Homestead Funding Corp.
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Homestead Funding Corp..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Homestead Funding Corp. 8 Airline Drive Albany, NY 12205 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,557 |
| Total Mortgage Loan Application Amount | $628,959,000 |
| Average Mortgage Loan Application Amount | $181,666 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $1,381,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albany County New York | 731 | $ 121,707,000 | $ 166,000 | $ 64,000 |
| Rensselaer County New York | 503 | $ 81,571,000 | $ 162,000 | $ 64,000 |
| Saratoga County New York | 488 | $ 105,053,000 | $ 215,000 | $ 77,000 |
| Schenectady County New York | 303 | $ 47,529,000 | $ 156,000 | $ 55,000 |
| Greene County New York | 135 | $ 22,182,000 | $ 164,000 | $ 64,000 |
| Dutchess County New York | 127 | $ 31,369,000 | $ 247,000 | $ 93,000 |
| Columbia County New York | 125 | $ 21,905,000 | $ 175,000 | $ 81,000 |
| Middlesex County Massachusetts | 111 | $ 22,592,000 | $ 203,000 | $ 58,000 |
| Montgomery County New York | 95 | $ 11,101,000 | $ 116,000 | $ 59,000 |
| Oneida County New York | 80 | $ 7,739,000 | $ 96,000 | $ 52,000 |
| Hartford County Connecticut | 71 | $ 14,055,000 | $ 197,000 | $ 75,000 |
| Washington County New York | 68 | $ 10,019,000 | $ 147,000 | $ 53,000 |
| Warren County New York | 64 | $ 11,874,000 | $ 185,000 | $ 92,000 |
| Fulton County New York | 48 | $ 6,332,000 | $ 131,000 | $ 70,000 |
| Fairfield County Connecticut | 43 | $ 11,977,000 | $ 278,000 | $ 95,000 |
| Jefferson County New York | 41 | $ 5,621,000 | $ 137,000 | $ 59,000 |
| New Haven County Connecticut | 34 | $ 7,707,000 | $ 226,000 | $ 82,000 |
| Franklin County New York | 33 | $ 3,278,000 | $ 99,000 | $ 64,000 |
| Putnam County New York | 30 | $ 7,623,000 | $ 254,000 | $ 110,000 |
| Onondaga County New York | 20 | $ 2,310,000 | $ 115,000 | $ 60,000 |
| Litchfield County Connecticut | 19 | $ 3,638,000 | $ 191,000 | $ 68,000 |
| Schoharie County New York | 19 | $ 2,957,000 | $ 155,000 | $ 69,000 |
| Herkimer County New York | 16 | $ 1,533,000 | $ 95,000 | $ 62,000 |
| Kent County Rhode Island | 14 | $ 2,381,000 | $ 170,000 | $ 63,000 |
| Providence County Rhode Island | 14 | $ 2,655,000 | $ 189,000 | $ 68,000 |
| Westchester County New York | 13 | $ 4,149,000 | $ 319,000 | $ 157,000 |
| Worcester County Massachusetts | 12 | $ 2,384,000 | $ 198,000 | $ 78,000 |
| Otsego County New York | 12 | $ 1,367,000 | $ 113,000 | $ 64,000 |
| Hillsborough County New Hampshire | 11 | $ 2,513,000 | $ 228,000 | $ 63,000 |
| St. Lawrence County New York | 11 | $ 1,470,000 | $ 133,000 | $ 82,000 |
| Essex County Massachusetts | 10 | $ 2,178,000 | $ 217,000 | $ 58,000 |
| Ulster County New York | 10 | $ 1,902,000 | $ 190,000 | $ 85,000 |
| Erie County New York | 9 | $ 1,678,000 | $ 186,000 | $ 75,000 |
| Rockingham County New Hampshire | 8 | $ 2,157,000 | $ 269,000 | $ 113,000 |
| Hamilton County New York | 8 | $ 1,097,000 | $ 137,000 | $ 64,000 |
| Orange County New York | 8 | $ 1,609,000 | $ 201,000 | $ 78,000 |
| New London County Connecticut | 7 | $ 1,361,000 | $ 194,000 | $ 81,000 |
| Suffolk County New York | 7 | $ 1,774,000 | $ 253,000 | $ 89,000 |
| Bristol County Massachusetts | 6 | $ 1,744,000 | $ 290,000 | $ 113,000 |
| Clinton County New York | 6 | $ 923,000 | $ 153,000 | $ 77,000 |
| Essex County New York | 6 | $ 1,009,000 | $ 168,000 | $ 91,000 |
| Washington County Rhode Island | 6 | $ 1,478,000 | $ 246,000 | $ 69,000 |
| Cayuga County New York | 5 | $ 598,000 | $ 119,000 | $ 56,000 |
| Lehigh County Pennsylvania | 5 | $ 901,000 | $ 180,000 | $ 83,000 |
| Northampton County Pennsylvania | 5 | $ 870,000 | $ 174,000 | $ 55,000 |
| Newport County Rhode Island | 5 | $ 1,344,000 | $ 268,000 | $ 86,000 |
| Windham County Connecticut | 4 | $ 783,000 | $ 195,000 | $ 124,000 |
| Hancock County Maine | 4 | $ 646,000 | $ 161,000 | $ 63,000 |
| Washington County Maine | 4 | $ 663,000 | $ 165,000 | $ 42,000 |
| Broome County New York | 4 | $ 662,000 | $ 165,000 | $ 66,000 |
| Delaware County New York | 4 | $ 530,000 | $ 132,000 | $ 55,000 |
| Middlesex County Connecticut | 3 | $ 728,000 | $ 242,000 | $ 88,000 |
| Tolland County Connecticut | 3 | $ 526,000 | $ 175,000 | $ 86,000 |
| Androscoggin County Maine | 3 | $ 446,000 | $ 148,000 | $ 31,000 |
| Penobscot County Maine | 3 | $ 362,000 | $ 120,000 | $ 51,000 |
| Sagadahoc County Maine | 3 | $ 450,000 | $ 150,000 | $ 59,000 |
| Franklin County Massachusetts | 3 | $ 632,000 | $ 210,000 | $ 80,000 |
| Hampden County Massachusetts | 3 | $ 631,000 | $ 210,000 | $ 34,000 |
| Norfolk County Massachusetts | 3 | $ 917,000 | $ 305,000 | $ 154,000 |
| Chenango County New York | 3 | $ 531,000 | $ 177,000 | $ 138,000 |
| Lewis County New York | 3 | $ 378,000 | $ 126,000 | $ 46,000 |
| Madison County New York | 3 | $ 353,000 | $ 117,000 | $ 45,000 |
| Monroe County New York | 3 | $ 223,000 | $ 74,000 | $ 24,000 |
| Rockland County New York | 3 | $ 1,068,000 | $ 356,000 | $ 171,000 |
| Broward County Florida | 2 | $ 335,000 | $ 167,000 | $ 72,000 |
| Collier County Florida | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Manatee County Florida | 2 | $ 366,000 | $ 183,000 | $ 162,000 |
| Orange County Florida | 2 | $ 429,000 | $ 214,000 | $ 208,000 |
| Cumberland County Maine | 2 | $ 501,000 | $ 250,000 | $ 180,000 |
| Franklin County Maine | 2 | $ 349,000 | $ 174,000 | $ 61,000 |
| Kennebec County Maine | 2 | $ 251,000 | $ 125,000 | $ 24,000 |
| Piscataquis County Maine | 2 | $ 449,000 | $ 224,000 | $ 87,000 |
| Plymouth County Massachusetts | 2 | $ 607,000 | $ 303,000 | $ 70,000 |
| Belknap County New Hampshire | 2 | $ 433,000 | $ 216,000 | $ 79,000 |
| Carroll County New Hampshire | 2 | $ 530,000 | $ 265,000 | $ 139,000 |
| Coos County New Hampshire | 2 | $ 199,000 | $ 99,000 | $ 84,000 |
| Grafton County New Hampshire | 2 | $ 344,000 | $ 172,000 | $ 40,000 |
| Cortland County New York | 2 | $ 307,000 | $ 153,000 | $ 66,000 |
| Oswego County New York | 2 | $ 254,000 | $ 127,000 | $ 44,000 |
| Queens County New York | 2 | $ 863,000 | $ 431,000 | $ 128,000 |
| Seneca County New York | 2 | $ 194,000 | $ 97,000 | $ 63,000 |
| Berks County Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Wyoming County Pennsylvania | 2 | $ 402,000 | $ 201,000 | $ 25,000 |
| Fairfax County Virginia | 2 | $ 322,000 | $ 161,000 | $ 39,000 |
| Flagler County Florida | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Hillsborough County Florida | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Lake County Florida | 1 | $ 100,000 | $ 100,000 | $ 127,000 |
| Miami-Dade County Florida | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| Osceola County Florida | 1 | $ 222,000 | $ 222,000 | $ 78,000 |
| Palm Beach County Florida | 1 | $ 284,000 | $ 284,000 | $ 148,000 |
| Pasco County Florida | 1 | $ 34,000 | $ 34,000 | $ 151,000 |
| Pinellas County Florida | 1 | $ 190,000 | $ 190,000 | $ 92,000 |
| Polk County Florida | 1 | $ 133,000 | $ 133,000 | $ 91,000 |
| Sumter County Florida | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Volusia County Florida | 1 | $ 124,000 | $ 124,000 | $ 105,000 |
| DeKalb County Georgia | 1 | $ 182,000 | $ 182,000 | $ 22,000 |
| Fulton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Sumter County Georgia | 1 | $ 47,000 | $ 47,000 | $ 33,000 |
| Allen County Indiana | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Tippecanoe County Indiana | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Knox County Maine | 1 | $ 21,000 | $ 21,000 | $ 32,000 |
| Oxford County Maine | 1 | $ 86,000 | $ 86,000 | $ 94,000 |
| Somerset County Maine | 1 | $ 44,000 | $ 44,000 | $ 120,000 |
| York County Maine | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Prince George's County Maryland | 1 | $ 260,000 | $ 260,000 | $ 110,000 |
| Barnstable County Massachusetts | 1 | $ 304,000 | $ 304,000 | $ 179,000 |
| Berkshire County Massachusetts | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
| Saginaw County Michigan | 1 | $ 97,000 | $ 97,000 | $ 195,000 |
| Strafford County New Hampshire | 1 | $ 69,000 | $ 69,000 | $ 76,000 |
| Bronx County New York | 1 | $ 392,000 | $ 392,000 | $ 153,000 |
| Cattaraugus County New York | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Chautauqua County New York | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Genesee County New York | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Kings County New York | 1 | $ 513,000 | $ 513,000 | $ 245,000 |
| Livingston County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Nassau County New York | 1 | $ 417,000 | $ 417,000 | $ 333,000 |
| Tompkins County New York | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Wayne County New York | 1 | $ 193,000 | $ 193,000 | $ 63,000 |
| Wyoming County New York | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 48,000 |
| Dauphin County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Delaware County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 172,000 | $ 172,000 | $ 81,000 |
| Bennington County Vermont | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Caledonia County Vermont | 1 | $ 152,000 | $ 152,000 | $ 156,000 |
| Franklin County Vermont | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Lamoille County Vermont | 1 | $ 247,000 | $ 247,000 | $ 85,000 |
| Windham County Vermont | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Accomack County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Colonial Heights County Virginia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Frederick County Virginia | 1 | $ 535,000 | $ 535,000 | $ 216,000 |
| Henrico County Virginia | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Newport News County Virginia | 1 | $ 210,000 | $ 210,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Homestead Funding Corp. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,778 | $306,781,000 | $172,000 | $685,000 | $80,000 | $1,158,000 |
| Refinancing | 1,777 | $321,793,000 | $181,000 | $900,000 | $58,000 | $1,381,000 |
| Home Improvement | 2 | $385,000 | $192,000 | $240,000 | $65,000 | $94,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,217 | $570,968,000 | $177,000 | $900,000 | $70,000 | $1,381,000 |
| Black or African American | 154 | $23,608,000 | $153,000 | $495,000 | $49,000 | $374,000 |
| Hispanic | 110 | $19,518,000 | $177,000 | $472,000 | $65,000 | $341,000 |
| Asian | 60 | $12,238,000 | $203,000 | $650,000 | $83,000 | $359,000 |
| Not Provided | 7 | $1,260,000 | $180,000 | $328,000 | $61,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $781,000 | $156,000 | $222,000 | $48,000 | $85,000 |
| American Indian or Alaskan Native | 4 | $586,000 | $146,000 | $188,000 | $33,000 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,720 | $325,669,000 | $189,000 | $900,000 | $91,000 | $1,381,000 |
| FHA-insured (Federal Housing Administration) | 1,701 | $277,075,000 | $162,000 | $531,000 | $48,000 | $448,000 |
| VA-guaranteed (Veterans Administration) | 136 | $26,215,000 | $192,000 | $487,000 | $54,000 | $169,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,828 | $488,809,000 | $172,000 | $771,000 | $67,000 | $1,381,000 |
| Application Approved But Not Accepted | 318 | $61,874,000 | $194,000 | $601,000 | $79,000 | $522,000 |
| Application Withdrawn By Applicant | 243 | $48,441,000 | $199,000 | $900,000 | $77,000 | $399,000 |
| Application Denied By Financial Institution | 147 | $25,902,000 | $176,000 | $487,000 | $72,000 | $327,000 |
| File Closed For Incompleteness | 18 | $3,656,000 | $203,000 | $650,000 | $84,000 | $303,000 |
| Preapproval Denied by Financial Institution | 3 | $277,000 | $92,000 | $139,000 | $44,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 17 | $2,666,000 | $156,000 | $329,000 | $73,000 | $327,000 |
| Collateral | 15 | $2,502,000 | $166,000 | $300,000 | $74,000 | $195,000 |
| Credit History | 9 | $1,254,000 | $139,000 | $207,000 | $59,000 | $85,000 |
| Other | 1 | $144,000 | $144,000 | $144,000 | $39,000 | $39,000 |
| Unverifiable Information | 1 | $317,000 | $317,000 | $317,000 | $111,000 | $111,000 |
| Employment History | 1 | $70,000 | $70,000 | $70,000 | $53,000 | $53,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $131,000 | $131,000 | $131,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.