Home Consultants
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Home Consultants 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,847 |
| Total Mortgage Loan Application Amount | $355,838,000 |
| Average Mortgage Loan Application Amount | $177,666 |
| Highest Mortgage Loan Application Amount | $1,140,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $870,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Home Consultants. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Consultants's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Home Consultants's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Consultants serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Consultants, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Consultants's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 113 | $ 25,648,000 | $ 226,000 | $ 105,000 |
| Richmond County New York | 112 | $ 28,865,000 | $ 257,000 | $ 95,000 |
| Queens County New York | 94 | $ 26,993,000 | $ 287,000 | $ 121,000 |
| Kings County New York | 62 | $ 21,267,000 | $ 343,000 | $ 117,000 |
| Lackawanna County Pennsylvania | 60 | $ 7,610,000 | $ 126,000 | $ 77,000 |
| Monmouth County New Jersey | 51 | $ 16,963,000 | $ 332,000 | $ 170,000 |
| Prince George's County Maryland | 45 | $ 9,791,000 | $ 217,000 | $ 89,000 |
| Nassau County New York | 45 | $ 12,812,000 | $ 284,000 | $ 99,000 |
| Onondaga County New York | 36 | $ 2,964,000 | $ 82,000 | $ 52,000 |
| Oneida County New York | 35 | $ 3,071,000 | $ 87,000 | $ 44,000 |
| Middlesex County New Jersey | 32 | $ 6,878,000 | $ 214,000 | $ 89,000 |
| Ocean County New Jersey | 30 | $ 6,151,000 | $ 205,000 | $ 90,000 |
| East Baton Rouge County Louisiana | 29 | $ 3,995,000 | $ 137,000 | $ 70,000 |
| Essex County New Jersey | 29 | $ 5,848,000 | $ 201,000 | $ 92,000 |
| Hillsborough County Florida | 27 | $ 3,863,000 | $ 143,000 | $ 80,000 |
| Camden County New Jersey | 23 | $ 2,571,000 | $ 111,000 | $ 55,000 |
| Burlington County New Jersey | 22 | $ 4,108,000 | $ 186,000 | $ 83,000 |
| Union County New Jersey | 22 | $ 4,130,000 | $ 187,000 | $ 84,000 |
| Bronx County New York | 22 | $ 5,946,000 | $ 270,000 | $ 133,000 |
| Hinds County Mississippi | 21 | $ 1,965,000 | $ 93,000 | $ 43,000 |
| Wayne County Pennsylvania | 20 | $ 2,975,000 | $ 148,000 | $ 73,000 |
| District of Columbia County District Of Columbia | 19 | $ 3,856,000 | $ 202,000 | $ 59,000 |
| Cook County Illinois | 18 | $ 2,349,000 | $ 130,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 17 | $ 2,320,000 | $ 136,000 | $ 63,000 |
| DeKalb County Georgia | 16 | $ 2,813,000 | $ 175,000 | $ 64,000 |
| Baltimore City County Maryland | 16 | $ 1,716,000 | $ 107,000 | $ 39,000 |
| Fairfield County Connecticut | 15 | $ 4,505,000 | $ 300,000 | $ 95,000 |
| Harrison County Mississippi | 15 | $ 1,472,000 | $ 98,000 | $ 47,000 |
| Westchester County New York | 15 | $ 3,372,000 | $ 224,000 | $ 97,000 |
| Charles County Maryland | 14 | $ 3,342,000 | $ 238,000 | $ 91,000 |
| Orange County New York | 12 | $ 2,106,000 | $ 175,000 | $ 63,000 |
| Guilford County North Carolina | 12 | $ 1,708,000 | $ 142,000 | $ 108,000 |
| Livingston County Louisiana | 11 | $ 1,697,000 | $ 154,000 | $ 58,000 |
| Wayne County Michigan | 11 | $ 1,038,000 | $ 94,000 | $ 79,000 |
| Monroe County New York | 11 | $ 643,000 | $ 58,000 | $ 72,000 |
| Harris County Texas | 11 | $ 1,815,000 | $ 165,000 | $ 128,000 |
| Cayuga County New York | 10 | $ 998,000 | $ 99,000 | $ 56,000 |
| Delaware County Pennsylvania | 10 | $ 1,485,000 | $ 148,000 | $ 66,000 |
| Luzerne County Pennsylvania | 10 | $ 931,000 | $ 93,000 | $ 62,000 |
| Prince William County Virginia | 10 | $ 2,169,000 | $ 216,000 | $ 99,000 |
| Cobb County Georgia | 9 | $ 1,594,000 | $ 177,000 | $ 63,000 |
| Jefferson County Louisiana | 9 | $ 1,281,000 | $ 142,000 | $ 60,000 |
| Hampden County Massachusetts | 9 | $ 1,347,000 | $ 149,000 | $ 62,000 |
| Osceola County Florida | 8 | $ 1,449,000 | $ 181,000 | $ 56,000 |
| Jackson County Missouri | 8 | $ 1,792,000 | $ 224,000 | $ 126,000 |
| Bergen County New Jersey | 8 | $ 2,443,000 | $ 305,000 | $ 114,000 |
| Mercer County New Jersey | 8 | $ 1,177,000 | $ 147,000 | $ 48,000 |
| Rockland County New York | 8 | $ 2,695,000 | $ 336,000 | $ 165,000 |
| Broward County Florida | 7 | $ 2,203,000 | $ 314,000 | $ 182,000 |
| Manatee County Florida | 7 | $ 1,180,000 | $ 168,000 | $ 168,000 |
| Cherokee County Georgia | 7 | $ 1,278,000 | $ 182,000 | $ 79,000 |
| Catawba County North Carolina | 7 | $ 668,000 | $ 95,000 | $ 64,000 |
| Mecklenburg County North Carolina | 7 | $ 499,000 | $ 71,000 | $ 92,000 |
| Monroe County Pennsylvania | 7 | $ 1,073,000 | $ 153,000 | $ 81,000 |
| Polk County Florida | 6 | $ 1,312,000 | $ 218,000 | $ 108,000 |
| St. Lucie County Florida | 6 | $ 904,000 | $ 150,000 | $ 118,000 |
| Henry County Georgia | 6 | $ 790,000 | $ 131,000 | $ 88,000 |
| Ascension County Louisiana | 6 | $ 590,000 | $ 98,000 | $ 53,000 |
| Caddo County Louisiana | 6 | $ 500,000 | $ 83,000 | $ 54,000 |
| Anne Arundel County Maryland | 6 | $ 1,578,000 | $ 263,000 | $ 136,000 |
| Baltimore County Maryland | 6 | $ 1,230,000 | $ 205,000 | $ 46,000 |
| Passaic County New Jersey | 6 | $ 1,619,000 | $ 269,000 | $ 108,000 |
| New Hanover County North Carolina | 6 | $ 864,000 | $ 144,000 | $ 98,000 |
| Pike County Pennsylvania | 6 | $ 999,000 | $ 166,000 | $ 143,000 |
| Fairfax County Virginia | 6 | $ 2,010,000 | $ 335,000 | $ 131,000 |
| New Haven County Connecticut | 5 | $ 1,615,000 | $ 323,000 | $ 149,000 |
| New Castle County Delaware | 5 | $ 1,114,000 | $ 222,000 | $ 70,000 |
| Palm Beach County Florida | 5 | $ 860,000 | $ 172,000 | $ 33,000 |
| Sarasota County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 77,000 |
| Winnebago County Illinois | 5 | $ 676,000 | $ 135,000 | $ 49,000 |
| Montgomery County Maryland | 5 | $ 1,584,000 | $ 316,000 | $ 130,000 |
| Rankin County Mississippi | 5 | $ 642,000 | $ 128,000 | $ 58,000 |
| St. Louis County Missouri | 5 | $ 1,022,000 | $ 204,000 | $ 80,000 |
| Gloucester County New Jersey | 5 | $ 945,000 | $ 189,000 | $ 81,000 |
| Otsego County New York | 5 | $ 392,000 | $ 78,000 | $ 43,000 |
| Putnam County New York | 5 | $ 1,056,000 | $ 211,000 | $ 94,000 |
| Bucks County Pennsylvania | 5 | $ 1,587,000 | $ 317,000 | $ 123,000 |
| Montgomery County Pennsylvania | 5 | $ 1,091,000 | $ 218,000 | $ 227,000 |
| Tarrant County Texas | 5 | $ 394,000 | $ 78,000 | $ 174,000 |
| Loudoun County Virginia | 5 | $ 1,332,000 | $ 266,000 | $ 101,000 |
| Duval County Florida | 4 | $ 465,000 | $ 116,000 | $ 87,000 |
| Lee County Florida | 4 | $ 1,008,000 | $ 252,000 | $ 123,000 |
| Miami-Dade County Florida | 4 | $ 459,000 | $ 114,000 | $ 122,000 |
| Orange County Florida | 4 | $ 714,000 | $ 178,000 | $ 56,000 |
| Pinellas County Florida | 4 | $ 632,000 | $ 158,000 | $ 67,000 |
| Clayton County Georgia | 4 | $ 527,000 | $ 131,000 | $ 30,000 |
| Lafourche County Louisiana | 4 | $ 530,000 | $ 132,000 | $ 59,000 |
| St. Tammany County Louisiana | 4 | $ 726,000 | $ 181,000 | $ 125,000 |
| Howard County Maryland | 4 | $ 625,000 | $ 156,000 | $ 89,000 |
| Forrest County Mississippi | 4 | $ 461,000 | $ 115,000 | $ 43,000 |
| Lauderdale County Mississippi | 4 | $ 457,000 | $ 114,000 | $ 50,000 |
| Pearl River County Mississippi | 4 | $ 411,000 | $ 102,000 | $ 49,000 |
| Greene County Missouri | 4 | $ 410,000 | $ 102,000 | $ 61,000 |
| Dutchess County New York | 4 | $ 756,000 | $ 189,000 | $ 56,000 |
| Anson County North Carolina | 4 | $ 394,000 | $ 98,000 | $ 54,000 |
| Gaston County North Carolina | 4 | $ 239,000 | $ 59,000 | $ 122,000 |
| Iredell County North Carolina | 4 | $ 357,000 | $ 89,000 | $ 35,000 |
| Berks County Pennsylvania | 4 | $ 668,000 | $ 167,000 | $ 60,000 |
| Wyoming County Pennsylvania | 4 | $ 488,000 | $ 122,000 | $ 35,000 |
| Horry County South Carolina | 4 | $ 688,000 | $ 172,000 | $ 80,000 |
| Hartford County Connecticut | 3 | $ 473,000 | $ 157,000 | $ 82,000 |
| Kent County Delaware | 3 | $ 369,000 | $ 123,000 | $ 40,000 |
| Lake County Florida | 3 | $ 453,000 | $ 151,000 | $ 54,000 |
| Pasco County Florida | 3 | $ 359,000 | $ 119,000 | $ 93,000 |
| Bossier County Louisiana | 3 | $ 502,000 | $ 167,000 | $ 109,000 |
| Orleans County Louisiana | 3 | $ 262,000 | $ 87,000 | $ 33,000 |
| Terrebonne County Louisiana | 3 | $ 349,000 | $ 116,000 | $ 56,000 |
| Middlesex County Massachusetts | 3 | $ 958,000 | $ 319,000 | $ 81,000 |
| Norfolk County Massachusetts | 3 | $ 784,000 | $ 261,000 | $ 94,000 |
| Oakland County Michigan | 3 | $ 454,000 | $ 151,000 | $ 19,000 |
| Ottawa County Michigan | 3 | $ 401,000 | $ 133,000 | $ 35,000 |
| Morris County New Jersey | 3 | $ 1,628,000 | $ 542,000 | $ 205,000 |
| Santa Fe County New Mexico | 3 | $ 375,000 | $ 125,000 | $ 39,000 |
| Broome County New York | 3 | $ 276,000 | $ 92,000 | $ 49,000 |
| Madison County New York | 3 | $ 181,000 | $ 60,000 | $ 19,000 |
| Oswego County New York | 3 | $ 178,000 | $ 59,000 | $ 37,000 |
| Ulster County New York | 3 | $ 573,000 | $ 191,000 | $ 73,000 |
| Buncombe County North Carolina | 3 | $ 471,000 | $ 157,000 | $ 110,000 |
| Cabarrus County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 61,000 |
| Rockingham County North Carolina | 3 | $ 179,000 | $ 59,000 | $ 31,000 |
| Watauga County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 39,000 |
| Allegheny County Pennsylvania | 3 | $ 522,000 | $ 174,000 | $ 102,000 |
| Berkeley County South Carolina | 3 | $ 331,000 | $ 110,000 | $ 17,000 |
| Charleston County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 36,000 |
| Virginia Beach County Virginia | 3 | $ 337,000 | $ 112,000 | $ 56,000 |
| York County Virginia | 3 | $ 247,000 | $ 82,000 | $ 39,000 |
| Sacramento County California | 2 | $ 794,000 | $ 397,000 | $ 96,000 |
| Sussex County Delaware | 2 | $ 313,000 | $ 156,000 | $ 37,000 |
| Marion County Florida | 2 | $ 118,000 | $ 59,000 | $ 48,000 |
| St. Johns County Florida | 2 | $ 840,000 | $ 420,000 | $ 245,000 |
| Volusia County Florida | 2 | $ 62,000 | $ 31,000 | $ 102,000 |
| Coweta County Georgia | 2 | $ 269,000 | $ 134,000 | $ 64,000 |
| Gwinnett County Georgia | 2 | $ 299,000 | $ 149,000 | $ 81,000 |
| White County Georgia | 2 | $ 288,000 | $ 144,000 | $ 50,000 |
| Lake County Indiana | 2 | $ 249,000 | $ 124,000 | $ 70,000 |
| Lafayette County Louisiana | 2 | $ 232,000 | $ 116,000 | $ 42,000 |
| St. Charles County Louisiana | 2 | $ 158,000 | $ 79,000 | $ 21,000 |
| Allegany County Maryland | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Calvert County Maryland | 2 | $ 885,000 | $ 442,000 | $ 127,000 |
| Cecil County Maryland | 2 | $ 289,000 | $ 144,000 | $ 46,000 |
| Plymouth County Massachusetts | 2 | $ 555,000 | $ 277,000 | $ 50,000 |
| Worcester County Massachusetts | 2 | $ 498,000 | $ 249,000 | $ 62,000 |
| Kent County Michigan | 2 | $ 209,000 | $ 104,000 | $ 33,000 |
| Washtenaw County Michigan | 2 | $ 269,000 | $ 134,000 | $ 85,000 |
| Ramsey County Minnesota | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Jackson County Mississippi | 2 | $ 298,000 | $ 149,000 | $ 48,000 |
| Lafayette County Mississippi | 2 | $ 147,000 | $ 73,000 | $ 74,000 |
| Pontotoc County Mississippi | 2 | $ 152,000 | $ 76,000 | $ 32,000 |
| Warren County Mississippi | 2 | $ 165,000 | $ 82,000 | $ 34,000 |
| Christian County Missouri | 2 | $ 176,000 | $ 88,000 | $ 68,000 |
| Jefferson County Missouri | 2 | $ 227,000 | $ 113,000 | $ 28,000 |
| Johnson County Missouri | 2 | $ 669,000 | $ 334,000 | $ 140,000 |
| Taney County Missouri | 2 | $ 161,000 | $ 80,000 | $ 45,000 |
| Atlantic County New Jersey | 2 | $ 482,000 | $ 241,000 | $ 72,000 |
| Hudson County New Jersey | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Somerset County New Jersey | 2 | $ 272,000 | $ 136,000 | $ 38,000 |
| Albany County New York | 2 | $ 411,000 | $ 205,000 | $ 75,000 |
| Livingston County New York | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Schenectady County New York | 2 | $ 91,000 | $ 45,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Davidson County North Carolina | 2 | $ 123,000 | $ 61,000 | $ 41,000 |
| Montgomery County North Carolina | 2 | $ 64,000 | $ 32,000 | $ 26,000 |
| Moore County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 121,000 |
| Pender County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 103,000 |
| Rowan County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 41,000 |
| Surry County North Carolina | 2 | $ 272,000 | $ 136,000 | $ 57,000 |
| Wake County North Carolina | 2 | $ 271,000 | $ 135,000 | $ 87,000 |
| Blair County Pennsylvania | 2 | $ 973,000 | $ 486,000 | $ 307,000 |
| Chester County Pennsylvania | 2 | $ 346,000 | $ 173,000 | $ 87,000 |
| Northampton County Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 7,000 |
| Susquehanna County Pennsylvania | 2 | $ 221,000 | $ 110,000 | $ 52,000 |
| Montgomery County Tennessee | 2 | $ 83,000 | $ 41,000 | $ 48,000 |
| Shelby County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 360,000 |
| Dallas County Texas | 2 | $ 168,000 | $ 84,000 | $ 171,000 |
| Johnson County Texas | 2 | $ 173,000 | $ 86,000 | $ 340,000 |
| Travis County Texas | 2 | $ 282,000 | $ 141,000 | $ 83,000 |
| Williamson County Texas | 2 | $ 171,000 | $ 85,000 | $ 56,000 |
| Henrico County Virginia | 2 | $ 250,000 | $ 125,000 | $ 36,000 |
| Newport News County Virginia | 2 | $ 293,000 | $ 146,000 | $ 42,000 |
| Spotsylvania County Virginia | 2 | $ 127,000 | $ 63,000 | $ 84,000 |
| Limestone County Alabama | 1 | $ 191,000 | $ 191,000 | $ 66,000 |
| Alameda County California | 1 | $ 471,000 | $ 471,000 | $ 148,000 |
| El Dorado County California | 1 | $ 613,000 | $ 613,000 | $ 154,000 |
| Los Angeles County California | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Monterey County California | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Orange County California | 1 | $ 160,000 | $ 160,000 | $ 480,000 |
| San Bernardino County California | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Santa Cruz County California | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Shasta County California | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Sonoma County California | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| New London County Connecticut | 1 | $ 160,000 | $ 160,000 | $ 119,000 |
| Tolland County Connecticut | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Charlotte County Florida | 1 | $ 72,000 | $ 72,000 | $ 37,000 |
| Collier County Florida | 1 | $ 1,100,000 | $ 1,100,000 | $ 264,000 |
| DeSoto County Florida | 1 | $ 80,000 | $ 80,000 | $ 180,000 |
| Escambia County Florida | 1 | $ 173,000 | $ 173,000 | $ 52,000 |
| Hendry County Florida | 1 | $ 158,000 | $ 158,000 | $ 175,000 |
| Levy County Florida | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Seminole County Florida | 1 | $ 194,000 | $ 194,000 | $ 55,000 |
| Walton County Florida | 1 | $ 104,000 | $ 104,000 | $ 50,000 |
| Bryan County Georgia | 1 | $ 151,000 | $ 151,000 | $ 82,000 |
| Catoosa County Georgia | 1 | $ 117,000 | $ 117,000 | $ 64,000 |
| Chatham County Georgia | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Columbia County Georgia | 1 | $ 64,000 | $ 64,000 | $ 17,000 |
| Douglas County Georgia | 1 | $ 167,000 | $ 167,000 | $ 65,000 |
| Forsyth County Georgia | 1 | $ 299,000 | $ 299,000 | $ 132,000 |
| Fulton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Newton County Georgia | 1 | $ 108,000 | $ 108,000 | $ 28,000 |
| Richmond County Georgia | 1 | $ 204,000 | $ 204,000 | $ 456,000 |
| Rockdale County Georgia | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Thomas County Georgia | 1 | $ 72,000 | $ 72,000 | $ 15,000 |
| Boone County Illinois | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Kane County Illinois | 1 | $ 130,000 | $ 130,000 | $ 61,000 |
| Macoupin County Illinois | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Madison County Illinois | 1 | $ 99,000 | $ 99,000 | $ 28,000 |
| St. Clair County Illinois | 1 | $ 220,000 | $ 220,000 | $ 120,000 |
| Washington County Illinois | 1 | $ 82,000 | $ 82,000 | $ 25,000 |
| Will County Illinois | 1 | $ 279,000 | $ 279,000 | $ 71,000 |
| Boone County Indiana | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| DeKalb County Indiana | 1 | $ 67,000 | $ 67,000 | $ 20,000 |
| Huntington County Indiana | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Jackson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Knox County Indiana | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Marion County Indiana | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Martin County Indiana | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Washington County Indiana | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Campbell County Kentucky | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Greenup County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 47,000 |
| Jefferson County Kentucky | 1 | $ 278,000 | $ 278,000 | $ 202,000 |
| Lincoln County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 55,000 |
| De Soto County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Iberville County Louisiana | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Jefferson Davis County Louisiana | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| St. Bernard County Louisiana | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| St. Martin County Louisiana | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Tangipahoa County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| West Baton Rouge County Louisiana | 1 | $ 133,000 | $ 133,000 | $ 72,000 |
| Carroll County Maryland | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Frederick County Maryland | 1 | $ 243,000 | $ 243,000 | $ 72,000 |
| Harford County Maryland | 1 | $ 393,000 | $ 393,000 | $ 144,000 |
| Queen Anne's County Maryland | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Washington County Maryland | 1 | $ 150,000 | $ 150,000 | $ 51,000 |
| Wicomico County Maryland | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Bristol County Massachusetts | 1 | $ 281,000 | $ 281,000 | $ 15,000 |
| Essex County Massachusetts | 1 | $ 207,000 | $ 207,000 | $ 31,000 |
| Suffolk County Massachusetts | 1 | $ 373,000 | $ 373,000 | $ 161,000 |
| Genesee County Michigan | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Kalamazoo County Michigan | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Oceana County Michigan | 1 | $ 121,000 | $ 121,000 | $ 65,000 |
| Coahoma County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| DeSoto County Mississippi | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| Hancock County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Jones County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Lamar County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Madison County Mississippi | 1 | $ 106,000 | $ 106,000 | $ 78,000 |
| Simpson County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Stone County Mississippi | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Tishomingo County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Benton County Missouri | 1 | $ 99,000 | $ 99,000 | $ 140,000 |
| Camden County Missouri | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Madison County Missouri | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Moniteau County Missouri | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| St. Charles County Missouri | 1 | $ 219,000 | $ 219,000 | $ 86,000 |
| Nye County Nevada | 1 | $ 248,000 | $ 248,000 | $ 73,000 |
| Cape May County New Jersey | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Cumberland County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Sussex County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| San Juan County New Mexico | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Chenango County New York | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Fulton County New York | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Rensselaer County New York | 1 | $ 158,000 | $ 158,000 | $ 68,000 |
| Saratoga County New York | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Seneca County New York | 1 | $ 66,000 | $ 66,000 | $ 234,000 |
| St. Lawrence County New York | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Wayne County New York | 1 | $ 66,000 | $ 66,000 | $ 105,000 |
| Alamance County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 72,000 |
| Cumberland County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Durham County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 47,000 |
| Forsyth County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Johnston County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 89,000 |
| Lincoln County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 27,000 |
| Madison County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 174,000 |
| Randolph County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 57,000 |
| Sampson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Union County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 26,000 |
| Wayne County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 26,000 |
| Wilkes County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 75,000 |
| Beaver County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Bradford County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 19,000 |
| Butler County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Columbia County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 18,000 |
| Lehigh County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 82,000 |
| McKean County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Potter County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 97,000 |
| York County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 59,000 |
| Colleton County South Carolina | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| Dorchester County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 34,000 |
| Georgetown County South Carolina | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Greenville County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 48,000 |
| Pickens County South Carolina | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Richland County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 59,000 |
| Spartanburg County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| York County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 132,000 |
| Atascosa County Texas | 1 | $ 133,000 | $ 133,000 | $ 84,000 |
| Bexar County Texas | 1 | $ 74,000 | $ 74,000 | $ 119,000 |
| Denton County Texas | 1 | $ 189,000 | $ 189,000 | $ 54,000 |
| Fort Bend County Texas | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Hunt County Texas | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Hutchinson County Texas | 1 | $ 77,000 | $ 77,000 | $ 58,000 |
| Lamar County Texas | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Llano County Texas | 1 | $ 108,000 | $ 108,000 | $ 51,000 |
| Nacogdoches County Texas | 1 | $ 127,000 | $ 127,000 | $ 62,000 |
| Accomack County Virginia | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| Alexandria County Virginia | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Caroline County Virginia | 1 | $ 256,000 | $ 256,000 | $ 67,000 |
| Charlotte County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 190,000 | $ 190,000 | $ 39,000 |
| Clarke County Virginia | 1 | $ 496,000 | $ 496,000 | $ 133,000 |
| Hampton County Virginia | 1 | $ 37,000 | $ 37,000 | $ 138,000 |
| James City County Virginia | 1 | $ 203,000 | $ 203,000 | $ 71,000 |
| Manassas County Virginia | 1 | $ 353,000 | $ 353,000 | $ 90,000 |
| Norfolk County Virginia | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Orange County Virginia | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Richmond City County Virginia | 1 | $ 101,000 | $ 101,000 | $ 44,000 |
| Jackson County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Morgan County West Virginia | 1 | $ 192,000 | $ 192,000 | $ 103,000 |
| Wood County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Home Consultants in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,021 | $208,907,000 | $204,000 | $1,140,000 | $84,000 | $699,000 |
| Home Purchase | 825 | $146,779,000 | $177,000 | $1,100,000 | $92,000 | $870,000 |
| Home Improvement | 1 | $152,000 | $152,000 | $152,000 | $82,000 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 986 | $185,079,000 | $187,000 | $1,140,000 | $86,000 | $699,000 |
| Black or African American | 445 | $77,792,000 | $174,000 | $570,000 | $80,000 | $532,000 |
| Hispanic | 226 | $49,811,000 | $220,000 | $960,000 | $95,000 | $870,000 |
| Not Provided | 103 | $21,364,000 | $207,000 | $795,000 | $90,000 | $500,000 |
| Asian | 52 | $13,243,000 | $254,000 | $660,000 | $106,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $7,819,000 | $260,000 | $640,000 | $130,000 | $440,000 |
| American Indian or Alaskan Native | 5 | $730,000 | $146,000 | $278,000 | $78,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,528 | $310,566,000 | $203,000 | $1,140,000 | $94,000 | $870,000 |
| FHA-insured (Federal Housing Administration) | 306 | $43,188,000 | $141,000 | $603,000 | $53,000 | $194,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,084,000 | $160,000 | $417,000 | $65,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,396 | $257,405,000 | $184,000 | $1,140,000 | $85,000 | $672,000 |
| Application Denied By Financial Institution | 268 | $61,958,000 | $231,000 | $960,000 | $103,000 | $870,000 |
| Application Withdrawn By Applicant | 162 | $32,983,000 | $203,000 | $925,000 | $85,000 | $576,000 |
| Application Approved But Not Accepted | 21 | $3,492,000 | $166,000 | $404,000 | $103,000 | $699,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 241 | $57,983,000 | $240,000 | $960,000 | $103,000 | $870,000 |
| Debt-To-Income Ratio | 10 | $1,722,000 | $172,000 | $384,000 | $81,000 | $162,000 |
| Credit History | 9 | $951,000 | $105,000 | $173,000 | $68,000 | $121,000 |
| Collateral | 3 | $424,000 | $141,000 | $261,000 | $260,000 | $685,000 |
| Unverifiable Information | 3 | $496,000 | $165,000 | $271,000 | $92,000 | $94,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $382,000 | $191,000 | $288,000 | $95,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.