Home Capital Funding Inc
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Home Capital Funding Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Home Capital Funding Inc 3131 Camino Del Rio North Suite 310 San Diego, CA 92108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,212 |
| Total Mortgage Loan Application Amount | $696,781,000 |
| Average Mortgage Loan Application Amount | $153,333 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $12,190 |
| Highest Applicant Income | $1,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 1,623 | $ 405,360,000 | $ 249,000 | $ 17,000 |
| Riverside County California | 236 | $ 43,850,000 | $ 185,000 | $ 16,000 |
| Los Angeles County California | 218 | $ 45,207,000 | $ 207,000 | $ 17,000 |
| Maricopa County Arizona | 137 | $ 17,304,000 | $ 126,000 | $ 20,000 |
| Orange County California | 54 | $ 16,367,000 | $ 303,000 | $ 18,000 |
| Sacramento County California | 48 | $ 8,735,000 | $ 181,000 | $ 30,000 |
| King County Washington | 48 | $ 11,650,000 | $ 242,000 | $ 34,000 |
| Multnomah County Oregon | 47 | $ 6,356,000 | $ 135,000 | $ 30,000 |
| San Bernardino County California | 46 | $ 8,099,000 | $ 176,000 | $ 11,000 |
| Salt Lake County Utah | 36 | $ 3,762,000 | $ 104,000 | $ 11,000 |
| Contra Costa County California | 35 | $ 8,084,000 | $ 230,000 | $ 22,000 |
| Imperial County California | 32 | $ 3,409,000 | $ 106,000 | $ 13,000 |
| Snohomish County Washington | 28 | $ 7,336,000 | $ 262,000 | $ 17,000 |
| Fresno County California | 23 | $ 2,985,000 | $ 129,000 | $ 3,000 |
| Ventura County California | 22 | $ 6,255,000 | $ 284,000 | $ 6,000 |
| Pierce County Washington | 21 | $ 3,505,000 | $ 166,000 | $ 28,000 |
| Washington County Oregon | 17 | $ 2,280,000 | $ 134,000 | $ 19,000 |
| Pima County Arizona | 14 | $ 1,355,000 | $ 96,000 | $ 33,000 |
| Yuma County Arizona | 13 | $ 1,516,000 | $ 116,000 | $ 7,000 |
| Santa Barbara County California | 13 | $ 3,091,000 | $ 237,000 | $ 15,000 |
| Alameda County California | 12 | $ 3,060,000 | $ 255,000 | $ 13,000 |
| Clackamas County Oregon | 12 | $ 1,880,000 | $ 156,000 | $ 9,000 |
| Pinal County Arizona | 11 | $ 697,000 | $ 63,000 | $ 16,000 |
| Placer County California | 11 | $ 2,552,000 | $ 232,000 | $ 66,000 |
| Santa Clara County California | 9 | $ 2,606,000 | $ 289,000 | $ 0 |
| Solano County California | 9 | $ 2,249,000 | $ 249,000 | $ 9,000 |
| San Joaquin County California | 8 | $ 1,358,000 | $ 169,000 | $ 0 |
| San Luis Obispo County California | 8 | $ 1,733,000 | $ 216,000 | $ 10,000 |
| Clark County Washington | 7 | $ 1,161,000 | $ 165,000 | $ 40,000 |
| Butte County California | 6 | $ 822,000 | $ 137,000 | $ 12,000 |
| San Mateo County California | 6 | $ 1,861,000 | $ 310,000 | $ 56,000 |
| Marion County Oregon | 6 | $ 500,000 | $ 83,000 | $ 45,000 |
| Davis County Utah | 6 | $ 573,000 | $ 95,000 | $ 0 |
| Kern County California | 5 | $ 667,000 | $ 133,000 | $ 35,000 |
| Tulare County California | 5 | $ 468,000 | $ 93,000 | $ 25,000 |
| Utah County Utah | 5 | $ 560,000 | $ 112,000 | $ 14,000 |
| Monterey County California | 4 | $ 1,080,000 | $ 270,000 | $ 0 |
| Stanislaus County California | 4 | $ 526,000 | $ 131,000 | $ 11,000 |
| Columbia County Oregon | 4 | $ 324,000 | $ 81,000 | $ 15,000 |
| Jackson County Oregon | 4 | $ 629,000 | $ 157,000 | $ 0 |
| Merced County California | 3 | $ 327,000 | $ 109,000 | $ 10,000 |
| Shasta County California | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Benton County Oregon | 3 | $ 179,000 | $ 59,000 | $ 27,000 |
| Josephine County Oregon | 3 | $ 360,000 | $ 120,000 | $ 34,000 |
| Lane County Oregon | 3 | $ 420,000 | $ 140,000 | $ 0 |
| Linn County Oregon | 3 | $ 515,000 | $ 171,000 | $ 0 |
| Washington County Utah | 3 | $ 443,000 | $ 147,000 | $ 18,000 |
| Weber County Utah | 3 | $ 359,000 | $ 119,000 | $ 84,000 |
| Calaveras County California | 2 | $ 268,000 | $ 134,000 | $ 0 |
| Yuba County California | 2 | $ 399,000 | $ 199,000 | $ 25,000 |
| El Paso County Colorado | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Clark County Nevada | 2 | $ 182,000 | $ 91,000 | $ 0 |
| Cowlitz County Washington | 2 | $ 451,000 | $ 225,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Humboldt County California | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Kings County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Francisco County California | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Sonoma County California | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Yolo County California | 1 | $ 302,000 | $ 302,000 | $ 66,000 |
| Arapahoe County Colorado | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montrose County Colorado | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Flathead County Montana | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Washoe County Nevada | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Polk County Oregon | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wasco County Oregon | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 127,000 | $ 127,000 | $ 24,000 |
| Summit County Utah | 1 | $ 83,000 | $ 83,000 | $ 46,000 |
| Benton County Washington | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Clallam County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Grant County Washington | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Klickitat County Washington | 1 | $ 41,000 | $ 41,000 | $ 72,000 |
| Lewis County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Stevens County Washington | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Thurston County Washington | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Walla Walla County Washington | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Whatcom County Washington | 1 | $ 147,000 | $ 147,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Capital Funding Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,007 | $422,843,000 | $145,000 | $1,120,000 | $17,000 | $523,000 |
| Refinancing | 1,204 | $273,897,000 | $170,363 | $1,500,000 | $9,363 | $1,000,000 |
| Home Improvement | 1 | $41,000 | $41,000 | $41,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,143 | $246,197,000 | $150,777 | $1,500,000 | $7,666 | $335,000 |
| White | 924 | $198,366,000 | $172,444 | $1,200,000 | $18,888 | $1,000,000 |
| Hispanic | 751 | $165,641,000 | $134,250 | $880,000 | $16,000 | $523,000 |
| Asian | 249 | $52,936,000 | $163,200 | $665,000 | $21,000 | $240,000 |
| Black or African American | 74 | $17,541,000 | $192,500 | $835,000 | $23,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 35 | $6,907,000 | $127,000 | $447,000 | $34,500 | $115,000 |
| American Indian or Alaskan Native | 22 | $6,261,000 | $232,000 | $750,000 | $5,600 | $98,000 |
| Not applicable | 14 | $2,932,000 | $172,500 | $428,000 | $55,500 | $117,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,212 | $696,781,000 | $164,454 | $1,500,000 | $12,454 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,952 | $436,172,000 | $168,222 | $835,000 | $23,222 | $1,000,000 |
| Application Denied By Financial Institution | 696 | $145,345,000 | $181,000 | $1,500,000 | $3,300 | $289,000 |
| Application Approved But Not Accepted | 403 | $82,357,000 | $121,571 | $907,000 | $17,142 | $335,000 |
| Application Withdrawn By Applicant | 130 | $26,248,000 | $139,428 | $1,000,000 | $6,285 | $114,000 |
| File Closed For Incompleteness | 30 | $6,492,000 | $180,250 | $440,000 | $14,250 | $112,000 |
| Loan Purchased By The Institution | 1 | $167,000 | $167,000 | $167,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 204 | $40,409,000 | $180,000 | $1,200,000 | $1,285 | $289,000 |
| Debt-To-Income Ratio | 111 | $21,709,000 | $160,857 | $651,000 | $1,000 | $150,000 |
| Credit History | 106 | $22,513,000 | $203,285 | $675,000 | $7,142 | $198,000 |
| Credit Application Incomplete | 83 | $17,613,000 | $121,571 | $650,000 | $428 | $72,000 |
| Employment History | 62 | $13,359,000 | $141,000 | $650,000 | $43,666 | $228,000 |
| Collateral | 50 | $12,457,000 | $225,666 | $1,500,000 | $13,666 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $9,445,000 | $168,714 | $1,120,000 | $0 | $0 |
| Unverifiable Information | 21 | $4,145,000 | $158,750 | $463,000 | $4,000 | $83,000 |
| Mortgage Insurance Denied | 20 | $3,695,000 | $125,666 | $596,000 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.