Ocmbc, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Ocmbc, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Glendale, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,272 |
| Total Mortgage Loan Application Amount | $1,210,300,000 |
| Average Mortgage Loan Application Amount | $329,000 |
| Highest Mortgage Loan Application Amount | $13,095,000 |
| Average Applicant Income | $145,333 |
| Highest Applicant Income | $9,818,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Ocmbc, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ocmbc, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Ocmbc, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ocmbc, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Ocmbc, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ocmbc, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 738 | $ 401,870,000 | $ 544,000 | $ 261,000 |
| San Bernardino County California | 316 | $ 84,840,000 | $ 268,000 | $ 159,000 |
| Riverside County California | 313 | $ 95,505,000 | $ 305,000 | $ 121,000 |
| Cook County Illinois | 251 | $ 51,355,000 | $ 204,000 | $ 179,000 |
| Orange County California | 191 | $ 113,385,000 | $ 593,000 | $ 262,000 |
| San Diego County California | 155 | $ 74,065,000 | $ 477,000 | $ 315,000 |
| Sacramento County California | 55 | $ 13,655,000 | $ 248,000 | $ 95,000 |
| Kane County Illinois | 46 | $ 8,720,000 | $ 189,000 | $ 300,000 |
| Lee County Florida | 42 | $ 9,390,000 | $ 223,000 | $ 192,000 |
| Broward County Florida | 40 | $ 9,980,000 | $ 249,000 | $ 187,000 |
| Ventura County California | 37 | $ 15,225,000 | $ 411,000 | $ 116,000 |
| Lake County Illinois | 36 | $ 6,300,000 | $ 175,000 | $ 69,000 |
| Monterey County California | 35 | $ 12,405,000 | $ 354,000 | $ 111,000 |
| Miami-Dade County Florida | 32 | $ 10,890,000 | $ 340,000 | $ 208,000 |
| Kern County California | 29 | $ 4,845,000 | $ 167,000 | $ 358,000 |
| Clark County Nevada | 28 | $ 6,880,000 | $ 245,000 | $ 338,000 |
| Washington County Oregon | 26 | $ 9,000,000 | $ 346,000 | $ 83,000 |
| Orange County Florida | 24 | $ 6,220,000 | $ 259,000 | $ 78,000 |
| Will County Illinois | 24 | $ 5,290,000 | $ 220,000 | $ 79,000 |
| McHenry County Illinois | 23 | $ 4,075,000 | $ 177,000 | $ 278,000 |
| Contra Costa County California | 21 | $ 11,345,000 | $ 540,000 | $ 478,000 |
| Harris County Texas | 21 | $ 4,275,000 | $ 203,000 | $ 80,000 |
| San Joaquin County California | 19 | $ 6,775,000 | $ 356,000 | $ 87,000 |
| Fresno County California | 18 | $ 5,600,000 | $ 311,000 | $ 133,000 |
| Solano County California | 18 | $ 6,270,000 | $ 348,000 | $ 113,000 |
| Brevard County Florida | 18 | $ 3,080,000 | $ 171,000 | $ 54,000 |
| DuPage County Illinois | 18 | $ 3,560,000 | $ 197,000 | $ 79,000 |
| Palm Beach County Florida | 16 | $ 4,090,000 | $ 255,000 | $ 593,000 |
| Santa Clara County California | 15 | $ 10,145,000 | $ 676,000 | $ 145,000 |
| Dallas County Texas | 15 | $ 2,625,000 | $ 175,000 | $ 57,000 |
| Alameda County California | 12 | $ 7,070,000 | $ 589,000 | $ 261,000 |
| Marin County California | 12 | $ 7,850,000 | $ 654,000 | $ 158,000 |
| San Mateo County California | 12 | $ 13,880,000 | $ 1,156,000 | $ 280,000 |
| Collier County Florida | 12 | $ 3,420,000 | $ 285,000 | $ 73,000 |
| Hillsborough County Florida | 12 | $ 2,920,000 | $ 243,000 | $ 203,000 |
| Polk County Florida | 12 | $ 2,150,000 | $ 179,000 | $ 64,000 |
| Walton County Georgia | 12 | $ 1,020,000 | $ 85,000 | $ 109,000 |
| Prince George's County Maryland | 12 | $ 3,410,000 | $ 284,000 | $ 84,000 |
| Volusia County Florida | 11 | $ 2,025,000 | $ 184,000 | $ 56,000 |
| Baltimore County Maryland | 11 | $ 2,575,000 | $ 234,000 | $ 68,000 |
| Multnomah County Oregon | 11 | $ 3,255,000 | $ 295,000 | $ 82,000 |
| Osceola County Florida | 10 | $ 2,260,000 | $ 226,000 | $ 48,000 |
| Fort Bend County Texas | 10 | $ 3,380,000 | $ 338,000 | $ 297,000 |
| Charlotte County Florida | 9 | $ 1,255,000 | $ 139,000 | $ 63,000 |
| Kendall County Illinois | 9 | $ 2,625,000 | $ 291,000 | $ 123,000 |
| Placer County California | 8 | $ 3,670,000 | $ 458,000 | $ 153,000 |
| Sonoma County California | 8 | $ 4,520,000 | $ 565,000 | $ 117,000 |
| Tulare County California | 8 | $ 2,500,000 | $ 312,000 | $ 167,000 |
| Montgomery County Maryland | 8 | $ 3,130,000 | $ 391,000 | $ 132,000 |
| Lea County New Mexico | 8 | $ 1,360,000 | $ 170,000 | $ 50,000 |
| Salt Lake County Utah | 8 | $ 2,050,000 | $ 256,000 | $ 68,000 |
| El Dorado County California | 7 | $ 2,095,000 | $ 299,000 | $ 86,000 |
| San Francisco County California | 7 | $ 5,555,000 | $ 793,000 | $ 70,000 |
| St. Lucie County Florida | 7 | $ 1,515,000 | $ 216,000 | $ 873,000 |
| El Paso County Texas | 7 | $ 1,235,000 | $ 176,000 | $ 63,000 |
| Clark County Washington | 7 | $ 1,865,000 | $ 266,000 | $ 99,000 |
| Pierce County Washington | 7 | $ 1,635,000 | $ 233,000 | $ 1,398,000 |
| Pasco County Florida | 6 | $ 900,000 | $ 150,000 | $ 49,000 |
| Pinellas County Florida | 6 | $ 1,300,000 | $ 216,000 | $ 53,000 |
| Marion County Indiana | 6 | $ 1,900,000 | $ 316,000 | $ 176,000 |
| Oakland County Michigan | 6 | $ 1,220,000 | $ 203,000 | $ 162,000 |
| Tarrant County Texas | 6 | $ 1,770,000 | $ 295,000 | $ 110,000 |
| Madera County California | 5 | $ 1,465,000 | $ 293,000 | $ 139,000 |
| Santa Barbara County California | 5 | $ 4,365,000 | $ 873,000 | $ 356,000 |
| Santa Cruz County California | 5 | $ 2,915,000 | $ 583,000 | $ 211,000 |
| Stanislaus County California | 5 | $ 1,595,000 | $ 319,000 | $ 85,000 |
| Lake County Florida | 5 | $ 1,195,000 | $ 239,000 | $ 91,000 |
| Sarasota County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 70,000 |
| Seminole County Florida | 5 | $ 1,255,000 | $ 251,000 | $ 85,000 |
| Lake County Indiana | 5 | $ 835,000 | $ 167,000 | $ 115,000 |
| Harford County Maryland | 5 | $ 1,025,000 | $ 205,000 | $ 54,000 |
| Collin County Texas | 5 | $ 1,795,000 | $ 359,000 | $ 220,000 |
| Denton County Texas | 5 | $ 2,015,000 | $ 403,000 | $ 817,000 |
| Butte County California | 4 | $ 1,160,000 | $ 290,000 | $ 102,000 |
| Merced County California | 4 | $ 1,120,000 | $ 280,000 | $ 86,000 |
| San Benito County California | 4 | $ 2,450,000 | $ 612,000 | $ 511,000 |
| Manatee County Florida | 4 | $ 1,840,000 | $ 460,000 | $ 215,000 |
| Gwinnett County Georgia | 4 | $ 850,000 | $ 212,000 | $ 79,000 |
| Newton County Georgia | 4 | $ 440,000 | $ 110,000 | $ 72,000 |
| Baltimore City County Maryland | 4 | $ 740,000 | $ 185,000 | $ 45,000 |
| Frederick County Maryland | 4 | $ 1,340,000 | $ 335,000 | $ 138,000 |
| Kent County Michigan | 4 | $ 730,000 | $ 182,000 | $ 54,000 |
| Macomb County Michigan | 4 | $ 680,000 | $ 170,000 | $ 66,000 |
| Linn County Oregon | 4 | $ 640,000 | $ 160,000 | $ 58,000 |
| Montgomery County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 189,000 |
| Maricopa County Arizona | 3 | $ 555,000 | $ 185,000 | $ 49,000 |
| Mohave County Arizona | 3 | $ 655,000 | $ 218,000 | $ 60,000 |
| Calaveras County California | 3 | $ 1,035,000 | $ 345,000 | $ 165,000 |
| Imperial County California | 3 | $ 845,000 | $ 281,000 | $ 86,000 |
| Sutter County California | 3 | $ 325,000 | $ 108,000 | $ 81,000 |
| Citrus County Florida | 3 | $ 845,000 | $ 281,000 | $ 73,000 |
| Cobb County Georgia | 3 | $ 785,000 | $ 261,000 | $ 91,000 |
| Hall County Georgia | 3 | $ 1,075,000 | $ 358,000 | $ 101,000 |
| Boone County Illinois | 3 | $ 495,000 | $ 165,000 | $ 63,000 |
| DeKalb County Illinois | 3 | $ 425,000 | $ 141,000 | $ 42,000 |
| Hendricks County Indiana | 3 | $ 575,000 | $ 191,000 | $ 92,000 |
| Jefferson County Kentucky | 3 | $ 855,000 | $ 285,000 | $ 2,842,000 |
| Anne Arundel County Maryland | 3 | $ 1,165,000 | $ 388,000 | $ 144,000 |
| Howard County Maryland | 3 | $ 805,000 | $ 268,000 | $ 98,000 |
| Allegan County Michigan | 3 | $ 335,000 | $ 111,000 | $ 48,000 |
| Wayne County Michigan | 3 | $ 635,000 | $ 211,000 | $ 64,000 |
| Hennepin County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 93,000 |
| Bernalillo County New Mexico | 3 | $ 765,000 | $ 255,000 | $ 134,000 |
| Kitsap County Washington | 3 | $ 1,085,000 | $ 361,000 | $ 87,000 |
| Spokane County Washington | 3 | $ 575,000 | $ 191,000 | $ 59,000 |
| Napa County California | 2 | $ 840,000 | $ 420,000 | $ 103,000 |
| San Luis Obispo County California | 2 | $ 970,000 | $ 485,000 | $ 102,000 |
| Shasta County California | 2 | $ 340,000 | $ 170,000 | $ 26,000 |
| Yolo County California | 2 | $ 890,000 | $ 445,000 | $ 147,000 |
| El Paso County Colorado | 2 | $ 530,000 | $ 265,000 | $ 111,000 |
| Hendry County Florida | 2 | $ 350,000 | $ 175,000 | $ 67,000 |
| Marion County Florida | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| Okaloosa County Florida | 2 | $ 400,000 | $ 200,000 | $ 12,000 |
| St. Johns County Florida | 2 | $ 850,000 | $ 425,000 | $ 230,000 |
| Chatham County Georgia | 2 | $ 2,070,000 | $ 1,035,000 | $ 985,000 |
| DeKalb County Georgia | 2 | $ 270,000 | $ 135,000 | $ 82,000 |
| Fulton County Georgia | 2 | $ 680,000 | $ 340,000 | $ 244,000 |
| Henry County Georgia | 2 | $ 1,010,000 | $ 505,000 | $ 357,000 |
| Ogle County Illinois | 2 | $ 340,000 | $ 170,000 | $ 75,000 |
| Hamilton County Indiana | 2 | $ 810,000 | $ 405,000 | $ 110,000 |
| Bullitt County Kentucky | 2 | $ 840,000 | $ 420,000 | $ 235,000 |
| Hardin County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Kenton County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 88,000 |
| Bossier County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
| De Soto County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Caroline County Maryland | 2 | $ 250,000 | $ 125,000 | $ 51,000 |
| Barnstable County Massachusetts | 2 | $ 660,000 | $ 330,000 | $ 70,000 |
| Bristol County Massachusetts | 2 | $ 630,000 | $ 315,000 | $ 108,000 |
| Plymouth County Massachusetts | 2 | $ 600,000 | $ 300,000 | $ 244,000 |
| Suffolk County Massachusetts | 2 | $ 2,720,000 | $ 1,360,000 | $ 307,000 |
| Kalamazoo County Michigan | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Montcalm County Michigan | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| St. Clair County Michigan | 2 | $ 450,000 | $ 225,000 | $ 258,000 |
| Olmsted County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| Essex County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Scioto County Ohio | 2 | $ 660,000 | $ 330,000 | $ 192,000 |
| Lane County Oregon | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Marion County Oregon | 2 | $ 230,000 | $ 115,000 | $ 48,000 |
| Clearfield County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Berkeley County South Carolina | 2 | $ 600,000 | $ 300,000 | $ 108,000 |
| Williamson County Texas | 2 | $ 680,000 | $ 340,000 | $ 144,000 |
| Arlington County Virginia | 2 | $ 1,780,000 | $ 890,000 | $ 164,000 |
| Loudoun County Virginia | 2 | $ 1,230,000 | $ 615,000 | $ 325,000 |
| Stafford County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 117,000 |
| Benton County Washington | 2 | $ 650,000 | $ 325,000 | $ 90,000 |
| Island County Washington | 2 | $ 820,000 | $ 410,000 | $ 76,000 |
| King County Washington | 2 | $ 1,170,000 | $ 585,000 | $ 147,000 |
| Thurston County Washington | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Coconino County Arizona | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Amador County California | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Nevada County California | 1 | $ 555,000 | $ 555,000 | $ 205,000 |
| Yuba County California | 1 | $ 325,000 | $ 325,000 | $ 192,000 |
| Adams County Colorado | 1 | $ 355,000 | $ 355,000 | $ 119,000 |
| Douglas County Colorado | 1 | $ 305,000 | $ 305,000 | $ 82,000 |
| La Plata County Colorado | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Larimer County Colorado | 1 | $ 485,000 | $ 485,000 | $ 120,000 |
| Mesa County Colorado | 1 | $ 135,000 | $ 135,000 | $ 15,000 |
| Montezuma County Colorado | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,755,000 | $ 1,755,000 | $ 398,000 |
| Clay County Florida | 1 | $ 335,000 | $ 335,000 | $ 62,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 38,000 |
| Flagler County Florida | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Gadsden County Florida | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Levy County Florida | 1 | $ 145,000 | $ 145,000 | $ 104,000 |
| Martin County Florida | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Monroe County Florida | 1 | $ 915,000 | $ 915,000 | $ 2,623,000 |
| Putnam County Florida | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Santa Rosa County Florida | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Walton County Florida | 1 | $ 985,000 | $ 985,000 | $ 293,000 |
| Douglas County Georgia | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Houston County Georgia | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Peach County Georgia | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Pike County Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Rockdale County Georgia | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Wilkes County Georgia | 1 | $ 435,000 | $ 435,000 | $ 432,000 |
| Kankakee County Illinois | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Madison County Illinois | 1 | $ 335,000 | $ 335,000 | $ 219,000 |
| St. Clair County Illinois | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Stephenson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Winnebago County Illinois | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Delaware County Indiana | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Fayette County Indiana | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Jefferson County Indiana | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Porter County Indiana | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| St. Joseph County Indiana | 1 | $ 405,000 | $ 405,000 | $ 130,000 |
| Boone County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 41,000 |
| Campbell County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 182,000 |
| Fleming County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Madison County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Meade County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Pulaski County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| East Baton Rouge County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Jefferson County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Orleans County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| St. Tammany County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 143,000 |
| Carroll County Maryland | 1 | $ 265,000 | $ 265,000 | $ 4,707,000 |
| Charles County Maryland | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Wicomico County Maryland | 1 | $ 215,000 | $ 215,000 | $ 36,000 |
| Dukes County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 96,000 |
| Essex County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Middlesex County Massachusetts | 1 | $ 415,000 | $ 415,000 | $ 68,000 |
| Norfolk County Massachusetts | 1 | $ 705,000 | $ 705,000 | $ 138,000 |
| Worcester County Massachusetts | 1 | $ 505,000 | $ 505,000 | $ 61,000 |
| Barry County Michigan | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Itasca County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 148,000 |
| St. Louis County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 290,000 |
| Gallatin County Montana | 1 | $ 425,000 | $ 425,000 | $ 210,000 |
| Nye County Nevada | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Washoe County Nevada | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Dona Ana County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 34,000 |
| Lincoln County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Cumberland County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Guilford County North Carolina | 1 | $ 1,285,000 | $ 1,285,000 | $ 360,000 |
| Henderson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| Lincoln County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 125,000 |
| Licking County Ohio | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Logan County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Oklahoma County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Rogers County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 183,000 |
| Clackamas County Oregon | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Douglas County Oregon | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Lincoln County Oregon | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| York County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Beaufort County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 54,000 |
| Greenville County South Carolina | 1 | $ 1,195,000 | $ 1,195,000 | $ 257,000 |
| Bexar County Texas | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Brazoria County Texas | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Chambers County Texas | 1 | $ 185,000 | $ 185,000 | $ 9,007,000 |
| Gregg County Texas | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Guadalupe County Texas | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Hudspeth County Texas | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Kaufman County Texas | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Travis County Texas | 1 | $ 245,000 | $ 245,000 | $ 4,778,000 |
| Trinity County Texas | 1 | $ 105,000 | $ 105,000 | $ 225,000 |
| Waller County Texas | 1 | $ 385,000 | $ 385,000 | $ 189,000 |
| Cache County Utah | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Davis County Utah | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Summit County Utah | 1 | $ 595,000 | $ 595,000 | $ 145,000 |
| Utah County Utah | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Weber County Utah | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Portsmouth County Virginia | 1 | $ 245,000 | $ 245,000 | $ 120,000 |
| Prince William County Virginia | 1 | $ 455,000 | $ 455,000 | $ 170,000 |
| Salem County Virginia | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Virginia Beach County Virginia | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| Asotin County Washington | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Clallam County Washington | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Cowlitz County Washington | 1 | $ 355,000 | $ 355,000 | $ 65,000 |
| Douglas County Washington | 1 | $ 395,000 | $ 395,000 | $ 269,000 |
| Mason County Washington | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| San Juan County Washington | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Snohomish County Washington | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Stevens County Washington | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Waukesha County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,055 | $705,725,000 | $343,000 | $13,095,000 | $187,000 | $9,818,000 |
| Cash-out Refinancing | 795 | $328,235,000 | $412,000 | $8,705,000 | $211,000 | $9,818,000 |
| Refinancing | 378 | $160,670,000 | $425,000 | $3,155,000 | $294,000 | $9,355,000 |
| Home Improvement | 41 | $15,155,000 | $369,000 | $1,075,000 | $114,000 | $337,000 |
| Not Applicable | 2 | $180,000 | $90,000 | $165,000 | $66,000 | $66,000 |
| Other Purpose | 1 | $335,000 | $335,000 | $335,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,498 | $455,800,000 | $304,000 | $5,375,000 | $170,000 | $9,818,000 |
| White | 951 | $457,275,000 | $480,000 | $13,095,000 | $260,000 | $9,355,000 |
| Black or African American | 417 | $102,955,000 | $246,000 | $1,755,000 | $191,000 | $9,007,000 |
| Not Provided | 250 | $121,370,000 | $485,000 | $2,705,000 | $211,000 | $6,202,000 |
| Asian | 131 | $65,535,000 | $500,000 | $1,505,000 | $228,000 | $4,672,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $3,405,000 | $309,000 | $765,000 | $109,000 | $281,000 |
| American Indian or Alaskan Native | 10 | $2,290,000 | $229,000 | $505,000 | $88,000 | $273,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,762 | $772,680,000 | $438,000 | $13,095,000 | $224,000 | $9,818,000 |
| FHA-insured (Federal Housing Administration) | 1,267 | $354,835,000 | $280,000 | $815,000 | $168,000 | $9,818,000 |
| VA-guaranteed (Veterans Administration) | 233 | $80,405,000 | $345,000 | $1,055,000 | $256,000 | $9,355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,380,000 | $238,000 | $445,000 | $57,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,847 | $622,075,000 | $336,000 | $3,155,000 | $241,000 | $9,818,000 |
| Application Withdrawn By Applicant | 594 | $196,700,000 | $331,000 | $3,635,000 | $107,000 | $1,671,000 |
| Application Denied By Financial Institution | 590 | $306,640,000 | $519,000 | $13,095,000 | $221,000 | $9,312,000 |
| Application Approved But Not Accepted | 121 | $42,125,000 | $348,000 | $1,505,000 | $110,000 | $722,000 |
| File Closed For Incompleteness | 118 | $42,060,000 | $356,000 | $1,085,000 | $109,000 | $1,200,000 |
| Loan Purchased By The Institution | 2 | $700,000 | $350,000 | $685,000 | $127,000 | $127,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,682 | $903,660,000 | $336,000 | $3,635,000 | $200,000 | $9,818,000 |
| Credit Application Incomplete | 197 | $126,255,000 | $640,000 | $13,095,000 | $298,000 | $4,332,000 |
| Debt-To-Income Ratio | 119 | $68,255,000 | $573,000 | $13,095,000 | $180,000 | $9,312,000 |
| Credit History | 82 | $36,210,000 | $441,000 | $3,645,000 | $228,000 | $5,833,000 |
| Unverifiable Information | 56 | $28,180,000 | $503,000 | $1,755,000 | $259,000 | $2,400,000 |
| Collateral | 52 | $18,070,000 | $347,000 | $1,105,000 | $126,000 | $870,000 |
| Other | 48 | $16,330,000 | $340,000 | $2,605,000 | $107,000 | $720,000 |
| Employment History | 24 | $9,380,000 | $390,000 | $2,325,000 | $195,000 | $2,365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $3,960,000 | $330,000 | $995,000 | $102,000 | $219,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.