Guaranty Bank, FSB Mortgage Lending & HMDA Data, 2003
In 2003, Guaranty Bank, FSB of Brown Deer, WI reported 63,681 mortgage applications totaling $8.9 billion. The average application was for $139,894, and applicants reported an average income of $73,761. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Chicago, IL (7,985), Boston, MA-NH (4,353) and Atlanta, GA (3,963) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank, FSB 4000 W Brown Deer Road Brown Deer, WI 53209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 63,681 |
| Total Mortgage Loan Application Amount | $8,908,625,000 |
| Average Mortgage Loan Application Amount | $139,894 |
| Highest Mortgage Loan Application Amount | $1,560,000 |
| Average Applicant Income | $73,761 |
| Highest Applicant Income | $2,292,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago, IL | 7,985 | $ 1,152,276,000 | $ 144,305 | $ 74,000 |
| Boston, MA-NH | 4,353 | $ 913,341,000 | $ 209,818 | $ 86,000 |
| Atlanta, GA | 3,963 | $ 484,782,000 | $ 122,327 | $ 75,000 |
| Los Angeles-Long Beach, CA | 3,096 | $ 783,300,000 | $ 253,003 | $ 93,000 |
| Milwaukee-Waukesha, WI | 2,879 | $ 312,358,000 | $ 108,495 | $ 71,000 |
| Phoenix-Mesa, AZ | 2,393 | $ 238,960,000 | $ 99,857 | $ 62,000 |
| Seattle-Bellevue-Everett, WA | 1,370 | $ 162,796,000 | $ 118,829 | $ 68,000 |
| Philadelphia, PA-NJ | 1,205 | $ 181,845,000 | $ 150,908 | $ 85,000 |
| Madison, WI | 1,195 | $ 143,304,000 | $ 119,919 | $ 66,000 |
| Portland-Vancouver, OR-WA | 1,187 | $ 141,243,000 | $ 118,991 | $ 67,000 |
| Charleston-North Charleston, SC | 1,125 | $ 152,382,000 | $ 135,450 | $ 55,000 |
| Providence-Fall River-Warwick, RI-MA | 861 | $ 131,114,000 | $ 152,281 | $ 72,000 |
| Indianapolis, IN | 825 | $ 90,818,000 | $ 110,082 | $ 73,000 |
| Orange County, CA | 804 | $ 208,064,000 | $ 258,786 | $ 102,000 |
| Eugene-Springfield, OR | 784 | $ 97,479,000 | $ 124,335 | $ 53,000 |
| Denver, CO | 777 | $ 81,777,000 | $ 105,247 | $ 71,000 |
| Melbourne-Titusville-Palm Bay, FL | 725 | $ 80,874,000 | $ 111,550 | $ 56,000 |
| Tampa-St. Petersburg-Clearwater, FL | 720 | $ 93,532,000 | $ 129,905 | $ 68,000 |
| Minneapolis-St. Paul, MN-WI | 673 | $ 45,480,000 | $ 67,578 | $ 73,000 |
| Rockford, IL | 636 | $ 62,077,000 | $ 97,605 | $ 52,000 |
| Dallas, TX | 583 | $ 71,982,000 | $ 123,468 | $ 68,000 |
| Lawrence, MA-NH | 574 | $ 106,319,000 | $ 185,224 | $ 76,000 |
| Miami, FL | 522 | $ 71,793,000 | $ 137,534 | $ 79,000 |
| Ventura, CA | 509 | $ 125,317,000 | $ 246,202 | $ 102,000 |
| Oakland, CA | 506 | $ 114,302,000 | $ 225,893 | $ 111,000 |
| St. Louis, MO-IL | 481 | $ 45,886,000 | $ 95,397 | $ 69,000 |
| Worcester, MA-CT | 451 | $ 81,651,000 | $ 181,044 | $ 73,000 |
| Daytona Beach, FL | 450 | $ 49,784,000 | $ 110,631 | $ 53,000 |
| San Diego, CA | 448 | $ 110,085,000 | $ 245,725 | $ 99,000 |
| Lowell, MA-NH | 416 | $ 78,560,000 | $ 188,846 | $ 75,000 |
| Fort Lauderdale, FL | 413 | $ 54,406,000 | $ 131,733 | $ 79,000 |
| Cincinnati, OH-KY-IN | 390 | $ 14,876,000 | $ 38,143 | $ 72,000 |
| Riverside-San Bernardino, CA | 383 | $ 62,153,000 | $ 162,279 | $ 84,000 |
| Detroit, MI | 366 | $ 22,860,000 | $ 62,459 | $ 76,000 |
| San Jose, CA | 365 | $ 107,631,000 | $ 294,879 | $ 118,000 |
| Brockton, MA | 344 | $ 63,369,000 | $ 184,212 | $ 88,000 |
| Las Vegas, NV-AZ | 341 | $ 17,067,000 | $ 50,049 | $ 91,000 |
| Raleigh-Durham-Chapel Hill, NC | 310 | $ 12,210,000 | $ 39,387 | $ 77,000 |
| Orlando, FL | 301 | $ 25,521,000 | $ 84,787 | $ 62,000 |
| Greensboro--Winston-Salem--High Point, NC | 291 | $ 28,702,000 | $ 98,632 | $ 74,000 |
| Fort Myers-Cape Coral, FL | 266 | $ 33,919,000 | $ 127,515 | $ 60,000 |
| Fort Pierce-Port St. Lucie, FL | 263 | $ 27,822,000 | $ 105,787 | $ 56,000 |
| Sarasota-Bradenton, FL | 263 | $ 38,399,000 | $ 146,003 | $ 67,000 |
| Jacksonville, FL | 256 | $ 27,394,000 | $ 107,007 | $ 75,000 |
| Medford-Ashland, OR | 245 | $ 41,211,000 | $ 168,208 | $ 55,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 231 | $ 7,736,000 | $ 33,489 | $ 75,000 |
| Tacoma, WA | 228 | $ 19,276,000 | $ 84,543 | $ 67,000 |
| Sacramento, CA | 219 | $ 27,941,000 | $ 127,584 | $ 94,000 |
| Baltimore, MD | 212 | $ 32,270,000 | $ 152,216 | $ 86,000 |
| Spokane, WA | 207 | $ 20,284,000 | $ 97,990 | $ 47,000 |
| West Palm Beach-Boca Raton, FL | 207 | $ 24,949,000 | $ 120,526 | $ 72,000 |
| Gary, IN | 205 | $ 23,887,000 | $ 116,521 | $ 61,000 |
| Nashua, NH | 200 | $ 33,929,000 | $ 169,645 | $ 81,000 |
| San Francisco, CA | 185 | $ 57,439,000 | $ 310,481 | $ 123,000 |
| Fitchburg-Leominster, MA | 178 | $ 28,533,000 | $ 160,297 | $ 80,000 |
| Evansville-Henderson, IN-KY | 174 | $ 21,103,000 | $ 121,281 | $ 67,000 |
| Columbus, OH | 173 | $ 6,245,000 | $ 36,098 | $ 74,000 |
| Owensboro, KY | 170 | $ 19,853,000 | $ 116,782 | $ 166,000 |
| Nashville, TN | 157 | $ 17,251,000 | $ 109,878 | $ 70,000 |
| Hartford, CT | 155 | $ 16,459,000 | $ 106,187 | $ 68,000 |
| Pittsburgh, PA | 153 | $ 7,527,000 | $ 49,196 | $ 68,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 152 | $ 23,541,000 | $ 154,875 | $ 83,000 |
| Atlantic-Cape May, NJ | 149 | $ 20,403,000 | $ 136,932 | $ 123,000 |
| Hamilton-Middletown, OH | 147 | $ 5,226,000 | $ 35,551 | $ 72,000 |
| Manchester, NH | 145 | $ 23,854,000 | $ 164,510 | $ 75,000 |
| New Bedford, MA | 144 | $ 22,546,000 | $ 156,569 | $ 74,000 |
| Cleveland-Lorain-Elyria, OH | 139 | $ 4,326,000 | $ 31,122 | $ 69,000 |
| Barnstable-Yarmouth, MA | 127 | $ 26,018,000 | $ 204,866 | $ 118,000 |
| Memphis, TN-AR-MS | 118 | $ 14,072,000 | $ 119,254 | $ 80,000 |
| Racine, WI | 115 | $ 8,033,000 | $ 69,852 | $ 66,000 |
| Bremerton, WA | 107 | $ 13,521,000 | $ 126,364 | $ 58,000 |
| New Haven-Meriden, CT | 107 | $ 15,704,000 | $ 146,766 | $ 90,000 |
| Austin-San Marcos, TX | 106 | $ 12,787,000 | $ 120,632 | $ 70,000 |
| Davenport-Moline-Rock Island, IA-IL | 105 | $ 10,425,000 | $ 99,285 | $ 67,000 |
| Dayton-Springfield, OH | 100 | $ 3,458,000 | $ 34,580 | $ 65,000 |
| Elkhart-Goshen, IN | 97 | $ 10,410,000 | $ 107,319 | $ 56,000 |
| Springfield, MA | 89 | $ 12,286,000 | $ 138,044 | $ 77,000 |
| New York, NY | 88 | $ 8,456,000 | $ 96,090 | $ 92,000 |
| Appleton-Oshkosh-Neenah, WI | 87 | $ 4,457,000 | $ 51,229 | $ 56,000 |
| Lakeland-Winter Haven, FL | 84 | $ 10,597,000 | $ 126,154 | $ 62,000 |
| Naples, FL | 83 | $ 12,286,000 | $ 148,024 | $ 80,000 |
| Tucson, AZ | 83 | $ 3,612,000 | $ 43,518 | $ 84,000 |
| Bellingham, WA | 82 | $ 10,722,000 | $ 130,756 | $ 51,000 |
| Janesville-Beloit, WI | 78 | $ 7,225,000 | $ 92,628 | $ 54,000 |
| Salem, OR | 77 | $ 9,005,000 | $ 116,948 | $ 70,000 |
| Akron, OH | 76 | $ 2,714,000 | $ 35,710 | $ 58,000 |
| Portsmouth-Rochester, NH-ME | 73 | $ 12,535,000 | $ 171,712 | $ 80,000 |
| Salt Lake City-Ogden, UT | 69 | $ 2,908,000 | $ 42,144 | $ 75,000 |
| Nassau-Suffolk, NY | 68 | $ 4,171,000 | $ 61,338 | $ 99,000 |
| Green Bay, WI | 67 | $ 2,665,000 | $ 39,776 | $ 63,000 |
| Punta Gorda, FL | 66 | $ 7,809,000 | $ 118,318 | $ 60,000 |
| Bridgeport, CT | 65 | $ 9,435,000 | $ 145,153 | $ 83,000 |
| Colorado Springs, CO | 64 | $ 5,864,000 | $ 91,625 | $ 74,000 |
| Kenosha, WI | 63 | $ 3,795,000 | $ 60,238 | $ 62,000 |
| Kansas City, MO-KS | 62 | $ 3,131,000 | $ 50,500 | $ 72,000 |
| Albuquerque, NM | 60 | $ 2,698,000 | $ 44,966 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA | 60 | $ 5,292,000 | $ 88,200 | $ 67,000 |
| Houston, TX | 60 | $ 10,640,000 | $ 177,333 | $ 122,000 |
| Louisville, KY-IN | 60 | $ 4,672,000 | $ 77,866 | $ 85,000 |
| Charlottesville, VA | 58 | $ 8,856,000 | $ 152,689 | $ 79,000 |
| Tyler, TX | 58 | $ 5,810,000 | $ 100,172 | $ 41,000 |
| Waterbury, CT | 58 | $ 6,713,000 | $ 115,741 | $ 62,000 |
| Boulder-Longmont, CO | 53 | $ 8,323,000 | $ 157,037 | $ 103,000 |
| Ann Arbor, MI | 49 | $ 3,838,000 | $ 78,326 | $ 87,000 |
| Olympia, WA | 48 | $ 4,598,000 | $ 95,791 | $ 67,000 |
| Washington, DC-MD-VA-WV | 45 | $ 10,078,000 | $ 223,955 | $ 125,000 |
| Boise City, ID | 44 | $ 3,859,000 | $ 87,704 | $ 51,000 |
| Stockton-Lodi, CA | 42 | $ 6,419,000 | $ 152,833 | $ 86,000 |
| Vallejo-Fairfield-Napa, CA | 42 | $ 7,116,000 | $ 169,428 | $ 80,000 |
| South Bend, IN | 40 | $ 3,349,000 | $ 83,725 | $ 62,000 |
| Wilmington-Newark, DE-MD | 40 | $ 3,118,000 | $ 77,950 | $ 101,000 |
| Omaha, NE-IA | 39 | $ 1,405,000 | $ 36,025 | $ 71,000 |
| Richland-Kennewick-Pasco, WA | 38 | $ 4,423,000 | $ 116,394 | $ 60,000 |
| Grand Rapids-Muskegon-Holland, MI | 36 | $ 1,012,000 | $ 28,111 | $ 59,000 |
| Columbia, SC | 35 | $ 1,576,000 | $ 45,028 | $ 75,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 35 | $ 10,902,000 | $ 311,485 | $ 96,000 |
| Youngstown-Warren, OH | 35 | $ 969,000 | $ 27,685 | $ 52,000 |
| Fort Worth-Arlington, TX | 34 | $ 3,174,000 | $ 93,352 | $ 73,000 |
| Harrisburg-Lebanon-Carlisle, PA | 33 | $ 1,404,000 | $ 42,545 | $ 62,000 |
| Lexington, KY | 33 | $ 1,793,000 | $ 54,333 | $ 64,000 |
| Lancaster, PA | 32 | $ 2,413,000 | $ 75,406 | $ 77,000 |
| Richmond-Petersburg, VA | 32 | $ 3,088,000 | $ 96,500 | $ 86,000 |
| Corvallis, OR | 31 | $ 4,348,000 | $ 140,258 | $ 80,000 |
| New London-Norwich, CT-RI | 31 | $ 4,032,000 | $ 130,064 | $ 64,000 |
| Reading, PA | 31 | $ 2,866,000 | $ 92,451 | $ 74,000 |
| Sheboygan, WI | 31 | $ 2,516,000 | $ 81,161 | $ 77,000 |
| Greeley, CO | 30 | $ 2,461,000 | $ 82,033 | $ 79,000 |
| Toledo, OH | 30 | $ 619,000 | $ 20,633 | $ 56,000 |
| Oklahoma City, OK | 28 | $ 914,000 | $ 32,642 | $ 60,000 |
| Peoria-Pekin, IL | 28 | $ 1,595,000 | $ 56,964 | $ 51,000 |
| Eau Claire, WI | 27 | $ 909,000 | $ 33,666 | $ 58,000 |
| Athens, GA | 26 | $ 2,922,000 | $ 112,384 | $ 64,000 |
| Fort Collins-Loveland, CO | 26 | $ 2,617,000 | $ 100,653 | $ 75,000 |
| Fresno, CA | 26 | $ 2,590,000 | $ 99,615 | $ 106,000 |
| Greenville-Spartanburg-Anderson, SC | 26 | $ 974,000 | $ 37,461 | $ 60,000 |
| Wausau, WI | 26 | $ 832,000 | $ 32,000 | $ 45,000 |
| Des Moines, IA | 25 | $ 1,366,000 | $ 54,640 | $ 70,000 |
| Monmouth-Ocean, NJ | 25 | $ 3,718,000 | $ 148,720 | $ 95,000 |
| Pensacola, FL | 25 | $ 1,993,000 | $ 79,720 | $ 87,000 |
| Flint, MI | 24 | $ 1,402,000 | $ 58,416 | $ 81,000 |
| Provo-Orem, UT | 24 | $ 1,135,000 | $ 47,291 | $ 71,000 |
| Tulsa, OK | 24 | $ 942,000 | $ 39,250 | $ 73,000 |
| Yolo, CA | 24 | $ 4,377,000 | $ 182,375 | $ 71,000 |
| Champaign-Urbana, IL | 23 | $ 2,134,000 | $ 92,782 | $ 56,000 |
| Lafayette, IN | 23 | $ 1,505,000 | $ 65,434 | $ 71,000 |
| Santa Rosa, CA | 23 | $ 5,082,000 | $ 220,956 | $ 106,000 |
| Danbury, CT | 22 | $ 4,241,000 | $ 192,772 | $ 97,000 |
| Newark, NJ | 22 | $ 3,999,000 | $ 181,772 | $ 100,000 |
| Reno, NV | 22 | $ 2,279,000 | $ 103,590 | $ 106,000 |
| Springfield, MO | 22 | $ 1,778,000 | $ 80,818 | $ 80,000 |
| Stamford-Norwalk, CT | 22 | $ 3,325,000 | $ 151,136 | $ 115,000 |
| Bergen-Passaic, NJ | 21 | $ 4,378,000 | $ 208,476 | $ 105,000 |
| Columbia, MO | 21 | $ 2,732,000 | $ 130,095 | $ 56,000 |
| Fort Wayne, IN | 21 | $ 1,546,000 | $ 73,619 | $ 60,000 |
| Middlesex-Somerset-Hunterdon, NJ | 21 | $ 3,451,000 | $ 164,333 | $ 120,000 |
| Savannah, GA | 21 | $ 2,172,000 | $ 103,428 | $ 69,000 |
| Canton-Massillon, OH | 20 | $ 793,000 | $ 39,650 | $ 50,000 |
| Portland, ME | 20 | $ 3,539,000 | $ 176,950 | $ 73,000 |
| Bakersfield, CA | 19 | $ 1,644,000 | $ 86,526 | $ 91,000 |
| Kokomo, IN | 19 | $ 1,627,000 | $ 85,631 | $ 66,000 |
| Ocala, FL | 19 | $ 1,875,000 | $ 98,684 | $ 56,000 |
| Salinas, CA | 19 | $ 4,308,000 | $ 226,736 | $ 119,000 |
| Buffalo-Niagara Falls, NY | 18 | $ 595,000 | $ 33,055 | $ 57,000 |
| La Crosse, WI-MN | 18 | $ 1,367,000 | $ 75,944 | $ 84,000 |
| Myrtle Beach, SC | 18 | $ 1,704,000 | $ 94,666 | $ 71,000 |
| Topeka, KS | 18 | $ 1,946,000 | $ 108,111 | $ 79,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 17 | $ 1,750,000 | $ 102,941 | $ 74,000 |
| Kalamazoo-Battle Creek, MI | 17 | $ 826,000 | $ 48,588 | $ 76,000 |
| Missoula, MT | 17 | $ 2,293,000 | $ 134,882 | $ 36,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 17 | $ 673,000 | $ 39,588 | $ 49,000 |
| Wilmington, NC | 17 | $ 1,347,000 | $ 79,235 | $ 69,000 |
| Fayetteville, NC | 16 | $ 366,000 | $ 22,875 | $ 68,000 |
| Hickory-Morganton-Lenoir, NC | 16 | $ 599,000 | $ 37,437 | $ 65,000 |
| Modesto, CA | 16 | $ 1,169,000 | $ 73,062 | $ 104,000 |
| Yakima, WA | 16 | $ 1,780,000 | $ 111,250 | $ 44,000 |
| Bloomington-Normal, IL | 15 | $ 1,406,000 | $ 93,733 | $ 78,000 |
| Lansing-East Lansing, MI | 15 | $ 267,000 | $ 17,800 | $ 60,000 |
| York, PA | 15 | $ 465,000 | $ 31,000 | $ 72,000 |
| Gainesville, FL | 14 | $ 1,501,000 | $ 107,214 | $ 65,000 |
| Lincoln, NE | 14 | $ 648,000 | $ 46,285 | $ 103,000 |
| Santa Cruz-Watsonville, CA | 14 | $ 2,835,000 | $ 202,500 | $ 119,000 |
| Flagstaff, AZ-UT | 13 | $ 1,236,000 | $ 95,076 | $ 112,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 13 | $ 2,748,000 | $ 211,384 | $ 65,000 |
| Newburgh, NY-PA | 12 | $ 346,000 | $ 28,833 | $ 74,000 |
| St. Cloud, MN | 12 | $ 337,000 | $ 28,083 | $ 65,000 |
| Knoxville, TN | 11 | $ 1,355,000 | $ 123,181 | $ 76,000 |
| Macon, GA | 11 | $ 472,000 | $ 42,909 | $ 86,000 |
| Santa Fe, NM | 11 | $ 862,000 | $ 78,363 | $ 108,000 |
| Mansfield, OH | 10 | $ 276,000 | $ 27,600 | $ 54,000 |
| Rochester, NY | 10 | $ 283,000 | $ 28,300 | $ 95,000 |
| Saginaw-Bay City-Midland, MI | 10 | $ 488,000 | $ 48,800 | $ 56,000 |
| Fort Walton Beach, FL | 9 | $ 931,000 | $ 103,444 | $ 128,000 |
| Pueblo, CO | 9 | $ 936,000 | $ 104,000 | $ 61,000 |
| San Antonio, TX | 9 | $ 1,328,000 | $ 147,555 | $ 66,000 |
| Wichita, KS | 9 | $ 413,000 | $ 45,888 | $ 72,000 |
| Kankakee, IL | 8 | $ 935,000 | $ 116,875 | $ 67,000 |
| Augusta-Aiken, GA-SC | 7 | $ 412,000 | $ 58,857 | $ 65,000 |
| Chico-Paradise, CA | 7 | $ 651,000 | $ 93,000 | $ 67,000 |
| Rochester, MN | 7 | $ 467,000 | $ 66,714 | $ 92,000 |
| Tallahassee, FL | 7 | $ 563,000 | $ 80,428 | $ 76,000 |
| Visalia-Tulare-Porterville, CA | 7 | $ 600,000 | $ 85,714 | $ 118,000 |
| Yuba City, CA | 7 | $ 590,000 | $ 84,285 | $ 61,000 |
| Albany-Schenectady-Troy, NY | 6 | $ 192,000 | $ 32,000 | $ 52,000 |
| Brazoria, TX | 6 | $ 813,000 | $ 135,500 | $ 120,000 |
| Columbus, GA-AL | 6 | $ 256,000 | $ 42,666 | $ 66,000 |
| Hagerstown, MD | 6 | $ 477,000 | $ 79,500 | $ 55,000 |
| Killeen-Temple, TX | 6 | $ 644,000 | $ 107,333 | $ 59,000 |
| Merced, CA | 6 | $ 938,000 | $ 156,333 | $ 146,000 |
| Muncie, IN | 6 | $ 261,000 | $ 43,500 | $ 51,000 |
| Sumter, SC | 6 | $ 376,000 | $ 62,666 | $ 67,000 |
| Terre Haute, IN | 6 | $ 698,000 | $ 116,333 | $ 50,000 |
| Asheville, NC | 5 | $ 154,000 | $ 30,800 | $ 108,000 |
| Benton Harbor, MI | 5 | $ 199,000 | $ 39,800 | $ 79,000 |
| Bloomington, IN | 5 | $ 348,000 | $ 69,600 | $ 48,000 |
| Goldsboro, NC | 5 | $ 60,000 | $ 12,000 | $ 58,000 |
| Jackson, MS | 5 | $ 634,000 | $ 126,800 | $ 69,000 |
| Jersey City, NJ | 5 | $ 961,000 | $ 192,200 | $ 121,000 |
| Joplin, MO | 5 | $ 340,000 | $ 68,000 | $ 49,000 |
| Lynchburg, VA | 5 | $ 200,000 | $ 40,000 | $ 51,000 |
| Binghamton, NY | 4 | $ 151,000 | $ 37,750 | $ 73,000 |
| Clarksville-Hopkinsville, TN-KY | 4 | $ 319,000 | $ 79,750 | $ 80,000 |
| Decatur, IL | 4 | $ 177,000 | $ 44,250 | $ 60,000 |
| Dubuque, IA | 4 | $ 207,000 | $ 51,750 | $ 49,000 |
| Duluth-Superior, MN-WI | 4 | $ 48,000 | $ 12,000 | $ 70,000 |
| Fayetteville-Springdale-Rogers, AR | 4 | $ 416,000 | $ 104,000 | $ 69,000 |
| Iowa City, IA | 4 | $ 353,000 | $ 88,250 | $ 76,000 |
| Jackson, TN | 4 | $ 401,000 | $ 100,250 | $ 60,000 |
| Lawrence, KS | 4 | $ 266,000 | $ 66,500 | $ 98,000 |
| Lima, OH | 4 | $ 84,000 | $ 21,000 | $ 55,000 |
| Pittsfield, MA | 4 | $ 430,000 | $ 107,500 | $ 56,000 |
| Redding, CA | 4 | $ 399,000 | $ 99,750 | $ 47,000 |
| Springfield, IL | 4 | $ 182,000 | $ 45,500 | $ 84,000 |
| Yuma, AZ | 4 | $ 138,000 | $ 34,500 | $ 97,000 |
| Albany, GA | 3 | $ 296,000 | $ 98,666 | $ 71,000 |
| Billings, MT | 3 | $ 273,000 | $ 91,000 | $ 32,000 |
| Bryan-College Station, TX | 3 | $ 564,000 | $ 188,000 | $ 95,000 |
| Cedar Rapids, IA | 3 | $ 89,000 | $ 29,666 | $ 76,000 |
| Cumberland, MD-WV | 3 | $ 338,000 | $ 112,666 | $ 67,000 |
| Dover, DE | 3 | $ 64,000 | $ 21,333 | $ 87,000 |
| Dutchess County, NY | 3 | $ 151,000 | $ 50,333 | $ 84,000 |
| Great Falls, MT | 3 | $ 393,000 | $ 131,000 | $ 68,000 |
| Greenville, NC | 3 | $ 64,000 | $ 21,333 | $ 52,000 |
| Jacksonville, NC | 3 | $ 205,000 | $ 68,333 | $ 129,000 |
| Lewiston-Auburn, ME | 3 | $ 447,000 | $ 149,000 | $ 29,000 |
| Panama City, FL | 3 | $ 163,000 | $ 54,333 | $ 53,000 |
| Rocky Mount, NC | 3 | $ 50,000 | $ 16,666 | $ 58,000 |
| St. Joseph, MO | 3 | $ 120,000 | $ 40,000 | $ 52,000 |
| Syracuse, NY | 3 | $ 68,000 | $ 22,666 | $ 68,000 |
| Trenton, NJ | 3 | $ 477,000 | $ 159,000 | $ 70,000 |
| Biloxi-Gulfport-Pascagoula, MS | 2 | $ 158,000 | $ 79,000 | $ 41,000 |
| Burlington, VT | 2 | $ 359,000 | $ 179,500 | $ 66,000 |
| Erie, PA | 2 | $ 45,000 | $ 22,500 | $ 54,000 |
| Florence, SC | 2 | $ 289,000 | $ 144,500 | $ 118,000 |
| Galveston-Texas City, TX | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Grand Junction, CO | 2 | $ 115,000 | $ 57,500 | $ 57,000 |
| Hattiesburg, MS | 2 | $ 125,000 | $ 62,500 | $ 57,000 |
| Jackson, MI | 2 | $ 99,000 | $ 49,500 | $ 85,000 |
| Little Rock-North Little Rock, AR | 2 | $ 355,000 | $ 177,500 | $ 85,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 248,000 | $ 124,000 | $ 57,000 |
| Wichita Falls, TX | 2 | $ 107,000 | $ 53,500 | $ 36,000 |
| Altoona, PA | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Charleston, WV | 1 | $ 81,000 | $ 81,000 | $ 89,000 |
| Chattanooga, TN-GA | 1 | $ 26,000 | $ 26,000 | $ 47,000 |
| Cheyenne, WY | 1 | $ 183,000 | $ 183,000 | $ 62,000 |
| El Paso, TX | 1 | $ 88,000 | $ 88,000 | $ 76,000 |
| Glens Falls, NY | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Johnstown, PA | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Las Cruces, NM | 1 | $ 23,000 | $ 23,000 | $ 77,000 |
| Roanoke, VA | 1 | $ 17,000 | $ 17,000 | $ 45,000 |
| Sharon, PA | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Sherman-Denison, TX | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| Sioux City, IA-NE | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| State College, PA | 1 | $ 128,000 | $ 128,000 | $ 84,000 |
| Utica-Rome, NY | 1 | $ 20,000 | $ 20,000 | $ 61,000 |
| Waco, TX | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank, FSB in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 42,315 | $6,550,908,000 | $121,978 | $1,560,000 | $79,043 | $2,292,000 |
| Home Purchase (one-to-four family) | 17,397 | $2,222,781,000 | $114,333 | $980,000 | $72,422 | $1,700,000 |
| Home Improvement (one-to-four family) | 3,969 | $134,936,000 | $31,324 | $298,000 | $74,945 | $914,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49,489 | $7,045,698,000 | $117,500 | $1,560,000 | $76,500 | $2,292,000 |
| Hispanic | 4,337 | $592,709,000 | $99,108 | $640,000 | $62,027 | $382,000 |
| Information not provided by applicant in mail or telephone application | 3,608 | $276,218,000 | $74,162 | $919,000 | $81,116 | $935,000 |
| Asian or Pacific Islander | 3,247 | $641,893,000 | $129,710 | $965,000 | $91,710 | $880,000 |
| Black | 2,285 | $255,318,000 | $99,555 | $1,000,000 | $65,361 | $933,000 |
| Other | 579 | $79,238,000 | $122,696 | $766,000 | $82,181 | $370,000 |
| American Indian or Alaskan Native | 134 | $17,385,000 | $100,653 | $489,000 | $84,346 | $360,000 |
| Not applicable | 2 | $166,000 | $83,000 | $86,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 60,094 | $8,441,586,000 | $112,913 | $1,560,000 | $77,543 | $2,292,000 |
| FHA-insured (Federal Housing Administration) | 2,952 | $375,576,000 | $131,827 | $340,000 | $41,413 | $272,000 |
| VA-guaranteed (Veterans Administration) | 635 | $91,463,000 | $146,291 | $283,000 | $48,375 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 63,681 | $8,908,625,000 | $113,543 | $1,560,000 | $75,826 | $2,292,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Originated | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank, FSB's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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