Douglas Avenue
Dallas, TX 75225
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 21,490
Total Mortgage Loan Application Amount $5,865,342,000
Average Mortgage Loan Application Amount $196,000
Highest Mortgage Loan Application Amount $99,763,000
Average Applicant Income $88,666
Highest Applicant Income $7,780,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Guaranty Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pontotoc County Oklahoma 1 $ 58,000 $ 58,000 $ 12,000
Stephens County Oklahoma 1 $ 104,000 $ 104,000 $ 86,000
Woodward County Oklahoma 1 $ 57,000 $ 57,000 $ 30,000
Columbia County Oregon 1 $ 200,000 $ 200,000 $ 54,000
Coos County Oregon 1 $ 190,000 $ 190,000 $ 0
Tillamook County Oregon 1 $ 345,000 $ 345,000 $ 182,000
Umatilla County Oregon 1 $ 77,000 $ 77,000 $ 252,000
Beaver County Pennsylvania 1 $ 120,000 $ 120,000 $ 52,000
Carbon County Pennsylvania 1 $ 95,000 $ 95,000 $ 12,000
Clearfield County Pennsylvania 1 $ 91,000 $ 91,000 $ 33,000
Columbia County Pennsylvania 1 $ 198,000 $ 198,000 $ 439,000
Delaware County Pennsylvania 1 $ 194,000 $ 194,000 $ 61,000
Lebanon County Pennsylvania 1 $ 47,000 $ 47,000 $ 7,000
Lycoming County Pennsylvania 1 $ 184,000 $ 184,000 $ 200,000
Monroe County Pennsylvania 1 $ 321,000 $ 321,000 $ 77,000
Montgomery County Pennsylvania 1 $ 414,000 $ 414,000 $ 174,000
Northampton County Pennsylvania 1 $ 115,000 $ 115,000 $ 49,000
Philadelphia County Pennsylvania 1 $ 156,000 $ 156,000 $ 47,000
Schuylkill County Pennsylvania 1 $ 96,000 $ 96,000 $ 0
Wayne County Pennsylvania 1 $ 55,000 $ 55,000 $ 15,000
Aiken County South Carolina 1 $ 168,000 $ 168,000 $ 63,000
Anderson County South Carolina 1 $ 248,000 $ 248,000 $ 70,000
Clarendon County South Carolina 1 $ 62,000 $ 62,000 $ 49,000
Fairfield County South Carolina 1 $ 166,000 $ 166,000 $ 49,000
Florence County South Carolina 1 $ 102,000 $ 102,000 $ 56,000
Kershaw County South Carolina 1 $ 142,000 $ 142,000 $ 58,000
Orangeburg County South Carolina 1 $ 135,000 $ 135,000 $ 63,000
Pickens County South Carolina 1 $ 387,000 $ 387,000 $ 307,000
Richland County South Carolina 1 $ 209,000 $ 209,000 $ 204,000
Anderson County Tennessee 1 $ 64,000 $ 64,000 $ 14,000
Clay County Tennessee 1 $ 176,000 $ 176,000 $ 58,000
Cocke County Tennessee 1 $ 127,000 $ 127,000 $ 31,000
Gibson County Tennessee 1 $ 100,000 $ 100,000 $ 54,000
Giles County Tennessee 1 $ 121,000 $ 121,000 $ 56,000
Greene County Tennessee 1 $ 140,000 $ 140,000 $ 0
Hardin County Tennessee 1 $ 121,000 $ 121,000 $ 69,000
Hawkins County Tennessee 1 $ 100,000 $ 100,000 $ 58,000
Henry County Tennessee 1 $ 121,000 $ 121,000 $ 21,000
Houston County Tennessee 1 $ 78,000 $ 78,000 $ 70,000
Jefferson County Tennessee 1 $ 125,000 $ 125,000 $ 39,000
Johnson County Tennessee 1 $ 150,000 $ 150,000 $ 52,000
Lake County Tennessee 1 $ 64,000 $ 64,000 $ 58,000
Lauderdale County Tennessee 1 $ 119,000 $ 119,000 $ 35,000
Lawrence County Tennessee 1 $ 125,000 $ 125,000 $ 45,000
Macon County Tennessee 1 $ 115,000 $ 115,000 $ 50,000
Madison County Tennessee 1 $ 143,000 $ 143,000 $ 37,000
McNairy County Tennessee 1 $ 159,000 $ 159,000 $ 94,000
Obion County Tennessee 1 $ 116,000 $ 116,000 $ 49,000
Perry County Tennessee 1 $ 117,000 $ 117,000 $ 46,000
Rhea County Tennessee 1 $ 117,000 $ 117,000 $ 51,000
Roane County Tennessee 1 $ 324,000 $ 324,000 $ 65,000
Scott County Tennessee 1 $ 223,000 $ 223,000 $ 92,000
Sequatchie County Tennessee 1 $ 187,000 $ 187,000 $ 77,000
Smith County Tennessee 1 $ 88,000 $ 88,000 $ 24,000
Stewart County Tennessee 1 $ 143,000 $ 143,000 $ 78,000
Union County Tennessee 1 $ 112,000 $ 112,000 $ 37,000
Washington County Tennessee 1 $ 202,000 $ 202,000 $ 85,000
White County Tennessee 1 $ 140,000 $ 140,000 $ 50,000
Angelina County Texas 1 $ 100,000 $ 100,000 $ 0
Bosque County Texas 1 $ 70,000 $ 70,000 $ 30,000
Brown County Texas 1 $ 113,000 $ 113,000 $ 42,000
Calhoun County Texas 1 $ 192,000 $ 192,000 $ 346,000
Callahan County Texas 1 $ 96,000 $ 96,000 $ 94,000
Camp County Texas 1 $ 417,000 $ 417,000 $ 234,000
Cherokee County Texas 1 $ 66,000 $ 66,000 $ 32,000
Collingsworth County Texas 1 $ 49,000 $ 49,000 $ 42,000
Dallam County Texas 1 $ 37,000 $ 37,000 $ 30,000
Fayette County Texas 1 $ 76,000 $ 76,000 $ 0
Franklin County Texas 1 $ 338,000 $ 338,000 $ 94,000
Freestone County Texas 1 $ 15,000 $ 15,000 $ 37,000
Frio County Texas 1 $ 115,000 $ 115,000 $ 94,000
Gaines County Texas 1 $ 129,000 $ 129,000 $ 42,000
Gonzales County Texas 1 $ 268,000 $ 268,000 $ 74,000
Howard County Texas 1 $ 86,000 $ 86,000 $ 63,000
Jackson County Texas 1 $ 48,000 $ 48,000 $ 25,000
Jasper County Texas 1 $ 15,000 $ 15,000 $ 34,000
Jim Wells County Texas 1 $ 184,000 $ 184,000 $ 27,000
Knox County Texas 1 $ 41,000 $ 41,000 $ 143,000
Lee County Texas 1 $ 129,000 $ 129,000 $ 107,000
Live Oak County Texas 1 $ 91,000 $ 91,000 $ 54,000
Matagorda County Texas 1 $ 40,000 $ 40,000 $ 32,000
Maverick County Texas 1 $ 110,000 $ 110,000 $ 104,000
Nacogdoches County Texas 1 $ 88,000 $ 88,000 $ 197,000
Ochiltree County Texas 1 $ 134,000 $ 134,000 $ 53,000
Rains County Texas 1 $ 92,000 $ 92,000 $ 69,000
Real County Texas 1 $ 74,000 $ 74,000 $ 59,000
Starr County Texas 1 $ 24,000 $ 24,000 $ 101,000
Uvalde County Texas 1 $ 260,000 $ 260,000 $ 220,000
Val Verde County Texas 1 $ 249,000 $ 249,000 $ 108,000
Wichita County Texas 1 $ 133,000 $ 133,000 $ 81,000
Yoakum County Texas 1 $ 81,000 $ 81,000 $ 34,000
Young County Texas 1 $ 137,000 $ 137,000 $ 48,000
Box Elder County Utah 1 $ 132,000 $ 132,000 $ 103,000
Cache County Utah 1 $ 271,000 $ 271,000 $ 91,000
Iron County Utah 1 $ 128,000 $ 128,000 $ 58,000
Sanpete County Utah 1 $ 208,000 $ 208,000 $ 53,000
Sevier County Utah 1 $ 140,000 $ 140,000 $ 49,000
Summit County Utah 1 $ 476,000 $ 476,000 $ 126,000
Wasatch County Utah 1 $ 212,000 $ 212,000 $ 78,000
Franklin County Vermont 1 $ 152,000 $ 152,000 $ 0
Amherst County Virginia 1 $ 112,000 $ 112,000 $ 0
Appomattox County Virginia 1 $ 100,000 $ 100,000 $ 58,000
Bedford County Virginia 1 $ 312,000 $ 312,000 $ 121,000
Grayson County Virginia 1 $ 1,000,000 $ 1,000,000 $ 350,000
Henry County Virginia 1 $ 43,000 $ 43,000 $ 8,000
Isle of Wight County Virginia 1 $ 102,000 $ 102,000 $ 37,000
King and Queen County Virginia 1 $ 149,000 $ 149,000 $ 26,000
King George County Virginia 1 $ 440,000 $ 440,000 $ 163,000
Lynchburg County Virginia 1 $ 33,000 $ 33,000 $ 21,000
Manassas Park County Virginia 1 $ 244,000 $ 244,000 $ 72,000
Mathews County Virginia 1 $ 180,000 $ 180,000 $ 59,000
Montgomery County Virginia 1 $ 522,000 $ 522,000 $ 189,000
Nelson County Virginia 1 $ 200,000 $ 200,000 $ 0
Patrick County Virginia 1 $ 126,000 $ 126,000 $ 106,000
Portsmouth County Virginia 1 $ 156,000 $ 156,000 $ 27,000
Prince Edward County Virginia 1 $ 104,000 $ 104,000 $ 19,000
Richmond County Virginia 1 $ 172,000 $ 172,000 $ 0
Roanoke County Virginia 1 $ 175,000 $ 175,000 $ 40,000
Roanoke City County Virginia 1 $ 61,000 $ 61,000 $ 10,000
Shenandoah County Virginia 1 $ 417,000 $ 417,000 $ 119,000
York County Virginia 1 $ 398,000 $ 398,000 $ 120,000
Asotin County Washington 1 $ 199,000 $ 199,000 $ 79,000
Clallam County Washington 1 $ 175,000 $ 175,000 $ 60,000
Douglas County Washington 1 $ 28,122,000 $ 28,122,000 $ 0
Grays Harbor County Washington 1 $ 139,000 $ 139,000 $ 64,000
Kittitas County Washington 1 $ 207,000 $ 207,000 $ 129,000
Okanogan County Washington 1 $ 244,000 $ 244,000 $ 414,000
Pacific County Washington 1 $ 153,000 $ 153,000 $ 0
Skamania County Washington 1 $ 328,000 $ 328,000 $ 180,000
Whatcom County Washington 1 $ 408,000 $ 408,000 $ 40,000
Whitman County Washington 1 $ 182,000 $ 182,000 $ 66,000
Berkeley County West Virginia 1 $ 218,000 $ 218,000 $ 40,000
Doddridge County West Virginia 1 $ 75,000 $ 75,000 $ 0
Lincoln County West Virginia 1 $ 113,000 $ 113,000 $ 73,000
Marion County West Virginia 1 $ 70,000 $ 70,000 $ 22,000
Wayne County West Virginia 1 $ 183,000 $ 183,000 $ 91,000
Wood County West Virginia 1 $ 64,000 $ 64,000 $ 19,000
Brown County Wisconsin 1 $ 174,000 $ 174,000 $ 55,000
Door County Wisconsin 1 $ 364,000 $ 364,000 $ 387,000
Green Lake County Wisconsin 1 $ 279,000 $ 279,000 $ 71,000
Racine County Wisconsin 1 $ 268,000 $ 268,000 $ 341,000
Laramie County Wyoming 1 $ 138,000 $ 138,000 $ 33,000
Natrona County Wyoming 1 $ 158,000 $ 158,000 $ 43,000
Uinta County Wyoming 1 $ 220,000 $ 220,000 $ 115,000
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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Guaranty Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,650 $4,241,816,000 $289,000 $99,763,000 $94,000 $7,780,000
Refinancing 6,600 $1,609,979,000 $243,000 $4,200,000 $98,000 $4,278,000
Home Improvement 240 $13,547,000 $56,000 $455,000 $74,000 $972,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,595 $3,255,945,000 $223,000 $4,200,000 $103,000 $6,241,000
Hispanic 2,354 $491,328,000 $208,000 $1,560,000 $71,000 $972,000
Not Provided 2,164 $503,795,000 $232,000 $2,660,000 $84,000 $2,471,000
Black or African American 1,443 $253,419,000 $175,000 $1,499,000 $66,000 $2,100,000
Asian 729 $225,482,000 $309,000 $1,408,000 $132,000 $7,780,000
Native Hawaiian or Other Pacific Islander 90 $25,815,000 $286,000 $700,000 $88,000 $336,000
American Indian or Alaskan Native 64 $13,475,000 $210,000 $1,330,000 $70,000 $289,000
Not applicable 51 $1,096,083,000 $21,491,000 $99,763,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 17,985 $5,360,971,000 $298,000 $99,763,000 $103,000 $7,780,000
FHA-insured (Federal Housing Administration) 2,867 $378,424,000 $131,000 $414,000 $48,000 $744,000
VA-guaranteed (Veterans Administration) 633 $125,053,000 $197,000 $575,000 $76,000 $5,227,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $894,000 $178,000 $260,000 $57,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 20,690 $4,666,337,000 $225,000 $3,587,000 $96,000 $7,780,000
Application Denied By Financial Institution 418 $64,704,000 $154,000 $4,200,000 $85,000 $1,980,000
Loan Originated 245 $1,114,714,000 $4,549,000 $99,763,000 $54,000 $353,000
Application Approved But Not Accepted 121 $16,076,000 $132,000 $650,000 $113,000 $3,480,000
Application Withdrawn By Applicant 10 $270,000 $27,000 $60,000 $72,000 $176,000
File Closed For Incompleteness 6 $3,241,000 $540,000 $1,500,000 $318,000 $1,080,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 164 $14,072,000 $85,000 $545,000 $77,000 $972,000
Debt-To-Income Ratio 145 $21,386,000 $147,000 $1,500,000 $48,000 $234,000
Collateral 45 $6,957,000 $154,000 $1,500,000 $98,000 $688,000
Other 40 $16,701,000 $417,000 $4,200,000 $219,000 $1,980,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,820,000 $227,000 $480,000 $168,000 $499,000
Credit Application Incomplete 8 $1,035,000 $129,000 $352,000 $59,000 $144,000
Employment History 6 $1,461,000 $243,000 $367,000 $109,000 $290,000
Unverifiable Information 2 $1,272,000 $636,000 $1,155,000 $216,000 $348,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

Download the Texas Lender List