Guardian Mortgage Company, Inc
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Guardian Mortgage Company, Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Guardian Mortgage Company, Inc 100 N. Central Expressway Suite 190 Richardson, TX 75083 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,805 |
| Total Mortgage Loan Application Amount | $1,372,289,000 |
| Average Mortgage Loan Application Amount | $145,500 |
| Highest Mortgage Loan Application Amount | $986,000 |
| Average Applicant Income | $93,750 |
| Highest Applicant Income | $1,553,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 2,771 | $ 329,169,000 | $ 118,000 | $ 58,000 |
| Collin County Texas | 1,872 | $ 296,132,000 | $ 158,000 | $ 116,000 |
| Dallas County Texas | 1,273 | $ 183,454,000 | $ 144,000 | $ 120,000 |
| Tarrant County Texas | 1,102 | $ 143,861,000 | $ 130,000 | $ 100,000 |
| Oakland County Michigan | 824 | $ 132,265,000 | $ 160,000 | $ 104,000 |
| Denton County Texas | 689 | $ 110,090,000 | $ 159,000 | $ 95,000 |
| Macomb County Michigan | 288 | $ 38,312,000 | $ 133,000 | $ 68,000 |
| Wayne County Michigan | 204 | $ 31,383,000 | $ 153,000 | $ 83,000 |
| Livingston County Michigan | 102 | $ 16,088,000 | $ 157,000 | $ 95,000 |
| Lapeer County Michigan | 96 | $ 13,733,000 | $ 143,000 | $ 78,000 |
| Shiawassee County Michigan | 70 | $ 7,448,000 | $ 106,000 | $ 54,000 |
| Saginaw County Michigan | 48 | $ 5,813,000 | $ 121,000 | $ 57,000 |
| Rockwall County Texas | 43 | $ 6,102,000 | $ 141,000 | $ 94,000 |
| Washtenaw County Michigan | 38 | $ 6,261,000 | $ 164,000 | $ 101,000 |
| Tuscola County Michigan | 31 | $ 3,386,000 | $ 109,000 | $ 57,000 |
| Ellis County Texas | 24 | $ 3,288,000 | $ 137,000 | $ 85,000 |
| Grayson County Texas | 19 | $ 2,589,000 | $ 136,000 | $ 119,000 |
| Parker County Texas | 17 | $ 2,826,000 | $ 166,000 | $ 107,000 |
| Roscommon County Michigan | 14 | $ 1,740,000 | $ 124,000 | $ 90,000 |
| Ingham County Michigan | 13 | $ 1,346,000 | $ 103,000 | $ 60,000 |
| Iosco County Michigan | 13 | $ 1,463,000 | $ 112,000 | $ 89,000 |
| Henderson County Texas | 13 | $ 1,997,000 | $ 153,000 | $ 136,000 |
| Kaufman County Texas | 12 | $ 1,586,000 | $ 132,000 | $ 86,000 |
| Johnson County Texas | 11 | $ 1,674,000 | $ 152,000 | $ 107,000 |
| Hood County Texas | 9 | $ 1,379,000 | $ 153,000 | $ 88,000 |
| Alcona County Michigan | 8 | $ 1,271,000 | $ 158,000 | $ 91,000 |
| Harris County Texas | 8 | $ 1,337,000 | $ 167,000 | $ 135,000 |
| Clinton County Michigan | 7 | $ 990,000 | $ 141,000 | $ 78,000 |
| Gladwin County Michigan | 7 | $ 727,000 | $ 103,000 | $ 71,000 |
| Ottawa County Michigan | 7 | $ 992,000 | $ 141,000 | $ 67,000 |
| St. Clair County Michigan | 7 | $ 835,000 | $ 119,000 | $ 58,000 |
| Smith County Texas | 7 | $ 1,174,000 | $ 167,000 | $ 155,000 |
| Emmet County Michigan | 6 | $ 1,098,000 | $ 183,000 | $ 92,000 |
| Grand Traverse County Michigan | 6 | $ 872,000 | $ 145,000 | $ 83,000 |
| Bexar County Texas | 6 | $ 752,000 | $ 125,000 | $ 117,000 |
| Antrim County Michigan | 5 | $ 622,000 | $ 124,000 | $ 109,000 |
| Hunt County Texas | 5 | $ 548,000 | $ 109,000 | $ 116,000 |
| Travis County Texas | 5 | $ 903,000 | $ 180,000 | $ 138,000 |
| Clare County Michigan | 4 | $ 493,000 | $ 123,000 | $ 66,000 |
| Huron County Michigan | 4 | $ 375,000 | $ 93,000 | $ 98,000 |
| Manistee County Michigan | 4 | $ 543,000 | $ 135,000 | $ 97,000 |
| Monroe County Michigan | 4 | $ 513,000 | $ 128,000 | $ 67,000 |
| Ogemaw County Michigan | 4 | $ 379,000 | $ 94,000 | $ 94,000 |
| Otsego County Michigan | 4 | $ 453,000 | $ 113,000 | $ 110,000 |
| McLennan County Texas | 4 | $ 668,000 | $ 167,000 | $ 127,000 |
| Van Zandt County Texas | 4 | $ 501,000 | $ 125,000 | $ 87,000 |
| Crawford County Michigan | 3 | $ 319,000 | $ 106,000 | $ 120,000 |
| Eaton County Michigan | 3 | $ 459,000 | $ 153,000 | $ 63,000 |
| Kalkaska County Michigan | 3 | $ 274,000 | $ 91,000 | $ 66,000 |
| Kent County Michigan | 3 | $ 425,000 | $ 141,000 | $ 57,000 |
| Midland County Michigan | 3 | $ 401,000 | $ 133,000 | $ 34,000 |
| Presque Isle County Michigan | 3 | $ 396,000 | $ 132,000 | $ 46,000 |
| Brazos County Texas | 3 | $ 279,000 | $ 93,000 | $ 68,000 |
| Montgomery County Texas | 3 | $ 512,000 | $ 170,000 | $ 100,000 |
| Williamson County Texas | 3 | $ 472,000 | $ 157,000 | $ 86,000 |
| Wise County Texas | 3 | $ 455,000 | $ 151,000 | $ 107,000 |
| Arenac County Michigan | 2 | $ 602,000 | $ 301,000 | $ 191,000 |
| Benzie County Michigan | 2 | $ 546,000 | $ 273,000 | $ 139,000 |
| Charlevoix County Michigan | 2 | $ 227,000 | $ 113,000 | $ 101,000 |
| Cheboygan County Michigan | 2 | $ 222,000 | $ 111,000 | $ 120,000 |
| Gratiot County Michigan | 2 | $ 215,000 | $ 107,000 | $ 56,000 |
| Ionia County Michigan | 2 | $ 92,000 | $ 46,000 | $ 17,000 |
| Jackson County Michigan | 2 | $ 173,000 | $ 86,000 | $ 36,000 |
| Lake County Michigan | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Missaukee County Michigan | 2 | $ 295,000 | $ 147,000 | $ 121,000 |
| Montmorency County Michigan | 2 | $ 295,000 | $ 147,000 | $ 109,000 |
| Sanilac County Michigan | 2 | $ 260,000 | $ 130,000 | $ 125,000 |
| Bowie County Texas | 2 | $ 274,000 | $ 137,000 | $ 98,000 |
| Cooke County Texas | 2 | $ 198,000 | $ 99,000 | $ 139,000 |
| Fort Bend County Texas | 2 | $ 571,000 | $ 285,000 | $ 132,000 |
| Hidalgo County Texas | 2 | $ 449,000 | $ 224,000 | $ 165,000 |
| Limestone County Texas | 2 | $ 172,000 | $ 86,000 | $ 158,000 |
| Lubbock County Texas | 2 | $ 245,000 | $ 122,000 | $ 79,000 |
| Wood County Texas | 2 | $ 263,000 | $ 131,000 | $ 89,000 |
| Alpena County Michigan | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Hillsdale County Michigan | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Kalamazoo County Michigan | 1 | $ 231,000 | $ 231,000 | $ 91,000 |
| Leelanau County Michigan | 1 | $ 104,000 | $ 104,000 | $ 78,000 |
| Mecosta County Michigan | 1 | $ 97,000 | $ 97,000 | $ 38,000 |
| St. Joseph County Michigan | 1 | $ 134,000 | $ 134,000 | $ 94,000 |
| Archer County Texas | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Bosque County Texas | 1 | $ 184,000 | $ 184,000 | $ 192,000 |
| Brazoria County Texas | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Brewster County Texas | 1 | $ 90,000 | $ 90,000 | $ 137,000 |
| Caldwell County Texas | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Cameron County Texas | 1 | $ 117,000 | $ 117,000 | $ 69,000 |
| Camp County Texas | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Delta County Texas | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| El Paso County Texas | 1 | $ 123,000 | $ 123,000 | $ 101,000 |
| Fannin County Texas | 1 | $ 128,000 | $ 128,000 | $ 110,000 |
| Franklin County Texas | 1 | $ 168,000 | $ 168,000 | $ 183,000 |
| Gregg County Texas | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Guadalupe County Texas | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Hays County Texas | 1 | $ 191,000 | $ 191,000 | $ 97,000 |
| Hill County Texas | 1 | $ 106,000 | $ 106,000 | $ 82,000 |
| Jefferson County Texas | 1 | $ 174,000 | $ 174,000 | $ 288,000 |
| Palo Pinto County Texas | 1 | $ 204,000 | $ 204,000 | $ 300,000 |
| Rains County Texas | 1 | $ 141,000 | $ 141,000 | $ 69,000 |
| Taylor County Texas | 1 | $ 190,000 | $ 190,000 | $ 175,000 |
| Titus County Texas | 1 | $ 192,000 | $ 192,000 | $ 203,000 |
| Wichita County Texas | 1 | $ 149,000 | $ 149,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Guardian Mortgage Company, Inc in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 8,311 | $1,134,603,000 | $136,000 | $986,000 | $92,500 | $866,000 |
| Home Purchase (one-to-four family) | 1,494 | $237,686,000 | $155,000 | $750,000 | $95,000 | $1,553,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,580 | $1,193,050,000 | $138,500 | $986,000 | $97,500 | $875,000 |
| Asian or Pacific Islander | 645 | $100,792,000 | $168,000 | $611,000 | $104,000 | $530,000 |
| Black | 204 | $27,634,000 | $133,500 | $561,000 | $80,000 | $353,000 |
| Hispanic | 192 | $24,916,000 | $129,000 | $683,000 | $83,500 | $528,000 |
| Information not provided by applicant in mail or telephone application | 86 | $11,877,000 | $136,000 | $323,000 | $73,000 | $576,000 |
| Other | 85 | $12,397,000 | $147,500 | $323,000 | $101,500 | $1,553,000 |
| American Indian or Alaskan Native | 11 | $1,243,000 | $105,500 | $172,000 | $63,500 | $132,000 |
| Not applicable | 2 | $380,000 | $190,000 | $222,000 | $187,000 | $194,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,175 | $1,297,216,000 | $141,000 | $986,000 | $102,500 | $1,553,000 |
| FHA-insured (Federal Housing Administration) | 399 | $43,754,000 | $107,000 | $173,000 | $49,500 | $237,000 |
| VA-guaranteed (Veterans Administration) | 231 | $31,319,000 | $131,000 | $299,000 | $54,500 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,437 | $1,316,378,000 | $138,500 | $986,000 | $95,000 | $1,553,000 |
| Application Withdrawn By Applicant | 254 | $38,959,000 | $153,000 | $683,000 | $82,500 | $847,000 |
| Application Denied By Financial Institution | 76 | $11,047,000 | $150,500 | $470,000 | $111,500 | $696,000 |
| Application Approved But Not Accepted | 38 | $5,905,000 | $158,000 | $323,000 | $80,500 | $373,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 28 | $4,120,000 | $103,500 | $470,000 | $242,500 | $696,000 |
| Debt-To-Income Ratio | 19 | $3,023,000 | $174,500 | $395,000 | $94,000 | $288,000 |
| Credit History | 13 | $1,714,000 | $156,000 | $219,000 | $111,000 | $159,000 |
| Other | 11 | $1,752,000 | $159,000 | $244,000 | $123,000 | $250,000 |
| Employment History | 3 | $199,000 | $66,000 | $95,000 | $57,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $120,000 | $120,000 | $120,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 1 | $119,000 | $119,000 | $119,000 | $38,000 | $38,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.