Harris Trust And Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Harris Trust And Savings Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Harris Trust And Savings Bank 111 West Monroe Street Chicago, IL 60603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 10,801 |
| Total Mortgage Loan Application Amount | $2,279,829,000 |
| Average Mortgage Loan Application Amount | $304,729 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $184,741 |
| Highest Applicant Income | $7,764,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Harris Trust And Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Harris Trust And Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Harris Trust And Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Harris Trust And Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Harris Trust And Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Harris Trust And Savings Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 4,000 | $ 827,823,000 | $ 206,000 | $ 85,000 |
| DuPage County Illinois | 1,033 | $ 220,532,000 | $ 213,000 | $ 95,000 |
| Lake County Illinois | 996 | $ 291,189,000 | $ 292,000 | $ 124,000 |
| Will County Illinois | 991 | $ 158,335,000 | $ 159,000 | $ 83,000 |
| McHenry County Illinois | 881 | $ 160,600,000 | $ 182,000 | $ 80,000 |
| Kane County Illinois | 707 | $ 132,463,000 | $ 187,000 | $ 72,000 |
| Maricopa County Arizona | 320 | $ 74,207,000 | $ 231,000 | $ 134,000 |
| Peoria County Illinois | 200 | $ 26,635,000 | $ 133,000 | $ 73,000 |
| Kendall County Illinois | 145 | $ 24,301,000 | $ 167,000 | $ 66,000 |
| Lake County Indiana | 89 | $ 13,145,000 | $ 147,000 | $ 79,000 |
| Fulton County Illinois | 85 | $ 5,611,000 | $ 66,000 | $ 53,000 |
| Walworth County Wisconsin | 75 | $ 16,496,000 | $ 219,000 | $ 169,000 |
| DeKalb County Illinois | 66 | $ 10,483,000 | $ 158,000 | $ 87,000 |
| Sarasota County Florida | 53 | $ 15,912,000 | $ 300,000 | $ 171,000 |
| Collier County Florida | 49 | $ 23,590,000 | $ 481,000 | $ 247,000 |
| Tazewell County Illinois | 47 | $ 6,549,000 | $ 139,000 | $ 52,000 |
| Lee County Florida | 41 | $ 11,093,000 | $ 270,000 | $ 203,000 |
| Palm Beach County Florida | 41 | $ 12,419,000 | $ 302,000 | $ 160,000 |
| Grundy County Illinois | 39 | $ 5,665,000 | $ 145,000 | $ 73,000 |
| Boone County Illinois | 38 | $ 5,264,000 | $ 138,000 | $ 60,000 |
| Kenosha County Wisconsin | 37 | $ 4,893,000 | $ 132,000 | $ 89,000 |
| McDonough County Illinois | 29 | $ 2,117,000 | $ 73,000 | $ 80,000 |
| Indian River County Florida | 28 | $ 8,584,000 | $ 306,000 | $ 84,000 |
| King County Washington | 28 | $ 11,888,000 | $ 424,000 | $ 62,000 |
| Winnebago County Illinois | 23 | $ 2,983,000 | $ 129,000 | $ 69,000 |
| Pima County Arizona | 22 | $ 5,280,000 | $ 240,000 | $ 41,000 |
| Broward County Florida | 19 | $ 4,713,000 | $ 248,000 | $ 916,000 |
| Pinellas County Florida | 18 | $ 4,600,000 | $ 255,000 | $ 182,000 |
| LaSalle County Illinois | 18 | $ 3,651,000 | $ 202,000 | $ 91,000 |
| Rock Island County Illinois | 17 | $ 1,351,000 | $ 79,000 | $ 72,000 |
| Scott County Iowa | 17 | $ 2,028,000 | $ 119,000 | $ 72,000 |
| Berrien County Michigan | 17 | $ 6,329,000 | $ 372,000 | $ 382,000 |
| Porter County Indiana | 16 | $ 3,773,000 | $ 235,000 | $ 164,000 |
| Kankakee County Illinois | 15 | $ 2,160,000 | $ 144,000 | $ 61,000 |
| Manatee County Florida | 14 | $ 3,413,000 | $ 243,000 | $ 26,000 |
| Fairfield County Connecticut | 11 | $ 7,234,000 | $ 657,000 | $ 467,000 |
| LaPorte County Indiana | 11 | $ 3,428,000 | $ 311,000 | $ 241,000 |
| Clark County Nevada | 11 | $ 3,435,000 | $ 312,000 | $ 136,000 |
| Los Angeles County California | 10 | $ 4,069,000 | $ 406,000 | $ 107,000 |
| Woodford County Illinois | 9 | $ 1,341,000 | $ 149,000 | $ 73,000 |
| Door County Wisconsin | 9 | $ 1,831,000 | $ 203,000 | $ 143,000 |
| Miami-Dade County Florida | 8 | $ 2,832,000 | $ 354,000 | $ 137,000 |
| Monroe County Florida | 6 | $ 2,361,000 | $ 393,000 | $ 219,000 |
| St. Lucie County Florida | 6 | $ 1,182,000 | $ 197,000 | $ 60,000 |
| Allegan County Michigan | 6 | $ 1,077,000 | $ 179,000 | $ 154,000 |
| Sauk County Wisconsin | 6 | $ 1,276,000 | $ 212,000 | $ 301,000 |
| Coconino County Arizona | 5 | $ 708,000 | $ 141,000 | $ 0 |
| Navajo County Arizona | 5 | $ 1,335,000 | $ 267,000 | $ 0 |
| Yavapai County Arizona | 5 | $ 1,204,000 | $ 240,000 | $ 85,000 |
| Riverside County California | 5 | $ 2,056,000 | $ 411,000 | $ 499,000 |
| San Francisco County California | 5 | $ 2,023,000 | $ 404,000 | $ 296,000 |
| Brevard County Florida | 5 | $ 1,651,000 | $ 330,000 | $ 105,000 |
| Collin County Texas | 5 | $ 1,269,000 | $ 253,000 | $ 128,000 |
| Fairfax County Virginia | 5 | $ 3,287,000 | $ 657,000 | $ 163,000 |
| Orange County California | 4 | $ 11,100,000 | $ 2,775,000 | $ 242,000 |
| Denver County Colorado | 4 | $ 1,171,000 | $ 292,000 | $ 67,000 |
| Summit County Colorado | 4 | $ 709,000 | $ 177,000 | $ 190,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,921,000 | $ 480,000 | $ 160,000 |
| Sumter County Florida | 4 | $ 471,000 | $ 117,000 | $ 30,000 |
| Jo Daviess County Illinois | 4 | $ 482,000 | $ 120,000 | $ 107,000 |
| McLean County Illinois | 4 | $ 694,000 | $ 173,000 | $ 145,000 |
| Montgomery County Maryland | 4 | $ 2,225,000 | $ 556,000 | $ 503,000 |
| Cass County Michigan | 4 | $ 494,000 | $ 123,000 | $ 108,000 |
| Van Buren County Michigan | 4 | $ 440,000 | $ 110,000 | $ 87,000 |
| Morris County New Jersey | 4 | $ 1,844,000 | $ 461,000 | $ 163,000 |
| Philadelphia County Pennsylvania | 4 | $ 710,000 | $ 177,000 | $ 35,000 |
| Dallas County Texas | 4 | $ 3,498,000 | $ 874,000 | $ 830,000 |
| Racine County Wisconsin | 4 | $ 753,000 | $ 188,000 | $ 102,000 |
| Sheboygan County Wisconsin | 4 | $ 1,011,000 | $ 252,000 | $ 81,000 |
| Vilas County Wisconsin | 4 | $ 729,000 | $ 182,000 | $ 281,000 |
| Waukesha County Wisconsin | 4 | $ 765,000 | $ 191,000 | $ 136,000 |
| Benton County Arkansas | 3 | $ 434,000 | $ 144,000 | $ 91,000 |
| Alameda County California | 3 | $ 861,000 | $ 287,000 | $ 38,000 |
| San Diego County California | 3 | $ 2,212,000 | $ 737,000 | $ 149,000 |
| Eagle County Colorado | 3 | $ 2,200,000 | $ 733,000 | $ 426,000 |
| Lake County Florida | 3 | $ 531,000 | $ 177,000 | $ 51,000 |
| Osceola County Florida | 3 | $ 800,000 | $ 266,000 | $ 248,000 |
| Volusia County Florida | 3 | $ 708,000 | $ 236,000 | $ 10,000 |
| Fayette County Georgia | 3 | $ 1,534,000 | $ 511,000 | $ 229,000 |
| Fulton County Georgia | 3 | $ 1,057,000 | $ 352,000 | $ 701,000 |
| Blaine County Idaho | 3 | $ 1,389,000 | $ 463,000 | $ 208,000 |
| Henry County Illinois | 3 | $ 391,000 | $ 130,000 | $ 44,000 |
| Iroquois County Illinois | 3 | $ 240,000 | $ 80,000 | $ 87,000 |
| Knox County Illinois | 3 | $ 318,000 | $ 106,000 | $ 77,000 |
| Essex County Massachusetts | 3 | $ 1,085,000 | $ 361,000 | $ 218,000 |
| Hennepin County Minnesota | 3 | $ 1,075,000 | $ 358,000 | $ 184,000 |
| Bernalillo County New Mexico | 3 | $ 373,000 | $ 124,000 | $ 41,000 |
| Summit County Ohio | 3 | $ 182,000 | $ 60,000 | $ 31,000 |
| Loudon County Tennessee | 3 | $ 760,000 | $ 253,000 | $ 105,000 |
| Clark County Washington | 3 | $ 307,000 | $ 102,000 | $ 280,000 |
| Snohomish County Washington | 3 | $ 828,000 | $ 276,000 | $ 0 |
| Calumet County Wisconsin | 3 | $ 596,000 | $ 198,000 | $ 120,000 |
| Dane County Wisconsin | 3 | $ 412,000 | $ 137,000 | $ 131,000 |
| Baldwin County Alabama | 2 | $ 160,000 | $ 80,000 | $ 65,000 |
| Pinal County Arizona | 2 | $ 507,000 | $ 253,000 | $ 78,000 |
| Humboldt County California | 2 | $ 675,000 | $ 337,000 | $ 49,000 |
| Sacramento County California | 2 | $ 394,000 | $ 197,000 | $ 36,000 |
| San Mateo County California | 2 | $ 2,000,000 | $ 1,000,000 | $ 221,000 |
| Weld County Colorado | 2 | $ 236,000 | $ 118,000 | $ 142,000 |
| Highlands County Florida | 2 | $ 258,000 | $ 129,000 | $ 27,000 |
| Hillsborough County Florida | 2 | $ 756,000 | $ 378,000 | $ 360,000 |
| Seminole County Florida | 2 | $ 659,000 | $ 329,000 | $ 39,000 |
| Carroll County Illinois | 2 | $ 614,000 | $ 307,000 | $ 264,000 |
| Champaign County Illinois | 2 | $ 154,000 | $ 77,000 | $ 43,000 |
| Marshall County Illinois | 2 | $ 216,000 | $ 108,000 | $ 39,000 |
| Vermilion County Illinois | 2 | $ 101,000 | $ 50,000 | $ 27,000 |
| Monroe County Indiana | 2 | $ 163,000 | $ 81,000 | $ 25,000 |
| Starke County Indiana | 2 | $ 287,000 | $ 143,000 | $ 68,000 |
| Tippecanoe County Indiana | 2 | $ 316,000 | $ 158,000 | $ 208,000 |
| Kenton County Kentucky | 2 | $ 762,000 | $ 381,000 | $ 108,000 |
| Nantucket County Massachusetts | 2 | $ 1,845,000 | $ 922,000 | $ 300,000 |
| Kalamazoo County Michigan | 2 | $ 401,000 | $ 200,000 | $ 22,000 |
| Oakland County Michigan | 2 | $ 406,000 | $ 203,000 | $ 62,000 |
| Ottawa County Michigan | 2 | $ 2,128,000 | $ 1,064,000 | $ 461,000 |
| Washtenaw County Michigan | 2 | $ 452,000 | $ 226,000 | $ 1,806,000 |
| Scott County Minnesota | 2 | $ 542,000 | $ 271,000 | $ 81,000 |
| Harrison County Mississippi | 2 | $ 306,000 | $ 153,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 425,000 | $ 212,000 | $ 104,000 |
| Douglas County Nebraska | 2 | $ 221,000 | $ 110,000 | $ 71,000 |
| Essex County New Jersey | 2 | $ 629,000 | $ 314,000 | $ 174,000 |
| Monmouth County New Jersey | 2 | $ 344,000 | $ 172,000 | $ 64,000 |
| Nassau County New York | 2 | $ 2,500,000 | $ 1,250,000 | $ 807,000 |
| Westchester County New York | 2 | $ 1,075,000 | $ 537,000 | $ 350,000 |
| Mecklenburg County North Carolina | 2 | $ 381,000 | $ 190,000 | $ 199,000 |
| Wake County North Carolina | 2 | $ 393,000 | $ 196,000 | $ 78,000 |
| Franklin County Ohio | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Tulsa County Oklahoma | 2 | $ 506,000 | $ 253,000 | $ 182,000 |
| Beaufort County South Carolina | 2 | $ 695,000 | $ 347,000 | $ 800,000 |
| Charleston County South Carolina | 2 | $ 935,000 | $ 467,000 | $ 272,000 |
| Williamson County Tennessee | 2 | $ 353,000 | $ 176,000 | $ 89,000 |
| Fort Bend County Texas | 2 | $ 315,000 | $ 157,000 | $ 221,000 |
| Harris County Texas | 2 | $ 364,000 | $ 182,000 | $ 82,000 |
| Hidalgo County Texas | 2 | $ 205,000 | $ 102,000 | $ 45,000 |
| Williamson County Texas | 2 | $ 362,000 | $ 181,000 | $ 63,000 |
| Salt Lake County Utah | 2 | $ 183,000 | $ 91,000 | $ 32,000 |
| Chittenden County Vermont | 2 | $ 268,000 | $ 134,000 | $ 50,000 |
| Loudoun County Virginia | 2 | $ 1,243,000 | $ 621,000 | $ 278,000 |
| Pocahontas County West Virginia | 2 | $ 404,000 | $ 202,000 | $ 243,000 |
| Green Lake County Wisconsin | 2 | $ 925,000 | $ 462,000 | $ 275,000 |
| Juneau County Wisconsin | 2 | $ 385,000 | $ 192,000 | $ 89,000 |
| Oneida County Wisconsin | 2 | $ 473,000 | $ 236,000 | $ 249,000 |
| Rock County Wisconsin | 2 | $ 192,000 | $ 96,000 | $ 41,000 |
| Waupaca County Wisconsin | 2 | $ 254,000 | $ 127,000 | $ 114,000 |
| Waushara County Wisconsin | 2 | $ 129,000 | $ 64,000 | $ 59,000 |
| Autauga County Alabama | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
| Coffee County Alabama | 1 | $ 28,000 | $ 28,000 | $ 77,000 |
| Lawrence County Alabama | 1 | $ 92,000 | $ 92,000 | $ 133,000 |
| Shelby County Alabama | 1 | $ 544,000 | $ 544,000 | $ 400,000 |
| Mohave County Arizona | 1 | $ 230,000 | $ 230,000 | $ 91,000 |
| Baxter County Arkansas | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Sevier County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 56,000 |
| Fresno County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marin County California | 1 | $ 650,000 | $ 650,000 | $ 64,000 |
| San Bernardino County California | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Santa Barbara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 807,000 |
| Santa Clara County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 311,000 |
| Sonoma County California | 1 | $ 543,000 | $ 543,000 | $ 1,006,000 |
| Adams County Colorado | 1 | $ 394,000 | $ 394,000 | $ 140,000 |
| Arapahoe County Colorado | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Boulder County Colorado | 1 | $ 490,000 | $ 490,000 | $ 240,000 |
| Douglas County Colorado | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| El Paso County Colorado | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Larimer County Colorado | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Montrose County Colorado | 1 | $ 106,000 | $ 106,000 | $ 75,000 |
| Pitkin County Colorado | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Routt County Colorado | 1 | $ 251,000 | $ 251,000 | $ 225,000 |
| San Juan County Colorado | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Sussex County Delaware | 1 | $ 700,000 | $ 700,000 | $ 403,000 |
| Charlotte County Florida | 1 | $ 170,000 | $ 170,000 | $ 74,000 |
| Citrus County Florida | 1 | $ 134,000 | $ 134,000 | $ 44,000 |
| DeSoto County Florida | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Escambia County Florida | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Flagler County Florida | 1 | $ 300,000 | $ 300,000 | $ 325,000 |
| Okaloosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Orange County Florida | 1 | $ 34,000 | $ 34,000 | $ 56,000 |
| Pasco County Florida | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Polk County Florida | 1 | $ 146,000 | $ 146,000 | $ 44,000 |
| Santa Rosa County Florida | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Walton County Florida | 1 | $ 200,000 | $ 200,000 | $ 325,000 |
| Chatham County Georgia | 1 | $ 141,000 | $ 141,000 | $ 5,662,000 |
| Cobb County Georgia | 1 | $ 140,000 | $ 140,000 | $ 7,000 |
| Forsyth County Georgia | 1 | $ 150,000 | $ 150,000 | $ 80,000 |
| Glynn County Georgia | 1 | $ 928,000 | $ 928,000 | $ 0 |
| Greene County Georgia | 1 | $ 650,000 | $ 650,000 | $ 84,000 |
| Putnam County Georgia | 1 | $ 250,000 | $ 250,000 | $ 411,000 |
| Hawaii County Hawaii | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 130,000 | $ 130,000 | $ 148,000 |
| Maui County Hawaii | 1 | $ 508,000 | $ 508,000 | $ 446,000 |
| Ada County Idaho | 1 | $ 300,000 | $ 300,000 | $ 100,000 |
| De Witt County Illinois | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Effingham County Illinois | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
| Ford County Illinois | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Franklin County Illinois | 1 | $ 31,000 | $ 31,000 | $ 118,000 |
| Hancock County Illinois | 1 | $ 64,000 | $ 64,000 | $ 63,000 |
| Jackson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 104,000 |
| Johnson County Illinois | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Lee County Illinois | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Mercer County Illinois | 1 | $ 97,000 | $ 97,000 | $ 95,000 |
| Morgan County Illinois | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Ogle County Illinois | 1 | $ 250,000 | $ 250,000 | $ 753,000 |
| Pulaski County Illinois | 1 | $ 84,000 | $ 84,000 | $ 15,000 |
| Putnam County Illinois | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| St. Clair County Illinois | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Stephenson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Warren County Illinois | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Jasper County Indiana | 1 | $ 170,000 | $ 170,000 | $ 133,000 |
| Kosciusko County Indiana | 1 | $ 188,000 | $ 188,000 | $ 208,000 |
| Marion County Indiana | 1 | $ 114,000 | $ 114,000 | $ 69,000 |
| Morgan County Indiana | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| St. Joseph County Indiana | 1 | $ 110,000 | $ 110,000 | $ 130,000 |
| White County Indiana | 1 | $ 109,000 | $ 109,000 | $ 264,000 |
| Cerro Gordo County Iowa | 1 | $ 298,000 | $ 298,000 | $ 215,000 |
| Muscatine County Iowa | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| Polk County Iowa | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Butler County Kansas | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Trigg County Kentucky | 1 | $ 166,000 | $ 166,000 | $ 40,000 |
| Hancock County Maine | 1 | $ 174,000 | $ 174,000 | $ 140,000 |
| Baltimore City County Maryland | 1 | $ 100,000 | $ 100,000 | $ 357,000 |
| Frederick County Maryland | 1 | $ 280,000 | $ 280,000 | $ 141,000 |
| Howard County Maryland | 1 | $ 187,000 | $ 187,000 | $ 36,000 |
| Prince George's County Maryland | 1 | $ 115,000 | $ 115,000 | $ 235,000 |
| Barnstable County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 227,000 | $ 227,000 | $ 550,000 |
| Hampden County Massachusetts | 1 | $ 243,000 | $ 243,000 | $ 140,000 |
| Plymouth County Massachusetts | 1 | $ 450,000 | $ 450,000 | $ 502,000 |
| Suffolk County Massachusetts | 1 | $ 468,000 | $ 468,000 | $ 266,000 |
| Emmet County Michigan | 1 | $ 175,000 | $ 175,000 | $ 300,000 |
| Gogebic County Michigan | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| Houghton County Michigan | 1 | $ 202,000 | $ 202,000 | $ 63,000 |
| Newaygo County Michigan | 1 | $ 72,000 | $ 72,000 | $ 124,000 |
| St. Clair County Michigan | 1 | $ 284,000 | $ 284,000 | $ 92,000 |
| St. Joseph County Michigan | 1 | $ 232,000 | $ 232,000 | $ 132,000 |
| Carver County Minnesota | 1 | $ 223,000 | $ 223,000 | $ 108,000 |
| Cook County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 144,000 |
| Itasca County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 27,000 |
| Ramsey County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 53,000 |
| St. Louis County Minnesota | 1 | $ 406,000 | $ 406,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Camden County Missouri | 1 | $ 114,000 | $ 114,000 | $ 184,000 |
| Christian County Missouri | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| St. Charles County Missouri | 1 | $ 120,000 | $ 120,000 | $ 160,000 |
| Webster County Missouri | 1 | $ 116,000 | $ 116,000 | $ 18,000 |
| Flathead County Montana | 1 | $ 500,000 | $ 500,000 | $ 129,000 |
| Missoula County Montana | 1 | $ 220,000 | $ 220,000 | $ 69,000 |
| Nye County Nevada | 1 | $ 128,000 | $ 128,000 | $ 55,000 |
| Washoe County Nevada | 1 | $ 334,000 | $ 334,000 | $ 66,000 |
| Belknap County New Hampshire | 1 | $ 235,000 | $ 235,000 | $ 256,000 |
| Bergen County New Jersey | 1 | $ 750,000 | $ 750,000 | $ 442,000 |
| Hudson County New Jersey | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 1,000,000 | $ 1,000,000 | $ 996,000 |
| Middlesex County New Jersey | 1 | $ 420,000 | $ 420,000 | $ 119,000 |
| Ocean County New Jersey | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 476,000 | $ 476,000 | $ 190,000 |
| Sandoval County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Chautauqua County New York | 1 | $ 160,000 | $ 160,000 | $ 112,000 |
| Essex County New York | 1 | $ 210,000 | $ 210,000 | $ 208,000 |
| New York County New York | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Orange County New York | 1 | $ 334,000 | $ 334,000 | $ 765,000 |
| Rockland County New York | 1 | $ 310,000 | $ 310,000 | $ 246,000 |
| Suffolk County New York | 1 | $ 449,000 | $ 449,000 | $ 200,000 |
| Sullivan County New York | 1 | $ 234,000 | $ 234,000 | $ 50,000 |
| Avery County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 229,000 |
| Catawba County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 57,000 |
| Chatham County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 198,000 |
| Durham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Moore County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Orange County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Cuyahoga County Ohio | 1 | $ 207,000 | $ 207,000 | $ 96,000 |
| Hamilton County Ohio | 1 | $ 386,000 | $ 386,000 | $ 155,000 |
| Lucas County Ohio | 1 | $ 385,000 | $ 385,000 | $ 214,000 |
| Medina County Ohio | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Deschutes County Oregon | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| Pike County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 348,000 |
| Bristol County Rhode Island | 1 | $ 1,000,000 | $ 1,000,000 | $ 550,000 |
| Anderson County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 30,000 |
| Horry County South Carolina | 1 | $ 800,000 | $ 800,000 | $ 251,000 |
| Blount County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 211,000 |
| Davidson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 500,000 |
| Henry County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Knox County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 140,000 |
| Sevier County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Shelby County Tennessee | 1 | $ 650,000 | $ 650,000 | $ 155,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Comal County Texas | 1 | $ 166,000 | $ 166,000 | $ 56,000 |
| Montgomery County Texas | 1 | $ 425,000 | $ 425,000 | $ 297,000 |
| Tarrant County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Taylor County Texas | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
| Travis County Texas | 1 | $ 625,000 | $ 625,000 | $ 60,000 |
| Webb County Texas | 1 | $ 30,000 | $ 30,000 | $ 90,000 |
| Summit County Utah | 1 | $ 1,000,000 | $ 1,000,000 | $ 253,000 |
| Henrico County Virginia | 1 | $ 315,000 | $ 315,000 | $ 17,000 |
| Prince William County Virginia | 1 | $ 516,000 | $ 516,000 | $ 129,000 |
| Roanoke County Virginia | 1 | $ 334,000 | $ 334,000 | $ 111,000 |
| Island County Washington | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Jefferson County Washington | 1 | $ 334,000 | $ 334,000 | $ 68,000 |
| Kitsap County Washington | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Skagit County Washington | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Bayfield County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 46,000 |
| Brown County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Columbia County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Jefferson County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 1,804,000 |
| Marinette County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 106,000 |
| Marquette County Wisconsin | 1 | $ 71,000 | $ 71,000 | $ 92,000 |
| Milwaukee County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 154,000 |
| Ozaukee County Wisconsin | 1 | $ 328,000 | $ 328,000 | $ 135,000 |
| St. Croix County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 252,000 |
| Washington County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
| Teton County Wyoming | 1 | $ 650,000 | $ 650,000 | $ 303,000 |
Mortgage Loan Application Detail Totals for Harris Trust And Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,389 | $1,099,761,000 | $320,083 | $10,000,000 | $196,777 | $7,764,000 |
| Home Purchase | 4,788 | $1,139,244,000 | $307,260 | $6,000,000 | $172,239 | $4,650,000 |
| Home Improvement | 624 | $40,824,000 | $81,666 | $650,000 | $232,000 | $1,020,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,314 | $1,351,633,000 | $352,444 | $10,000,000 | $210,600 | $7,764,000 |
| Not Provided | 1,587 | $422,288,000 | $320,277 | $2,400,000 | $255,222 | $5,662,000 |
| Hispanic | 1,472 | $193,315,000 | $144,111 | $1,000,000 | $82,888 | $540,000 |
| Not applicable | 562 | $179,627,000 | $402,000 | $6,000,000 | $2,666 | $207,000 |
| Black or African American | 502 | $58,574,000 | $130,400 | $980,000 | $84,500 | $500,000 |
| Asian | 307 | $64,531,000 | $238,153 | $2,000,000 | $103,461 | $3,080,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $6,282,000 | $146,333 | $855,000 | $74,000 | $250,000 |
| American Indian or Alaskan Native | 27 | $3,579,000 | $147,500 | $287,000 | $60,250 | $167,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,801 | $2,279,829,000 | $316,666 | $10,000,000 | $184,604 | $7,764,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,559 | $1,781,706,000 | $302,347 | $6,000,000 | $205,086 | $7,764,000 |
| Application Denied By Financial Institution | 812 | $118,863,000 | $211,187 | $2,000,000 | $84,500 | $840,000 |
| Loan Purchased By The Institution | 526 | $139,607,000 | $369,000 | $2,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 451 | $103,634,000 | $268,000 | $1,940,000 | $233,785 | $4,135,000 |
| Application Withdrawn By Applicant | 226 | $75,728,000 | $699,000 | $10,000,000 | $179,727 | $4,296,000 |
| File Closed For Incompleteness | 176 | $52,246,000 | $286,333 | $2,400,000 | $105,500 | $1,459,000 |
| Preapproval Denied by Financial Institution | 45 | $6,526,000 | $145,000 | $276,000 | $61,000 | $155,000 |
| Preapproval Approved but not Accepted | 6 | $1,519,000 | $253,000 | $500,000 | $103,000 | $135,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 505 | $74,650,000 | $202,250 | $2,000,000 | $71,500 | $840,000 |
| Credit History | 191 | $19,300,000 | $128,833 | $440,000 | $79,000 | $307,000 |
| Collateral | 82 | $14,087,000 | $174,571 | $790,000 | $60,428 | $266,000 |
| Other | 52 | $11,317,000 | $303,800 | $1,810,000 | $125,400 | $420,000 |
| Employment History | 20 | $4,987,000 | $245,500 | $1,700,000 | $128,750 | $440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $747,000 | $170,333 | $224,000 | $87,333 | $130,000 |
| Credit Application Incomplete | 2 | $301,000 | $150,000 | $176,000 | $50,000 | $66,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Harris Trust And Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Harris Trust And Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.