Home Approvals Direct, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Home Approvals Direct, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Approvals Direct, Inc. 18201 Von Karman Ave. Suite 300 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,533 |
| Total Mortgage Loan Application Amount | $1,058,625,000 |
| Average Mortgage Loan Application Amount | $409,000 |
| Highest Mortgage Loan Application Amount | $73,095,000 |
| Average Applicant Income | $107,666 |
| Highest Applicant Income | $1,144,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Home Approvals Direct, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Approvals Direct, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Home Approvals Direct, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Approvals Direct, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Approvals Direct, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Approvals Direct, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,044 | $ 433,460,000 | $ 415,000 | $ 115,000 |
| Orange County California | 458 | $ 202,880,000 | $ 442,000 | $ 127,000 |
| San Bernardino County California | 318 | $ 104,370,000 | $ 328,000 | $ 84,000 |
| Riverside County California | 304 | $ 175,470,000 | $ 577,000 | $ 89,000 |
| San Diego County California | 64 | $ 25,600,000 | $ 400,000 | $ 109,000 |
| Kern County California | 48 | $ 10,830,000 | $ 225,000 | $ 86,000 |
| Ventura County California | 32 | $ 14,350,000 | $ 448,000 | $ 138,000 |
| Contra Costa County California | 24 | $ 9,950,000 | $ 414,000 | $ 84,000 |
| Santa Clara County California | 24 | $ 11,620,000 | $ 484,000 | $ 136,000 |
| Fresno County California | 22 | $ 4,300,000 | $ 195,000 | $ 103,000 |
| Alameda County California | 15 | $ 6,865,000 | $ 457,000 | $ 133,000 |
| San Mateo County California | 14 | $ 7,390,000 | $ 527,000 | $ 136,000 |
| Sacramento County California | 10 | $ 2,990,000 | $ 299,000 | $ 101,000 |
| Monterey County California | 9 | $ 3,465,000 | $ 385,000 | $ 110,000 |
| San Benito County California | 9 | $ 3,735,000 | $ 415,000 | $ 94,000 |
| San Joaquin County California | 8 | $ 2,130,000 | $ 266,000 | $ 65,000 |
| Santa Cruz County California | 8 | $ 3,330,000 | $ 416,000 | $ 126,000 |
| Merced County California | 7 | $ 1,705,000 | $ 243,000 | $ 71,000 |
| Santa Barbara County California | 7 | $ 1,975,000 | $ 282,000 | $ 64,000 |
| Travis County Texas | 7 | $ 2,865,000 | $ 409,000 | $ 241,000 |
| Placer County California | 6 | $ 1,880,000 | $ 313,000 | $ 97,000 |
| Tulare County California | 6 | $ 1,480,000 | $ 246,000 | $ 93,000 |
| Multnomah County Oregon | 6 | $ 2,320,000 | $ 386,000 | $ 118,000 |
| Stanislaus County California | 5 | $ 1,455,000 | $ 291,000 | $ 100,000 |
| Madera County California | 4 | $ 1,130,000 | $ 282,000 | $ 64,000 |
| Bexar County Texas | 4 | $ 770,000 | $ 192,000 | $ 115,000 |
| Imperial County California | 3 | $ 525,000 | $ 175,000 | $ 69,000 |
| Yolo County California | 3 | $ 815,000 | $ 271,000 | $ 128,000 |
| Ector County Texas | 3 | $ 455,000 | $ 151,000 | $ 268,000 |
| Fort Bend County Texas | 3 | $ 945,000 | $ 315,000 | $ 122,000 |
| Smith County Texas | 3 | $ 735,000 | $ 245,000 | $ 69,000 |
| Napa County California | 2 | $ 550,000 | $ 275,000 | $ 69,000 |
| San Francisco County California | 2 | $ 1,390,000 | $ 695,000 | $ 163,000 |
| San Luis Obispo County California | 2 | $ 840,000 | $ 420,000 | $ 153,000 |
| Solano County California | 2 | $ 690,000 | $ 345,000 | $ 104,000 |
| Sutter County California | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Adams County Colorado | 2 | $ 500,000 | $ 250,000 | $ 91,000 |
| Pueblo County Colorado | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Bay County Florida | 2 | $ 490,000 | $ 245,000 | $ 35,000 |
| Hillsborough County Florida | 2 | $ 560,000 | $ 280,000 | $ 102,000 |
| Orange County Florida | 2 | $ 580,000 | $ 290,000 | $ 99,000 |
| Palm Beach County Florida | 2 | $ 670,000 | $ 335,000 | $ 113,000 |
| Deschutes County Oregon | 2 | $ 640,000 | $ 320,000 | $ 70,000 |
| Jackson County Oregon | 2 | $ 710,000 | $ 355,000 | $ 60,000 |
| Lane County Oregon | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Dallas County Texas | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Harris County Texas | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| Tarrant County Texas | 2 | $ 370,000 | $ 185,000 | $ 48,000 |
| Lassen County California | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Marin County California | 1 | $ 535,000 | $ 535,000 | $ 200,000 |
| Nevada County California | 1 | $ 215,000 | $ 215,000 | $ 33,000 |
| Arapahoe County Colorado | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Boulder County Colorado | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Denver County Colorado | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| El Paso County Colorado | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Gilpin County Colorado | 1 | $ 565,000 | $ 565,000 | $ 100,000 |
| Jefferson County Colorado | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Duval County Florida | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Norfolk County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Clackamas County Oregon | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Lincoln County Oregon | 1 | $ 345,000 | $ 345,000 | $ 1,144,000 |
| Umatilla County Oregon | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Washington County Oregon | 1 | $ 435,000 | $ 435,000 | $ 67,000 |
| Lancaster County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Angelina County Texas | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Denton County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Hood County Texas | 1 | $ 485,000 | $ 485,000 | $ 151,000 |
| Lubbock County Texas | 1 | $ 515,000 | $ 515,000 | $ 319,000 |
| King County Washington | 1 | $ 725,000 | $ 725,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Home Approvals Direct, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,300 | $570,800,000 | $439,000 | $73,095,000 | $112,000 | $723,000 |
| Home Purchase | 641 | $274,035,000 | $427,000 | $985,000 | $105,000 | $1,144,000 |
| Cash-out Refinancing | 592 | $213,790,000 | $361,000 | $1,055,000 | $106,000 | $665,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 880 | $320,060,000 | $363,000 | $985,000 | $84,000 | $649,000 |
| Not Provided | 609 | $317,175,000 | $520,000 | $73,095,000 | $118,000 | $665,000 |
| Asian | 492 | $205,760,000 | $418,000 | $1,055,000 | $138,000 | $610,000 |
| White | 438 | $171,220,000 | $390,000 | $975,000 | $116,000 | $1,144,000 |
| Black or African American | 85 | $32,645,000 | $384,000 | $765,000 | $91,000 | $299,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,625,000 | $375,000 | $505,000 | $121,000 | $160,000 |
| American Indian or Alaskan Native | 1 | $445,000 | $445,000 | $445,000 | $109,000 | $109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,905 | $801,415,000 | $420,000 | $73,095,000 | $122,000 | $1,144,000 |
| FHA-insured (Federal Housing Administration) | 569 | $232,115,000 | $407,000 | $915,000 | $71,000 | $281,000 |
| VA-guaranteed (Veterans Administration) | 59 | $25,095,000 | $425,000 | $935,000 | $55,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,596 | $619,500,000 | $388,000 | $975,000 | $107,000 | $1,144,000 |
| Application Withdrawn By Applicant | 605 | $309,715,000 | $511,000 | $73,095,000 | $120,000 | $665,000 |
| Application Approved But Not Accepted | 320 | $124,050,000 | $387,000 | $985,000 | $99,000 | $537,000 |
| File Closed For Incompleteness | 8 | $4,060,000 | $507,000 | $665,000 | $96,000 | $119,000 |
| Application Denied By Financial Institution | 4 | $1,300,000 | $325,000 | $405,000 | $80,000 | $116,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,529 | $1,057,325,000 | $418,000 | $73,095,000 | $109,000 | $1,144,000 |
| Other | 1 | $295,000 | $295,000 | $295,000 | $69,000 | $69,000 |
| Unverifiable Information | 1 | $265,000 | $265,000 | $265,000 | $58,000 | $58,000 |
| Collateral | 1 | $335,000 | $335,000 | $335,000 | $116,000 | $116,000 |
| Debt-To-Income Ratio | 1 | $405,000 | $405,000 | $405,000 | $78,000 | $78,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Approvals Direct, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Approvals Direct, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.