Homeland Lending Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Homeland Lending Inc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeland Lending Inc 2612 N Adams St Plant City, FL 33563 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 |
| Total Number of Mortgage Applications | 267 |
| Total Mortgage Loan Application Amount | $28,748,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $400,000 |
| Average Applicant Income | $44,500 |
| Highest Applicant Income | $314,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Homeland Lending Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeland Lending Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Homeland Lending Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeland Lending Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeland Lending Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeland Lending Inc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Florida | 15 | $ 1,598,000 | $ 106,000 | $ 33,000 |
| Marion County Florida | 12 | $ 1,117,000 | $ 93,000 | $ 38,000 |
| Citrus County Florida | 10 | $ 828,000 | $ 82,000 | $ 34,000 |
| Pasco County Florida | 10 | $ 1,033,000 | $ 103,000 | $ 35,000 |
| Polk County Florida | 10 | $ 1,316,000 | $ 131,000 | $ 67,000 |
| Putnam County Florida | 10 | $ 1,077,000 | $ 107,000 | $ 37,000 |
| Bay County Florida | 9 | $ 1,150,000 | $ 127,000 | $ 40,000 |
| Hillsborough County Florida | 9 | $ 1,242,000 | $ 138,000 | $ 51,000 |
| Washington County Florida | 8 | $ 854,000 | $ 106,000 | $ 38,000 |
| Columbia County Florida | 7 | $ 615,000 | $ 87,000 | $ 40,000 |
| Duval County Florida | 6 | $ 675,000 | $ 112,000 | $ 41,000 |
| Levy County Florida | 6 | $ 615,000 | $ 102,000 | $ 48,000 |
| Ware County Georgia | 6 | $ 502,000 | $ 83,000 | $ 33,000 |
| Alachua County Florida | 5 | $ 644,000 | $ 128,000 | $ 32,000 |
| Nassau County Florida | 5 | $ 540,000 | $ 108,000 | $ 59,000 |
| Lowndes County Georgia | 5 | $ 527,000 | $ 105,000 | $ 34,000 |
| Gulf County Florida | 4 | $ 556,000 | $ 139,000 | $ 52,000 |
| Hernando County Florida | 4 | $ 492,000 | $ 123,000 | $ 48,000 |
| Holmes County Florida | 4 | $ 342,000 | $ 85,000 | $ 32,000 |
| Santa Rosa County Florida | 4 | $ 338,000 | $ 84,000 | $ 36,000 |
| Houston County Alabama | 3 | $ 288,000 | $ 96,000 | $ 41,000 |
| Calhoun County Florida | 3 | $ 326,000 | $ 108,000 | $ 45,000 |
| Clay County Florida | 3 | $ 405,000 | $ 135,000 | $ 45,000 |
| Suwannee County Florida | 3 | $ 308,000 | $ 102,000 | $ 58,000 |
| Taylor County Florida | 3 | $ 232,000 | $ 77,000 | $ 37,000 |
| Charlton County Georgia | 3 | $ 310,000 | $ 103,000 | $ 39,000 |
| Effingham County Georgia | 3 | $ 322,000 | $ 107,000 | $ 40,000 |
| Glynn County Georgia | 3 | $ 298,000 | $ 99,000 | $ 47,000 |
| McIntosh County Georgia | 3 | $ 339,000 | $ 113,000 | $ 53,000 |
| DeSoto County Mississippi | 3 | $ 376,000 | $ 125,000 | $ 30,000 |
| Barbour County Alabama | 2 | $ 157,000 | $ 78,000 | $ 18,000 |
| Lowndes County Alabama | 2 | $ 219,000 | $ 109,000 | $ 31,000 |
| Mobile County Alabama | 2 | $ 246,000 | $ 123,000 | $ 88,000 |
| Baker County Florida | 2 | $ 191,000 | $ 95,000 | $ 41,000 |
| Charlotte County Florida | 2 | $ 143,000 | $ 71,000 | $ 74,000 |
| Collier County Florida | 2 | $ 227,000 | $ 113,000 | $ 38,000 |
| Escambia County Florida | 2 | $ 229,000 | $ 114,000 | $ 42,000 |
| Gilchrist County Florida | 2 | $ 158,000 | $ 79,000 | $ 32,000 |
| Hamilton County Florida | 2 | $ 265,000 | $ 132,000 | $ 58,000 |
| Madison County Florida | 2 | $ 165,000 | $ 82,000 | $ 50,000 |
| Miami-Dade County Florida | 2 | $ 358,000 | $ 179,000 | $ 79,000 |
| Orange County Florida | 2 | $ 225,000 | $ 112,000 | $ 49,000 |
| Pinellas County Florida | 2 | $ 237,000 | $ 118,000 | $ 48,000 |
| St. Johns County Florida | 2 | $ 248,000 | $ 124,000 | $ 31,000 |
| Sumter County Florida | 2 | $ 203,000 | $ 101,000 | $ 23,000 |
| Coffee County Georgia | 2 | $ 205,000 | $ 102,000 | $ 35,000 |
| Pierce County Georgia | 2 | $ 157,000 | $ 78,000 | $ 55,000 |
| Autauga County Alabama | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Baldwin County Alabama | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
| Blount County Alabama | 1 | $ 177,000 | $ 177,000 | $ 53,000 |
| Butler County Alabama | 1 | $ 127,000 | $ 127,000 | $ 32,000 |
| Choctaw County Alabama | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Clarke County Alabama | 1 | $ 177,000 | $ 177,000 | $ 93,000 |
| Coosa County Alabama | 1 | $ 73,000 | $ 73,000 | $ 21,000 |
| Elmore County Alabama | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Geneva County Alabama | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Henry County Alabama | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Lawrence County Alabama | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Lee County Alabama | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Madison County Alabama | 1 | $ 158,000 | $ 158,000 | $ 80,000 |
| Pike County Alabama | 1 | $ 76,000 | $ 76,000 | $ 20,000 |
| Randolph County Alabama | 1 | $ 90,000 | $ 90,000 | $ 30,000 |
| Bradford County Florida | 1 | $ 88,000 | $ 88,000 | $ 23,000 |
| Broward County Florida | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| DeSoto County Florida | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Glades County Florida | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Hardee County Florida | 1 | $ 92,000 | $ 92,000 | $ 31,000 |
| Lake County Florida | 1 | $ 80,000 | $ 80,000 | $ 41,000 |
| Leon County Florida | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Okaloosa County Florida | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Okeechobee County Florida | 1 | $ 150,000 | $ 150,000 | $ 61,000 |
| Osceola County Florida | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Palm Beach County Florida | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Walton County Florida | 1 | $ 143,000 | $ 143,000 | $ 40,000 |
| Atkinson County Georgia | 1 | $ 31,000 | $ 31,000 | $ 21,000 |
| Bacon County Georgia | 1 | $ 141,000 | $ 141,000 | $ 47,000 |
| Ben Hill County Georgia | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Berrien County Georgia | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Bibb County Georgia | 1 | $ 73,000 | $ 73,000 | $ 41,000 |
| Bleckley County Georgia | 1 | $ 133,000 | $ 133,000 | $ 70,000 |
| Bulloch County Georgia | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Burke County Georgia | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Cobb County Georgia | 1 | $ 169,000 | $ 169,000 | $ 75,000 |
| Decatur County Georgia | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Dodge County Georgia | 1 | $ 98,000 | $ 98,000 | $ 48,000 |
| Dougherty County Georgia | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Douglas County Georgia | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Early County Georgia | 1 | $ 121,000 | $ 121,000 | $ 31,000 |
| Emanuel County Georgia | 1 | $ 92,000 | $ 92,000 | $ 29,000 |
| Irwin County Georgia | 1 | $ 132,000 | $ 132,000 | $ 36,000 |
| Laurens County Georgia | 1 | $ 96,000 | $ 96,000 | $ 29,000 |
| Lee County Georgia | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Meriwether County Georgia | 1 | $ 87,000 | $ 87,000 | $ 26,000 |
| Mitchell County Georgia | 1 | $ 76,000 | $ 76,000 | $ 33,000 |
| Richmond County Georgia | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Seminole County Georgia | 1 | $ 78,000 | $ 78,000 | $ 31,000 |
| Tattnall County Georgia | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Turner County Georgia | 1 | $ 109,000 | $ 109,000 | $ 63,000 |
| Wayne County Georgia | 1 | $ 61,000 | $ 61,000 | $ 18,000 |
| Washington County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Homeland Lending Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 260 | $28,011,000 | $107,000 | $400,000 | $42,000 | $314,000 |
| Refinancing | 7 | $737,000 | $105,000 | $206,000 | $47,000 | $79,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 120 | $12,604,000 | $105,000 | $219,000 | $40,000 | $86,000 |
| White | 107 | $11,827,000 | $110,000 | $206,000 | $42,000 | $86,000 |
| Black or African American | 31 | $2,866,000 | $92,000 | $170,000 | $38,000 | $94,000 |
| Hispanic | 8 | $1,318,000 | $164,000 | $400,000 | $86,000 | $314,000 |
| American Indian or Alaskan Native | 1 | $133,000 | $133,000 | $133,000 | $36,000 | $36,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 254 | $27,088,000 | $106,000 | $221,000 | $41,000 | $117,000 |
| VA-guaranteed (Veterans Administration) | 5 | $640,000 | $128,000 | $169,000 | $56,000 | $75,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4 | $640,000 | $160,000 | $400,000 | $108,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $380,000 | $95,000 | $112,000 | $27,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 192 | $21,394,000 | $111,000 | $400,000 | $44,000 | $314,000 |
| Application Denied By Financial Institution | 38 | $3,702,000 | $97,000 | $178,000 | $33,000 | $94,000 |
| Loan Originated | 36 | $3,544,000 | $98,000 | $177,000 | $45,000 | $93,000 |
| File Closed For Incompleteness | 1 | $108,000 | $108,000 | $108,000 | $45,000 | $45,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $1,046,000 | $95,000 | $124,000 | $35,000 | $67,000 |
| Employment History | 6 | $551,000 | $91,000 | $112,000 | $25,000 | $40,000 |
| Other | 2 | $214,000 | $107,000 | $138,000 | $67,000 | $94,000 |
| Debt-To-Income Ratio | 2 | $174,000 | $87,000 | $88,000 | $21,000 | $23,000 |
| Collateral | 2 | $226,000 | $113,000 | $140,000 | $38,000 | $41,000 |
| Unverifiable Information | 1 | $89,000 | $89,000 | $89,000 | $34,000 | $34,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeland Lending Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeland Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.