Home Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Home Bank, Na 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Bank, Na 503 Kaliste Saloom Rd Lafayette, LA 70598 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,204 |
| Total Mortgage Loan Application Amount | $255,490,000 |
| Average Mortgage Loan Application Amount | $169,333 |
| Highest Mortgage Loan Application Amount | $2,649,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $3,092,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Home Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Home Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Bank, Na's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orleans County Louisiana | 285 | $ 90,241,000 | $ 316,000 | $ 168,000 |
| Lafayette County Louisiana | 222 | $ 45,892,000 | $ 206,000 | $ 104,000 |
| Jefferson County Louisiana | 152 | $ 33,472,000 | $ 220,000 | $ 111,000 |
| East Baton Rouge County Louisiana | 108 | $ 25,178,000 | $ 233,000 | $ 148,000 |
| St. Tammany County Louisiana | 91 | $ 19,885,000 | $ 218,000 | $ 148,000 |
| Warren County Mississippi | 84 | $ 10,264,000 | $ 122,000 | $ 53,000 |
| Adams County Mississippi | 36 | $ 4,671,000 | $ 129,000 | $ 69,000 |
| Acadia County Louisiana | 18 | $ 3,086,000 | $ 171,000 | $ 91,000 |
| Livingston County Louisiana | 18 | $ 2,367,000 | $ 131,000 | $ 70,000 |
| Ascension County Louisiana | 16 | $ 1,859,000 | $ 116,000 | $ 66,000 |
| Concordia County Louisiana | 11 | $ 948,000 | $ 86,000 | $ 67,000 |
| St. Landry County Louisiana | 10 | $ 934,000 | $ 93,000 | $ 82,000 |
| Tangipahoa County Louisiana | 8 | $ 1,168,000 | $ 146,000 | $ 95,000 |
| Vermilion County Louisiana | 8 | $ 800,000 | $ 100,000 | $ 83,000 |
| Calcasieu County Louisiana | 6 | $ 297,000 | $ 49,000 | $ 87,000 |
| Natchitoches County Louisiana | 6 | $ 428,000 | $ 71,000 | $ 157,000 |
| Webster County Louisiana | 6 | $ 274,000 | $ 45,000 | $ 66,000 |
| Claiborne County Mississippi | 6 | $ 707,000 | $ 117,000 | $ 86,000 |
| Bossier County Louisiana | 5 | $ 216,000 | $ 43,000 | $ 37,000 |
| St. Bernard County Louisiana | 5 | $ 477,000 | $ 95,000 | $ 173,000 |
| Beauregard County Louisiana | 4 | $ 220,000 | $ 55,000 | $ 43,000 |
| Ouachita County Louisiana | 4 | $ 386,000 | $ 96,000 | $ 47,000 |
| St. Charles County Louisiana | 4 | $ 728,000 | $ 182,000 | $ 78,000 |
| Terrebonne County Louisiana | 4 | $ 367,000 | $ 91,000 | $ 178,000 |
| Washington County Louisiana | 4 | $ 704,000 | $ 176,000 | $ 63,000 |
| West Feliciana County Louisiana | 4 | $ 582,000 | $ 145,000 | $ 297,000 |
| Jefferson County Mississippi | 4 | $ 464,000 | $ 116,000 | $ 31,000 |
| De Soto County Louisiana | 3 | $ 213,000 | $ 71,000 | $ 71,000 |
| Grant County Louisiana | 3 | $ 221,000 | $ 73,000 | $ 75,000 |
| Iberia County Louisiana | 3 | $ 527,000 | $ 175,000 | $ 72,000 |
| Pointe Coupee County Louisiana | 3 | $ 372,000 | $ 124,000 | $ 330,000 |
| St. Martin County Louisiana | 3 | $ 392,000 | $ 130,000 | $ 44,000 |
| Union County Louisiana | 3 | $ 190,000 | $ 63,000 | $ 45,000 |
| Hancock County Mississippi | 3 | $ 608,000 | $ 202,000 | $ 196,000 |
| Hinds County Mississippi | 3 | $ 380,000 | $ 126,000 | $ 67,000 |
| Santa Rosa County Florida | 2 | $ 559,000 | $ 279,000 | $ 0 |
| Walton County Florida | 2 | $ 420,000 | $ 210,000 | $ 320,000 |
| Caddo County Louisiana | 2 | $ 64,000 | $ 32,000 | $ 24,000 |
| Lafourche County Louisiana | 2 | $ 211,000 | $ 105,000 | $ 84,000 |
| Plaquemines County Louisiana | 2 | $ 425,000 | $ 212,000 | $ 57,000 |
| Richland County Louisiana | 2 | $ 74,000 | $ 37,000 | $ 48,000 |
| Sabine County Louisiana | 2 | $ 91,000 | $ 45,000 | $ 85,000 |
| St. John the Baptist County Louisiana | 2 | $ 236,000 | $ 118,000 | $ 36,000 |
| West Baton Rouge County Louisiana | 2 | $ 67,000 | $ 33,000 | $ 75,000 |
| Jackson County Mississippi | 2 | $ 72,000 | $ 36,000 | $ 54,000 |
| Pearl River County Mississippi | 2 | $ 384,000 | $ 192,000 | $ 121,000 |
| St. Louis County Missouri | 2 | $ 536,000 | $ 268,000 | $ 775,000 |
| Arapahoe County Colorado | 1 | $ 138,000 | $ 138,000 | $ 152,000 |
| Alachua County Florida | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Okaloosa County Florida | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Sumter County Florida | 1 | $ 247,000 | $ 247,000 | $ 143,000 |
| Allen County Louisiana | 1 | $ 77,000 | $ 77,000 | $ 55,000 |
| Avoyelles County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Caldwell County Louisiana | 1 | $ 63,000 | $ 63,000 | $ 45,000 |
| Cameron County Louisiana | 1 | $ 350,000 | $ 350,000 | $ 240,000 |
| Catahoula County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Claiborne County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Evangeline County Louisiana | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Franklin County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Iberville County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Jackson County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 39,000 |
| Rapides County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| St. Helena County Louisiana | 1 | $ 72,000 | $ 72,000 | $ 55,000 |
| St. James County Louisiana | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| St. Mary County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 35,000 |
| Tensas County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| West Carroll County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Winn County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 51,000 |
| Amite County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 200,000 |
| Harrison County Mississippi | 1 | $ 134,000 | $ 134,000 | $ 235,000 |
| Wilkinson County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Yalobusha County Mississippi | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Shelby County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 211,000 |
Mortgage Loan Application Detail Totals for Home Bank, Na in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 765 | $152,784,000 | $199,000 | $2,649,000 | $122,000 | $3,092,000 |
| Refinancing | 419 | $101,330,000 | $241,000 | $2,649,000 | $122,000 | $1,668,000 |
| Home Improvement | 20 | $1,376,000 | $68,000 | $320,000 | $60,000 | $379,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 854 | $184,195,000 | $215,000 | $1,200,000 | $147,000 | $3,092,000 |
| Not applicable | 141 | $37,821,000 | $268,000 | $2,649,000 | $0 | $0 |
| Black or African American | 110 | $12,692,000 | $115,000 | $417,000 | $69,000 | $279,000 |
| Not Provided | 62 | $11,366,000 | $183,000 | $640,000 | $109,000 | $356,000 |
| Asian | 20 | $6,052,000 | $302,000 | $1,184,000 | $204,000 | $623,000 |
| Hispanic | 13 | $3,176,000 | $244,000 | $694,000 | $138,000 | $425,000 |
| American Indian or Alaskan Native | 4 | $188,000 | $47,000 | $50,000 | $53,000 | $70,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,072 | $237,910,000 | $221,000 | $2,649,000 | $130,000 | $3,092,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $7,865,000 | $106,000 | $202,000 | $40,000 | $100,000 |
| FHA-insured (Federal Housing Administration) | 43 | $6,412,000 | $149,000 | $325,000 | $55,000 | $164,000 |
| VA-guaranteed (Veterans Administration) | 15 | $3,303,000 | $220,000 | $484,000 | $85,000 | $163,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 813 | $192,553,000 | $236,000 | $2,649,000 | $136,000 | $3,092,000 |
| Application Withdrawn By Applicant | 129 | $30,069,000 | $233,000 | $938,000 | $121,000 | $400,000 |
| Application Denied By Financial Institution | 102 | $12,822,000 | $125,000 | $640,000 | $58,000 | $248,000 |
| Loan Purchased By The Institution | 94 | $4,735,000 | $50,000 | $100,000 | $62,000 | $231,000 |
| Application Approved But Not Accepted | 65 | $15,135,000 | $232,000 | $938,000 | $118,000 | $536,000 |
| File Closed For Incompleteness | 1 | $176,000 | $176,000 | $176,000 | $96,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 56 | $5,545,000 | $99,000 | $640,000 | $48,000 | $240,000 |
| Debt-To-Income Ratio | 28 | $4,447,000 | $158,000 | $400,000 | $63,000 | $248,000 |
| Collateral | 7 | $1,344,000 | $192,000 | $425,000 | $113,000 | $243,000 |
| Other | 4 | $494,000 | $123,000 | $211,000 | $50,000 | $93,000 |
| Employment History | 3 | $361,000 | $120,000 | $207,000 | $59,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $458,000 | $152,000 | $186,000 | $44,000 | $56,000 |
| Unverifiable Information | 1 | $173,000 | $173,000 | $173,000 | $129,000 | $129,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Bank, Na's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.