Highlands Union Bank
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Highlands Union Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Highlands Union Bank
340 West Main Street
Abingdon, VA 24210
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 400
Total Mortgage Loan Application Amount $39,937,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $2,320,000
Average Applicant Income $83,000
Highest Applicant Income $6,731,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Highlands Union Bank by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington County Virginia 181 $ 14,565,000 $ 80,000 $ 67,000
Sullivan County Tennessee 35 $ 2,533,000 $ 72,000 $ 47,000
Smyth County Virginia 30 $ 1,943,000 $ 64,000 $ 52,000
Watauga County North Carolina 27 $ 8,709,000 $ 322,000 $ 331,000
Bristol County Virginia 20 $ 1,183,000 $ 59,000 $ 47,000
Hawkins County Tennessee 18 $ 1,256,000 $ 69,000 $ 74,000
Ashe County North Carolina 16 $ 1,333,000 $ 83,000 $ 57,000
Wise County Virginia 16 $ 100,000 $ 6,000 $ 36,000
Avery County North Carolina 11 $ 1,746,000 $ 158,000 $ 51,000
Sevier County Tennessee 9 $ 1,951,000 $ 216,000 $ 65,000
Washington County Tennessee 6 $ 574,000 $ 95,000 $ 44,000
Johnson County Tennessee 4 $ 433,000 $ 108,000 $ 55,000
Wythe County Virginia 4 $ 366,000 $ 91,000 $ 43,000
Greene County Tennessee 3 $ 276,000 $ 92,000 $ 43,000
Wilkes County North Carolina 2 $ 195,000 $ 97,000 $ 102,000
Hamblen County Tennessee 2 $ 204,000 $ 102,000 $ 90,000
Dickenson County Virginia 2 $ 110,000 $ 55,000 $ 87,000
Russell County Virginia 2 $ 72,000 $ 36,000 $ 65,000
Scott County Virginia 2 $ 97,000 $ 48,000 $ 51,000
Alleghany County North Carolina 1 $ 280,000 $ 280,000 $ 219,000
Buncombe County North Carolina 1 $ 130,000 $ 130,000 $ 78,000
Iredell County North Carolina 1 $ 1,351,000 $ 1,351,000 $ 976,000
Union County North Carolina 1 $ 42,000 $ 42,000 $ 131,000
Blount County Tennessee 1 $ 326,000 $ 326,000 $ 0
Carter County Tennessee 1 $ 76,000 $ 76,000 $ 31,000
Cocke County Tennessee 1 $ 69,000 $ 69,000 $ 13,000
Lee County Virginia 1 $ 8,000 $ 8,000 $ 27,000
Norton County Virginia 1 $ 4,000 $ 4,000 $ 53,000
Tazewell County Virginia 1 $ 5,000 $ 5,000 $ 75,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Highlands Union Bank in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 184 $22,358,000 $121,000 $1,351,000 $71,000 $976,000
Home Improvement 108 $2,905,000 $26,000 $200,000 $47,000 $131,000
Home Purchase 108 $14,674,000 $135,000 $2,320,000 $131,000 $6,731,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 372 $32,217,000 $86,000 $2,320,000 $86,000 $6,731,000
Not applicable 20 $7,214,000 $360,000 $1,280,000 $0 $0
Black or African American 6 $314,000 $52,000 $102,000 $32,000 $40,000
Hispanic 1 $42,000 $42,000 $42,000 $25,000 $25,000
Native Hawaiian or Other Pacific Islander 1 $150,000 $150,000 $150,000 $37,000 $37,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 400 $39,937,000 $99,000 $2,320,000 $81,000 $6,731,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 324 $35,013,000 $108,000 $2,320,000 $88,000 $6,731,000
Application Denied By Financial Institution 47 $2,455,000 $52,000 $217,000 $38,000 $107,000
Application Approved But Not Accepted 29 $2,469,000 $85,000 $320,000 $69,000 $435,000
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $1,520,000 $49,000 $160,000 $39,000 $107,000
Debt-To-Income Ratio 12 $548,000 $45,000 $208,000 $32,000 $88,000
Collateral 4 $387,000 $96,000 $217,000 $49,000 $74,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List