Hampden Bank
Mortgage Loan Application
Totals and Details
for 2006

Find mortgage loan statistics, lending data, and loan application totals for Massachusetts.
The mortgage statistics and data below are specific to mortgage loan applications for Hampden Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Hampden Bank
19 Harrison Avenue
Springfield, MA 01103
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 835
Total Mortgage Loan Application Amount $108,826,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $12,245,000
Average Applicant Income $71,000
Highest Applicant Income $892,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Hampden Bank by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
SPRINGFIELD, MA 455 $ 83,562,000 $ 183,000 $ 80,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 43 $ 1,937,000 $ 45,000 $ 47,000
ALBANY-SCHENECTADY-TROY, NY 38 $ 1,452,000 $ 38,000 $ 46,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 28 $ 3,492,000 $ 124,000 $ 80,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 22 $ 1,596,000 $ 65,000 $ 52,500
YORK-HANOVER, PA 21 $ 846,000 $ 40,000 $ 43,000
LANCASTER, PA 18 $ 698,000 $ 38,000 $ 46,000
EDISON, NJ 12 $ 493,000 $ 41,000 $ 44,000
PHILADELPHIA, PA 12 $ 765,000 $ 63,000 $ 52,000
HARRISBURG-CARLISLE, PA 11 $ 419,000 $ 38,000 $ 48,000
BOSTON-QUINCY, MA 10 $ 2,207,000 $ 220,000 $ 144,000
NORWICH-NEW LONDON, CT 10 $ 537,000 $ 53,000 $ 53,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 9 $ 801,000 $ 89,000 $ 67,000
MANCHESTER-NASHUA, NH 8 $ 505,000 $ 63,000 $ 40,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 7 $ 326,000 $ 46,000 $ 58,000
CAMDEN, NJ 7 $ 375,000 $ 53,000 $ 68,000
NEW HAVEN-MILFORD, CT 7 $ 253,000 $ 36,000 $ 57,000
KINGSTON, NY 6 $ 234,000 $ 39,000 $ 37,000
BARNSTABLE TOWN, MA 5 $ 1,743,000 $ 348,000 $ 254,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 4 $ 194,000 $ 48,000 $ 56,000
READING, PA 4 $ 184,000 $ 46,000 $ 49,000
VINELAND-MILLVILLE-BRIDGETON, NJ 4 $ 198,000 $ 49,000 $ 40,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 3 $ 402,000 $ 134,000 $ 113,000
ROCHESTER, NY 3 $ 171,000 $ 57,000 $ 66,000
WORCESTER, MA 3 $ 248,000 $ 82,000 $ 49,000
ATLANTIC CITY, NJ 2 $ 63,000 $ 31,000 $ 50,000
BINGHAMTON, NY 2 $ 87,000 $ 43,000 $ 36,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2 $ 109,000 $ 54,000 $ 43,000
BURLINGTON-SOUTH BURLINGTON, VT 2 $ 92,000 $ 46,000 $ 27,000
ESSEX COUNTY, MA 2 $ 132,000 $ 66,000 $ 41,000
PITTSFIELD, MA 2 $ 460,000 $ 230,000 $ 126,000
BALTIMORE-TOWSON, MD 1 $ 39,000 $ 39,000 $ 22,000
BUFFALO-NIAGARA FALLS, NY 1 $ 36,000 $ 36,000 $ 108,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 46,000 $ 46,000 $ 55,000
ERIE, PA 1 $ 30,000 $ 30,000 $ 31,000
GLENS FALLS, NY 1 $ 19,000 $ 19,000 $ 40,000
LEBANON, PA 1 $ 51,000 $ 51,000 $ 57,000
OCEAN CITY, NJ 1 $ 92,000 $ 92,000 $ 167,000
WILLIAMSPORT, PA 1 $ 55,000 $ 55,000 $ 60,000
WILMINGTON, DE-MD-NJ 1 $ 42,000 $ 42,000 $ 42,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Massachusetts, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Hampden Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 448 $69,452,000 $155,000 $12,245,000 $67,000 $704,000
Refinancing 299 $30,482,000 $101,000 $1,155,000 $77,000 $892,000
Home Improvement 88 $8,892,000 $101,000 $684,000 $69,000 $196,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 552 $62,803,000 $113,000 $1,155,000 $73,000 $892,000
Not applicable 158 $29,535,000 $186,000 $12,245,000 $56,000 $490,000
Not Provided 63 $9,084,000 $144,000 $1,175,000 $96,000 $704,000
Black or African American 27 $3,420,000 $126,000 $412,000 $55,000 $191,000
Hispanic 19 $1,877,000 $98,000 $297,000 $58,000 $116,000
Asian 9 $1,585,000 $176,000 $430,000 $109,000 $342,000
American Indian or Alaskan Native 7 $522,000 $74,000 $162,000 $41,000 $55,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 835 $108,826,000 $130,000 $12,245,000 $71,000 $892,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 365 $73,374,000 $201,000 $12,245,000 $91,000 $704,000
Application Denied By Financial Institution 159 $13,107,000 $82,000 $985,000 $45,000 $140,000
Loan Purchased By The Institution 146 $6,940,000 $47,000 $162,000 $50,000 $142,000
File Closed For Incompleteness 120 $7,477,000 $62,000 $366,000 $58,000 $300,000
Application Withdrawn By Applicant 26 $5,139,000 $197,000 $1,155,000 $127,000 $892,000
Application Approved But Not Accepted 15 $2,290,000 $152,000 $361,000 $76,000 $220,000
Preapproval Denied by Financial Institution 4 $499,000 $124,000 $190,000 $48,000 $54,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 80 $6,891,000 $86,000 $338,000 $39,000 $140,000
Other 34 $1,660,000 $48,000 $170,000 $54,000 $115,000
Credit History 24 $2,996,000 $124,000 $720,000 $60,000 $133,000
Employment History 13 $485,000 $37,000 $76,000 $36,000 $90,000
Collateral 6 $428,000 $71,000 $125,000 $53,000 $90,000
Unverifiable Information 3 $145,000 $48,000 $85,000 $45,000 $61,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Massachusetts, and search similar information at your convenience.

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