Homefield Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Homefield Financial, Inc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homefield Financial, Inc. 410 Exchange, Suite 100 Irvine, CA 92602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,665 |
| Total Mortgage Loan Application Amount | $2,560,783,000 |
| Average Mortgage Loan Application Amount | $198,000 |
| Highest Mortgage Loan Application Amount | $2,400,000 |
| Average Applicant Income | $127,636 |
| Highest Applicant Income | $690,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Homefield Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homefield Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Homefield Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homefield Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homefield Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homefield Financial, Inc.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 2,240 | $ 517,776,000 | $ 231,000 | $ 98,000 |
| San Diego County California | 967 | $ 247,407,000 | $ 255,000 | $ 102,000 |
| Orange County California | 861 | $ 241,268,000 | $ 280,000 | $ 113,000 |
| Sacramento County California | 745 | $ 137,085,000 | $ 184,000 | $ 80,000 |
| San Bernardino County California | 564 | $ 102,106,000 | $ 181,000 | $ 56,000 |
| Riverside County California | 497 | $ 100,879,000 | $ 202,000 | $ 74,000 |
| Contra Costa County California | 445 | $ 118,439,000 | $ 266,000 | $ 105,000 |
| Alameda County California | 436 | $ 126,913,000 | $ 291,000 | $ 98,000 |
| Santa Clara County California | 433 | $ 144,289,000 | $ 333,000 | $ 114,000 |
| San Joaquin County California | 403 | $ 79,718,000 | $ 197,000 | $ 91,000 |
| Stanislaus County California | 336 | $ 60,092,000 | $ 178,000 | $ 72,000 |
| Solano County California | 323 | $ 74,148,000 | $ 229,000 | $ 77,000 |
| Ventura County California | 315 | $ 86,304,000 | $ 273,000 | $ 105,000 |
| San Mateo County California | 185 | $ 66,601,000 | $ 360,000 | $ 116,000 |
| Monterey County California | 173 | $ 51,219,000 | $ 296,000 | $ 118,000 |
| Sonoma County California | 170 | $ 45,728,000 | $ 268,000 | $ 93,000 |
| Placer County California | 145 | $ 36,007,000 | $ 248,000 | $ 95,000 |
| Santa Barbara County California | 119 | $ 32,571,000 | $ 273,000 | $ 89,000 |
| San Francisco County California | 107 | $ 38,182,000 | $ 356,000 | $ 132,000 |
| San Luis Obispo County California | 97 | $ 23,548,000 | $ 242,000 | $ 95,000 |
| Merced County California | 93 | $ 15,524,000 | $ 166,000 | $ 67,000 |
| Fresno County California | 88 | $ 12,736,000 | $ 144,000 | $ 48,000 |
| El Dorado County California | 79 | $ 19,201,000 | $ 243,000 | $ 97,000 |
| Santa Cruz County California | 79 | $ 25,721,000 | $ 325,000 | $ 100,000 |
| Napa County California | 71 | $ 21,268,000 | $ 299,000 | $ 87,000 |
| Yolo County California | 67 | $ 13,489,000 | $ 201,000 | $ 87,000 |
| Kern County California | 64 | $ 9,734,000 | $ 152,000 | $ 68,000 |
| Marin County California | 58 | $ 22,460,000 | $ 387,000 | $ 142,000 |
| Lake County California | 53 | $ 10,954,000 | $ 206,000 | $ 84,000 |
| Mendocino County California | 50 | $ 9,956,000 | $ 199,000 | $ 72,000 |
| Humboldt County California | 40 | $ 6,195,000 | $ 154,000 | $ 60,000 |
| Shasta County California | 37 | $ 5,230,000 | $ 141,000 | $ 56,000 |
| Butte County California | 35 | $ 5,867,000 | $ 167,000 | $ 88,000 |
| Tulare County California | 35 | $ 4,459,000 | $ 127,000 | $ 72,000 |
| Calaveras County California | 28 | $ 5,146,000 | $ 183,000 | $ 67,000 |
| Tuolumne County California | 28 | $ 5,086,000 | $ 181,000 | $ 62,000 |
| San Benito County California | 25 | $ 8,269,000 | $ 330,000 | $ 93,000 |
| Amador County California | 20 | $ 3,076,000 | $ 153,000 | $ 70,000 |
| Nevada County California | 20 | $ 4,488,000 | $ 224,000 | $ 133,000 |
| Sutter County California | 19 | $ 3,268,000 | $ 172,000 | $ 65,000 |
| Kings County California | 11 | $ 1,299,000 | $ 118,000 | $ 51,000 |
| Imperial County California | 10 | $ 1,132,000 | $ 113,000 | $ 62,000 |
| Madera County California | 10 | $ 1,464,000 | $ 146,000 | $ 51,000 |
| Mariposa County California | 10 | $ 1,553,000 | $ 155,000 | $ 55,000 |
| Yuba County California | 10 | $ 1,220,000 | $ 122,000 | $ 71,000 |
| Del Norte County California | 7 | $ 776,000 | $ 110,000 | $ 47,000 |
| Tehama County California | 7 | $ 1,035,000 | $ 147,000 | $ 61,000 |
| Lassen County California | 4 | $ 663,000 | $ 165,000 | $ 46,000 |
| Siskiyou County California | 4 | $ 420,000 | $ 105,000 | $ 69,000 |
| Mono County California | 3 | $ 605,000 | $ 201,000 | $ 157,000 |
| Inyo County California | 2 | $ 403,000 | $ 201,000 | $ 127,000 |
| El Paso County Colorado | 2 | $ 217,000 | $ 108,000 | $ 41,000 |
| Orange County Florida | 2 | $ 311,000 | $ 155,000 | $ 86,000 |
| Clark County Nevada | 2 | $ 472,000 | $ 236,000 | $ 63,000 |
| Curry County Oregon | 2 | $ 470,000 | $ 235,000 | $ 98,000 |
| King County Washington | 2 | $ 638,000 | $ 319,000 | $ 298,000 |
| Skagit County Washington | 2 | $ 158,000 | $ 79,000 | $ 75,000 |
| Colusa County California | 1 | $ 242,000 | $ 242,000 | $ 191,000 |
| Trinity County California | 1 | $ 120,000 | $ 120,000 | $ 41,000 |
| Adams County Colorado | 1 | $ 168,000 | $ 168,000 | $ 120,000 |
| San Miguel County Colorado | 1 | $ 200,000 | $ 200,000 | $ 192,000 |
| Summit County Colorado | 1 | $ 450,000 | $ 450,000 | $ 265,000 |
| Collier County Florida | 1 | $ 551,000 | $ 551,000 | $ 250,000 |
| Flagler County Florida | 1 | $ 107,000 | $ 107,000 | $ 138,000 |
| Miami-Dade County Florida | 1 | $ 203,000 | $ 203,000 | $ 153,000 |
| Osceola County Florida | 1 | $ 116,000 | $ 116,000 | $ 106,000 |
| St. Lucie County Florida | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| Douglas County Nevada | 1 | $ 112,000 | $ 112,000 | $ 91,000 |
| Coos County Oregon | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Deschutes County Oregon | 1 | $ 259,000 | $ 259,000 | $ 192,000 |
| Jackson County Oregon | 1 | $ 280,000 | $ 280,000 | $ 144,000 |
| Lane County Oregon | 1 | $ 216,000 | $ 216,000 | $ 140,000 |
| Pierce County Washington | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Whatcom County Washington | 1 | $ 158,000 | $ 158,000 | $ 240,000 |
Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 10,452 | $2,508,414,000 | $190,666 | $2,400,000 | $129,333 | $690,000 |
| Home Purchase (one-to-four family) | 213 | $52,369,000 | $206,800 | $1,300,000 | $125,600 | $348,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,241 | $1,534,250,000 | $210,500 | $1,300,000 | $122,166 | $690,000 |
| Hispanic | 2,330 | $502,680,000 | $209,000 | $1,200,000 | $113,500 | $559,000 |
| Asian or Pacific Islander | 988 | $263,498,000 | $155,666 | $1,300,000 | $136,000 | $420,000 |
| Black | 781 | $172,217,000 | $206,500 | $750,000 | $137,500 | $420,000 |
| Other | 238 | $67,041,000 | $281,000 | $2,400,000 | $116,000 | $540,000 |
| American Indian or Alaskan Native | 83 | $20,166,000 | $242,000 | $995,000 | $90,000 | $348,000 |
| Information not provided by applicant in mail or telephone application | 4 | $931,000 | $232,000 | $335,000 | $128,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,665 | $2,560,783,000 | $208,333 | $2,400,000 | $126,666 | $690,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,168 | $1,955,690,000 | $231,333 | $2,400,000 | $128,166 | $559,000 |
| Application Withdrawn By Applicant | 1,945 | $469,914,000 | $120,500 | $1,300,000 | $99,750 | $690,000 |
| Application Approved But Not Accepted | 329 | $79,313,000 | $199,500 | $1,100,000 | $169,500 | $420,000 |
| Application Denied By Financial Institution | 223 | $55,866,000 | $225,000 | $1,000,000 | $140,000 | $390,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 97 | $25,471,000 | $231,500 | $1,000,000 | $140,000 | $390,000 |
| Credit History | 47 | $11,367,000 | $241,000 | $1,000,000 | $86,000 | $264,000 |
| Other | 20 | $4,006,000 | $200,000 | $550,000 | $74,000 | $189,000 |
| Unverifiable Information | 19 | $5,572,000 | $293,000 | $1,000,000 | $86,000 | $269,000 |
| Debt-To-Income Ratio | 19 | $4,446,000 | $234,000 | $723,000 | $87,000 | $269,000 |
| Employment History | 11 | $3,033,000 | $275,000 | $683,000 | $116,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,575,000 | $196,000 | $337,000 | $66,000 | $114,000 |
| Credit Application Incomplete | 2 | $396,000 | $198,000 | $232,000 | $176,000 | $281,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homefield Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.