Gulf Atlantic Funding Group In
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Gulf Atlantic Funding Group In 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Gulf Atlantic Funding Group In 5400 S. University Dr #603L Davie, FL 33328 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 |
| Total Number of Mortgage Applications | 234 |
| Total Mortgage Loan Application Amount | $52,356,000 |
| Average Mortgage Loan Application Amount | $231,000 |
| Highest Mortgage Loan Application Amount | $476,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $216,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Gulf Atlantic Funding Group In. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Gulf Atlantic Funding Group In's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Gulf Atlantic Funding Group In's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Gulf Atlantic Funding Group In serves its applicants.
Each category highlights the total number of mortgage applications processed by Gulf Atlantic Funding Group In, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Gulf Atlantic Funding Group In's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Broward County Florida | 154 | $ 33,534,000 | $ 217,000 | $ 71,000 |
| Miami-Dade County Florida | 38 | $ 10,121,000 | $ 266,000 | $ 71,000 |
| Palm Beach County Florida | 16 | $ 4,515,000 | $ 282,000 | $ 108,000 |
| St. Lucie County Florida | 16 | $ 2,484,000 | $ 155,000 | $ 57,000 |
| Seminole County Florida | 3 | $ 618,000 | $ 206,000 | $ 55,000 |
| Brevard County Florida | 1 | $ 107,000 | $ 107,000 | $ 45,000 |
| Hendry County Florida | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Highlands County Florida | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
| Lee County Florida | 1 | $ 221,000 | $ 221,000 | $ 55,000 |
| Levy County Florida | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Manatee County Florida | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
| Orange County Florida | 1 | $ 256,000 | $ 256,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Gulf Atlantic Funding Group In in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 199 | $43,865,000 | $220,000 | $476,000 | $72,000 | $216,000 |
| Refinancing | 35 | $8,491,000 | $242,000 | $420,000 | $70,000 | $183,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 113 | $24,368,000 | $215,000 | $403,000 | $66,000 | $183,000 |
| White | 67 | $15,556,000 | $232,000 | $442,000 | $90,000 | $216,000 |
| Hispanic | 53 | $12,133,000 | $228,000 | $476,000 | $62,000 | $195,000 |
| Asian | 1 | $299,000 | $299,000 | $299,000 | $64,000 | $64,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 108 | $24,171,000 | $223,000 | $351,000 | $66,000 | $149,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 73 | $15,510,000 | $212,000 | $417,000 | $89,000 | $216,000 |
| VA-guaranteed (Veterans Administration) | 53 | $12,675,000 | $239,000 | $476,000 | $60,000 | $155,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 174 | $40,292,000 | $231,000 | $476,000 | $76,000 | $216,000 |
| Application Withdrawn By Applicant | 48 | $9,913,000 | $206,000 | $413,000 | $62,000 | $156,000 |
| Application Denied By Financial Institution | 12 | $2,151,000 | $179,000 | $275,000 | $45,000 | $127,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $407,000 | $135,000 | $169,000 | $72,000 | $127,000 |
| Credit History | 2 | $497,000 | $248,000 | $275,000 | $42,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $137,000 | $137,000 | $137,000 | $41,000 | $41,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gulf Atlantic Funding Group In's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gulf Atlantic Funding Group In's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.