Home Consultants Mortgage Lending & HMDA Data, 2006
In 2006, Home Consultants of Lake Ariel, PA reported 1,847 mortgage applications totaling $355.8 million, up 57% from 2005. The average application was for $192,657, and applicants reported an average income of $87,572. 76% of its applications resulted in an originated loan and 15% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (334), Nassau-Suffolk, NY (158) and Edison, NJ (115) (applications in parentheses).
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,847 |
| Total Mortgage Loan Application Amount | $355,838,000 |
| Average Mortgage Loan Application Amount | $192,657 |
| Highest Mortgage Loan Application Amount | $1,140,000 |
| Average Applicant Income | $87,572 |
| Highest Applicant Income | $870,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Consultants filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk, New York | 113 | $ 25,648,000 | $ 226,973 | $ 105,000 |
| Richmond, New York | 112 | $ 28,865,000 | $ 257,723 | $ 95,000 |
| Queens, New York | 94 | $ 26,993,000 | $ 287,159 | $ 121,000 |
| Kings, New York | 62 | $ 21,267,000 | $ 343,016 | $ 117,000 |
| Lackawanna, Pennsylvania | 60 | $ 7,610,000 | $ 126,833 | $ 77,000 |
| Monmouth, New Jersey | 51 | $ 16,963,000 | $ 332,607 | $ 170,000 |
| Prince George's, Maryland | 45 | $ 9,791,000 | $ 217,577 | $ 89,000 |
| Nassau, New York | 45 | $ 12,812,000 | $ 284,711 | $ 99,000 |
| Onondaga, New York | 36 | $ 2,964,000 | $ 82,333 | $ 52,000 |
| Oneida, New York | 35 | $ 3,071,000 | $ 87,742 | $ 44,000 |
| Middlesex, New Jersey | 32 | $ 6,878,000 | $ 214,937 | $ 89,000 |
| Ocean, New Jersey | 30 | $ 6,151,000 | $ 205,033 | $ 90,000 |
| East Baton Rouge, Louisiana | 29 | $ 3,995,000 | $ 137,758 | $ 70,000 |
| Essex, New Jersey | 29 | $ 5,848,000 | $ 201,655 | $ 92,000 |
| Hillsborough, Florida | 27 | $ 3,863,000 | $ 143,074 | $ 80,000 |
| Camden, New Jersey | 23 | $ 2,571,000 | $ 111,782 | $ 55,000 |
| Burlington, New Jersey | 22 | $ 4,108,000 | $ 186,727 | $ 83,000 |
| Union, New Jersey | 22 | $ 4,130,000 | $ 187,727 | $ 84,000 |
| Bronx, New York | 22 | $ 5,946,000 | $ 270,272 | $ 133,000 |
| Hinds, Mississippi | 21 | $ 1,965,000 | $ 93,571 | $ 43,000 |
| Wayne, Pennsylvania | 20 | $ 2,975,000 | $ 148,750 | $ 73,000 |
| District of Columbia, District Of Columbia | 19 | $ 3,856,000 | $ 202,947 | $ 59,000 |
| Cook, Illinois | 18 | $ 2,349,000 | $ 130,500 | $ 75,000 |
| Philadelphia, Pennsylvania | 17 | $ 2,320,000 | $ 136,470 | $ 63,000 |
| DeKalb, Georgia | 16 | $ 2,813,000 | $ 175,812 | $ 64,000 |
| Baltimore City, Maryland | 16 | $ 1,716,000 | $ 107,250 | $ 39,000 |
| Fairfield, Connecticut | 15 | $ 4,505,000 | $ 300,333 | $ 95,000 |
| Harrison, Mississippi | 15 | $ 1,472,000 | $ 98,133 | $ 47,000 |
| Westchester, New York | 15 | $ 3,372,000 | $ 224,800 | $ 97,000 |
| Charles, Maryland | 14 | $ 3,342,000 | $ 238,714 | $ 91,000 |
| Orange, New York | 12 | $ 2,106,000 | $ 175,500 | $ 63,000 |
| Guilford, North Carolina | 12 | $ 1,708,000 | $ 142,333 | $ 108,000 |
| Livingston, Louisiana | 11 | $ 1,697,000 | $ 154,272 | $ 58,000 |
| Wayne, Michigan | 11 | $ 1,038,000 | $ 94,363 | $ 79,000 |
| Monroe, New York | 11 | $ 643,000 | $ 58,454 | $ 72,000 |
| Harris, Texas | 11 | $ 1,815,000 | $ 165,000 | $ 128,000 |
| Cayuga, New York | 10 | $ 998,000 | $ 99,800 | $ 56,000 |
| Delaware, Pennsylvania | 10 | $ 1,485,000 | $ 148,500 | $ 66,000 |
| Luzerne, Pennsylvania | 10 | $ 931,000 | $ 93,100 | $ 62,000 |
| Prince William, Virginia | 10 | $ 2,169,000 | $ 216,900 | $ 99,000 |
| Cobb, Georgia | 9 | $ 1,594,000 | $ 177,111 | $ 63,000 |
| Jefferson, Louisiana | 9 | $ 1,281,000 | $ 142,333 | $ 60,000 |
| Hampden, Massachusetts | 9 | $ 1,347,000 | $ 149,666 | $ 62,000 |
| Osceola, Florida | 8 | $ 1,449,000 | $ 181,125 | $ 56,000 |
| Jackson, Missouri | 8 | $ 1,792,000 | $ 224,000 | $ 126,000 |
| Bergen, New Jersey | 8 | $ 2,443,000 | $ 305,375 | $ 114,000 |
| Mercer, New Jersey | 8 | $ 1,177,000 | $ 147,125 | $ 48,000 |
| Rockland, New York | 8 | $ 2,695,000 | $ 336,875 | $ 165,000 |
| Broward, Florida | 7 | $ 2,203,000 | $ 314,714 | $ 182,000 |
| Manatee, Florida | 7 | $ 1,180,000 | $ 168,571 | $ 168,000 |
| Cherokee, Georgia | 7 | $ 1,278,000 | $ 182,571 | $ 79,000 |
| Catawba, North Carolina | 7 | $ 668,000 | $ 95,428 | $ 64,000 |
| Mecklenburg, North Carolina | 7 | $ 499,000 | $ 71,285 | $ 92,000 |
| Monroe, Pennsylvania | 7 | $ 1,073,000 | $ 153,285 | $ 81,000 |
| Polk, Florida | 6 | $ 1,312,000 | $ 218,666 | $ 108,000 |
| St. Lucie, Florida | 6 | $ 904,000 | $ 150,666 | $ 118,000 |
| Henry, Georgia | 6 | $ 790,000 | $ 131,666 | $ 88,000 |
| Ascension, Louisiana | 6 | $ 590,000 | $ 98,333 | $ 53,000 |
| Caddo, Louisiana | 6 | $ 500,000 | $ 83,333 | $ 54,000 |
| Anne Arundel, Maryland | 6 | $ 1,578,000 | $ 263,000 | $ 136,000 |
| Baltimore, Maryland | 6 | $ 1,230,000 | $ 205,000 | $ 46,000 |
| Passaic, New Jersey | 6 | $ 1,619,000 | $ 269,833 | $ 108,000 |
| New Hanover, North Carolina | 6 | $ 864,000 | $ 144,000 | $ 98,000 |
| Pike, Pennsylvania | 6 | $ 999,000 | $ 166,500 | $ 143,000 |
| Fairfax, Virginia | 6 | $ 2,010,000 | $ 335,000 | $ 131,000 |
| New Haven, Connecticut | 5 | $ 1,615,000 | $ 323,000 | $ 149,000 |
| New Castle, Delaware | 5 | $ 1,114,000 | $ 222,800 | $ 70,000 |
| Palm Beach, Florida | 5 | $ 860,000 | $ 172,000 | $ 33,000 |
| Sarasota, Florida | 5 | $ 1,095,000 | $ 219,000 | $ 77,000 |
| Winnebago, Illinois | 5 | $ 676,000 | $ 135,200 | $ 49,000 |
| Montgomery, Maryland | 5 | $ 1,584,000 | $ 316,800 | $ 130,000 |
| Rankin, Mississippi | 5 | $ 642,000 | $ 128,400 | $ 58,000 |
| St. Louis, Missouri | 5 | $ 1,022,000 | $ 204,400 | $ 80,000 |
| Gloucester, New Jersey | 5 | $ 945,000 | $ 189,000 | $ 81,000 |
| Otsego, New York | 5 | $ 392,000 | $ 78,400 | $ 43,000 |
| Putnam, New York | 5 | $ 1,056,000 | $ 211,200 | $ 94,000 |
| Bucks, Pennsylvania | 5 | $ 1,587,000 | $ 317,400 | $ 123,000 |
| Montgomery, Pennsylvania | 5 | $ 1,091,000 | $ 218,200 | $ 227,000 |
| Tarrant, Texas | 5 | $ 394,000 | $ 78,800 | $ 174,000 |
| Loudoun, Virginia | 5 | $ 1,332,000 | $ 266,400 | $ 101,000 |
| Duval, Florida | 4 | $ 465,000 | $ 116,250 | $ 87,000 |
| Lee, Florida | 4 | $ 1,008,000 | $ 252,000 | $ 123,000 |
| Miami-Dade, Florida | 4 | $ 459,000 | $ 114,750 | $ 122,000 |
| Orange, Florida | 4 | $ 714,000 | $ 178,500 | $ 56,000 |
| Pinellas, Florida | 4 | $ 632,000 | $ 158,000 | $ 67,000 |
| Clayton, Georgia | 4 | $ 527,000 | $ 131,750 | $ 30,000 |
| Lafourche, Louisiana | 4 | $ 530,000 | $ 132,500 | $ 59,000 |
| St. Tammany, Louisiana | 4 | $ 726,000 | $ 181,500 | $ 125,000 |
| Howard, Maryland | 4 | $ 625,000 | $ 156,250 | $ 89,000 |
| Forrest, Mississippi | 4 | $ 461,000 | $ 115,250 | $ 43,000 |
| Lauderdale, Mississippi | 4 | $ 457,000 | $ 114,250 | $ 50,000 |
| Pearl River, Mississippi | 4 | $ 411,000 | $ 102,750 | $ 49,000 |
| Greene, Missouri | 4 | $ 410,000 | $ 102,500 | $ 61,000 |
| Dutchess, New York | 4 | $ 756,000 | $ 189,000 | $ 56,000 |
| Anson, North Carolina | 4 | $ 394,000 | $ 98,500 | $ 54,000 |
| Gaston, North Carolina | 4 | $ 239,000 | $ 59,750 | $ 122,000 |
| Iredell, North Carolina | 4 | $ 357,000 | $ 89,250 | $ 35,000 |
| Berks, Pennsylvania | 4 | $ 668,000 | $ 167,000 | $ 60,000 |
| Wyoming, Pennsylvania | 4 | $ 488,000 | $ 122,000 | $ 35,000 |
| Horry, South Carolina | 4 | $ 688,000 | $ 172,000 | $ 80,000 |
| Hartford, Connecticut | 3 | $ 473,000 | $ 157,666 | $ 82,000 |
| Kent, Delaware | 3 | $ 369,000 | $ 123,000 | $ 40,000 |
| Lake, Florida | 3 | $ 453,000 | $ 151,000 | $ 54,000 |
| Pasco, Florida | 3 | $ 359,000 | $ 119,666 | $ 93,000 |
| Bossier, Louisiana | 3 | $ 502,000 | $ 167,333 | $ 109,000 |
| Orleans, Louisiana | 3 | $ 262,000 | $ 87,333 | $ 33,000 |
| Terrebonne, Louisiana | 3 | $ 349,000 | $ 116,333 | $ 56,000 |
| Middlesex, Massachusetts | 3 | $ 958,000 | $ 319,333 | $ 81,000 |
| Norfolk, Massachusetts | 3 | $ 784,000 | $ 261,333 | $ 94,000 |
| Oakland, Michigan | 3 | $ 454,000 | $ 151,333 | $ 19,000 |
| Ottawa, Michigan | 3 | $ 401,000 | $ 133,666 | $ 35,000 |
| Morris, New Jersey | 3 | $ 1,628,000 | $ 542,666 | $ 205,000 |
| Santa Fe, New Mexico | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Broome, New York | 3 | $ 276,000 | $ 92,000 | $ 49,000 |
| Madison, New York | 3 | $ 181,000 | $ 60,333 | $ 19,000 |
| Oswego, New York | 3 | $ 178,000 | $ 59,333 | $ 37,000 |
| Ulster, New York | 3 | $ 573,000 | $ 191,000 | $ 73,000 |
| Buncombe, North Carolina | 3 | $ 471,000 | $ 157,000 | $ 110,000 |
| Cabarrus, North Carolina | 3 | $ 605,000 | $ 201,666 | $ 61,000 |
| Rockingham, North Carolina | 3 | $ 179,000 | $ 59,666 | $ 31,000 |
| Watauga, North Carolina | 3 | $ 405,000 | $ 135,000 | $ 39,000 |
| Allegheny, Pennsylvania | 3 | $ 522,000 | $ 174,000 | $ 102,000 |
| Berkeley, South Carolina | 3 | $ 331,000 | $ 110,333 | $ 17,000 |
| Charleston, South Carolina | 3 | $ 215,000 | $ 71,666 | $ 36,000 |
| Virginia Beach, Virginia | 3 | $ 337,000 | $ 112,333 | $ 56,000 |
| York, Virginia | 3 | $ 247,000 | $ 82,333 | $ 39,000 |
| Sacramento, California | 2 | $ 794,000 | $ 397,000 | $ 96,000 |
| Sussex, Delaware | 2 | $ 313,000 | $ 156,500 | $ 37,000 |
| Marion, Florida | 2 | $ 118,000 | $ 59,000 | $ 48,000 |
| St. Johns, Florida | 2 | $ 840,000 | $ 420,000 | $ 245,000 |
| Volusia, Florida | 2 | $ 62,000 | $ 31,000 | $ 102,000 |
| Coweta, Georgia | 2 | $ 269,000 | $ 134,500 | $ 64,000 |
| Gwinnett, Georgia | 2 | $ 299,000 | $ 149,500 | $ 81,000 |
| White, Georgia | 2 | $ 288,000 | $ 144,000 | $ 50,000 |
| Lake, Indiana | 2 | $ 249,000 | $ 124,500 | $ 70,000 |
| Lafayette, Louisiana | 2 | $ 232,000 | $ 116,000 | $ 42,000 |
| St. Charles, Louisiana | 2 | $ 158,000 | $ 79,000 | $ 21,000 |
| Allegany, Maryland | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Calvert, Maryland | 2 | $ 885,000 | $ 442,500 | $ 127,000 |
| Cecil, Maryland | 2 | $ 289,000 | $ 144,500 | $ 46,000 |
| Plymouth, Massachusetts | 2 | $ 555,000 | $ 277,500 | $ 50,000 |
| Worcester, Massachusetts | 2 | $ 498,000 | $ 249,000 | $ 62,000 |
| Kent, Michigan | 2 | $ 209,000 | $ 104,500 | $ 33,000 |
| Washtenaw, Michigan | 2 | $ 269,000 | $ 134,500 | $ 85,000 |
| Ramsey, Minnesota | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Jackson, Mississippi | 2 | $ 298,000 | $ 149,000 | $ 48,000 |
| Lafayette, Mississippi | 2 | $ 147,000 | $ 73,500 | $ 74,000 |
| Pontotoc, Mississippi | 2 | $ 152,000 | $ 76,000 | $ 32,000 |
| Warren, Mississippi | 2 | $ 165,000 | $ 82,500 | $ 34,000 |
| Christian, Missouri | 2 | $ 176,000 | $ 88,000 | $ 68,000 |
| Jefferson, Missouri | 2 | $ 227,000 | $ 113,500 | $ 28,000 |
| Johnson, Missouri | 2 | $ 669,000 | $ 334,500 | $ 140,000 |
| Taney, Missouri | 2 | $ 161,000 | $ 80,500 | $ 45,000 |
| Atlantic, New Jersey | 2 | $ 482,000 | $ 241,000 | $ 72,000 |
| Hudson, New Jersey | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Somerset, New Jersey | 2 | $ 272,000 | $ 136,000 | $ 38,000 |
| Albany, New York | 2 | $ 411,000 | $ 205,500 | $ 75,000 |
| Livingston, New York | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Schenectady, New York | 2 | $ 91,000 | $ 45,500 | $ 0 |
| Brunswick, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Davidson, North Carolina | 2 | $ 123,000 | $ 61,500 | $ 41,000 |
| Montgomery, North Carolina | 2 | $ 64,000 | $ 32,000 | $ 26,000 |
| Moore, North Carolina | 2 | $ 389,000 | $ 194,500 | $ 121,000 |
| Pender, North Carolina | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Rowan, North Carolina | 2 | $ 204,000 | $ 102,000 | $ 41,000 |
| Surry, North Carolina | 2 | $ 272,000 | $ 136,000 | $ 57,000 |
| Wake, North Carolina | 2 | $ 271,000 | $ 135,500 | $ 87,000 |
| Blair, Pennsylvania | 2 | $ 973,000 | $ 486,500 | $ 307,000 |
| Chester, Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 87,000 |
| Northampton, Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 7,000 |
| Susquehanna, Pennsylvania | 2 | $ 221,000 | $ 110,500 | $ 52,000 |
| Montgomery, Tennessee | 2 | $ 83,000 | $ 41,500 | $ 48,000 |
| Shelby, Tennessee | 2 | $ 430,000 | $ 215,000 | $ 360,000 |
| Dallas, Texas | 2 | $ 168,000 | $ 84,000 | $ 171,000 |
| Johnson, Texas | 2 | $ 173,000 | $ 86,500 | $ 340,000 |
| Travis, Texas | 2 | $ 282,000 | $ 141,000 | $ 83,000 |
| Williamson, Texas | 2 | $ 171,000 | $ 85,500 | $ 56,000 |
| Henrico, Virginia | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Newport News, Virginia | 2 | $ 293,000 | $ 146,500 | $ 42,000 |
| Spotsylvania, Virginia | 2 | $ 127,000 | $ 63,500 | $ 84,000 |
| Limestone, Alabama | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| Alameda, California | 1 | $ 471,000 | $ 471,000 | $ 148,000 |
| El Dorado, California | 1 | $ 613,000 | $ 613,000 | $ 154,000 |
| Los Angeles, California | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Monterey, California | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Orange, California | 1 | $ 160,000 | $ 160,000 | $ 480,000 |
| San Bernardino, California | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Santa Cruz, California | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Shasta, California | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Sonoma, California | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| New London, Connecticut | 1 | $ 160,000 | $ 160,000 | $ 119,000 |
| Tolland, Connecticut | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Charlotte, Florida | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Collier, Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 264,000 |
| DeSoto, Florida | 1 | $ 80,000 | $ 80,000 | $ 180,000 |
| Escambia, Florida | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Hendry, Florida | 1 | $ 158,000 | $ 158,000 | $ 175,000 |
| Levy, Florida | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Seminole, Florida | 1 | $ 194,000 | $ 194,000 | $ 55,000 |
| Walton, Florida | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Bryan, Georgia | 1 | $ 151,000 | $ 151,000 | $ 82,000 |
| Catoosa, Georgia | 1 | $ 117,000 | $ 117,000 | $ 64,000 |
| Chatham, Georgia | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Columbia, Georgia | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Douglas, Georgia | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Forsyth, Georgia | 1 | $ 299,000 | $ 299,000 | $ 132,000 |
| Fulton, Georgia | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Newton, Georgia | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Richmond, Georgia | 1 | $ 204,000 | $ 204,000 | $ 456,000 |
| Rockdale, Georgia | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Thomas, Georgia | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| Boone, Illinois | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Kane, Illinois | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Macoupin, Illinois | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Madison, Illinois | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
| St. Clair, Illinois | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Washington, Illinois | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Will, Illinois | 1 | $ 279,000 | $ 279,000 | $ 71,000 |
| Boone, Indiana | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| DeKalb, Indiana | 1 | $ 67,000 | $ 67,000 | $ 20,000 |
| Huntington, Indiana | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Jackson, Indiana | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Knox, Indiana | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Marion, Indiana | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Martin, Indiana | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Washington, Indiana | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Campbell, Kentucky | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Greenup, Kentucky | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Jefferson, Kentucky | 1 | $ 278,000 | $ 278,000 | $ 202,000 |
| Lincoln, Kentucky | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| De Soto, Louisiana | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Iberville, Louisiana | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Jefferson Davis, Louisiana | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| St. Bernard, Louisiana | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| St. Martin, Louisiana | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Tangipahoa, Louisiana | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| West Baton Rouge, Louisiana | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Carroll, Maryland | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Frederick, Maryland | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
| Harford, Maryland | 1 | $ 393,000 | $ 393,000 | $ 144,000 |
| Queen Anne's, Maryland | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Washington, Maryland | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Wicomico, Maryland | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Bristol, Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 15,000 |
| Essex, Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 31,000 |
| Suffolk, Massachusetts | 1 | $ 373,000 | $ 373,000 | $ 161,000 |
| Genesee, Michigan | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Kalamazoo, Michigan | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Oceana, Michigan | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Coahoma, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| DeSoto, Mississippi | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| Hancock, Mississippi | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Jones, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Lamar, Mississippi | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Madison, Mississippi | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Simpson, Mississippi | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Stone, Mississippi | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Tishomingo, Mississippi | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Benton, Missouri | 1 | $ 99,000 | $ 99,000 | $ 140,000 |
| Camden, Missouri | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Madison, Missouri | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Moniteau, Missouri | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| St. Charles, Missouri | 1 | $ 219,000 | $ 219,000 | $ 86,000 |
| Nye, Nevada | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| Cape May, New Jersey | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Cumberland, New Jersey | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Sussex, New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bernalillo, New Mexico | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| San Juan, New Mexico | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Chenango, New York | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Fulton, New York | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Rensselaer, New York | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Saratoga, New York | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Seneca, New York | 1 | $ 66,000 | $ 66,000 | $ 234,000 |
| St. Lawrence, New York | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Wayne, New York | 1 | $ 66,000 | $ 66,000 | $ 105,000 |
| Alamance, North Carolina | 1 | $ 31,000 | $ 31,000 | $ 72,000 |
| Cumberland, North Carolina | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Durham, North Carolina | 1 | $ 171,000 | $ 171,000 | $ 47,000 |
| Forsyth, North Carolina | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Johnston, North Carolina | 1 | $ 191,000 | $ 191,000 | $ 89,000 |
| Lincoln, North Carolina | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Madison, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 174,000 |
| Randolph, North Carolina | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Sampson, North Carolina | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Union, North Carolina | 1 | $ 117,000 | $ 117,000 | $ 26,000 |
| Wayne, North Carolina | 1 | $ 98,000 | $ 98,000 | $ 26,000 |
| Wilkes, North Carolina | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Beaver, Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Bradford, Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 19,000 |
| Butler, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Columbia, Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Lehigh, Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| McKean, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Potter, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| York, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 59,000 |
| Colleton, South Carolina | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| Dorchester, South Carolina | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Georgetown, South Carolina | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Greenville, South Carolina | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Pickens, South Carolina | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Richland, South Carolina | 1 | $ 203,000 | $ 203,000 | $ 59,000 |
| Spartanburg, South Carolina | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| York, South Carolina | 1 | $ 188,000 | $ 188,000 | $ 132,000 |
| Atascosa, Texas | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| Bexar, Texas | 1 | $ 74,000 | $ 74,000 | $ 119,000 |
| Denton, Texas | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Fort Bend, Texas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Hunt, Texas | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Hutchinson, Texas | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Lamar, Texas | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Llano, Texas | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Nacogdoches, Texas | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Accomack, Virginia | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Alexandria, Virginia | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Caroline, Virginia | 1 | $ 256,000 | $ 256,000 | $ 67,000 |
| Charlotte, Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chesapeake, Virginia | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Clarke, Virginia | 1 | $ 496,000 | $ 496,000 | $ 133,000 |
| Hampton, Virginia | 1 | $ 37,000 | $ 37,000 | $ 138,000 |
| James City, Virginia | 1 | $ 203,000 | $ 203,000 | $ 71,000 |
| Manassas, Virginia | 1 | $ 353,000 | $ 353,000 | $ 90,000 |
| Norfolk, Virginia | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Orange, Virginia | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Richmond City, Virginia | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Jackson, West Virginia | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Morgan, West Virginia | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Wood, West Virginia | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Home Consultants in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,021 | $208,907,000 | $204,000 | $1,140,000 | $84,000 | $699,000 |
| Home Purchase | 825 | $146,779,000 | $177,000 | $1,100,000 | $92,000 | $870,000 |
| Home Improvement | 1 | $152,000 | $152,000 | $152,000 | $82,000 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 986 | $185,079,000 | $187,000 | $1,140,000 | $86,000 | $699,000 |
| Black or African American | 445 | $77,792,000 | $174,000 | $570,000 | $80,000 | $532,000 |
| Hispanic | 226 | $49,811,000 | $220,000 | $960,000 | $95,000 | $870,000 |
| Not Provided | 103 | $21,364,000 | $207,000 | $795,000 | $90,000 | $500,000 |
| Asian | 52 | $13,243,000 | $254,000 | $660,000 | $106,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $7,819,000 | $260,000 | $640,000 | $130,000 | $440,000 |
| American Indian or Alaskan Native | 5 | $730,000 | $146,000 | $278,000 | $78,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,528 | $310,566,000 | $203,000 | $1,140,000 | $94,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 306 | $43,188,000 | $141,000 | $603,000 | $53,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,084,000 | $160,000 | $417,000 | $65,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,396 | $257,405,000 | $184,000 | $1,140,000 | $85,000 | $672,000 |
| Application Denied By Financial Institution | 268 | $61,958,000 | $231,000 | $960,000 | $103,000 | $870,000 |
| Application Withdrawn By Applicant | 162 | $32,983,000 | $203,000 | $925,000 | $85,000 | $576,000 |
| Application Approved But Not Accepted | 21 | $3,492,000 | $166,000 | $404,000 | $103,000 | $699,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 241 | $57,983,000 | $240,000 | $960,000 | $103,000 | $870,000 |
| Debt-To-Income Ratio | 10 | $1,722,000 | $172,000 | $384,000 | $81,000 | $162,000 |
| Credit History | 9 | $951,000 | $105,000 | $173,000 | $68,000 | $121,000 |
| Collateral | 3 | $424,000 | $141,000 | $261,000 | $260,000 | $685,000 |
| Unverifiable Information | 3 | $496,000 | $165,000 | $271,000 | $92,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $382,000 | $191,000 | $288,000 | $95,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
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