Guild Mortgage Company
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Guild Mortgage Company
5898 Copley Drive
San Diego, CA 92111
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 95,897
Total Mortgage Loan Application Amount $21,887,599,000
Average Mortgage Loan Application Amount $172,388
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $77,930
Highest Applicant Income $1,200,000
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Mortgage Loan Application Detail Totals for Guild Mortgage Company in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 63,732 $13,872,114,000 $217,000 $3,000,000 $85,000 $1,188,000
Refinancing 31,133 $7,768,458,000 $249,000 $3,000,000 $81,000 $1,200,000
Home Improvement 1,081 $256,165,000 $236,000 $1,100,000 $88,000 $946,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 58,939 $13,389,805,000 $227,000 $2,770,000 $85,000 $1,200,000
Not Provided 15,687 $3,910,437,000 $249,000 $3,000,000 $94,000 $1,171,000
Hispanic 12,159 $2,418,270,000 $198,000 $1,000,000 $64,000 $1,024,000
Black or African American 4,777 $946,842,000 $198,000 $1,295,000 $66,000 $861,000
Asian 3,275 $938,968,000 $286,000 $2,864,000 $101,000 $1,138,000
Native Hawaiin or Other Pacific Islander 632 $187,885,000 $297,000 $898,000 $86,000 $497,000
American Indian or Alaskan Native 477 $104,530,000 $219,000 $980,000 $82,000 $798,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 56,328 $13,226,042,000 $234,000 $3,000,000 $101,000 $1,200,000
FHA-insured (Federal Housing Administration) 27,048 $5,633,889,000 $208,000 $968,000 $59,000 $1,140,000
VA-guaranteed (Veterans Administration) 10,307 $2,642,554,000 $256,000 $1,088,000 $60,000 $738,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,263 $394,252,000 $174,000 $733,000 $53,000 $816,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 67,011 $15,356,356,000 $229,000 $1,991,000 $83,000 $1,200,000
Application Withdrawn By Applicant 17,351 $4,130,568,000 $238,000 $3,000,000 $91,000 $1,188,000
Application Approved But Not Accepted 4,259 $956,654,000 $224,000 $1,443,000 $83,000 $1,051,000
Application Denied By Financial Institution 3,560 $721,536,000 $202,000 $2,770,000 $72,000 $1,125,000
Loan Purchased By The Institution 2,611 $485,896,000 $186,000 $626,000 $83,000 $960,000
File Closed For Incompleteness 1,105 $236,589,000 $214,000 $1,000,000 $50,000 $968,000
Preapproval Denied by Financial Institution 49 $9,138,000 $186,000 $372,000 $58,000 $153,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,302 $254,348,000 $195,000 $2,770,000 $76,000 $1,116,000
Debt-To-Income Ratio 992 $217,966,000 $219,000 $2,000,000 $60,000 $589,000
Collateral 562 $106,789,000 $190,000 $2,500,000 $83,000 $1,125,000
Other 387 $76,855,000 $198,000 $1,032,000 $75,000 $776,000
Insufficient Cash (Downpayment, Closing Cost) 129 $24,224,000 $187,000 $980,000 $73,000 $528,000
Employment History 107 $20,816,000 $194,000 $655,000 $66,000 $277,000
Unverifiable Information 101 $23,228,000 $229,000 $1,200,000 $76,000 $303,000
Credit Application Incomplete 20 $5,254,000 $262,000 $784,000 $103,000 $473,000
Mortgage Insurance Denied 8 $1,187,000 $148,000 $448,000 $49,000 $107,000
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