The Home Savings And Loan Comp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
The Home Savings And Loan Comp 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Savings And Loan Comp 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,445 |
| Total Mortgage Loan Application Amount | $680,719,000 |
| Average Mortgage Loan Application Amount | $169,000 |
| Highest Mortgage Loan Application Amount | $16,156,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $4,383,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with The Home Savings And Loan Comp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Savings And Loan Comp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down The Home Savings And Loan Comp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Savings And Loan Comp serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Savings And Loan Comp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Savings And Loan Comp's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 779 | $ 85,680,000 | $ 109,000 | $ 75,000 |
| Columbiana County Ohio | 317 | $ 28,965,000 | $ 91,000 | $ 67,000 |
| Trumbull County Ohio | 157 | $ 17,941,000 | $ 114,000 | $ 73,000 |
| Monongalia County West Virginia | 150 | $ 36,400,000 | $ 242,000 | $ 130,000 |
| Cuyahoga County Ohio | 122 | $ 47,817,000 | $ 391,000 | $ 191,000 |
| Allegheny County Pennsylvania | 117 | $ 30,135,000 | $ 257,000 | $ 121,000 |
| Lake County Ohio | 109 | $ 45,540,000 | $ 417,000 | $ 163,000 |
| Medina County Ohio | 93 | $ 23,554,000 | $ 253,000 | $ 145,000 |
| Lucas County Ohio | 92 | $ 15,709,000 | $ 170,000 | $ 98,000 |
| Stark County Ohio | 91 | $ 20,075,000 | $ 220,000 | $ 119,000 |
| Summit County Ohio | 89 | $ 21,036,000 | $ 236,000 | $ 122,000 |
| Geauga County Ohio | 85 | $ 30,487,000 | $ 358,000 | $ 154,000 |
| Franklin County Ohio | 78 | $ 26,727,000 | $ 342,000 | $ 188,000 |
| Huron County Ohio | 68 | $ 6,728,000 | $ 98,000 | $ 66,000 |
| Portage County Ohio | 67 | $ 13,126,000 | $ 195,000 | $ 111,000 |
| Delaware County Ohio | 66 | $ 24,560,000 | $ 372,000 | $ 160,000 |
| Beaver County Pennsylvania | 59 | $ 10,490,000 | $ 177,000 | $ 94,000 |
| Butler County Pennsylvania | 52 | $ 15,565,000 | $ 299,000 | $ 145,000 |
| Wood County Ohio | 51 | $ 12,479,000 | $ 244,000 | $ 114,000 |
| Westmoreland County Pennsylvania | 49 | $ 11,446,000 | $ 233,000 | $ 101,000 |
| Licking County Ohio | 43 | $ 11,577,000 | $ 269,000 | $ 113,000 |
| Seneca County Ohio | 40 | $ 5,648,000 | $ 141,000 | $ 95,000 |
| Ashland County Ohio | 39 | $ 5,693,000 | $ 145,000 | $ 73,000 |
| Erie County Ohio | 39 | $ 5,969,000 | $ 153,000 | $ 95,000 |
| Sandusky County Ohio | 39 | $ 5,748,000 | $ 147,000 | $ 83,000 |
| Lawrence County Pennsylvania | 28 | $ 4,759,000 | $ 169,000 | $ 85,000 |
| Marion County West Virginia | 28 | $ 5,320,000 | $ 190,000 | $ 90,000 |
| Lorain County Ohio | 27 | $ 5,366,000 | $ 198,000 | $ 101,000 |
| Wayne County Ohio | 24 | $ 4,782,000 | $ 199,000 | $ 86,000 |
| Union County Ohio | 22 | $ 6,536,000 | $ 297,000 | $ 156,000 |
| Harrison County West Virginia | 21 | $ 2,989,000 | $ 142,000 | $ 76,000 |
| Washington County Pennsylvania | 20 | $ 5,273,000 | $ 263,000 | $ 120,000 |
| Preston County West Virginia | 20 | $ 3,156,000 | $ 157,000 | $ 89,000 |
| Monroe County Michigan | 17 | $ 4,202,000 | $ 247,000 | $ 117,000 |
| Belmont County Ohio | 17 | $ 2,861,000 | $ 168,000 | $ 82,000 |
| Fairfield County Ohio | 16 | $ 3,734,000 | $ 233,000 | $ 115,000 |
| Morrow County Ohio | 16 | $ 3,739,000 | $ 233,000 | $ 112,000 |
| Ottawa County Ohio | 15 | $ 3,277,000 | $ 218,000 | $ 172,000 |
| Pickaway County Ohio | 14 | $ 3,815,000 | $ 272,000 | $ 110,000 |
| Fayette County Pennsylvania | 14 | $ 2,512,000 | $ 179,000 | $ 75,000 |
| Richland County Ohio | 12 | $ 1,435,000 | $ 119,000 | $ 89,000 |
| Mercer County Pennsylvania | 11 | $ 1,724,000 | $ 156,000 | $ 84,000 |
| Marshall County West Virginia | 10 | $ 2,126,000 | $ 212,000 | $ 90,000 |
| Hancock County Ohio | 8 | $ 1,849,000 | $ 231,000 | $ 91,000 |
| Knox County Ohio | 8 | $ 2,225,000 | $ 278,000 | $ 146,000 |
| Indiana County Pennsylvania | 8 | $ 1,747,000 | $ 218,000 | $ 104,000 |
| Ashtabula County Ohio | 6 | $ 1,176,000 | $ 196,000 | $ 116,000 |
| Pike County Ohio | 6 | $ 1,085,000 | $ 180,000 | $ 82,000 |
| Tuscarawas County Ohio | 6 | $ 1,292,000 | $ 215,000 | $ 104,000 |
| Wood County West Virginia | 6 | $ 1,406,000 | $ 234,000 | $ 130,000 |
| Allen County Ohio | 5 | $ 1,132,000 | $ 226,000 | $ 120,000 |
| Carroll County Ohio | 5 | $ 799,000 | $ 159,000 | $ 86,000 |
| Hardin County Ohio | 5 | $ 1,120,000 | $ 224,000 | $ 129,000 |
| Jefferson County Ohio | 5 | $ 1,065,000 | $ 213,000 | $ 107,000 |
| Marion County Ohio | 5 | $ 945,000 | $ 189,000 | $ 89,000 |
| Williams County Ohio | 5 | $ 647,000 | $ 129,000 | $ 102,000 |
| Wyandot County Ohio | 5 | $ 830,000 | $ 166,000 | $ 76,000 |
| Armstrong County Pennsylvania | 5 | $ 1,238,000 | $ 247,000 | $ 135,000 |
| Clarion County Pennsylvania | 5 | $ 696,000 | $ 139,000 | $ 68,000 |
| Hancock County West Virginia | 5 | $ 961,000 | $ 192,000 | $ 89,000 |
| Auglaize County Ohio | 4 | $ 1,163,000 | $ 290,000 | $ 91,000 |
| Madison County Ohio | 4 | $ 1,133,000 | $ 283,000 | $ 111,000 |
| Muskingum County Ohio | 4 | $ 862,000 | $ 215,000 | $ 90,000 |
| Greene County Pennsylvania | 4 | $ 894,000 | $ 223,000 | $ 101,000 |
| Somerset County Pennsylvania | 4 | $ 923,000 | $ 230,000 | $ 200,000 |
| Brooke County West Virginia | 4 | $ 1,356,000 | $ 339,000 | $ 162,000 |
| Taylor County West Virginia | 4 | $ 1,152,000 | $ 288,000 | $ 122,000 |
| Clinton County Ohio | 3 | $ 543,000 | $ 181,000 | $ 53,000 |
| Fulton County Ohio | 3 | $ 782,000 | $ 260,000 | $ 99,000 |
| Henry County Ohio | 3 | $ 538,000 | $ 179,000 | $ 80,000 |
| Ross County Ohio | 3 | $ 565,000 | $ 188,000 | $ 85,000 |
| Warren County Ohio | 3 | $ 1,194,000 | $ 398,000 | $ 152,000 |
| Venango County Pennsylvania | 3 | $ 219,000 | $ 73,000 | $ 70,000 |
| Braxton County West Virginia | 3 | $ 287,000 | $ 95,000 | $ 50,000 |
| Ohio County West Virginia | 3 | $ 700,000 | $ 233,000 | $ 83,000 |
| Lee County Florida | 2 | $ 494,000 | $ 247,000 | $ 236,000 |
| Sarasota County Florida | 2 | $ 387,000 | $ 193,000 | $ 89,000 |
| St. Lucie County Florida | 2 | $ 1,490,000 | $ 745,000 | $ 235,000 |
| Lenawee County Michigan | 2 | $ 367,000 | $ 183,000 | $ 92,000 |
| Champaign County Ohio | 2 | $ 411,000 | $ 205,000 | $ 74,000 |
| Clermont County Ohio | 2 | $ 417,000 | $ 208,000 | $ 119,000 |
| Guernsey County Ohio | 2 | $ 394,000 | $ 197,000 | $ 67,000 |
| Hamilton County Ohio | 2 | $ 5,303,000 | $ 2,651,000 | $ 2,229,000 |
| Logan County Ohio | 2 | $ 476,000 | $ 238,000 | $ 117,000 |
| Meigs County Ohio | 2 | $ 578,000 | $ 289,000 | $ 146,000 |
| Monroe County Ohio | 2 | $ 228,000 | $ 114,000 | $ 145,000 |
| Morgan County Ohio | 2 | $ 324,000 | $ 162,000 | $ 45,000 |
| Perry County Ohio | 2 | $ 374,000 | $ 187,000 | $ 105,000 |
| Scioto County Ohio | 2 | $ 348,000 | $ 174,000 | $ 168,000 |
| Shelby County Ohio | 2 | $ 378,000 | $ 189,000 | $ 125,000 |
| Cambria County Pennsylvania | 2 | $ 387,000 | $ 193,000 | $ 83,000 |
| Clearfield County Pennsylvania | 2 | $ 535,000 | $ 267,000 | $ 166,000 |
| Kanawha County West Virginia | 2 | $ 486,000 | $ 243,000 | $ 492,000 |
| Lewis County West Virginia | 2 | $ 381,000 | $ 190,000 | $ 89,000 |
| Tucker County West Virginia | 2 | $ 253,000 | $ 126,000 | $ 38,000 |
| Charlotte County Florida | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Collier County Florida | 1 | $ 310,000 | $ 310,000 | $ 204,000 |
| Columbia County Florida | 1 | $ 149,000 | $ 149,000 | $ 121,000 |
| Hernando County Florida | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
| Manatee County Florida | 1 | $ 252,000 | $ 252,000 | $ 156,000 |
| Palm Beach County Florida | 1 | $ 260,000 | $ 260,000 | $ 100,000 |
| Pinellas County Florida | 1 | $ 326,000 | $ 326,000 | $ 209,000 |
| Seminole County Florida | 1 | $ 99,000 | $ 99,000 | $ 224,000 |
| Sumter County Florida | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
| Oakland County Michigan | 1 | $ 496,000 | $ 496,000 | $ 158,000 |
| Ottawa County Michigan | 1 | $ 151,000 | $ 151,000 | $ 70,000 |
| Brown County Ohio | 1 | $ 220,000 | $ 220,000 | $ 75,000 |
| Clark County Ohio | 1 | $ 312,000 | $ 312,000 | $ 121,000 |
| Crawford County Ohio | 1 | $ 239,000 | $ 239,000 | $ 122,000 |
| Greene County Ohio | 1 | $ 228,000 | $ 228,000 | $ 60,000 |
| Harrison County Ohio | 1 | $ 270,000 | $ 270,000 | $ 118,000 |
| Highland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 107,000 |
| Holmes County Ohio | 1 | $ 72,000 | $ 72,000 | $ 101,000 |
| Mercer County Ohio | 1 | $ 332,000 | $ 332,000 | $ 126,000 |
| Miami County Ohio | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Washington County Ohio | 1 | $ 203,000 | $ 203,000 | $ 84,000 |
| Dauphin County Pennsylvania | 1 | $ 259,000 | $ 259,000 | $ 194,000 |
| Franklin County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| Juniata County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Charleston County South Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 491,000 |
| Barbour County West Virginia | 1 | $ 238,000 | $ 238,000 | $ 85,000 |
| Gilmer County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Pleasants County West Virginia | 1 | $ 229,000 | $ 229,000 | $ 94,000 |
| Putnam County West Virginia | 1 | $ 230,000 | $ 230,000 | $ 204,000 |
| Tyler County West Virginia | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Upshur County West Virginia | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for The Home Savings And Loan Comp in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,156 | $470,908,000 | $218,000 | $4,688,000 | $109,000 | $1,625,000 |
| Refinancing | 960 | $174,023,000 | $181,000 | $16,156,000 | $106,000 | $4,383,000 |
| Home Improvement | 329 | $35,788,000 | $108,000 | $1,365,000 | $87,000 | $987,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,895 | $546,607,000 | $188,000 | $5,139,000 | $106,000 | $4,383,000 |
| Not Provided | 436 | $86,574,000 | $198,000 | $1,365,000 | $109,000 | $800,000 |
| Black or African American | 56 | $7,554,000 | $134,000 | $617,000 | $69,000 | $240,000 |
| Hispanic | 23 | $2,737,000 | $119,000 | $450,000 | $67,000 | $141,000 |
| Asian | 20 | $7,684,000 | $384,000 | $880,000 | $274,000 | $1,118,000 |
| Not applicable | 10 | $28,426,000 | $2,842,000 | $16,156,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $645,000 | $215,000 | $300,000 | $77,000 | $108,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $492,000 | $246,000 | $417,000 | $177,000 | $312,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,248 | $655,140,000 | $201,000 | $16,156,000 | $109,000 | $4,383,000 |
| FHA-insured (Federal Housing Administration) | 132 | $16,369,000 | $124,000 | $303,000 | $65,000 | $185,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $4,532,000 | $113,000 | $226,000 | $45,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,678,000 | $187,000 | $382,000 | $79,000 | $152,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,681 | $526,537,000 | $196,000 | $4,688,000 | $106,000 | $1,625,000 |
| Application Denied By Financial Institution | 388 | $60,310,000 | $155,000 | $5,139,000 | $91,000 | $4,383,000 |
| Application Approved But Not Accepted | 195 | $43,617,000 | $223,000 | $1,163,000 | $130,000 | $1,118,000 |
| Application Withdrawn By Applicant | 175 | $48,976,000 | $279,000 | $16,156,000 | $105,000 | $600,000 |
| File Closed For Incompleteness | 6 | $1,279,000 | $213,000 | $417,000 | $151,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 140 | $35,902,000 | $256,000 | $5,139,000 | $160,000 | $4,383,000 |
| Credit History | 107 | $7,627,000 | $71,000 | $407,000 | $55,000 | $154,000 |
| Debt-To-Income Ratio | 100 | $12,376,000 | $123,000 | $475,000 | $46,000 | $160,000 |
| Other | 18 | $2,010,000 | $111,000 | $320,000 | $63,000 | $164,000 |
| Credit Application Incomplete | 7 | $372,000 | $53,000 | $164,000 | $64,000 | $144,000 |
| Employment History | 5 | $734,000 | $146,000 | $257,000 | $45,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $676,000 | $135,000 | $279,000 | $36,000 | $63,000 |
| Unverifiable Information | 4 | $382,000 | $95,000 | $203,000 | $79,000 | $112,000 |
| Mortgage Insurance Denied | 2 | $231,000 | $115,000 | $127,000 | $102,000 | $142,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Savings And Loan Comp's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Savings And Loan Comp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.