Home Consultants
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Home Consultants 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Consultants 473 Easton Turnpike Ste A Lake Ariel, PA 18436 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,268 |
| Total Mortgage Loan Application Amount | $288,923,000 |
| Average Mortgage Loan Application Amount | $227,500 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $661,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Home Consultants. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Consultants's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Home Consultants's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Consultants serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Consultants, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Consultants's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 65 | $ 20,750,000 | $ 319,000 | $ 63,000 |
| Prince George's County Maryland | 43 | $ 12,890,000 | $ 299,000 | $ 93,000 |
| Riverside County California | 37 | $ 7,747,000 | $ 209,000 | $ 67,000 |
| Richmond County New York | 32 | $ 10,757,000 | $ 336,000 | $ 79,000 |
| Monmouth County New Jersey | 31 | $ 10,557,000 | $ 340,000 | $ 136,000 |
| Lackawanna County Pennsylvania | 31 | $ 3,950,000 | $ 127,000 | $ 57,000 |
| San Bernardino County California | 28 | $ 6,120,000 | $ 218,000 | $ 63,000 |
| Kings County New York | 28 | $ 11,613,000 | $ 414,000 | $ 67,000 |
| Kern County California | 25 | $ 4,905,000 | $ 196,000 | $ 63,000 |
| Orange County California | 25 | $ 8,398,000 | $ 335,000 | $ 68,000 |
| Anne Arundel County Maryland | 22 | $ 6,507,000 | $ 295,000 | $ 83,000 |
| Broome County New York | 21 | $ 2,351,000 | $ 111,000 | $ 59,000 |
| Oneida County New York | 20 | $ 1,619,000 | $ 80,000 | $ 60,000 |
| Queens County New York | 20 | $ 7,903,000 | $ 395,000 | $ 87,000 |
| Lehigh County Pennsylvania | 20 | $ 3,012,000 | $ 150,000 | $ 53,000 |
| Luzerne County Pennsylvania | 19 | $ 2,251,000 | $ 118,000 | $ 47,000 |
| Baltimore County Maryland | 18 | $ 4,116,000 | $ 228,000 | $ 71,000 |
| Bronx County New York | 17 | $ 7,715,000 | $ 453,000 | $ 91,000 |
| Onondaga County New York | 17 | $ 2,234,000 | $ 131,000 | $ 64,000 |
| Rensselaer County New York | 17 | $ 3,128,000 | $ 184,000 | $ 55,000 |
| Saratoga County New York | 17 | $ 2,894,000 | $ 170,000 | $ 67,000 |
| Charles County Maryland | 16 | $ 4,427,000 | $ 276,000 | $ 77,000 |
| Middlesex County New Jersey | 16 | $ 4,325,000 | $ 270,000 | $ 83,000 |
| Albany County New York | 16 | $ 2,954,000 | $ 184,000 | $ 69,000 |
| Adams County Colorado | 14 | $ 2,230,000 | $ 159,000 | $ 40,000 |
| Essex County New Jersey | 14 | $ 3,809,000 | $ 272,000 | $ 82,000 |
| Baltimore City County Maryland | 13 | $ 2,259,000 | $ 173,000 | $ 35,000 |
| Bernalillo County New Mexico | 13 | $ 2,066,000 | $ 158,000 | $ 42,000 |
| Ocean County New Jersey | 12 | $ 3,107,000 | $ 258,000 | $ 107,000 |
| Union County New Jersey | 12 | $ 3,389,000 | $ 282,000 | $ 97,000 |
| Cayuga County New York | 12 | $ 1,449,000 | $ 120,000 | $ 58,000 |
| Denver County Colorado | 11 | $ 2,124,000 | $ 193,000 | $ 93,000 |
| Westchester County New York | 11 | $ 4,106,000 | $ 373,000 | $ 136,000 |
| Miami-Dade County Florida | 10 | $ 2,696,000 | $ 269,000 | $ 32,000 |
| Calvert County Maryland | 10 | $ 3,081,000 | $ 308,000 | $ 98,000 |
| Wayne County Pennsylvania | 10 | $ 1,525,000 | $ 152,000 | $ 54,000 |
| Arapahoe County Colorado | 9 | $ 1,578,000 | $ 175,000 | $ 54,000 |
| Montgomery County Maryland | 9 | $ 2,518,000 | $ 279,000 | $ 95,000 |
| Suffolk County New York | 9 | $ 3,032,000 | $ 336,000 | $ 50,000 |
| Philadelphia County Pennsylvania | 9 | $ 1,071,000 | $ 119,000 | $ 42,000 |
| Henrico County Virginia | 9 | $ 1,868,000 | $ 207,000 | $ 64,000 |
| Passaic County New Jersey | 8 | $ 2,408,000 | $ 301,000 | $ 65,000 |
| Monroe County New York | 8 | $ 1,058,000 | $ 132,000 | $ 43,000 |
| Orange County New York | 8 | $ 1,828,000 | $ 228,000 | $ 95,000 |
| Sacramento County California | 7 | $ 1,348,000 | $ 192,000 | $ 60,000 |
| East Baton Rouge County Louisiana | 7 | $ 950,000 | $ 135,000 | $ 59,000 |
| Erie County New York | 7 | $ 967,000 | $ 138,000 | $ 48,000 |
| Fulton County New York | 7 | $ 840,000 | $ 120,000 | $ 41,000 |
| Rockland County New York | 7 | $ 2,264,000 | $ 323,000 | $ 84,000 |
| Washington County New York | 7 | $ 1,133,000 | $ 161,000 | $ 67,000 |
| Shelby County Tennessee | 7 | $ 798,000 | $ 114,000 | $ 44,000 |
| Chesterfield County Virginia | 7 | $ 1,404,000 | $ 200,000 | $ 83,000 |
| District of Columbia County District Of Columbia | 6 | $ 1,758,000 | $ 293,000 | $ 46,000 |
| Cook County Illinois | 6 | $ 984,000 | $ 164,000 | $ 33,000 |
| Bergen County New Jersey | 6 | $ 1,891,000 | $ 315,000 | $ 91,000 |
| Nassau County New York | 6 | $ 2,302,000 | $ 383,000 | $ 98,000 |
| Oswego County New York | 6 | $ 436,000 | $ 72,000 | $ 29,000 |
| Schenectady County New York | 6 | $ 834,000 | $ 139,000 | $ 51,000 |
| Tioga County New York | 6 | $ 888,000 | $ 148,000 | $ 71,000 |
| York County Pennsylvania | 6 | $ 643,000 | $ 107,000 | $ 69,000 |
| Imperial County California | 5 | $ 1,036,000 | $ 207,000 | $ 50,000 |
| Jefferson County Colorado | 5 | $ 676,000 | $ 135,000 | $ 145,000 |
| Jefferson County Louisiana | 5 | $ 885,000 | $ 177,000 | $ 45,000 |
| Burlington County New Jersey | 5 | $ 1,184,000 | $ 236,000 | $ 86,000 |
| Morris County New Jersey | 5 | $ 1,447,000 | $ 289,000 | $ 84,000 |
| Mecklenburg County North Carolina | 5 | $ 543,000 | $ 108,000 | $ 49,000 |
| Bucks County Pennsylvania | 5 | $ 909,000 | $ 181,000 | $ 43,000 |
| Northampton County Pennsylvania | 5 | $ 812,000 | $ 162,000 | $ 55,000 |
| Contra Costa County California | 4 | $ 939,000 | $ 234,000 | $ 29,000 |
| San Diego County California | 4 | $ 1,277,000 | $ 319,000 | $ 60,000 |
| Douglas County Colorado | 4 | $ 1,024,000 | $ 256,000 | $ 59,000 |
| Broward County Florida | 4 | $ 734,000 | $ 183,000 | $ 59,000 |
| St. Lucie County Florida | 4 | $ 684,000 | $ 171,000 | $ 67,000 |
| Hudson County New Jersey | 4 | $ 1,083,000 | $ 270,000 | $ 67,000 |
| Dutchess County New York | 4 | $ 884,000 | $ 221,000 | $ 90,000 |
| Berks County Pennsylvania | 4 | $ 519,000 | $ 129,000 | $ 51,000 |
| Montgomery County Pennsylvania | 4 | $ 680,000 | $ 170,000 | $ 33,000 |
| Harris County Texas | 4 | $ 557,000 | $ 139,000 | $ 15,000 |
| Newport News County Virginia | 4 | $ 714,000 | $ 178,000 | $ 45,000 |
| Richmond City County Virginia | 4 | $ 732,000 | $ 183,000 | $ 68,000 |
| Maricopa County Arizona | 3 | $ 596,000 | $ 198,000 | $ 20,000 |
| Fresno County California | 3 | $ 549,000 | $ 183,000 | $ 50,000 |
| El Paso County Colorado | 3 | $ 457,000 | $ 152,000 | $ 38,000 |
| Fairfield County Connecticut | 3 | $ 854,000 | $ 284,000 | $ 74,000 |
| DeKalb County Georgia | 3 | $ 294,000 | $ 98,000 | $ 21,000 |
| Marion County Indiana | 3 | $ 231,000 | $ 77,000 | $ 52,000 |
| Ascension County Louisiana | 3 | $ 330,000 | $ 110,000 | $ 47,000 |
| Carroll County Maryland | 3 | $ 831,000 | $ 277,000 | $ 80,000 |
| St. Mary's County Maryland | 3 | $ 819,000 | $ 273,000 | $ 74,000 |
| Worcester County Massachusetts | 3 | $ 565,000 | $ 188,000 | $ 92,000 |
| Macomb County Michigan | 3 | $ 653,000 | $ 217,000 | $ 60,000 |
| Hunterdon County New Jersey | 3 | $ 650,000 | $ 216,000 | $ 69,000 |
| Sandoval County New Mexico | 3 | $ 398,000 | $ 132,000 | $ 56,000 |
| Chenango County New York | 3 | $ 328,000 | $ 109,000 | $ 60,000 |
| Ulster County New York | 3 | $ 619,000 | $ 206,000 | $ 78,000 |
| York County South Carolina | 3 | $ 722,000 | $ 240,000 | $ 56,000 |
| Dallas County Texas | 3 | $ 448,000 | $ 149,000 | $ 67,000 |
| Alameda County California | 2 | $ 542,000 | $ 271,000 | $ 82,000 |
| San Joaquin County California | 2 | $ 1,630,000 | $ 815,000 | $ 174,000 |
| San Mateo County California | 2 | $ 928,000 | $ 464,000 | $ 43,000 |
| Santa Barbara County California | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| Tulare County California | 2 | $ 400,000 | $ 200,000 | $ 20,000 |
| New Castle County Delaware | 2 | $ 397,000 | $ 198,000 | $ 71,000 |
| Bay County Florida | 2 | $ 521,000 | $ 260,000 | $ 50,000 |
| Lake County Florida | 2 | $ 561,000 | $ 280,000 | $ 55,000 |
| Palm Beach County Florida | 2 | $ 410,000 | $ 205,000 | $ 30,000 |
| Pinellas County Florida | 2 | $ 255,000 | $ 127,000 | $ 49,000 |
| Carroll County Georgia | 2 | $ 348,000 | $ 174,000 | $ 50,000 |
| Cobb County Georgia | 2 | $ 309,000 | $ 154,000 | $ 86,000 |
| Douglas County Georgia | 2 | $ 285,000 | $ 142,000 | $ 28,000 |
| Kennebec County Maine | 2 | $ 355,000 | $ 177,000 | $ 61,000 |
| Cecil County Maryland | 2 | $ 372,000 | $ 186,000 | $ 86,000 |
| Harford County Maryland | 2 | $ 496,000 | $ 248,000 | $ 85,000 |
| Kent County Michigan | 2 | $ 285,000 | $ 142,000 | $ 61,000 |
| Hinds County Mississippi | 2 | $ 275,000 | $ 137,000 | $ 59,000 |
| Atlantic County New Jersey | 2 | $ 549,000 | $ 274,000 | $ 47,000 |
| Cumberland County New Jersey | 2 | $ 336,000 | $ 168,000 | $ 44,000 |
| Salem County New Jersey | 2 | $ 515,000 | $ 257,000 | $ 89,000 |
| Somerset County New Jersey | 2 | $ 972,000 | $ 486,000 | $ 93,000 |
| Warren County New Jersey | 2 | $ 607,000 | $ 303,000 | $ 84,000 |
| Eddy County New Mexico | 2 | $ 173,000 | $ 86,000 | $ 50,000 |
| Delaware County New York | 2 | $ 155,000 | $ 77,000 | $ 44,000 |
| Herkimer County New York | 2 | $ 191,000 | $ 95,000 | $ 43,000 |
| New York County New York | 2 | $ 868,000 | $ 434,000 | $ 230,000 |
| Niagara County New York | 2 | $ 162,000 | $ 81,000 | $ 48,000 |
| Otsego County New York | 2 | $ 212,000 | $ 106,000 | $ 64,000 |
| Schoharie County New York | 2 | $ 157,000 | $ 78,000 | $ 46,000 |
| Seneca County New York | 2 | $ 179,000 | $ 89,000 | $ 52,000 |
| Carbon County Pennsylvania | 2 | $ 210,000 | $ 105,000 | $ 54,000 |
| Chester County Pennsylvania | 2 | $ 443,000 | $ 221,000 | $ 71,000 |
| Dauphin County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 59,000 |
| Delaware County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 89,000 |
| Lycoming County Pennsylvania | 2 | $ 191,000 | $ 95,000 | $ 40,000 |
| Monroe County Pennsylvania | 2 | $ 323,000 | $ 161,000 | $ 47,000 |
| Schuylkill County Pennsylvania | 2 | $ 106,000 | $ 53,000 | $ 49,000 |
| Spartanburg County South Carolina | 2 | $ 194,000 | $ 97,000 | $ 64,000 |
| Loudoun County Virginia | 2 | $ 439,000 | $ 219,000 | $ 36,000 |
| Clarke County Alabama | 1 | $ 171,000 | $ 171,000 | $ 70,000 |
| Jefferson County Alabama | 1 | $ 91,000 | $ 91,000 | $ 32,000 |
| Montgomery County Alabama | 1 | $ 159,000 | $ 159,000 | $ 59,000 |
| Shelby County Alabama | 1 | $ 293,000 | $ 293,000 | $ 74,000 |
| Mohave County Arizona | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Del Norte County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Mariposa County California | 1 | $ 343,000 | $ 343,000 | $ 180,000 |
| Nevada County California | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Placer County California | 1 | $ 368,000 | $ 368,000 | $ 99,000 |
| Plumas County California | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| San Francisco County California | 1 | $ 770,000 | $ 770,000 | $ 0 |
| Santa Clara County California | 1 | $ 296,000 | $ 296,000 | $ 94,000 |
| Solano County California | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Tuolumne County California | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Boulder County Colorado | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Garfield County Colorado | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| La Plata County Colorado | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Park County Colorado | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| San Miguel County Colorado | 1 | $ 651,000 | $ 651,000 | $ 52,000 |
| Weld County Colorado | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Hartford County Connecticut | 1 | $ 247,000 | $ 247,000 | $ 76,000 |
| Duval County Florida | 1 | $ 74,000 | $ 74,000 | $ 35,000 |
| Hillsborough County Florida | 1 | $ 70,000 | $ 70,000 | $ 96,000 |
| Indian River County Florida | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Lee County Florida | 1 | $ 199,000 | $ 199,000 | $ 57,000 |
| Manatee County Florida | 1 | $ 258,000 | $ 258,000 | $ 57,000 |
| Marion County Florida | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Martin County Florida | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Orange County Florida | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Pasco County Florida | 1 | $ 68,000 | $ 68,000 | $ 55,000 |
| Putnam County Florida | 1 | $ 264,000 | $ 264,000 | $ 42,000 |
| Sarasota County Florida | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Volusia County Florida | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Cherokee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Clayton County Georgia | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Dodge County Georgia | 1 | $ 136,000 | $ 136,000 | $ 83,000 |
| Early County Georgia | 1 | $ 272,000 | $ 272,000 | $ 49,000 |
| Fayette County Georgia | 1 | $ 210,000 | $ 210,000 | $ 64,000 |
| Fulton County Georgia | 1 | $ 342,000 | $ 342,000 | $ 83,000 |
| Putnam County Georgia | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Maui County Hawaii | 1 | $ 320,000 | $ 320,000 | $ 62,000 |
| DuPage County Illinois | 1 | $ 289,000 | $ 289,000 | $ 132,000 |
| Madison County Illinois | 1 | $ 164,000 | $ 164,000 | $ 62,000 |
| Will County Illinois | 1 | $ 123,000 | $ 123,000 | $ 59,000 |
| Boone County Indiana | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| Johnson County Indiana | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Assumption County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 60,000 |
| Livingston County Louisiana | 1 | $ 164,000 | $ 164,000 | $ 49,000 |
| St. James County Louisiana | 1 | $ 68,000 | $ 68,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| Terrebonne County Louisiana | 1 | $ 179,000 | $ 179,000 | $ 75,000 |
| Sagadahoc County Maine | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| York County Maine | 1 | $ 270,000 | $ 270,000 | $ 81,000 |
| Howard County Maryland | 1 | $ 352,000 | $ 352,000 | $ 135,000 |
| Queen Anne's County Maryland | 1 | $ 406,000 | $ 406,000 | $ 138,000 |
| Washington County Maryland | 1 | $ 280,000 | $ 280,000 | $ 57,000 |
| Hampden County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Cass County Michigan | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Genesee County Michigan | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Oakland County Michigan | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Washtenaw County Michigan | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Cape Girardeau County Missouri | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| St. Louis County Missouri | 1 | $ 273,000 | $ 273,000 | $ 71,000 |
| St. Louis City County Missouri | 1 | $ 247,000 | $ 247,000 | $ 145,000 |
| Camden County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 32,000 |
| Cape May County New Jersey | 1 | $ 337,000 | $ 337,000 | $ 120,000 |
| Gloucester County New Jersey | 1 | $ 142,000 | $ 142,000 | $ 74,000 |
| Mercer County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 119,000 |
| Taos County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Columbia County New York | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Essex County New York | 1 | $ 190,000 | $ 190,000 | $ 52,000 |
| Greene County New York | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Madison County New York | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Montgomery County New York | 1 | $ 82,000 | $ 82,000 | $ 36,000 |
| Ontario County New York | 1 | $ 239,000 | $ 239,000 | $ 81,000 |
| Orleans County New York | 1 | $ 156,000 | $ 156,000 | $ 66,000 |
| Sullivan County New York | 1 | $ 231,000 | $ 231,000 | $ 126,000 |
| Warren County New York | 1 | $ 234,000 | $ 234,000 | $ 42,000 |
| Wyoming County New York | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 67,000 |
| Gaston County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 54,000 |
| Guilford County North Carolina | 1 | $ 224,000 | $ 224,000 | $ 102,000 |
| Jackson County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 55,000 |
| Northampton County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 25,000 |
| Rowan County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Union County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 31,000 |
| Adams County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 46,000 |
| Allegheny County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 51,000 |
| Butler County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Cumberland County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 34,000 |
| Lancaster County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 64,000 |
| Lebanon County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 63,000 |
| Perry County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 70,000 |
| Pike County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Susquehanna County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 36,000 |
| Washington County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 93,000 |
| Wyoming County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 75,000 |
| Charleston County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 98,000 |
| Greenville County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 86,000 |
| Lexington County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Cheatham County Tennessee | 1 | $ 186,000 | $ 186,000 | $ 56,000 |
| Cocke County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| Obion County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 43,000 |
| Rutherford County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 96,000 |
| Sumner County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 51,000 |
| Brazoria County Texas | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Calhoun County Texas | 1 | $ 118,000 | $ 118,000 | $ 16,000 |
| Galveston County Texas | 1 | $ 372,000 | $ 372,000 | $ 55,000 |
| Hunt County Texas | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Tarrant County Texas | 1 | $ 146,000 | $ 146,000 | $ 79,000 |
| Travis County Texas | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Arlington County Virginia | 1 | $ 248,000 | $ 248,000 | $ 94,000 |
| Bedford County Virginia | 1 | $ 172,000 | $ 172,000 | $ 66,000 |
| Dinwiddie County Virginia | 1 | $ 212,000 | $ 212,000 | $ 50,000 |
| Fairfax County Virginia | 1 | $ 314,000 | $ 314,000 | $ 65,000 |
| Gloucester County Virginia | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Hanover County Virginia | 1 | $ 230,000 | $ 230,000 | $ 59,000 |
| King and Queen County Virginia | 1 | $ 151,000 | $ 151,000 | $ 74,000 |
| King George County Virginia | 1 | $ 251,000 | $ 251,000 | $ 52,000 |
| Lancaster County Virginia | 1 | $ 84,000 | $ 84,000 | $ 77,000 |
| Manassas County Virginia | 1 | $ 432,000 | $ 432,000 | $ 84,000 |
| Manassas Park County Virginia | 1 | $ 154,000 | $ 154,000 | $ 37,000 |
| Nelson County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Prince William County Virginia | 1 | $ 218,000 | $ 218,000 | $ 66,000 |
| Stafford County Virginia | 1 | $ 251,000 | $ 251,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 231,000 | $ 231,000 | $ 71,000 |
| Wythe County Virginia | 1 | $ 49,000 | $ 49,000 | $ 127,000 |
| King County Washington | 1 | $ 268,000 | $ 268,000 | $ 50,000 |
| Jefferson County West Virginia | 1 | $ 327,000 | $ 327,000 | $ 75,000 |
| Dane County Wisconsin | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 0 |
Mortgage Loan Application Detail Totals for Home Consultants in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 657 | $148,687,000 | $226,000 | $778,000 | $72,000 | $661,000 |
| Refinancing | 611 | $140,236,000 | $229,000 | $1,500,000 | $62,000 | $503,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 589 | $121,437,000 | $206,000 | $1,500,000 | $75,000 | $515,000 |
| Not Provided | 371 | $88,707,000 | $239,000 | $778,000 | $50,000 | $311,000 |
| Black or African American | 152 | $40,046,000 | $263,000 | $668,000 | $75,000 | $195,000 |
| Hispanic | 126 | $30,067,000 | $238,000 | $608,000 | $69,000 | $661,000 |
| Asian | 24 | $7,466,000 | $311,000 | $534,000 | $95,000 | $162,000 |
| American Indian or Alaskan Native | 3 | $362,000 | $120,000 | $158,000 | $54,000 | $71,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $838,000 | $279,000 | $336,000 | $63,000 | $82,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 881 | $189,861,000 | $215,000 | $732,000 | $61,000 | $515,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 354 | $91,605,000 | $258,000 | $1,500,000 | $84,000 | $661,000 |
| VA-guaranteed (Veterans Administration) | 33 | $7,457,000 | $225,000 | $417,000 | $67,000 | $166,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 750 | $162,727,000 | $216,000 | $732,000 | $77,000 | $661,000 |
| Application Denied By Financial Institution | 223 | $56,992,000 | $255,000 | $1,500,000 | $67,000 | $503,000 |
| Application Withdrawn By Applicant | 172 | $40,975,000 | $238,000 | $778,000 | $35,000 | $364,000 |
| Application Approved But Not Accepted | 88 | $20,995,000 | $238,000 | $660,000 | $66,000 | $177,000 |
| File Closed For Incompleteness | 34 | $6,877,000 | $202,000 | $525,000 | $32,000 | $162,000 |
| Loan Purchased By The Institution | 1 | $357,000 | $357,000 | $357,000 | $119,000 | $119,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 39 | $11,660,000 | $298,000 | $1,500,000 | $87,000 | $503,000 |
| Other | 27 | $6,800,000 | $251,000 | $670,000 | $64,000 | $161,000 |
| Credit History | 24 | $4,798,000 | $199,000 | $414,000 | $50,000 | $129,000 |
| Unverifiable Information | 11 | $3,563,000 | $323,000 | $528,000 | $58,000 | $105,000 |
| Collateral | 10 | $2,318,000 | $231,000 | $343,000 | $62,000 | $180,000 |
| Employment History | 3 | $428,000 | $142,000 | $154,000 | $58,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $139,000 | $139,000 | $139,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Consultants's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Consultants's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.