Homequest Capital Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Homequest Capital Funding, Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homequest Capital Funding, Llc 30000 Mill Creek Ave, Suite 400 Alpharetta, GA 30022 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 |
| Total Number of Mortgage Applications | 1,008 |
| Total Mortgage Loan Application Amount | $125,441,000 |
| Average Mortgage Loan Application Amount | $120,500 |
| Highest Mortgage Loan Application Amount | $680,000 |
| Average Applicant Income | $65,428 |
| Highest Applicant Income | $365,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Homequest Capital Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homequest Capital Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Homequest Capital Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homequest Capital Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homequest Capital Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homequest Capital Funding, Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 103 | $ 15,684,000 | $ 152,000 | $ 86,000 |
| DeKalb County Georgia | 87 | $ 10,527,000 | $ 121,000 | $ 84,000 |
| Gwinnett County Georgia | 54 | $ 7,607,000 | $ 140,000 | $ 65,000 |
| Mobile County Alabama | 50 | $ 4,247,000 | $ 84,000 | $ 64,000 |
| Clayton County Georgia | 47 | $ 5,044,000 | $ 107,000 | $ 79,000 |
| Duval County Florida | 43 | $ 4,921,000 | $ 114,000 | $ 56,000 |
| Cobb County Georgia | 37 | $ 4,756,000 | $ 128,000 | $ 78,000 |
| Broward County Florida | 36 | $ 4,363,000 | $ 121,000 | $ 76,000 |
| Jefferson County Alabama | 33 | $ 4,792,000 | $ 145,000 | $ 77,000 |
| Osceola County Florida | 22 | $ 3,107,000 | $ 141,000 | $ 66,000 |
| Polk County Florida | 21 | $ 2,539,000 | $ 120,000 | $ 51,000 |
| Henry County Georgia | 18 | $ 2,721,000 | $ 151,000 | $ 82,000 |
| Baldwin County Alabama | 17 | $ 3,062,000 | $ 180,000 | $ 108,000 |
| Orange County Florida | 16 | $ 2,323,000 | $ 145,000 | $ 53,000 |
| Knox County Tennessee | 15 | $ 1,328,000 | $ 88,000 | $ 80,000 |
| Cherokee County Georgia | 12 | $ 1,847,000 | $ 153,000 | $ 72,000 |
| Walton County Georgia | 12 | $ 1,895,000 | $ 157,000 | $ 66,000 |
| Sevier County Tennessee | 11 | $ 1,418,000 | $ 128,000 | $ 51,000 |
| Etowah County Alabama | 10 | $ 1,169,000 | $ 116,000 | $ 42,000 |
| Hall County Georgia | 10 | $ 1,210,000 | $ 121,000 | $ 40,000 |
| Horry County South Carolina | 10 | $ 1,048,000 | $ 104,000 | $ 48,000 |
| Newton County Georgia | 9 | $ 1,313,000 | $ 145,000 | $ 52,000 |
| Shelby County Alabama | 8 | $ 787,000 | $ 98,000 | $ 62,000 |
| Tuscaloosa County Alabama | 8 | $ 1,039,000 | $ 129,000 | $ 48,000 |
| Coweta County Georgia | 8 | $ 948,000 | $ 118,000 | $ 78,000 |
| Richmond County Georgia | 8 | $ 524,000 | $ 65,000 | $ 44,000 |
| Washington County Tennessee | 8 | $ 697,000 | $ 87,000 | $ 34,000 |
| Miami-Dade County Florida | 7 | $ 955,000 | $ 136,000 | $ 64,000 |
| Douglas County Georgia | 7 | $ 815,000 | $ 116,000 | $ 43,000 |
| Paulding County Georgia | 7 | $ 894,000 | $ 127,000 | $ 52,000 |
| Lauderdale County Alabama | 6 | $ 427,000 | $ 71,000 | $ 48,000 |
| Escambia County Florida | 6 | $ 375,000 | $ 62,000 | $ 27,000 |
| Palm Beach County Florida | 6 | $ 1,368,000 | $ 228,000 | $ 90,000 |
| Volusia County Florida | 6 | $ 656,000 | $ 109,000 | $ 44,000 |
| Carroll County Georgia | 6 | $ 656,000 | $ 109,000 | $ 48,000 |
| Pickens County Georgia | 6 | $ 823,000 | $ 137,000 | $ 61,000 |
| Montgomery County Alabama | 5 | $ 653,000 | $ 130,000 | $ 63,000 |
| Okaloosa County Florida | 5 | $ 959,000 | $ 191,000 | $ 80,000 |
| Seminole County Florida | 5 | $ 746,000 | $ 149,000 | $ 65,000 |
| Jackson County Georgia | 5 | $ 835,000 | $ 167,000 | $ 56,000 |
| Spalding County Georgia | 5 | $ 474,000 | $ 94,000 | $ 60,000 |
| Mecklenburg County North Carolina | 5 | $ 461,000 | $ 92,000 | $ 63,000 |
| Richland County South Carolina | 5 | $ 954,000 | $ 190,000 | $ 104,000 |
| Shelby County Tennessee | 5 | $ 487,000 | $ 97,000 | $ 54,000 |
| Escambia County Alabama | 4 | $ 248,000 | $ 62,000 | $ 79,000 |
| St. Clair County Alabama | 4 | $ 423,000 | $ 105,000 | $ 51,000 |
| Clay County Florida | 4 | $ 738,000 | $ 184,000 | $ 97,000 |
| Habersham County Georgia | 4 | $ 435,000 | $ 108,000 | $ 55,000 |
| Lee County Georgia | 4 | $ 265,000 | $ 66,000 | $ 72,000 |
| Davidson County Tennessee | 4 | $ 405,000 | $ 101,000 | $ 102,000 |
| Hamilton County Tennessee | 4 | $ 316,000 | $ 79,000 | $ 55,000 |
| Roane County Tennessee | 4 | $ 403,000 | $ 100,000 | $ 37,000 |
| Walker County Alabama | 3 | $ 160,000 | $ 53,000 | $ 73,000 |
| Lake County Florida | 3 | $ 353,000 | $ 117,000 | $ 67,000 |
| Santa Rosa County Florida | 3 | $ 451,000 | $ 150,000 | $ 48,000 |
| Barrow County Georgia | 3 | $ 496,000 | $ 165,000 | $ 63,000 |
| Floyd County Georgia | 3 | $ 311,000 | $ 103,000 | $ 67,000 |
| Forsyth County Georgia | 3 | $ 499,000 | $ 166,000 | $ 71,000 |
| Rockdale County Georgia | 3 | $ 326,000 | $ 108,000 | $ 49,000 |
| Catawba County North Carolina | 3 | $ 283,000 | $ 94,000 | $ 38,000 |
| Spartanburg County South Carolina | 3 | $ 242,000 | $ 80,000 | $ 41,000 |
| Carter County Tennessee | 3 | $ 315,000 | $ 105,000 | $ 28,000 |
| Jefferson County Tennessee | 3 | $ 405,000 | $ 135,000 | $ 63,000 |
| Johnson County Tennessee | 3 | $ 257,000 | $ 85,000 | $ 33,000 |
| Blount County Alabama | 2 | $ 141,000 | $ 70,000 | $ 54,000 |
| Lee County Alabama | 2 | $ 194,000 | $ 97,000 | $ 46,000 |
| Madison County Alabama | 2 | $ 243,000 | $ 121,000 | $ 63,000 |
| Russell County Alabama | 2 | $ 161,000 | $ 80,000 | $ 40,000 |
| Brevard County Florida | 2 | $ 347,000 | $ 173,000 | $ 63,000 |
| Bartow County Georgia | 2 | $ 210,000 | $ 105,000 | $ 31,000 |
| Bryan County Georgia | 2 | $ 555,000 | $ 277,000 | $ 108,000 |
| Catoosa County Georgia | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Chatham County Georgia | 2 | $ 107,000 | $ 53,000 | $ 98,000 |
| Clarke County Georgia | 2 | $ 258,000 | $ 129,000 | $ 84,000 |
| Fannin County Georgia | 2 | $ 274,000 | $ 137,000 | $ 60,000 |
| Fayette County Georgia | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Houston County Georgia | 2 | $ 192,000 | $ 96,000 | $ 48,000 |
| Madison County Georgia | 2 | $ 120,000 | $ 60,000 | $ 33,000 |
| Polk County Georgia | 2 | $ 135,000 | $ 67,000 | $ 32,000 |
| Union County Georgia | 2 | $ 463,000 | $ 231,000 | $ 63,000 |
| Walker County Georgia | 2 | $ 187,000 | $ 93,000 | $ 52,000 |
| White County Georgia | 2 | $ 375,000 | $ 187,000 | $ 41,000 |
| Cumberland County North Carolina | 2 | $ 157,000 | $ 78,000 | $ 46,000 |
| Robeson County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 23,000 |
| Florence County South Carolina | 2 | $ 322,000 | $ 161,000 | $ 90,000 |
| Marlboro County South Carolina | 2 | $ 97,000 | $ 48,000 | $ 51,000 |
| Anderson County Tennessee | 2 | $ 207,000 | $ 103,000 | $ 29,000 |
| Blount County Tennessee | 2 | $ 393,000 | $ 196,000 | $ 66,000 |
| Cumberland County Tennessee | 2 | $ 134,000 | $ 67,000 | $ 35,000 |
| Greene County Tennessee | 2 | $ 242,000 | $ 121,000 | $ 71,000 |
| Hamblen County Tennessee | 2 | $ 125,000 | $ 62,000 | $ 33,000 |
| Sullivan County Tennessee | 2 | $ 205,000 | $ 102,000 | $ 38,000 |
| Union County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Butler County Alabama | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Chilton County Alabama | 1 | $ 87,000 | $ 87,000 | $ 47,000 |
| Conecuh County Alabama | 1 | $ 64,000 | $ 64,000 | $ 52,000 |
| DeKalb County Alabama | 1 | $ 157,000 | $ 157,000 | $ 58,000 |
| Elmore County Alabama | 1 | $ 103,000 | $ 103,000 | $ 69,000 |
| Houston County Alabama | 1 | $ 87,000 | $ 87,000 | $ 65,000 |
| Jackson County Alabama | 1 | $ 43,000 | $ 43,000 | $ 41,000 |
| Lamar County Alabama | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Macon County Alabama | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
| Marshall County Alabama | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Talladega County Alabama | 1 | $ 111,000 | $ 111,000 | $ 52,000 |
| Wilcox County Alabama | 1 | $ 57,000 | $ 57,000 | $ 62,000 |
| Bradford County Florida | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| Citrus County Florida | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Highlands County Florida | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Hillsborough County Florida | 1 | $ 204,000 | $ 204,000 | $ 66,000 |
| Lee County Florida | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Leon County Florida | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Putnam County Florida | 1 | $ 71,000 | $ 71,000 | $ 25,000 |
| St. Johns County Florida | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Wakulla County Florida | 1 | $ 103,000 | $ 103,000 | $ 143,000 |
| Banks County Georgia | 1 | $ 61,000 | $ 61,000 | $ 36,000 |
| Camden County Georgia | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Columbia County Georgia | 1 | $ 240,000 | $ 240,000 | $ 111,000 |
| Dawson County Georgia | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Decatur County Georgia | 1 | $ 309,000 | $ 309,000 | $ 192,000 |
| Early County Georgia | 1 | $ 69,000 | $ 69,000 | $ 53,000 |
| Gilmer County Georgia | 1 | $ 113,000 | $ 113,000 | $ 86,000 |
| Glynn County Georgia | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Hart County Georgia | 1 | $ 209,000 | $ 209,000 | $ 69,000 |
| Jefferson County Georgia | 1 | $ 51,000 | $ 51,000 | $ 125,000 |
| Jones County Georgia | 1 | $ 184,000 | $ 184,000 | $ 39,000 |
| Lincoln County Georgia | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Lowndes County Georgia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Lumpkin County Georgia | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| McDuffie County Georgia | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Mitchell County Georgia | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Muscogee County Georgia | 1 | $ 120,000 | $ 120,000 | $ 188,000 |
| Putnam County Georgia | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Talbot County Georgia | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Upson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 14,000 |
| Whitfield County Georgia | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Alexander County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Brunswick County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 23,000 |
| Cabarrus County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Caldwell County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Craven County North Carolina | 1 | $ 394,000 | $ 394,000 | $ 360,000 |
| Gaston County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 42,000 |
| Guilford County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 240,000 |
| Iredell County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 43,000 |
| Lenoir County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| New Hanover County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 22,000 |
| Pamlico County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Cherokee County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 68,000 |
| Dillon County South Carolina | 1 | $ 38,000 | $ 38,000 | $ 68,000 |
| Edgefield County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 34,000 |
| Fairfield County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Lexington County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Pickens County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Claiborne County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Dyer County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Hardin County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Hawkins County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Lawrence County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 58,000 |
| Loudon County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 31,000 |
| Unicoi County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 41,000 |
| Hampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Henrico County Virginia | 1 | $ 189,000 | $ 189,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Homequest Capital Funding, Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 727 | $87,912,000 | $113,571 | $636,000 | $67,142 | $360,000 |
| Refinancing | 281 | $37,529,000 | $127,428 | $680,000 | $63,714 | $365,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 403 | $48,948,000 | $107,000 | $415,000 | $62,000 | $360,000 |
| Black or African American | 402 | $49,116,000 | $130,125 | $630,000 | $70,625 | $365,000 |
| Not Provided | 114 | $15,780,000 | $131,000 | $680,000 | $64,500 | $360,000 |
| Hispanic | 74 | $10,036,000 | $113,000 | $518,000 | $55,000 | $150,000 |
| Asian | 8 | $927,000 | $108,500 | $146,000 | $80,000 | $360,000 |
| American Indian or Alaskan Native | 4 | $375,000 | $93,750 | $144,000 | $57,500 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $259,000 | $98,500 | $135,000 | $68,500 | $77,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,008 | $125,441,000 | $120,875 | $680,000 | $67,000 | $365,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 446 | $53,996,000 | $115,833 | $680,000 | $63,666 | $365,000 |
| Application Denied By Financial Institution | 371 | $46,170,000 | $108,428 | $636,000 | $55,857 | $360,000 |
| Application Withdrawn By Applicant | 187 | $24,764,000 | $127,500 | $630,000 | $66,000 | $360,000 |
| Preapproval Denied by Financial Institution | 4 | $511,000 | $127,000 | $275,000 | $99,000 | $157,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 176 | $22,251,000 | $101,142 | $518,000 | $65,571 | $354,000 |
| Other | 58 | $7,734,000 | $115,333 | $636,000 | $63,666 | $360,000 |
| Debt-To-Income Ratio | 44 | $4,954,000 | $113,400 | $363,000 | $43,200 | $139,000 |
| Credit History | 39 | $4,530,000 | $106,285 | $309,000 | $49,428 | $302,000 |
| Unverifiable Information | 30 | $3,714,000 | $125,200 | $375,000 | $69,000 | $279,000 |
| Employment History | 23 | $2,832,000 | $105,600 | $394,000 | $41,400 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $296,000 | $148,000 | $158,000 | $58,000 | $72,000 |
| Credit Application Incomplete | 2 | $230,000 | $115,000 | $157,000 | $85,500 | $93,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homequest Capital Funding, Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homequest Capital Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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