Helvetica Capital Funding, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Helvetica Capital Funding, LLC of Los Angeles, CA reported 151 mortgage applications totaling $62.3 million. The average application was for $412,556, and applicants reported an average income of $184,543. 38% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (39), San Diego-Carlsbad-San Marcos, CA (18) and Riverside-San Bernardino-Ontario, CA (13) (applications in parentheses).

Mortgage Company & Address Helvetica Capital Funding, LLC
11620 Wilshire Blvd., #890
Los Angeles, CA 90025
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 151
Total Mortgage Loan Application Amount $62,296,000
Average Mortgage Loan Application Amount $412,556
Highest Mortgage Loan Application Amount $1,817,000
Average Applicant Income $184,543
Highest Applicant Income $1,450,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Helvetica Capital Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Helvetica Capital Funding, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 39 $ 16,824,000 $ 431,384 $ 191,000
San Diego, California 18 $ 6,937,000 $ 385,388 $ 126,000
Orange, California 9 $ 5,354,000 $ 594,888 $ 264,000
San Bernardino, California 8 $ 1,956,000 $ 244,500 $ 257,000
Clark, Nevada 8 $ 3,702,000 $ 462,750 $ 268,000
King, Washington 8 $ 2,423,000 $ 302,875 $ 115,000
Alameda, California 6 $ 3,003,000 $ 500,500 $ 207,000
Maricopa, Arizona 5 $ 2,522,000 $ 504,400 $ 162,000
Riverside, California 5 $ 2,554,000 $ 510,800 $ 269,000
Butte, California 4 $ 937,000 $ 234,250 $ 188,000
Santa Clara, California 4 $ 2,375,000 $ 593,750 $ 151,000
Snohomish, Washington 4 $ 902,000 $ 225,500 $ 85,000
Solano, California 3 $ 738,000 $ 246,000 $ 109,000
El Paso, Colorado 3 $ 1,474,000 $ 491,333 $ 146,000
Mohave, Arizona 2 $ 600,000 $ 300,000 $ 216,000
Contra Costa, California 2 $ 540,000 $ 270,000 $ 84,000
Fresno, California 2 $ 229,000 $ 114,500 $ 92,000
La Paz, Arizona 1 $ 110,000 $ 110,000 $ 58,000
Kern, California 1 $ 164,000 $ 164,000 $ 47,000
Madera, California 1 $ 200,000 $ 200,000 $ 136,000
Marin, California 1 $ 1,817,000 $ 1,817,000 $ 840,000
Sacramento, California 1 $ 217,000 $ 217,000 $ 81,000
San Francisco, California 1 $ 80,000 $ 80,000 $ 26,000
San Joaquin, California 1 $ 198,000 $ 198,000 $ 102,000
San Luis Obispo, California 1 $ 350,000 $ 350,000 $ 96,000
Santa Barbara, California 1 $ 198,000 $ 198,000 $ 72,000
Santa Cruz, California 1 $ 165,000 $ 165,000 $ 58,000
Siskiyou, California 1 $ 348,000 $ 348,000 $ 93,000
Boulder, Colorado 1 $ 548,000 $ 548,000 $ 145,000
Eagle, Colorado 1 $ 900,000 $ 900,000 $ 282,000
Hillsborough, Florida 1 $ 1,203,000 $ 1,203,000 $ 334,000
Clackamas, Oregon 1 $ 150,000 $ 150,000 $ 82,000
Deschutes, Oregon 1 $ 238,000 $ 238,000 $ 78,000
Klamath, Oregon 1 $ 222,000 $ 222,000 $ 60,000
Multnomah, Oregon 1 $ 135,000 $ 135,000 $ 37,000
Yamhill, Oregon 1 $ 900,000 $ 900,000 $ 1,124,000
Lewis, Washington 1 $ 108,000 $ 108,000 $ 76,000
Pierce, Washington 1 $ 975,000 $ 975,000 $ 202,000

Mortgage Loan Application Detail Totals for Helvetica Capital Funding, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 132 $48,826,000 $369,000 $1,691,000 $159,000 $1,450,000
Home Purchase 19 $13,470,000 $708,000 $1,817,000 $362,000 $1,124,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 57 $26,590,000 $466,000 $1,817,000 $216,000 $1,450,000
Not Provided 43 $18,309,000 $425,000 $1,560,000 $187,000 $761,000
Hispanic 24 $5,768,000 $240,000 $555,000 $93,000 $300,000
Black or African American 18 $5,172,000 $287,000 $715,000 $117,000 $349,000
Asian 6 $5,407,000 $901,000 $1,625,000 $439,000 $600,000
Native Hawaiian or Other Pacific Islander 2 $728,000 $364,000 $488,000 $228,000 $336,000
American Indian or Alaskan Native 1 $322,000 $322,000 $322,000 $105,000 $105,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 151 $62,296,000 $412,000 $1,817,000 $185,000 $1,450,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 58 $21,133,000 $364,000 $1,817,000 $143,000 $840,000
Application Denied By Financial Institution 54 $26,470,000 $490,000 $1,755,000 $206,000 $1,152,000
Application Withdrawn By Applicant 35 $13,790,000 $394,000 $1,625,000 $234,000 $1,450,000
Application Approved But Not Accepted 4 $903,000 $225,000 $273,000 $71,000 $94,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 40 $18,373,000 $459,000 $1,755,000 $182,000 $833,000
Debt-To-Income Ratio 7 $4,194,000 $599,000 $1,600,000 $306,000 $1,152,000
Insufficient Cash (Downpayment, Closing Cost) 5 $3,607,000 $721,000 $1,691,000 $319,000 $620,000
Unverifiable Information 1 $146,000 $146,000 $146,000 $60,000 $60,000
Credit Application Incomplete 1 $150,000 $150,000 $150,000 $42,000 $42,000
Credit History 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Helvetica Capital Funding, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Helvetica Capital Funding, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List