Harleysville National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Harleysville National Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harleysville National Bank 483 Main Street Harleysville, PA 19438 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,391 |
| Total Mortgage Loan Application Amount | $929,679,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $2,779,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Harleysville National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harleysville National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Harleysville National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harleysville National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Harleysville National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harleysville National Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Pennsylvania | 1,356 | $ 287,255,000 | $ 211,000 | $ 105,000 |
| Bucks County Pennsylvania | 665 | $ 163,596,000 | $ 246,000 | $ 122,000 |
| Chester County Pennsylvania | 569 | $ 134,616,000 | $ 236,000 | $ 120,000 |
| Philadelphia County Pennsylvania | 383 | $ 76,048,000 | $ 198,000 | $ 88,000 |
| Delaware County Pennsylvania | 208 | $ 50,775,000 | $ 244,000 | $ 112,000 |
| Lehigh County Pennsylvania | 197 | $ 29,014,000 | $ 147,000 | $ 78,000 |
| Berks County Pennsylvania | 188 | $ 27,539,000 | $ 146,000 | $ 72,000 |
| Carbon County Pennsylvania | 131 | $ 11,630,000 | $ 88,000 | $ 61,000 |
| Northampton County Pennsylvania | 108 | $ 18,913,000 | $ 175,000 | $ 80,000 |
| Monroe County Pennsylvania | 48 | $ 6,799,000 | $ 141,000 | $ 70,000 |
| New Castle County Delaware | 46 | $ 10,518,000 | $ 228,000 | $ 92,000 |
| Luzerne County Pennsylvania | 46 | $ 7,009,000 | $ 152,000 | $ 71,000 |
| Cape May County New Jersey | 39 | $ 13,066,000 | $ 335,000 | $ 213,000 |
| Burlington County New Jersey | 22 | $ 5,134,000 | $ 233,000 | $ 98,000 |
| Ocean County New Jersey | 22 | $ 5,720,000 | $ 260,000 | $ 129,000 |
| Schuylkill County Pennsylvania | 22 | $ 2,539,000 | $ 115,000 | $ 71,000 |
| Atlantic County New Jersey | 21 | $ 7,231,000 | $ 344,000 | $ 180,000 |
| Lancaster County Pennsylvania | 20 | $ 3,772,000 | $ 188,000 | $ 66,000 |
| Gloucester County New Jersey | 19 | $ 3,434,000 | $ 180,000 | $ 83,000 |
| Camden County New Jersey | 16 | $ 3,144,000 | $ 196,000 | $ 80,000 |
| Allegheny County Pennsylvania | 13 | $ 2,465,000 | $ 189,000 | $ 66,000 |
| York County Pennsylvania | 12 | $ 1,835,000 | $ 152,000 | $ 77,000 |
| Mercer County New Jersey | 11 | $ 2,674,000 | $ 243,000 | $ 94,000 |
| Middlesex County New Jersey | 10 | $ 2,123,000 | $ 212,000 | $ 151,000 |
| Somerset County New Jersey | 10 | $ 2,516,000 | $ 251,000 | $ 103,000 |
| Lackawanna County Pennsylvania | 9 | $ 1,434,000 | $ 159,000 | $ 84,000 |
| Monmouth County New Jersey | 8 | $ 2,211,000 | $ 276,000 | $ 129,000 |
| Wayne County Pennsylvania | 8 | $ 2,013,000 | $ 251,000 | $ 185,000 |
| Kent County Delaware | 6 | $ 1,384,000 | $ 230,000 | $ 76,000 |
| Hunterdon County New Jersey | 6 | $ 1,876,000 | $ 312,000 | $ 160,000 |
| Morris County New Jersey | 6 | $ 1,740,000 | $ 290,000 | $ 97,000 |
| Centre County Pennsylvania | 6 | $ 1,013,000 | $ 168,000 | $ 131,000 |
| Sussex County Delaware | 5 | $ 1,066,000 | $ 213,000 | $ 101,000 |
| Bergen County New Jersey | 5 | $ 1,662,000 | $ 332,000 | $ 114,000 |
| Cumberland County Pennsylvania | 5 | $ 1,336,000 | $ 267,000 | $ 103,000 |
| Lebanon County Pennsylvania | 5 | $ 1,087,000 | $ 217,000 | $ 121,000 |
| Essex County New Jersey | 4 | $ 1,303,000 | $ 325,000 | $ 300,000 |
| Westmoreland County Pennsylvania | 4 | $ 621,000 | $ 155,000 | $ 64,000 |
| Baltimore City County Maryland | 3 | $ 555,000 | $ 185,000 | $ 89,000 |
| Cecil County Maryland | 3 | $ 725,000 | $ 241,000 | $ 108,000 |
| Prince George's County Maryland | 3 | $ 838,000 | $ 279,000 | $ 128,000 |
| Worcester County Maryland | 3 | $ 1,006,000 | $ 335,000 | $ 225,000 |
| Cumberland County New Jersey | 3 | $ 589,000 | $ 196,000 | $ 0 |
| Hudson County New Jersey | 3 | $ 909,000 | $ 303,000 | $ 13,000 |
| Adams County Pennsylvania | 3 | $ 589,000 | $ 196,000 | $ 55,000 |
| Beaver County Pennsylvania | 3 | $ 574,000 | $ 191,000 | $ 51,000 |
| Franklin County Pennsylvania | 3 | $ 526,000 | $ 175,000 | $ 51,000 |
| Los Angeles County California | 2 | $ 617,000 | $ 308,000 | $ 82,000 |
| Plumas County California | 2 | $ 569,000 | $ 284,000 | $ 137,000 |
| District of Columbia County District Of Columbia | 2 | $ 491,000 | $ 245,000 | $ 80,000 |
| Collier County Florida | 2 | $ 375,000 | $ 187,000 | $ 345,000 |
| Lee County Florida | 2 | $ 380,000 | $ 190,000 | $ 145,000 |
| Monroe County Florida | 2 | $ 621,000 | $ 310,000 | $ 162,000 |
| Sagadahoc County Maine | 2 | $ 384,000 | $ 192,000 | $ 151,000 |
| Baltimore County Maryland | 2 | $ 618,000 | $ 309,000 | $ 116,000 |
| Frederick County Maryland | 2 | $ 486,000 | $ 243,000 | $ 73,000 |
| Salem County New Jersey | 2 | $ 605,000 | $ 302,000 | $ 87,000 |
| Bedford County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 41,000 |
| Columbia County Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 141,000 |
| Dauphin County Pennsylvania | 2 | $ 208,000 | $ 104,000 | $ 61,000 |
| Indiana County Pennsylvania | 2 | $ 441,000 | $ 220,000 | $ 123,000 |
| Mercer County Pennsylvania | 2 | $ 317,000 | $ 158,000 | $ 35,000 |
| Pike County Pennsylvania | 2 | $ 281,000 | $ 140,000 | $ 87,000 |
| Susquehanna County Pennsylvania | 2 | $ 563,000 | $ 281,000 | $ 199,000 |
| Union County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 101,000 |
| Washington County Pennsylvania | 2 | $ 437,000 | $ 218,000 | $ 103,000 |
| Jefferson County Alabama | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| San Diego County California | 1 | $ 1,290,000 | $ 1,290,000 | $ 209,000 |
| Ventura County California | 1 | $ 244,000 | $ 244,000 | $ 99,000 |
| Hartford County Connecticut | 1 | $ 184,000 | $ 184,000 | $ 68,000 |
| New London County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 179,000 |
| Bay County Florida | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Broward County Florida | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Gulf County Florida | 1 | $ 264,000 | $ 264,000 | $ 192,000 |
| Hillsborough County Florida | 1 | $ 168,000 | $ 168,000 | $ 83,000 |
| Indian River County Florida | 1 | $ 186,000 | $ 186,000 | $ 97,000 |
| Miami-Dade County Florida | 1 | $ 307,000 | $ 307,000 | $ 199,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 496,000 |
| Polk County Florida | 1 | $ 133,000 | $ 133,000 | $ 190,000 |
| Walton County Florida | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Lincoln County Maine | 1 | $ 140,000 | $ 140,000 | $ 265,000 |
| Anne Arundel County Maryland | 1 | $ 190,000 | $ 190,000 | $ 112,000 |
| Carroll County Maryland | 1 | $ 279,000 | $ 279,000 | $ 252,000 |
| Charles County Maryland | 1 | $ 345,000 | $ 345,000 | $ 114,000 |
| Harford County Maryland | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Howard County Maryland | 1 | $ 226,000 | $ 226,000 | $ 61,000 |
| Kent County Maryland | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Montgomery County Maryland | 1 | $ 290,000 | $ 290,000 | $ 44,000 |
| Essex County Massachusetts | 1 | $ 248,000 | $ 248,000 | $ 107,000 |
| Plymouth County Massachusetts | 1 | $ 353,000 | $ 353,000 | $ 84,000 |
| Worcester County Massachusetts | 1 | $ 128,000 | $ 128,000 | $ 154,000 |
| Mackinac County Michigan | 1 | $ 150,000 | $ 150,000 | $ 114,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 192,000 |
| Laclede County Missouri | 1 | $ 302,000 | $ 302,000 | $ 70,000 |
| Strafford County New Hampshire | 1 | $ 212,000 | $ 212,000 | $ 139,000 |
| Passaic County New Jersey | 1 | $ 157,000 | $ 157,000 | $ 50,000 |
| Sussex County New Jersey | 1 | $ 160,000 | $ 160,000 | $ 111,000 |
| Union County New Jersey | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| Warren County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Kings County New York | 1 | $ 626,000 | $ 626,000 | $ 527,000 |
| New York County New York | 1 | $ 281,000 | $ 281,000 | $ 215,000 |
| Oswego County New York | 1 | $ 213,000 | $ 213,000 | $ 105,000 |
| Warren County New York | 1 | $ 212,000 | $ 212,000 | $ 164,000 |
| Craven County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 39,000 |
| Durham County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 331,000 |
| Guilford County North Carolina | 1 | $ 336,000 | $ 336,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 297,000 | $ 297,000 | $ 79,000 |
| Moore County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Wake County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 101,000 |
| Licking County Ohio | 1 | $ 106,000 | $ 106,000 | $ 90,000 |
| Butler County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 45,000 |
| Cambria County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Clarion County Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 56,000 |
| Crawford County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 64,000 |
| Lycoming County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Perry County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 69,000 |
| Potter County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 164,000 |
| Sullivan County Pennsylvania | 1 | $ 286,000 | $ 286,000 | $ 296,000 |
| Tioga County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 114,000 |
| Venango County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Charleston County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 771,000 |
| Montgomery County Texas | 1 | $ 242,000 | $ 242,000 | $ 53,000 |
| Addison County Vermont | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Alexandria County Virginia | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Chesterfield County Virginia | 1 | $ 253,000 | $ 253,000 | $ 69,000 |
| King County Washington | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Jackson County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 150,000 |
Mortgage Loan Application Detail Totals for Harleysville National Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,112 | $678,445,000 | $218,000 | $4,000,000 | $108,000 | $1,980,000 |
| Home Purchase | 1,080 | $242,647,000 | $224,000 | $2,640,000 | $101,000 | $2,779,000 |
| Home Improvement | 199 | $8,587,000 | $43,000 | $930,000 | $67,000 | $442,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,606 | $761,683,000 | $211,000 | $4,000,000 | $107,000 | $1,980,000 |
| Not Provided | 526 | $116,110,000 | $220,000 | $1,400,000 | $94,000 | $2,779,000 |
| Asian | 105 | $25,831,000 | $246,000 | $417,000 | $109,000 | $635,000 |
| Black or African American | 83 | $12,607,000 | $151,000 | $365,000 | $63,000 | $201,000 |
| Hispanic | 59 | $11,996,000 | $203,000 | $417,000 | $87,000 | $251,000 |
| Not applicable | 7 | $497,000 | $71,000 | $100,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $873,000 | $218,000 | $399,000 | $77,000 | $116,000 |
| American Indian or Alaskan Native | 1 | $82,000 | $82,000 | $82,000 | $36,000 | $36,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,422 | $728,806,000 | $212,000 | $4,000,000 | $116,000 | $2,779,000 |
| FHA-insured (Federal Housing Administration) | 934 | $193,133,000 | $206,000 | $442,000 | $63,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 35 | $7,740,000 | $221,000 | $345,000 | $71,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,978 | $634,434,000 | $213,000 | $2,640,000 | $106,000 | $2,779,000 |
| Application Withdrawn By Applicant | 703 | $161,023,000 | $229,000 | $4,000,000 | $105,000 | $1,150,000 |
| Application Denied By Financial Institution | 460 | $75,495,000 | $164,000 | $1,000,000 | $83,000 | $900,000 |
| File Closed For Incompleteness | 199 | $46,848,000 | $235,000 | $1,100,000 | $115,000 | $1,980,000 |
| Application Approved But Not Accepted | 51 | $11,879,000 | $232,000 | $1,610,000 | $134,000 | $1,117,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 167 | $31,093,000 | $186,000 | $620,000 | $102,000 | $771,000 |
| Debt-To-Income Ratio | 120 | $19,189,000 | $159,000 | $1,000,000 | $64,000 | $900,000 |
| Credit History | 79 | $7,345,000 | $92,000 | $600,000 | $60,000 | $300,000 |
| Other | 42 | $8,481,000 | $201,000 | $620,000 | $109,000 | $550,000 |
| Unverifiable Information | 22 | $4,517,000 | $205,000 | $343,000 | $75,000 | $225,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $960,000 | $73,000 | $281,000 | $74,000 | $217,000 |
| Employment History | 10 | $2,466,000 | $246,000 | $600,000 | $110,000 | $177,000 |
| Mortgage Insurance Denied | 4 | $876,000 | $219,000 | $303,000 | $92,000 | $147,000 |
| Credit Application Incomplete | 3 | $568,000 | $189,000 | $289,000 | $106,000 | $175,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harleysville National Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harleysville National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.