Homeservices Lending, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homeservices Lending, Llc 2700 Westown Parkway Suite 345 Wilmington, DE 50266 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 821 |
| Total Mortgage Loan Application Amount | $167,165,000 |
| Average Mortgage Loan Application Amount | $180,600 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $106,800 |
| Highest Applicant Income | $733,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Homeservices Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homeservices Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Homeservices Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homeservices Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Homeservices Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homeservices Lending, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Polk County Iowa | 349 | $ 74,565,000 | $ 213,000 | $ 95,000 |
| Dallas County Iowa | 116 | $ 32,800,000 | $ 282,000 | $ 119,000 |
| Warren County Iowa | 79 | $ 16,945,000 | $ 214,000 | $ 97,000 |
| Jasper County Iowa | 59 | $ 8,655,000 | $ 146,000 | $ 71,000 |
| Linn County Iowa | 19 | $ 2,795,000 | $ 147,000 | $ 62,000 |
| Marion County Iowa | 19 | $ 3,155,000 | $ 166,000 | $ 77,000 |
| Madison County Iowa | 15 | $ 2,515,000 | $ 167,000 | $ 64,000 |
| Mahaska County Iowa | 15 | $ 1,885,000 | $ 125,000 | $ 67,000 |
| Story County Iowa | 15 | $ 2,525,000 | $ 168,000 | $ 94,000 |
| Boone County Iowa | 9 | $ 1,685,000 | $ 187,000 | $ 68,000 |
| Guthrie County Iowa | 8 | $ 1,200,000 | $ 150,000 | $ 74,000 |
| Johnson County Iowa | 7 | $ 1,795,000 | $ 256,000 | $ 139,000 |
| Appanoose County Iowa | 5 | $ 725,000 | $ 145,000 | $ 102,000 |
| Audubon County Iowa | 5 | $ 275,000 | $ 55,000 | $ 37,000 |
| Scott County Iowa | 5 | $ 855,000 | $ 171,000 | $ 149,000 |
| Cedar County Iowa | 4 | $ 650,000 | $ 162,000 | $ 53,000 |
| Harrison County Iowa | 4 | $ 560,000 | $ 140,000 | $ 107,000 |
| Union County Iowa | 4 | $ 370,000 | $ 92,000 | $ 58,000 |
| Webster County Iowa | 4 | $ 700,000 | $ 175,000 | $ 84,000 |
| Calhoun County Iowa | 3 | $ 475,000 | $ 158,000 | $ 61,000 |
| Clarke County Iowa | 3 | $ 345,000 | $ 115,000 | $ 48,000 |
| Greene County Iowa | 3 | $ 335,000 | $ 111,000 | $ 54,000 |
| Marshall County Iowa | 3 | $ 535,000 | $ 178,000 | $ 75,000 |
| Pottawattamie County Iowa | 3 | $ 225,000 | $ 75,000 | $ 32,000 |
| Adair County Iowa | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| Benton County Iowa | 2 | $ 280,000 | $ 140,000 | $ 83,000 |
| Clay County Iowa | 2 | $ 450,000 | $ 225,000 | $ 80,000 |
| Decatur County Iowa | 2 | $ 270,000 | $ 135,000 | $ 106,000 |
| Hancock County Iowa | 2 | $ 60,000 | $ 30,000 | $ 34,000 |
| Hardin County Iowa | 2 | $ 210,000 | $ 105,000 | $ 84,000 |
| Jones County Iowa | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Lucas County Iowa | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Monroe County Iowa | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Poweshiek County Iowa | 2 | $ 570,000 | $ 285,000 | $ 126,000 |
| Shelby County Iowa | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Tama County Iowa | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Wapello County Iowa | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Wayne County Iowa | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Winnebago County Iowa | 2 | $ 130,000 | $ 65,000 | $ 34,000 |
| Woodbury County Iowa | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Davis County Iowa | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Dubuque County Iowa | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Fayette County Iowa | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Grundy County Iowa | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Iowa County Iowa | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Jefferson County Iowa | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Mills County Iowa | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Lancaster County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 791 | $161,515,000 | $204,000 | $765,000 | $91,000 | $733,000 |
| Cash-out Refinancing | 15 | $2,965,000 | $197,000 | $305,000 | $101,000 | $228,000 |
| Refinancing | 9 | $1,765,000 | $196,000 | $345,000 | $91,000 | $181,000 |
| Other Purpose | 3 | $605,000 | $201,000 | $315,000 | $100,000 | $106,000 |
| Home Improvement | 3 | $315,000 | $105,000 | $135,000 | $151,000 | $154,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 658 | $132,650,000 | $201,000 | $765,000 | $92,000 | $733,000 |
| Black or African American | 60 | $13,940,000 | $232,000 | $725,000 | $84,000 | $327,000 |
| Hispanic | 42 | $8,140,000 | $193,000 | $435,000 | $88,000 | $264,000 |
| Asian | 28 | $5,620,000 | $200,000 | $485,000 | $79,000 | $177,000 |
| Not Provided | 26 | $5,800,000 | $223,000 | $535,000 | $103,000 | $370,000 |
| American Indian or Alaskan Native | 7 | $1,015,000 | $145,000 | $265,000 | $94,000 | $181,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 553 | $103,545,000 | $187,000 | $765,000 | $96,000 | $733,000 |
| FHA-insured (Federal Housing Administration) | 181 | $40,905,000 | $225,000 | $485,000 | $80,000 | $251,000 |
| VA-guaranteed (Veterans Administration) | 75 | $20,515,000 | $273,000 | $725,000 | $91,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $2,200,000 | $183,000 | $265,000 | $70,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 649 | $137,605,000 | $212,000 | $765,000 | $94,000 | $733,000 |
| Application Withdrawn By Applicant | 107 | $17,575,000 | $164,000 | $615,000 | $92,000 | $423,000 |
| Application Denied By Financial Institution | 34 | $6,070,000 | $178,000 | $375,000 | $73,000 | $180,000 |
| Preapproval Approved but not Accepted | 13 | $2,795,000 | $215,000 | $445,000 | $74,000 | $137,000 |
| Preapproval Denied by Financial Institution | 12 | $2,120,000 | $176,000 | $325,000 | $52,000 | $105,000 |
| Application Approved But Not Accepted | 3 | $395,000 | $131,000 | $335,000 | $70,000 | $142,000 |
| Loan Purchased By The Institution | 2 | $460,000 | $230,000 | $255,000 | $62,000 | $68,000 |
| File Closed For Incompleteness | 1 | $145,000 | $145,000 | $145,000 | $106,000 | $106,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 775 | $158,975,000 | $205,000 | $765,000 | $93,000 | $733,000 |
| Debt-To-Income Ratio | 18 | $3,300,000 | $183,000 | $375,000 | $59,000 | $147,000 |
| Employment History | 6 | $980,000 | $163,000 | $295,000 | $52,000 | $87,000 |
| Collateral | 6 | $780,000 | $130,000 | $215,000 | $71,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,045,000 | $209,000 | $315,000 | $85,000 | $167,000 |
| Credit History | 5 | $755,000 | $151,000 | $265,000 | $72,000 | $105,000 |
| Other | 4 | $780,000 | $195,000 | $285,000 | $110,000 | $180,000 |
| Unverifiable Information | 2 | $550,000 | $275,000 | $345,000 | $34,000 | $68,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homeservices Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.