Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Home Loan Specialists.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Home Loan Specialists 23330 Mill Creek Dr., 2Nd Floor Laguna Hills, CA 92653 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,283 |
Total Mortgage Loan Application Amount | $677,801,000 |
Average Mortgage Loan Application Amount | $290,000 |
Highest Mortgage Loan Application Amount | $2,874,000 |
Average Applicant Income | $120,500 |
Highest Applicant Income | $1,440,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Los Angeles County California | 578 | $ 173,996,000 | $ 301,000 | $ 101,000 |
Riverside County California | 331 | $ 98,455,000 | $ 297,000 | $ 126,000 |
San Bernardino County California | 321 | $ 72,652,000 | $ 226,000 | $ 95,000 |
Orange County California | 215 | $ 83,851,000 | $ 390,000 | $ 164,000 |
San Diego County California | 109 | $ 34,786,000 | $ 319,000 | $ 111,000 |
Contra Costa County California | 76 | $ 25,769,000 | $ 339,000 | $ 115,000 |
Sacramento County California | 63 | $ 14,600,000 | $ 231,000 | $ 92,000 |
Kern County California | 55 | $ 10,436,000 | $ 189,000 | $ 97,000 |
Ventura County California | 49 | $ 22,017,000 | $ 449,000 | $ 131,000 |
Alameda County California | 43 | $ 14,023,000 | $ 326,000 | $ 121,000 |
Monterey County California | 39 | $ 14,368,000 | $ 368,000 | $ 124,000 |
Santa Clara County California | 31 | $ 16,470,000 | $ 531,000 | $ 173,000 |
Solano County California | 30 | $ 8,557,000 | $ 285,000 | $ 87,000 |
San Joaquin County California | 29 | $ 7,391,000 | $ 254,000 | $ 92,000 |
Fresno County California | 25 | $ 4,881,000 | $ 195,000 | $ 84,000 |
San Mateo County California | 21 | $ 9,804,000 | $ 466,000 | $ 181,000 |
Tulare County California | 20 | $ 3,593,000 | $ 179,000 | $ 127,000 |
Merced County California | 11 | $ 3,117,000 | $ 283,000 | $ 120,000 |
Yolo County California | 11 | $ 3,366,000 | $ 306,000 | $ 138,000 |
Stanislaus County California | 10 | $ 2,143,000 | $ 214,000 | $ 159,000 |
Santa Barbara County California | 9 | $ 3,145,000 | $ 349,000 | $ 72,000 |
Santa Cruz County California | 9 | $ 3,883,000 | $ 431,000 | $ 143,000 |
Sonoma County California | 9 | $ 2,965,000 | $ 329,000 | $ 100,000 |
Lake County Florida | 8 | $ 1,194,000 | $ 149,000 | $ 600,000 |
Miami-Dade County Florida | 8 | $ 2,342,000 | $ 292,000 | $ 108,000 |
Colusa County California | 6 | $ 1,086,000 | $ 181,000 | $ 89,000 |
El Dorado County California | 5 | $ 2,085,000 | $ 417,000 | $ 104,000 |
St. Lucie County Florida | 5 | $ 685,000 | $ 137,000 | $ 56,000 |
Honolulu County Hawaii | 5 | $ 2,352,000 | $ 470,000 | $ 467,000 |
Maricopa County Arizona | 4 | $ 511,000 | $ 127,000 | $ 31,000 |
Butte County California | 4 | $ 781,000 | $ 195,000 | $ 41,000 |
Madera County California | 4 | $ 1,318,000 | $ 329,000 | $ 63,000 |
Mendocino County California | 4 | $ 1,294,000 | $ 323,000 | $ 15,000 |
Placer County California | 4 | $ 1,747,000 | $ 436,000 | $ 132,000 |
San Benito County California | 4 | $ 1,503,000 | $ 375,000 | $ 76,000 |
Orange County Florida | 4 | $ 681,000 | $ 170,000 | $ 124,000 |
Hawaii County Hawaii | 4 | $ 946,000 | $ 236,000 | $ 660,000 |
Kings County California | 3 | $ 276,000 | $ 92,000 | $ 74,000 |
Lake County California | 3 | $ 1,275,000 | $ 425,000 | $ 159,000 |
Mariposa County California | 3 | $ 877,000 | $ 292,000 | $ 85,000 |
Napa County California | 3 | $ 789,000 | $ 263,000 | $ 40,000 |
San Luis Obispo County California | 3 | $ 1,213,000 | $ 404,000 | $ 185,000 |
Sutter County California | 3 | $ 475,000 | $ 158,000 | $ 11,000 |
Broward County Florida | 3 | $ 404,000 | $ 134,000 | $ 25,000 |
Prince George's County Maryland | 3 | $ 826,000 | $ 275,000 | $ 120,000 |
Lane County Oregon | 3 | $ 555,000 | $ 185,000 | $ 118,000 |
Multnomah County Oregon | 3 | $ 540,000 | $ 180,000 | $ 70,000 |
Pinal County Arizona | 2 | $ 284,000 | $ 142,000 | $ 190,000 |
Glenn County California | 2 | $ 144,000 | $ 72,000 | $ 63,000 |
Humboldt County California | 2 | $ 359,000 | $ 179,000 | $ 114,000 |
Imperial County California | 2 | $ 376,000 | $ 188,000 | $ 175,000 |
Lassen County California | 2 | $ 229,000 | $ 114,000 | $ 0 |
Mono County California | 2 | $ 612,000 | $ 306,000 | $ 0 |
Nevada County California | 2 | $ 1,024,000 | $ 512,000 | $ 158,000 |
Shasta County California | 2 | $ 375,000 | $ 187,000 | $ 110,000 |
Tuolumne County California | 2 | $ 228,000 | $ 114,000 | $ 171,000 |
Yuba County California | 2 | $ 390,000 | $ 195,000 | $ 134,000 |
Denver County Colorado | 2 | $ 345,000 | $ 172,000 | $ 171,000 |
Douglas County Colorado | 2 | $ 743,000 | $ 371,000 | $ 239,000 |
Park County Colorado | 2 | $ 183,000 | $ 91,000 | $ 78,000 |
Brevard County Florida | 2 | $ 537,000 | $ 268,000 | $ 42,000 |
Citrus County Florida | 2 | $ 184,000 | $ 92,000 | $ 168,000 |
Clay County Florida | 2 | $ 196,000 | $ 98,000 | $ 100,000 |
Hillsborough County Florida | 2 | $ 381,000 | $ 190,000 | $ 0 |
Indian River County Florida | 2 | $ 421,000 | $ 210,000 | $ 139,000 |
Jackson County Florida | 2 | $ 127,000 | $ 63,000 | $ 56,000 |
Manatee County Florida | 2 | $ 266,000 | $ 133,000 | $ 70,000 |
Marion County Florida | 2 | $ 344,000 | $ 172,000 | $ 126,000 |
Osceola County Florida | 2 | $ 239,000 | $ 119,000 | $ 64,000 |
Sarasota County Florida | 2 | $ 428,000 | $ 214,000 | $ 45,000 |
Seminole County Florida | 2 | $ 243,000 | $ 121,000 | $ 75,000 |
Walton County Florida | 2 | $ 295,000 | $ 147,000 | $ 112,000 |
Maui County Hawaii | 2 | $ 552,000 | $ 276,000 | $ 60,000 |
Marion County Indiana | 2 | $ 185,000 | $ 92,000 | $ 81,000 |
Washington County Oregon | 2 | $ 335,000 | $ 167,000 | $ 95,000 |
Blount County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 113,000 |
Thurston County Washington | 2 | $ 227,000 | $ 113,000 | $ 303,000 |
Pima County Arizona | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
Calaveras County California | 1 | $ 525,000 | $ 525,000 | $ 286,000 |
Plumas County California | 1 | $ 200,000 | $ 200,000 | $ 66,000 |
San Francisco County California | 1 | $ 650,000 | $ 650,000 | $ 154,000 |
Siskiyou County California | 1 | $ 150,000 | $ 150,000 | $ 29,000 |
Arapahoe County Colorado | 1 | $ 214,000 | $ 214,000 | $ 0 |
El Paso County Colorado | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
Larimer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
Mesa County Colorado | 1 | $ 228,000 | $ 228,000 | $ 95,000 |
New Haven County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
Baker County Florida | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
Collier County Florida | 1 | $ 448,000 | $ 448,000 | $ 198,000 |
Duval County Florida | 1 | $ 207,000 | $ 207,000 | $ 43,000 |
Escambia County Florida | 1 | $ 158,000 | $ 158,000 | $ 53,000 |
Lee County Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
Leon County Florida | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
Madison County Florida | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Palm Beach County Florida | 1 | $ 320,000 | $ 320,000 | $ 122,000 |
Baltimore County Maryland | 1 | $ 209,000 | $ 209,000 | $ 0 |
Howard County Maryland | 1 | $ 206,000 | $ 206,000 | $ 49,000 |
Flathead County Montana | 1 | $ 312,000 | $ 312,000 | $ 89,000 |
Clark County Nevada | 1 | $ 326,000 | $ 326,000 | $ 98,000 |
Lyon County Nevada | 1 | $ 230,000 | $ 230,000 | $ 63,000 |
Roosevelt County New Mexico | 1 | $ 226,000 | $ 226,000 | $ 216,000 |
Josephine County Oregon | 1 | $ 186,000 | $ 186,000 | $ 69,000 |
Monroe County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 91,000 |
Iron County Utah | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
Utah County Utah | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
Washington County Utah | 1 | $ 248,000 | $ 248,000 | $ 0 |
Teton County Wyoming | 1 | $ 475,000 | $ 475,000 | $ 118,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,514 | $469,437,000 | $310,000 | $2,874,000 | $108,000 | $1,440,000 |
Home Purchase | 769 | $208,364,000 | $270,000 | $1,600,000 | $133,000 | $854,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Hispanic | 980 | $257,438,000 | $262,000 | $2,000,000 | $95,000 | $731,000 |
White | 546 | $185,843,000 | $340,000 | $2,874,000 | $165,000 | $1,440,000 |
Not Provided | 495 | $151,214,000 | $305,000 | $1,500,000 | $108,000 | $600,000 |
Black or African American | 133 | $38,024,000 | $285,000 | $980,000 | $90,000 | $662,000 |
Asian | 105 | $38,952,000 | $370,000 | $1,293,000 | $142,000 | $900,000 |
Native Hawaiian or Other Pacific Islander | 22 | $5,831,000 | $265,000 | $578,000 | $84,000 | $185,000 |
American Indian or Alaskan Native | 2 | $499,000 | $249,000 | $256,000 | $214,000 | $351,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,279 | $676,161,000 | $296,000 | $2,874,000 | $117,000 | $1,440,000 |
FHA-insured (Federal Housing Administration) | 2 | $824,000 | $412,000 | $468,000 | $49,000 | $98,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $816,000 | $408,000 | $488,000 | $112,000 | $144,000 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,013 | $291,857,000 | $288,000 | $2,310,000 | $104,000 | $731,000 |
Application Denied By Financial Institution | 696 | $208,170,000 | $299,000 | $1,500,000 | $132,000 | $1,440,000 |
Application Approved But Not Accepted | 398 | $121,289,000 | $304,000 | $2,874,000 | $117,000 | $1,075,000 |
Application Withdrawn By Applicant | 124 | $36,384,000 | $293,000 | $1,190,000 | $116,000 | $456,000 |
File Closed For Incompleteness | 52 | $20,101,000 | $386,000 | $2,000,000 | $150,000 | $780,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 291 | $83,384,000 | $286,000 | $1,460,000 | $122,000 | $900,000 |
Unverifiable Information | 91 | $25,582,000 | $281,000 | $780,000 | $114,000 | $365,000 |
Collateral | 82 | $25,146,000 | $306,000 | $1,295,000 | $138,000 | $600,000 |
Debt-To-Income Ratio | 71 | $20,950,000 | $295,000 | $1,190,000 | $146,000 | $720,000 |
Employment History | 51 | $15,027,000 | $294,000 | $980,000 | $147,000 | $1,075,000 |
Insufficient Cash (Downpayment, Closing Cost) | 44 | $15,082,000 | $342,000 | $1,200,000 | $120,000 | $360,000 |
Other | 35 | $11,343,000 | $324,000 | $1,500,000 | $145,000 | $854,000 |
Credit Application Incomplete | 1 | $288,000 | $288,000 | $288,000 | $104,000 | $104,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.