Hancock Bank Of Louisiana
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Hancock Bank Of Louisiana 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hancock Bank Of Louisiana Po Box 591 Baton Rouge, LA 70821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,303 |
| Total Mortgage Loan Application Amount | $216,214,000 |
| Average Mortgage Loan Application Amount | $171,933 |
| Highest Mortgage Loan Application Amount | $1,280,000 |
| Average Applicant Income | $112,066 |
| Highest Applicant Income | $6,694,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Hancock Bank Of Louisiana. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hancock Bank Of Louisiana's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Hancock Bank Of Louisiana's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hancock Bank Of Louisiana serves its applicants.
Each category highlights the total number of mortgage applications processed by Hancock Bank Of Louisiana, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hancock Bank Of Louisiana's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| East Baton Rouge County Louisiana | 575 | $ 57,799,000 | $ 100,000 | $ 76,000 |
| Livingston County Louisiana | 360 | $ 27,294,000 | $ 75,000 | $ 79,000 |
| Tangipahoa County Louisiana | 260 | $ 17,925,000 | $ 68,000 | $ 57,000 |
| St. Tammany County Louisiana | 231 | $ 37,263,000 | $ 161,000 | $ 137,000 |
| Washington County Louisiana | 118 | $ 4,683,000 | $ 39,000 | $ 52,000 |
| Rapides County Louisiana | 106 | $ 7,770,000 | $ 73,000 | $ 44,000 |
| Evangeline County Louisiana | 103 | $ 5,856,000 | $ 56,000 | $ 43,000 |
| St. Landry County Louisiana | 101 | $ 5,875,000 | $ 58,000 | $ 64,000 |
| Ascension County Louisiana | 95 | $ 10,879,000 | $ 114,000 | $ 78,000 |
| West Baton Rouge County Louisiana | 47 | $ 5,137,000 | $ 109,000 | $ 59,000 |
| Jefferson County Louisiana | 40 | $ 5,439,000 | $ 135,000 | $ 128,000 |
| Orleans County Louisiana | 31 | $ 7,517,000 | $ 242,000 | $ 109,000 |
| West Feliciana County Louisiana | 30 | $ 2,611,000 | $ 87,000 | $ 52,000 |
| East Feliciana County Louisiana | 26 | $ 1,666,000 | $ 64,000 | $ 51,000 |
| Iberville County Louisiana | 18 | $ 1,425,000 | $ 79,000 | $ 50,000 |
| Pearl River County Mississippi | 17 | $ 2,317,000 | $ 136,000 | $ 62,000 |
| Acadia County Louisiana | 15 | $ 1,173,000 | $ 78,000 | $ 41,000 |
| St. Helena County Louisiana | 15 | $ 789,000 | $ 52,000 | $ 73,000 |
| Lafayette County Louisiana | 10 | $ 622,000 | $ 62,000 | $ 44,000 |
| Avoyelles County Louisiana | 8 | $ 484,000 | $ 60,000 | $ 49,000 |
| Pointe Coupee County Louisiana | 8 | $ 948,000 | $ 118,000 | $ 35,000 |
| Hancock County Mississippi | 8 | $ 1,023,000 | $ 127,000 | $ 126,000 |
| St. Charles County Louisiana | 6 | $ 1,052,000 | $ 175,000 | $ 83,000 |
| St. Martin County Louisiana | 6 | $ 249,000 | $ 41,000 | $ 48,000 |
| Harrison County Mississippi | 6 | $ 1,466,000 | $ 244,000 | $ 148,000 |
| St. James County Louisiana | 5 | $ 220,000 | $ 44,000 | $ 39,000 |
| Grant County Louisiana | 4 | $ 118,000 | $ 29,000 | $ 48,000 |
| Natchitoches County Louisiana | 3 | $ 313,000 | $ 104,000 | $ 72,000 |
| St. John the Baptist County Louisiana | 3 | $ 139,000 | $ 46,000 | $ 40,000 |
| Vermilion County Louisiana | 3 | $ 174,000 | $ 58,000 | $ 79,000 |
| Amite County Mississippi | 3 | $ 153,000 | $ 51,000 | $ 42,000 |
| Baldwin County Alabama | 2 | $ 1,238,000 | $ 619,000 | $ 211,000 |
| Mobile County Alabama | 2 | $ 519,000 | $ 259,000 | $ 14,000 |
| Okaloosa County Florida | 2 | $ 616,000 | $ 308,000 | $ 175,000 |
| Calcasieu County Louisiana | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| St. Bernard County Louisiana | 2 | $ 205,000 | $ 102,000 | $ 52,000 |
| Vernon County Louisiana | 2 | $ 237,000 | $ 118,000 | $ 26,000 |
| Lamar County Mississippi | 2 | $ 358,000 | $ 179,000 | $ 81,000 |
| Marion County Mississippi | 2 | $ 44,000 | $ 22,000 | $ 42,000 |
| Pike County Mississippi | 2 | $ 217,000 | $ 108,000 | $ 93,000 |
| Tuscaloosa County Alabama | 1 | $ 39,000 | $ 39,000 | $ 67,000 |
| Lonoke County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 80,000 |
| Stone County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
| Van Buren County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 22,000 |
| Rockdale County Georgia | 1 | $ 266,000 | $ 266,000 | $ 100,000 |
| Allen County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 54,000 |
| Beauregard County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Caddo County Louisiana | 1 | $ 151,000 | $ 151,000 | $ 635,000 |
| Jefferson Davis County Louisiana | 1 | $ 114,000 | $ 114,000 | $ 74,000 |
| La Salle County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 81,000 |
| Lafourche County Louisiana | 1 | $ 19,000 | $ 19,000 | $ 44,000 |
| Plaquemines County Louisiana | 1 | $ 116,000 | $ 116,000 | $ 28,000 |
| Richland County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Hennepin County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 62,000 |
| DeSoto County Mississippi | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| Franklin County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Lauderdale County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 28,000 |
| Neshoba County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Prentiss County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 37,000 |
| Rankin County Mississippi | 1 | $ 72,000 | $ 72,000 | $ 134,000 |
| Stone County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Warren County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 106,000 |
| Wilkinson County Mississippi | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| Jackson County North Carolina | 1 | $ 288,000 | $ 288,000 | $ 477,000 |
Mortgage Loan Application Detail Totals for Hancock Bank Of Louisiana in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,091 | $140,421,000 | $262,714 | $1,280,000 | $160,285 | $3,000,000 |
| Refinancing | 652 | $63,955,000 | $136,000 | $1,219,000 | $83,600 | $6,694,000 |
| Home Improvement | 560 | $11,838,000 | $20,000 | $375,000 | $47,000 | $185,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,437 | $120,909,000 | $189,400 | $860,000 | $164,400 | $907,000 |
| Not Provided | 420 | $62,099,000 | $202,000 | $1,280,000 | $88,833 | $1,111,000 |
| Black or African American | 329 | $17,722,000 | $37,333 | $515,000 | $46,666 | $401,000 |
| Not applicable | 53 | $9,791,000 | $314,500 | $1,219,000 | $211,500 | $6,694,000 |
| Asian | 29 | $3,831,000 | $132,000 | $490,000 | $58,000 | $210,000 |
| Hispanic | 26 | $1,120,000 | $46,500 | $160,000 | $69,500 | $113,000 |
| American Indian or Alaskan Native | 7 | $459,000 | $65,000 | $130,000 | $40,000 | $64,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $283,000 | $141,000 | $175,000 | $51,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,265 | $212,057,000 | $218,375 | $1,280,000 | $139,875 | $6,694,000 |
| FHA-insured (Federal Housing Administration) | 21 | $1,994,000 | $94,000 | $163,000 | $36,000 | $75,000 |
| VA-guaranteed (Veterans Administration) | 17 | $2,163,000 | $127,000 | $213,000 | $53,000 | $71,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,580 | $158,445,000 | $211,166 | $1,219,000 | $156,333 | $6,694,000 |
| Application Denied By Financial Institution | 334 | $10,273,000 | $25,333 | $486,000 | $30,000 | $176,000 |
| Application Withdrawn By Applicant | 318 | $42,682,000 | $214,000 | $1,280,000 | $92,750 | $896,000 |
| File Closed For Incompleteness | 37 | $3,978,000 | $72,333 | $310,000 | $56,333 | $132,000 |
| Application Approved But Not Accepted | 34 | $836,000 | $29,500 | $100,000 | $34,500 | $133,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hancock Bank Of Louisiana's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hancock Bank Of Louisiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.