Hillcrest Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Hillcrest Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hillcrest Bank 11111 W 95Th Street Overland Park, KS 66214 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 388 |
| Total Mortgage Loan Application Amount | $78,161,000 |
| Average Mortgage Loan Application Amount | $154,333 |
| Highest Mortgage Loan Application Amount | $13,400,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $490,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Hillcrest Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hillcrest Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Hillcrest Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hillcrest Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hillcrest Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hillcrest Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 140 | $ 24,955,000 | $ 178,000 | $ 93,000 |
| Jackson County Missouri | 96 | $ 13,583,000 | $ 141,000 | $ 82,000 |
| Geary County Kansas | 27 | $ 3,651,000 | $ 135,000 | $ 52,000 |
| Cass County Missouri | 22 | $ 3,874,000 | $ 176,000 | $ 85,000 |
| Clay County Missouri | 18 | $ 3,073,000 | $ 170,000 | $ 66,000 |
| Dickinson County Kansas | 7 | $ 1,057,000 | $ 151,000 | $ 68,000 |
| Platte County Missouri | 7 | $ 1,260,000 | $ 180,000 | $ 92,000 |
| Miami County Kansas | 5 | $ 753,000 | $ 150,000 | $ 60,000 |
| Wake County North Carolina | 5 | $ 1,141,000 | $ 228,000 | $ 71,000 |
| Clay County Kansas | 3 | $ 483,000 | $ 161,000 | $ 90,000 |
| Wyandotte County Kansas | 3 | $ 360,000 | $ 120,000 | $ 34,000 |
| Buchanan County Missouri | 3 | $ 455,000 | $ 151,000 | $ 40,000 |
| Harnett County North Carolina | 3 | $ 598,000 | $ 199,000 | $ 74,000 |
| Johnston County North Carolina | 3 | $ 382,000 | $ 127,000 | $ 32,000 |
| Butler County Kansas | 2 | $ 91,000 | $ 45,000 | $ 48,000 |
| Douglas County Kansas | 2 | $ 181,000 | $ 90,000 | $ 141,000 |
| Franklin County Kansas | 2 | $ 204,000 | $ 102,000 | $ 119,000 |
| Shawnee County Kansas | 2 | $ 381,000 | $ 190,000 | $ 59,000 |
| Jefferson County Kentucky | 2 | $ 313,000 | $ 156,000 | $ 82,000 |
| Prince George's County Maryland | 2 | $ 286,000 | $ 143,000 | $ 48,000 |
| Essex County New Jersey | 2 | $ 748,000 | $ 374,000 | $ 184,000 |
| Denton County Texas | 2 | $ 76,000 | $ 38,000 | $ 57,000 |
| Travis County Texas | 2 | $ 570,000 | $ 285,000 | $ 135,000 |
| El Paso County Colorado | 1 | $ 1,009,000 | $ 1,009,000 | $ 310,000 |
| District of Columbia County District Of Columbia | 1 | $ 450,000 | $ 450,000 | $ 155,000 |
| Collier County Florida | 1 | $ 385,000 | $ 385,000 | $ 327,000 |
| Fulton County Georgia | 1 | $ 266,000 | $ 266,000 | $ 107,000 |
| Hamilton County Indiana | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
| Atchison County Kansas | 1 | $ 364,000 | $ 364,000 | $ 171,000 |
| Lyon County Kansas | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Mitchell County Kansas | 1 | $ 50,000 | $ 50,000 | $ 350,000 |
| Pratt County Kansas | 1 | $ 128,000 | $ 128,000 | $ 85,000 |
| Sedgwick County Kansas | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Antrim County Michigan | 1 | $ 230,000 | $ 230,000 | $ 151,000 |
| Bates County Missouri | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Johnson County Missouri | 1 | $ 102,000 | $ 102,000 | $ 126,000 |
| Lafayette County Missouri | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| Moniteau County Missouri | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Stone County Missouri | 1 | $ 196,000 | $ 196,000 | $ 130,000 |
| Yellowstone County Montana | 1 | $ 166,000 | $ 166,000 | $ 83,000 |
| Clark County Nevada | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
| Passaic County New Jersey | 1 | $ 238,000 | $ 238,000 | $ 55,000 |
| Durham County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Franklin County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 72,000 |
| Orange County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 57,000 |
| Oklahoma County Oklahoma | 1 | $ 13,400,000 | $ 13,400,000 | $ 0 |
| Pennington County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Montgomery County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 36,000 |
| Dallas County Texas | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Rockwall County Texas | 1 | $ 265,000 | $ 265,000 | $ 221,000 |
| James City County Virginia | 1 | $ 306,000 | $ 306,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Hillcrest Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 255 | $44,991,000 | $176,000 | $1,009,000 | $94,000 | $490,000 |
| Home Purchase | 123 | $32,978,000 | $268,000 | $13,400,000 | $70,000 | $350,000 |
| Home Improvement | 10 | $192,000 | $19,000 | $125,000 | $39,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 300 | $51,264,000 | $170,000 | $1,009,000 | $89,000 | $490,000 |
| Not Provided | 68 | $10,546,000 | $155,000 | $382,000 | $71,000 | $244,000 |
| Black or African American | 9 | $1,118,000 | $124,000 | $177,000 | $54,000 | $79,000 |
| Asian | 5 | $994,000 | $198,000 | $266,000 | $127,000 | $207,000 |
| Hispanic | 3 | $529,000 | $176,000 | $200,000 | $42,000 | $80,000 |
| Not applicable | 2 | $13,492,000 | $6,746,000 | $13,400,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $218,000 | $218,000 | $218,000 | $156,000 | $156,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 234 | $54,757,000 | $234,000 | $13,400,000 | $104,000 | $490,000 |
| FHA-insured (Federal Housing Administration) | 128 | $19,484,000 | $152,000 | $382,000 | $56,000 | $213,000 |
| VA-guaranteed (Veterans Administration) | 25 | $3,796,000 | $151,000 | $243,000 | $56,000 | $144,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $124,000 | $124,000 | $124,000 | $34,000 | $34,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 312 | $64,732,000 | $207,000 | $13,400,000 | $85,000 | $490,000 |
| Application Denied By Financial Institution | 29 | $4,054,000 | $139,000 | $385,000 | $69,000 | $327,000 |
| Application Approved But Not Accepted | 28 | $5,398,000 | $192,000 | $417,000 | $98,000 | $244,000 |
| Application Withdrawn By Applicant | 19 | $3,977,000 | $209,000 | $1,009,000 | $89,000 | $310,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 14 | $2,522,000 | $180,000 | $385,000 | $102,000 | $327,000 |
| Credit History | 8 | $548,000 | $68,000 | $170,000 | $32,000 | $78,000 |
| Debt-To-Income Ratio | 3 | $515,000 | $171,000 | $297,000 | $59,000 | $96,000 |
| Other | 2 | $273,000 | $136,000 | $149,000 | $52,000 | $70,000 |
| Employment History | 1 | $118,000 | $118,000 | $118,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $78,000 | $78,000 | $78,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hillcrest Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hillcrest Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.