Homeland Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Homeland Lending Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeland Lending Inc 2612 N Adams St Plant City, FL 33563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 |
| Total Number of Mortgage Applications | 613 |
| Total Mortgage Loan Application Amount | $68,362,000 |
| Average Mortgage Loan Application Amount | $114,500 |
| Highest Mortgage Loan Application Amount | $255,000 |
| Average Applicant Income | $47,000 |
| Highest Applicant Income | $157,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Homeland Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeland Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Homeland Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeland Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeland Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeland Lending Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bay County Florida | 46 | $ 5,381,000 | $ 116,000 | $ 41,000 |
| Columbia County Florida | 33 | $ 3,563,000 | $ 107,000 | $ 40,000 |
| Alachua County Florida | 24 | $ 2,554,000 | $ 106,000 | $ 37,000 |
| Duval County Florida | 24 | $ 2,975,000 | $ 123,000 | $ 47,000 |
| Levy County Florida | 23 | $ 2,415,000 | $ 105,000 | $ 45,000 |
| Clay County Florida | 21 | $ 2,613,000 | $ 124,000 | $ 54,000 |
| Jackson County Florida | 21 | $ 2,472,000 | $ 117,000 | $ 45,000 |
| Bradford County Florida | 19 | $ 2,202,000 | $ 115,000 | $ 40,000 |
| Marion County Florida | 16 | $ 1,822,000 | $ 113,000 | $ 35,000 |
| Hillsborough County Florida | 14 | $ 1,441,000 | $ 102,000 | $ 46,000 |
| Elmore County Alabama | 13 | $ 1,414,000 | $ 108,000 | $ 49,000 |
| Calhoun County Florida | 13 | $ 1,487,000 | $ 114,000 | $ 45,000 |
| Putnam County Florida | 13 | $ 1,376,000 | $ 105,000 | $ 42,000 |
| Polk County Florida | 12 | $ 1,369,000 | $ 114,000 | $ 48,000 |
| Suwannee County Florida | 12 | $ 1,294,000 | $ 107,000 | $ 42,000 |
| Citrus County Florida | 11 | $ 1,054,000 | $ 95,000 | $ 35,000 |
| Leon County Florida | 11 | $ 1,180,000 | $ 107,000 | $ 41,000 |
| Orange County Florida | 11 | $ 1,466,000 | $ 133,000 | $ 45,000 |
| Gilchrist County Florida | 10 | $ 874,000 | $ 87,000 | $ 33,000 |
| Escambia County Florida | 8 | $ 950,000 | $ 118,000 | $ 56,000 |
| Osceola County Florida | 8 | $ 1,248,000 | $ 156,000 | $ 58,000 |
| St. Johns County Florida | 8 | $ 1,272,000 | $ 159,000 | $ 45,000 |
| Gulf County Florida | 7 | $ 853,000 | $ 121,000 | $ 46,000 |
| Taylor County Florida | 7 | $ 814,000 | $ 116,000 | $ 55,000 |
| Union County Florida | 7 | $ 720,000 | $ 102,000 | $ 37,000 |
| Walton County Florida | 7 | $ 948,000 | $ 135,000 | $ 55,000 |
| Lowndes County Georgia | 7 | $ 683,000 | $ 97,000 | $ 43,000 |
| Hernando County Florida | 6 | $ 664,000 | $ 110,000 | $ 41,000 |
| Holmes County Florida | 6 | $ 553,000 | $ 92,000 | $ 41,000 |
| Washington County Florida | 6 | $ 686,000 | $ 114,000 | $ 46,000 |
| Dougherty County Georgia | 6 | $ 609,000 | $ 101,000 | $ 34,000 |
| Emanuel County Georgia | 6 | $ 509,000 | $ 84,000 | $ 27,000 |
| Pierce County Georgia | 6 | $ 491,000 | $ 81,000 | $ 28,000 |
| Montgomery County Alabama | 5 | $ 426,000 | $ 85,000 | $ 51,000 |
| Franklin County Florida | 5 | $ 590,000 | $ 118,000 | $ 39,000 |
| Pasco County Florida | 5 | $ 823,000 | $ 164,000 | $ 48,000 |
| Santa Rosa County Florida | 5 | $ 542,000 | $ 108,000 | $ 39,000 |
| Lowndes County Alabama | 4 | $ 375,000 | $ 93,000 | $ 40,000 |
| Baker County Florida | 4 | $ 514,000 | $ 128,000 | $ 40,000 |
| Brevard County Florida | 4 | $ 543,000 | $ 135,000 | $ 41,000 |
| Lake County Florida | 4 | $ 435,000 | $ 108,000 | $ 38,000 |
| Seminole County Florida | 4 | $ 569,000 | $ 142,000 | $ 42,000 |
| Sumter County Florida | 4 | $ 489,000 | $ 122,000 | $ 53,000 |
| Berrien County Georgia | 4 | $ 462,000 | $ 115,000 | $ 42,000 |
| Effingham County Georgia | 4 | $ 520,000 | $ 130,000 | $ 49,000 |
| Laurens County Georgia | 4 | $ 415,000 | $ 103,000 | $ 39,000 |
| Ware County Georgia | 4 | $ 419,000 | $ 104,000 | $ 46,000 |
| Calhoun County Alabama | 3 | $ 317,000 | $ 105,000 | $ 39,000 |
| Talladega County Alabama | 3 | $ 372,000 | $ 124,000 | $ 41,000 |
| Dixie County Florida | 3 | $ 289,000 | $ 96,000 | $ 36,000 |
| Miami-Dade County Florida | 3 | $ 335,000 | $ 111,000 | $ 42,000 |
| Palm Beach County Florida | 3 | $ 404,000 | $ 134,000 | $ 44,000 |
| Volusia County Florida | 3 | $ 425,000 | $ 141,000 | $ 52,000 |
| Ben Hill County Georgia | 3 | $ 303,000 | $ 101,000 | $ 35,000 |
| Camden County Georgia | 3 | $ 286,000 | $ 95,000 | $ 40,000 |
| Cook County Georgia | 3 | $ 370,000 | $ 123,000 | $ 44,000 |
| Worth County Georgia | 3 | $ 303,000 | $ 101,000 | $ 33,000 |
| Autauga County Alabama | 2 | $ 205,000 | $ 102,000 | $ 25,000 |
| Clarke County Alabama | 2 | $ 227,000 | $ 113,000 | $ 53,000 |
| Covington County Alabama | 2 | $ 173,000 | $ 86,000 | $ 47,000 |
| Tallapoosa County Alabama | 2 | $ 111,000 | $ 55,000 | $ 22,000 |
| Gadsden County Florida | 2 | $ 123,000 | $ 61,000 | $ 35,000 |
| Hamilton County Florida | 2 | $ 153,000 | $ 76,000 | $ 37,000 |
| Jefferson County Florida | 2 | $ 302,000 | $ 151,000 | $ 47,000 |
| Lafayette County Florida | 2 | $ 192,000 | $ 96,000 | $ 28,000 |
| Madison County Florida | 2 | $ 217,000 | $ 108,000 | $ 47,000 |
| Okaloosa County Florida | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Calhoun County Georgia | 2 | $ 197,000 | $ 98,000 | $ 29,000 |
| Colquitt County Georgia | 2 | $ 167,000 | $ 83,000 | $ 30,000 |
| Screven County Georgia | 2 | $ 163,000 | $ 81,000 | $ 44,000 |
| Wayne County Georgia | 2 | $ 207,000 | $ 103,000 | $ 38,000 |
| Baldwin County Alabama | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Butler County Alabama | 1 | $ 80,000 | $ 80,000 | $ 22,000 |
| Conecuh County Alabama | 1 | $ 151,000 | $ 151,000 | $ 42,000 |
| Coosa County Alabama | 1 | $ 83,000 | $ 83,000 | $ 36,000 |
| Crenshaw County Alabama | 1 | $ 130,000 | $ 130,000 | $ 67,000 |
| Cullman County Alabama | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Dallas County Alabama | 1 | $ 88,000 | $ 88,000 | $ 10,000 |
| Geneva County Alabama | 1 | $ 101,000 | $ 101,000 | $ 49,000 |
| Hale County Alabama | 1 | $ 81,000 | $ 81,000 | $ 20,000 |
| Houston County Alabama | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Lawrence County Alabama | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Limestone County Alabama | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Marengo County Alabama | 1 | $ 118,000 | $ 118,000 | $ 27,000 |
| Marshall County Alabama | 1 | $ 113,000 | $ 113,000 | $ 58,000 |
| Mobile County Alabama | 1 | $ 40,000 | $ 40,000 | $ 14,000 |
| Washington County Alabama | 1 | $ 104,000 | $ 104,000 | $ 57,000 |
| DeSoto County Florida | 1 | $ 111,000 | $ 111,000 | $ 51,000 |
| Hendry County Florida | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Indian River County Florida | 1 | $ 82,000 | $ 82,000 | $ 31,000 |
| Okeechobee County Florida | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| Pinellas County Florida | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Wakulla County Florida | 1 | $ 148,000 | $ 148,000 | $ 61,000 |
| Baker County Georgia | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Bibb County Georgia | 1 | $ 76,000 | $ 76,000 | $ 19,000 |
| Brantley County Georgia | 1 | $ 76,000 | $ 76,000 | $ 24,000 |
| Brooks County Georgia | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Bulloch County Georgia | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Charlton County Georgia | 1 | $ 69,000 | $ 69,000 | $ 33,000 |
| Clinch County Georgia | 1 | $ 74,000 | $ 74,000 | $ 15,000 |
| Coffee County Georgia | 1 | $ 103,000 | $ 103,000 | $ 23,000 |
| Crisp County Georgia | 1 | $ 71,000 | $ 71,000 | $ 24,000 |
| Decatur County Georgia | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Early County Georgia | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Glynn County Georgia | 1 | $ 128,000 | $ 128,000 | $ 32,000 |
| Heard County Georgia | 1 | $ 52,000 | $ 52,000 | $ 33,000 |
| Johnson County Georgia | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Lanier County Georgia | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Lee County Georgia | 1 | $ 118,000 | $ 118,000 | $ 31,000 |
| Monroe County Georgia | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Seminole County Georgia | 1 | $ 91,000 | $ 91,000 | $ 42,000 |
| Telfair County Georgia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Terrell County Georgia | 1 | $ 108,000 | $ 108,000 | $ 29,000 |
| Thomas County Georgia | 1 | $ 93,000 | $ 93,000 | $ 22,000 |
| Tift County Georgia | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Troup County Georgia | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Turner County Georgia | 1 | $ 123,000 | $ 123,000 | $ 41,000 |
| Wilcox County Georgia | 1 | $ 98,000 | $ 98,000 | $ 42,000 |
| Bradley County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Homeland Lending Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 600 | $66,825,000 | $111,000 | $255,000 | $42,000 | $157,000 |
| Refinancing | 13 | $1,537,000 | $118,000 | $250,000 | $52,000 | $90,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 304 | $32,970,000 | $108,000 | $226,000 | $40,000 | $157,000 |
| White | 231 | $26,270,000 | $113,000 | $255,000 | $45,000 | $148,000 |
| Black or African American | 53 | $5,722,000 | $107,000 | $244,000 | $41,000 | $86,000 |
| Hispanic | 23 | $3,058,000 | $132,000 | $207,000 | $47,000 | $79,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $192,000 | $192,000 | $192,000 | $72,000 | $72,000 |
| American Indian or Alaskan Native | 1 | $150,000 | $150,000 | $150,000 | $126,000 | $126,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 589 | $65,675,000 | $111,000 | $255,000 | $42,000 | $157,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13 | $1,370,000 | $105,000 | $185,000 | $54,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,150,000 | $127,000 | $169,000 | $51,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $167,000 | $83,000 | $111,000 | $38,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 511 | $57,436,000 | $112,000 | $255,000 | $43,000 | $157,000 |
| Application Denied By Financial Institution | 80 | $8,610,000 | $107,000 | $226,000 | $38,000 | $85,000 |
| Loan Originated | 20 | $2,083,000 | $104,000 | $168,000 | $41,000 | $68,000 |
| File Closed For Incompleteness | 2 | $233,000 | $116,000 | $138,000 | $59,000 | $87,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 11 | $1,253,000 | $113,000 | $172,000 | $40,000 | $56,000 |
| Credit History | 7 | $758,000 | $108,000 | $207,000 | $38,000 | $49,000 |
| Debt-To-Income Ratio | 7 | $887,000 | $126,000 | $226,000 | $35,000 | $56,000 |
| Unverifiable Information | 4 | $482,000 | $120,000 | $148,000 | $32,000 | $38,000 |
| Employment History | 3 | $304,000 | $101,000 | $113,000 | $32,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $206,000 | $103,000 | $108,000 | $37,000 | $42,000 |
| Collateral | 1 | $117,000 | $117,000 | $117,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeland Lending Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeland Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.