Home Team Financial Llc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Team Financial Llc 101 E. Main Street Mount Joy, PA 17552 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 1,565 |
| Total Mortgage Loan Application Amount | $317,646,000 |
| Average Mortgage Loan Application Amount | $142,000 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $51,666 |
| Highest Applicant Income | $2,256,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Home Team Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Team Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Home Team Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Team Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Team Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Team Financial Llc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 186 | $ 29,527,000 | $ 158,000 | $ 62,000 |
| Cook County Illinois | 68 | $ 16,062,000 | $ 236,000 | $ 69,000 |
| Prince George's County Maryland | 57 | $ 16,655,000 | $ 292,000 | $ 71,000 |
| Baltimore County Maryland | 34 | $ 7,315,000 | $ 215,000 | $ 57,000 |
| Philadelphia County Pennsylvania | 32 | $ 4,903,000 | $ 153,000 | $ 49,000 |
| Chemung County New York | 29 | $ 2,053,000 | $ 70,000 | $ 41,000 |
| York County Pennsylvania | 29 | $ 4,312,000 | $ 148,000 | $ 59,000 |
| Chester County Pennsylvania | 28 | $ 6,441,000 | $ 230,000 | $ 68,000 |
| Montgomery County Maryland | 26 | $ 9,005,000 | $ 346,000 | $ 76,000 |
| Montgomery County Pennsylvania | 25 | $ 7,314,000 | $ 292,000 | $ 68,000 |
| Bucks County Pennsylvania | 24 | $ 6,231,000 | $ 259,000 | $ 73,000 |
| Berks County Pennsylvania | 23 | $ 3,376,000 | $ 146,000 | $ 57,000 |
| Virginia Beach County Virginia | 23 | $ 4,783,000 | $ 207,000 | $ 151,000 |
| Anne Arundel County Maryland | 22 | $ 6,634,000 | $ 301,000 | $ 68,000 |
| Lycoming County Pennsylvania | 22 | $ 1,949,000 | $ 88,000 | $ 35,000 |
| Will County Illinois | 20 | $ 4,121,000 | $ 206,000 | $ 48,000 |
| Delaware County Pennsylvania | 19 | $ 4,353,000 | $ 229,000 | $ 92,000 |
| Prince William County Virginia | 19 | $ 6,740,000 | $ 354,000 | $ 68,000 |
| Baltimore City County Maryland | 18 | $ 3,535,000 | $ 196,000 | $ 47,000 |
| Allegheny County Pennsylvania | 16 | $ 2,052,000 | $ 128,000 | $ 52,000 |
| Broward County Florida | 15 | $ 3,618,000 | $ 241,000 | $ 64,000 |
| Duval County Florida | 15 | $ 2,357,000 | $ 157,000 | $ 60,000 |
| DuPage County Illinois | 15 | $ 4,333,000 | $ 288,000 | $ 86,000 |
| Cumberland County Pennsylvania | 15 | $ 2,571,000 | $ 171,000 | $ 48,000 |
| Dauphin County Pennsylvania | 14 | $ 2,043,000 | $ 145,000 | $ 58,000 |
| Chesterfield County Virginia | 14 | $ 2,749,000 | $ 196,000 | $ 61,000 |
| Gwinnett County Georgia | 13 | $ 2,438,000 | $ 187,000 | $ 60,000 |
| Harford County Maryland | 13 | $ 3,555,000 | $ 273,000 | $ 76,000 |
| New Castle County Delaware | 12 | $ 2,288,000 | $ 190,000 | $ 64,000 |
| Pinellas County Florida | 12 | $ 2,159,000 | $ 179,000 | $ 69,000 |
| Fairfax County Virginia | 12 | $ 3,302,000 | $ 275,000 | $ 72,000 |
| Hillsborough County Florida | 11 | $ 2,087,000 | $ 189,000 | $ 56,000 |
| Brevard County Florida | 10 | $ 2,294,000 | $ 229,000 | $ 86,000 |
| Palm Beach County Florida | 10 | $ 2,839,000 | $ 283,000 | $ 123,000 |
| DeKalb County Georgia | 10 | $ 1,520,000 | $ 152,000 | $ 63,000 |
| Frederick County Maryland | 10 | $ 3,233,000 | $ 323,000 | $ 78,000 |
| Northampton County Pennsylvania | 10 | $ 2,081,000 | $ 208,000 | $ 94,000 |
| Tioga County Pennsylvania | 10 | $ 840,000 | $ 84,000 | $ 23,000 |
| Henrico County Virginia | 10 | $ 2,221,000 | $ 222,000 | $ 49,000 |
| Polk County Florida | 9 | $ 1,795,000 | $ 199,000 | $ 64,000 |
| Fulton County Georgia | 9 | $ 2,692,000 | $ 299,000 | $ 94,000 |
| Franklin County Pennsylvania | 9 | $ 1,316,000 | $ 146,000 | $ 39,000 |
| Monroe County Pennsylvania | 9 | $ 1,686,000 | $ 187,000 | $ 69,000 |
| Washington County Pennsylvania | 9 | $ 1,565,000 | $ 173,000 | $ 61,000 |
| Westmoreland County Pennsylvania | 9 | $ 1,174,000 | $ 130,000 | $ 63,000 |
| Miami-Dade County Florida | 8 | $ 1,958,000 | $ 244,000 | $ 53,000 |
| Orange County Florida | 8 | $ 1,640,000 | $ 205,000 | $ 52,000 |
| Kane County Illinois | 8 | $ 2,273,000 | $ 284,000 | $ 55,000 |
| Lake County Illinois | 8 | $ 1,462,000 | $ 182,000 | $ 58,000 |
| Luzerne County Pennsylvania | 8 | $ 1,221,000 | $ 152,000 | $ 52,000 |
| Wayne County Pennsylvania | 8 | $ 1,169,000 | $ 146,000 | $ 52,000 |
| Hartford County Connecticut | 7 | $ 1,476,000 | $ 210,000 | $ 64,000 |
| Volusia County Florida | 7 | $ 1,436,000 | $ 205,000 | $ 54,000 |
| Madison County Illinois | 7 | $ 945,000 | $ 135,000 | $ 55,000 |
| Carroll County Maryland | 7 | $ 1,849,000 | $ 264,000 | $ 77,000 |
| Lebanon County Pennsylvania | 7 | $ 1,241,000 | $ 177,000 | $ 59,000 |
| Loudoun County Virginia | 7 | $ 2,334,000 | $ 333,000 | $ 69,000 |
| Marion County Florida | 6 | $ 783,000 | $ 130,000 | $ 37,000 |
| Chatham County Georgia | 6 | $ 1,311,000 | $ 218,000 | $ 73,000 |
| Paulding County Georgia | 6 | $ 908,000 | $ 151,000 | $ 74,000 |
| McHenry County Illinois | 6 | $ 1,222,000 | $ 203,000 | $ 40,000 |
| Washington County Maryland | 6 | $ 2,263,000 | $ 377,000 | $ 53,000 |
| Perry County Pennsylvania | 6 | $ 1,005,000 | $ 167,000 | $ 61,000 |
| Chesapeake County Virginia | 6 | $ 1,180,000 | $ 196,000 | $ 54,000 |
| Hanover County Virginia | 6 | $ 1,257,000 | $ 209,000 | $ 80,000 |
| Osceola County Florida | 5 | $ 1,177,000 | $ 235,000 | $ 58,000 |
| Sarasota County Florida | 5 | $ 711,000 | $ 142,000 | $ 44,000 |
| Schuyler County New York | 5 | $ 500,000 | $ 100,000 | $ 49,000 |
| Adams County Pennsylvania | 5 | $ 978,000 | $ 195,000 | $ 67,000 |
| Lackawanna County Pennsylvania | 5 | $ 648,000 | $ 129,000 | $ 44,000 |
| Lehigh County Pennsylvania | 5 | $ 1,356,000 | $ 271,000 | $ 53,000 |
| Fauquier County Virginia | 5 | $ 1,614,000 | $ 322,000 | $ 85,000 |
| Frederick County Virginia | 5 | $ 1,147,000 | $ 229,000 | $ 63,000 |
| Hampton County Virginia | 5 | $ 892,000 | $ 178,000 | $ 64,000 |
| Norfolk County Virginia | 5 | $ 640,000 | $ 128,000 | $ 58,000 |
| Orange County Virginia | 5 | $ 1,165,000 | $ 233,000 | $ 53,000 |
| Spotsylvania County Virginia | 5 | $ 1,087,000 | $ 217,000 | $ 35,000 |
| Suffolk County Virginia | 5 | $ 1,425,000 | $ 285,000 | $ 59,000 |
| Kent County Delaware | 4 | $ 787,000 | $ 196,000 | $ 64,000 |
| Pasco County Florida | 4 | $ 911,000 | $ 227,000 | $ 32,000 |
| Seminole County Florida | 4 | $ 1,030,000 | $ 257,000 | $ 74,000 |
| Catoosa County Georgia | 4 | $ 544,000 | $ 136,000 | $ 51,000 |
| Cherokee County Georgia | 4 | $ 839,000 | $ 209,000 | $ 31,000 |
| Tazewell County Illinois | 4 | $ 569,000 | $ 142,000 | $ 70,000 |
| Winnebago County Illinois | 4 | $ 616,000 | $ 154,000 | $ 46,000 |
| Howard County Maryland | 4 | $ 1,057,000 | $ 264,000 | $ 52,000 |
| St. Mary's County Maryland | 4 | $ 1,397,000 | $ 349,000 | $ 60,000 |
| Tompkins County New York | 4 | $ 580,000 | $ 145,000 | $ 42,000 |
| Blair County Pennsylvania | 4 | $ 430,000 | $ 107,000 | $ 42,000 |
| Bradford County Pennsylvania | 4 | $ 531,000 | $ 132,000 | $ 63,000 |
| Butler County Pennsylvania | 4 | $ 994,000 | $ 248,000 | $ 86,000 |
| Northumberland County Pennsylvania | 4 | $ 487,000 | $ 121,000 | $ 35,000 |
| Potter County Pennsylvania | 4 | $ 334,000 | $ 83,000 | $ 40,000 |
| Manassas County Virginia | 4 | $ 1,242,000 | $ 310,000 | $ 96,000 |
| Newport News County Virginia | 4 | $ 425,000 | $ 106,000 | $ 51,000 |
| Richmond City County Virginia | 4 | $ 504,000 | $ 126,000 | $ 37,000 |
| Roanoke City County Virginia | 4 | $ 520,000 | $ 130,000 | $ 51,000 |
| Stafford County Virginia | 4 | $ 787,000 | $ 196,000 | $ 94,000 |
| New Haven County Connecticut | 3 | $ 558,000 | $ 186,000 | $ 40,000 |
| Charlotte County Florida | 3 | $ 895,000 | $ 298,000 | $ 70,000 |
| Flagler County Florida | 3 | $ 723,000 | $ 241,000 | $ 48,000 |
| Lee County Florida | 3 | $ 539,000 | $ 179,000 | $ 50,000 |
| Manatee County Florida | 3 | $ 487,000 | $ 162,000 | $ 32,000 |
| Okaloosa County Florida | 3 | $ 705,000 | $ 235,000 | $ 46,000 |
| St. Lucie County Florida | 3 | $ 560,000 | $ 186,000 | $ 38,000 |
| Fayette County Georgia | 3 | $ 671,000 | $ 223,000 | $ 71,000 |
| Floyd County Georgia | 3 | $ 449,000 | $ 149,000 | $ 43,000 |
| Forsyth County Georgia | 3 | $ 492,000 | $ 164,000 | $ 70,000 |
| Glynn County Georgia | 3 | $ 646,000 | $ 215,000 | $ 81,000 |
| Champaign County Illinois | 3 | $ 372,000 | $ 124,000 | $ 44,000 |
| Grundy County Illinois | 3 | $ 583,000 | $ 194,000 | $ 76,000 |
| St. Clair County Illinois | 3 | $ 422,000 | $ 140,000 | $ 45,000 |
| Charles County Maryland | 3 | $ 678,000 | $ 226,000 | $ 71,000 |
| Sandoval County New Mexico | 3 | $ 422,000 | $ 140,000 | $ 60,000 |
| Nassau County New York | 3 | $ 1,129,000 | $ 376,000 | $ 99,000 |
| Orange County New York | 3 | $ 550,000 | $ 183,000 | $ 66,000 |
| Suffolk County New York | 3 | $ 1,496,000 | $ 498,000 | $ 108,000 |
| Fulton County Pennsylvania | 3 | $ 906,000 | $ 302,000 | $ 65,000 |
| Susquehanna County Pennsylvania | 3 | $ 261,000 | $ 87,000 | $ 43,000 |
| Wyoming County Pennsylvania | 3 | $ 625,000 | $ 208,000 | $ 53,000 |
| Augusta County Virginia | 3 | $ 663,000 | $ 221,000 | $ 48,000 |
| Portsmouth County Virginia | 3 | $ 511,000 | $ 170,000 | $ 42,000 |
| Warren County Virginia | 3 | $ 687,000 | $ 229,000 | $ 57,000 |
| San Diego County California | 2 | $ 350,000 | $ 175,000 | $ 36,000 |
| Fairfield County Connecticut | 2 | $ 412,000 | $ 206,000 | $ 141,000 |
| Litchfield County Connecticut | 2 | $ 646,000 | $ 323,000 | $ 24,000 |
| District of Columbia County District Of Columbia | 2 | $ 874,000 | $ 437,000 | $ 52,000 |
| Bay County Florida | 2 | $ 237,000 | $ 118,000 | $ 27,000 |
| Collier County Florida | 2 | $ 682,000 | $ 341,000 | $ 108,000 |
| Columbia County Florida | 2 | $ 229,000 | $ 114,000 | $ 71,000 |
| Dixie County Florida | 2 | $ 171,000 | $ 85,000 | $ 86,000 |
| Lake County Florida | 2 | $ 342,000 | $ 171,000 | $ 62,000 |
| Leon County Florida | 2 | $ 332,000 | $ 166,000 | $ 137,000 |
| Cobb County Georgia | 2 | $ 219,000 | $ 109,000 | $ 49,000 |
| Coweta County Georgia | 2 | $ 448,000 | $ 224,000 | $ 83,000 |
| Newton County Georgia | 2 | $ 438,000 | $ 219,000 | $ 52,000 |
| Walton County Georgia | 2 | $ 306,000 | $ 153,000 | $ 63,000 |
| Boone County Illinois | 2 | $ 273,000 | $ 136,000 | $ 53,000 |
| LaSalle County Illinois | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Lee County Illinois | 2 | $ 274,000 | $ 137,000 | $ 57,000 |
| McLean County Illinois | 2 | $ 279,000 | $ 139,000 | $ 84,000 |
| Ogle County Illinois | 2 | $ 212,000 | $ 106,000 | $ 33,000 |
| Calvert County Maryland | 2 | $ 437,000 | $ 218,000 | $ 47,000 |
| Cecil County Maryland | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Dorchester County Maryland | 2 | $ 416,000 | $ 208,000 | $ 38,000 |
| Wicomico County Maryland | 2 | $ 327,000 | $ 163,000 | $ 66,000 |
| Camden County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
| Somerset County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 102,000 |
| Albany County New York | 2 | $ 495,000 | $ 247,000 | $ 151,000 |
| Bronx County New York | 2 | $ 863,000 | $ 431,000 | $ 84,000 |
| Dutchess County New York | 2 | $ 620,000 | $ 310,000 | $ 50,000 |
| Carbon County Pennsylvania | 2 | $ 353,000 | $ 176,000 | $ 42,000 |
| Clinton County Pennsylvania | 2 | $ 156,000 | $ 78,000 | $ 35,000 |
| Crawford County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 61,000 |
| Erie County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 201,000 |
| Fayette County Pennsylvania | 2 | $ 283,000 | $ 141,000 | $ 79,000 |
| Mercer County Pennsylvania | 2 | $ 181,000 | $ 90,000 | $ 24,000 |
| Pike County Pennsylvania | 2 | $ 422,000 | $ 211,000 | $ 58,000 |
| Accomack County Virginia | 2 | $ 402,000 | $ 201,000 | $ 61,000 |
| Albemarle County Virginia | 2 | $ 437,000 | $ 218,000 | $ 32,000 |
| Alexandria County Virginia | 2 | $ 1,133,000 | $ 566,000 | $ 32,000 |
| Bedford County Virginia | 2 | $ 488,000 | $ 244,000 | $ 108,000 |
| Culpeper County Virginia | 2 | $ 715,000 | $ 357,000 | $ 60,000 |
| Franklin County Virginia | 2 | $ 1,740,000 | $ 870,000 | $ 246,000 |
| James City County Virginia | 2 | $ 437,000 | $ 218,000 | $ 30,000 |
| King William County Virginia | 2 | $ 491,000 | $ 245,000 | $ 65,000 |
| Roanoke County Virginia | 2 | $ 214,000 | $ 107,000 | $ 17,000 |
| Rockingham County Virginia | 2 | $ 284,000 | $ 142,000 | $ 47,000 |
| Shenandoah County Virginia | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Waynesboro County Virginia | 2 | $ 376,000 | $ 188,000 | $ 42,000 |
| Broomfield County Colorado | 1 | $ 418,000 | $ 418,000 | $ 104,000 |
| Larimer County Colorado | 1 | $ 255,000 | $ 255,000 | $ 24,000 |
| Clay County Florida | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Escambia County Florida | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Glades County Florida | 1 | $ 210,000 | $ 210,000 | $ 47,000 |
| Hernando County Florida | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Indian River County Florida | 1 | $ 111,000 | $ 111,000 | $ 33,000 |
| Jefferson County Florida | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 388,000 | $ 388,000 | $ 168,000 |
| St. Johns County Florida | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Wakulla County Florida | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Baldwin County Georgia | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Barrow County Georgia | 1 | $ 212,000 | $ 212,000 | $ 63,000 |
| Bartow County Georgia | 1 | $ 133,000 | $ 133,000 | $ 30,000 |
| Bryan County Georgia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Carroll County Georgia | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
| Clayton County Georgia | 1 | $ 162,000 | $ 162,000 | $ 68,000 |
| Columbia County Georgia | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Douglas County Georgia | 1 | $ 75,000 | $ 75,000 | $ 12,000 |
| Gordon County Georgia | 1 | $ 41,000 | $ 41,000 | $ 32,000 |
| Habersham County Georgia | 1 | $ 152,000 | $ 152,000 | $ 24,000 |
| Haralson County Georgia | 1 | $ 123,000 | $ 123,000 | $ 92,000 |
| Houston County Georgia | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Jackson County Georgia | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Laurens County Georgia | 1 | $ 233,000 | $ 233,000 | $ 83,000 |
| Rockdale County Georgia | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
| Union County Georgia | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Ware County Georgia | 1 | $ 122,000 | $ 122,000 | $ 29,000 |
| Adams County Illinois | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Clark County Illinois | 1 | $ 113,000 | $ 113,000 | $ 85,000 |
| Coles County Illinois | 1 | $ 77,000 | $ 77,000 | $ 76,000 |
| DeKalb County Illinois | 1 | $ 175,000 | $ 175,000 | $ 24,000 |
| Effingham County Illinois | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Franklin County Illinois | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Fulton County Illinois | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Jefferson County Illinois | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Kankakee County Illinois | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Logan County Illinois | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| Macon County Illinois | 1 | $ 200,000 | $ 200,000 | $ 93,000 |
| Macoupin County Illinois | 1 | $ 181,000 | $ 181,000 | $ 66,000 |
| Menard County Illinois | 1 | $ 143,000 | $ 143,000 | $ 60,000 |
| Montgomery County Illinois | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Vermilion County Illinois | 1 | $ 102,000 | $ 102,000 | $ 12,000 |
| Whiteside County Illinois | 1 | $ 111,000 | $ 111,000 | $ 24,000 |
| Ascension County Louisiana | 1 | $ 160,000 | $ 160,000 | $ 97,000 |
| Allegany County Maryland | 1 | $ 136,000 | $ 136,000 | $ 66,000 |
| Caroline County Maryland | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Somerset County Maryland | 1 | $ 152,000 | $ 152,000 | $ 36,000 |
| Talbot County Maryland | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Worcester County Maryland | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Macomb County Michigan | 1 | $ 166,000 | $ 166,000 | $ 60,000 |
| Ottawa County Michigan | 1 | $ 345,000 | $ 345,000 | $ 24,000 |
| Wayne County Michigan | 1 | $ 195,000 | $ 195,000 | $ 24,000 |
| Hennepin County Minnesota | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 303,000 |
| Allegany County New York | 1 | $ 54,000 | $ 54,000 | $ 49,000 |
| Cayuga County New York | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Erie County New York | 1 | $ 251,000 | $ 251,000 | $ 75,000 |
| Genesee County New York | 1 | $ 330,000 | $ 330,000 | $ 97,000 |
| Jefferson County New York | 1 | $ 110,000 | $ 110,000 | $ 168,000 |
| Kings County New York | 1 | $ 765,000 | $ 765,000 | $ 119,000 |
| Monroe County New York | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Queens County New York | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Steuben County New York | 1 | $ 59,000 | $ 59,000 | $ 60,000 |
| Ulster County New York | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Warren County New York | 1 | $ 270,000 | $ 270,000 | $ 70,000 |
| Westchester County New York | 1 | $ 432,000 | $ 432,000 | $ 105,000 |
| Armstrong County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 96,000 |
| Beaver County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Bedford County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 20,000 |
| Greene County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 12,000 |
| Indiana County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Lawrence County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| McKean County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| Montour County Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 21,000 |
| Snyder County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 24,000 |
| Union County Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Venango County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Warren County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 60,000 |
| Anderson County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Bexar County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Alleghany County Virginia | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Amelia County Virginia | 1 | $ 138,000 | $ 138,000 | $ 24,000 |
| Appomattox County Virginia | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Arlington County Virginia | 1 | $ 475,000 | $ 475,000 | $ 96,000 |
| Bristol County Virginia | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Caroline County Virginia | 1 | $ 229,000 | $ 229,000 | $ 142,000 |
| Essex County Virginia | 1 | $ 205,000 | $ 205,000 | $ 29,000 |
| Greene County Virginia | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Halifax County Virginia | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Harrisonburg County Virginia | 1 | $ 114,000 | $ 114,000 | $ 23,000 |
| King and Queen County Virginia | 1 | $ 244,000 | $ 244,000 | $ 60,000 |
| King George County Virginia | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Lancaster County Virginia | 1 | $ 87,000 | $ 87,000 | $ 31,000 |
| Louisa County Virginia | 1 | $ 138,000 | $ 138,000 | $ 48,000 |
| Lynchburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Manassas Park County Virginia | 1 | $ 390,000 | $ 390,000 | $ 60,000 |
| Mecklenburg County Virginia | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Middlesex County Virginia | 1 | $ 157,000 | $ 157,000 | $ 69,000 |
| Montgomery County Virginia | 1 | $ 240,000 | $ 240,000 | $ 45,000 |
| New Kent County Virginia | 1 | $ 269,000 | $ 269,000 | $ 47,000 |
| Petersburg County Virginia | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Powhatan County Virginia | 1 | $ 188,000 | $ 188,000 | $ 24,000 |
| Tazewell County Virginia | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Winchester County Virginia | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Monongalia County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 5,000 |
| Wetzel County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,401 | $296,853,000 | $211,000 | $1,200,000 | $64,000 | $2,256,000 |
| Home Purchase | 163 | $20,705,000 | $127,000 | $595,000 | $54,000 | $600,000 |
| Home Improvement | 1 | $88,000 | $88,000 | $88,000 | $37,000 | $37,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,005 | $197,278,000 | $196,000 | $1,200,000 | $65,000 | $2,256,000 |
| Not Provided | 255 | $52,404,000 | $205,000 | $1,040,000 | $54,000 | $400,000 |
| Black or African American | 220 | $46,906,000 | $213,000 | $644,000 | $61,000 | $220,000 |
| Hispanic | 58 | $12,606,000 | $217,000 | $502,000 | $59,000 | $201,000 |
| Asian | 18 | $6,085,000 | $338,000 | $825,000 | $98,000 | $348,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,075,000 | $345,000 | $1,169,000 | $111,000 | $300,000 |
| American Indian or Alaskan Native | 3 | $292,000 | $97,000 | $142,000 | $55,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,562 | $317,202,000 | $203,000 | $1,200,000 | $63,000 | $2,256,000 |
| VA-guaranteed (Veterans Administration) | 2 | $236,000 | $118,000 | $118,000 | $49,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $208,000 | $208,000 | $208,000 | $51,000 | $51,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 809 | $169,025,000 | $208,000 | $1,169,000 | $63,000 | $313,000 |
| Application Denied By Financial Institution | 517 | $108,900,000 | $210,000 | $1,200,000 | $61,000 | $2,256,000 |
| Loan Originated | 238 | $39,471,000 | $165,000 | $780,000 | $69,000 | $600,000 |
| Preapproval Approved but not Accepted | 1 | $250,000 | $250,000 | $250,000 | $24,000 | $24,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 286 | $58,973,000 | $206,000 | $1,040,000 | $62,000 | $2,256,000 |
| Collateral | 107 | $21,440,000 | $200,000 | $1,200,000 | $67,000 | $348,000 |
| Debt-To-Income Ratio | 105 | $23,733,000 | $226,000 | $935,000 | $49,000 | $220,000 |
| Employment History | 16 | $4,044,000 | $252,000 | $750,000 | $66,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $60,000 | $60,000 |
| Other | 1 | $340,000 | $340,000 | $340,000 | $132,000 | $132,000 |
| Unverifiable Information | 1 | $295,000 | $295,000 | $295,000 | $50,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Team Financial Llc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Team Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.