Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Homestreet Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,912 |
| Total Mortgage Loan Application Amount | $1,579,890,000 |
| Average Mortgage Loan Application Amount | $428,933 |
| Highest Mortgage Loan Application Amount | $21,070,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 2,236 | $ 535,978,000 | $ 239,000 | $ 95,000 |
| Snohomish County Washington | 814 | $ 168,705,000 | $ 207,000 | $ 66,000 |
| Multnomah County Oregon | 634 | $ 105,560,000 | $ 166,000 | $ 74,000 |
| Pierce County Washington | 556 | $ 103,000,000 | $ 185,000 | $ 71,000 |
| Clark County Washington | 436 | $ 68,974,000 | $ 158,000 | $ 75,000 |
| Honolulu County Hawaii | 343 | $ 81,242,000 | $ 236,000 | $ 71,000 |
| Marion County Oregon | 326 | $ 48,691,000 | $ 149,000 | $ 64,000 |
| Spokane County Washington | 288 | $ 36,914,000 | $ 128,000 | $ 66,000 |
| Kitsap County Washington | 240 | $ 41,652,000 | $ 173,000 | $ 69,000 |
| Thurston County Washington | 238 | $ 35,747,000 | $ 150,000 | $ 81,000 |
| Washington County Oregon | 229 | $ 43,784,000 | $ 191,000 | $ 82,000 |
| Clackamas County Oregon | 228 | $ 47,525,000 | $ 208,000 | $ 77,000 |
| Hawaii County Hawaii | 127 | $ 23,096,000 | $ 181,000 | $ 59,000 |
| Maui County Hawaii | 103 | $ 22,075,000 | $ 214,000 | $ 78,000 |
| Polk County Oregon | 79 | $ 17,946,000 | $ 227,000 | $ 54,000 |
| Whatcom County Washington | 52 | $ 8,791,000 | $ 169,000 | $ 63,000 |
| Skagit County Washington | 41 | $ 6,668,000 | $ 162,000 | $ 80,000 |
| Mason County Washington | 39 | $ 4,405,000 | $ 112,000 | $ 60,000 |
| Umatilla County Oregon | 34 | $ 3,689,000 | $ 108,000 | $ 64,000 |
| Lewis County Washington | 27 | $ 3,062,000 | $ 113,000 | $ 68,000 |
| Yamhill County Oregon | 26 | $ 4,859,000 | $ 186,000 | $ 76,000 |
| Island County Washington | 22 | $ 5,365,000 | $ 243,000 | $ 97,000 |
| Cowlitz County Washington | 21 | $ 3,327,000 | $ 158,000 | $ 66,000 |
| Columbia County Oregon | 19 | $ 3,554,000 | $ 187,000 | $ 46,000 |
| Linn County Oregon | 17 | $ 1,830,000 | $ 107,000 | $ 49,000 |
| Tillamook County Oregon | 15 | $ 2,166,000 | $ 144,000 | $ 103,000 |
| Kittitas County Washington | 15 | $ 2,556,000 | $ 170,000 | $ 104,000 |
| Grays Harbor County Washington | 14 | $ 1,587,000 | $ 113,000 | $ 66,000 |
| Deschutes County Oregon | 12 | $ 2,905,000 | $ 242,000 | $ 91,000 |
| Yakima County Washington | 11 | $ 1,354,000 | $ 123,000 | $ 66,000 |
| Josephine County Oregon | 8 | $ 896,000 | $ 112,000 | $ 51,000 |
| Lane County Oregon | 8 | $ 12,632,000 | $ 1,579,000 | $ 42,000 |
| Douglas County Oregon | 7 | $ 705,000 | $ 100,000 | $ 52,000 |
| Chelan County Washington | 7 | $ 938,000 | $ 134,000 | $ 110,000 |
| Clallam County Washington | 7 | $ 1,328,000 | $ 189,000 | $ 92,000 |
| Kauai County Hawaii | 6 | $ 1,061,000 | $ 176,000 | $ 59,000 |
| Jefferson County Washington | 6 | $ 796,000 | $ 132,000 | $ 53,000 |
| Pacific County Washington | 6 | $ 654,000 | $ 109,000 | $ 210,000 |
| Skamania County Washington | 6 | $ 721,000 | $ 120,000 | $ 54,000 |
| Kootenai County Idaho | 5 | $ 1,076,000 | $ 215,000 | $ 160,000 |
| Crook County Oregon | 5 | $ 459,000 | $ 91,000 | $ 34,000 |
| Klamath County Oregon | 5 | $ 280,000 | $ 56,000 | $ 45,000 |
| Benton County Oregon | 4 | $ 979,000 | $ 244,000 | $ 90,000 |
| Clatsop County Oregon | 4 | $ 630,000 | $ 157,000 | $ 176,000 |
| Jackson County Oregon | 4 | $ 376,000 | $ 94,000 | $ 45,000 |
| Lincoln County Oregon | 4 | $ 1,877,000 | $ 469,000 | $ 51,000 |
| Malheur County Oregon | 4 | $ 493,000 | $ 123,000 | $ 32,000 |
| Benton County Washington | 4 | $ 552,000 | $ 138,000 | $ 83,000 |
| Pend Oreille County Washington | 4 | $ 531,000 | $ 132,000 | $ 57,000 |
| San Juan County Washington | 4 | $ 665,000 | $ 166,000 | $ 69,000 |
| Stevens County Washington | 4 | $ 502,000 | $ 125,000 | $ 58,000 |
| Hood River County Oregon | 3 | $ 321,000 | $ 107,000 | $ 64,000 |
| Okanogan County Washington | 3 | $ 276,000 | $ 92,000 | $ 47,000 |
| Wahkiakum County Washington | 3 | $ 357,000 | $ 119,000 | $ 68,000 |
| Walla Walla County Washington | 3 | $ 3,283,000 | $ 1,094,000 | $ 90,000 |
| Navajo County Arizona | 2 | $ 269,000 | $ 134,000 | $ 0 |
| Santa Rosa County Florida | 2 | $ 319,000 | $ 159,000 | $ 325,000 |
| Ada County Idaho | 2 | $ 310,000 | $ 155,000 | $ 127,000 |
| Blaine County Idaho | 2 | $ 600,000 | $ 300,000 | $ 289,000 |
| Wallowa County Oregon | 2 | $ 383,000 | $ 191,000 | $ 9,000 |
| Grant County Washington | 2 | $ 129,000 | $ 64,000 | $ 61,000 |
| Lincoln County Washington | 2 | $ 146,000 | $ 73,000 | $ 94,000 |
| Los Angeles County California | 1 | $ 3,692,000 | $ 3,692,000 | $ 0 |
| Bonner County Idaho | 1 | $ 143,000 | $ 143,000 | $ 102,000 |
| Boundary County Idaho | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Canyon County Idaho | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Elmore County Idaho | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Latah County Idaho | 1 | $ 1,036,000 | $ 1,036,000 | $ 0 |
| Coos County Oregon | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Jefferson County Oregon | 1 | $ 146,000 | $ 146,000 | $ 27,000 |
| Morrow County Oregon | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Union County Oregon | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Wasco County Oregon | 1 | $ 33,000 | $ 33,000 | $ 16,000 |
| Douglas County Washington | 1 | $ 134,000 | $ 134,000 | $ 47,000 |
| Franklin County Washington | 1 | $ 143,000 | $ 143,000 | $ 38,000 |
| Klickitat County Washington | 1 | $ 155,000 | $ 155,000 | $ 197,000 |
| Whitman County Washington | 1 | $ 127,000 | $ 127,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,518 | $902,934,000 | $226,666 | $7,320,000 | $61,333 | $1,139,000 |
| Refinancing | 3,094 | $621,472,000 | $768,666 | $8,662,000 | $112,000 | $4,800,000 |
| Home Improvement | 300 | $55,484,000 | $154,000 | $21,070,000 | $80,000 | $1,494,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,733 | $1,047,426,000 | $179,428 | $1,500,000 | $111,857 | $1,494,000 |
| Not Provided | 793 | $157,045,000 | $205,600 | $1,000,000 | $77,600 | $4,800,000 |
| Asian | 644 | $133,604,000 | $206,000 | $1,103,000 | $63,000 | $329,000 |
| Hispanic | 256 | $40,558,000 | $178,750 | $780,000 | $61,500 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 232 | $39,937,000 | $174,250 | $750,000 | $64,750 | $600,000 |
| Black or African American | 168 | $31,385,000 | $189,750 | $584,000 | $63,000 | $236,000 |
| American Indian or Alaskan Native | 50 | $8,058,000 | $164,500 | $612,000 | $47,000 | $148,000 |
| Not applicable | 36 | $121,877,000 | $2,837,600 | $21,070,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,129 | $1,454,344,000 | $634,125 | $21,070,000 | $92,625 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 617 | $93,050,000 | $151,500 | $387,000 | $51,250 | $558,000 |
| VA-guaranteed (Veterans Administration) | 156 | $31,054,000 | $190,000 | $358,000 | $57,750 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,442,000 | $191,000 | $250,000 | $43,000 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,259 | $856,893,000 | $906,800 | $21,070,000 | $67,400 | $822,000 |
| Loan Purchased By The Institution | 1,861 | $369,046,000 | $262,000 | $1,000,000 | $119,333 | $4,800,000 |
| Application Approved But Not Accepted | 555 | $110,802,000 | $205,000 | $1,500,000 | $74,750 | $732,000 |
| Application Denied By Financial Institution | 408 | $64,907,000 | $161,333 | $1,300,000 | $57,666 | $1,399,000 |
| Preapproval Approved but not Accepted | 349 | $73,993,000 | $212,000 | $960,000 | $60,000 | $364,000 |
| Application Withdrawn By Applicant | 288 | $72,028,000 | $203,600 | $5,951,000 | $118,200 | $1,494,000 |
| Preapproval Denied by Financial Institution | 168 | $28,289,000 | $168,000 | $713,000 | $50,000 | $300,000 |
| File Closed For Incompleteness | 24 | $3,932,000 | $173,000 | $340,000 | $68,666 | $250,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 231 | $34,857,000 | $147,500 | $576,000 | $54,750 | $300,000 |
| Debt-To-Income Ratio | 223 | $37,677,000 | $168,500 | $528,000 | $47,750 | $261,000 |
| Collateral | 78 | $13,430,000 | $156,666 | $1,300,000 | $67,333 | $1,399,000 |
| Other | 20 | $3,699,000 | $223,750 | $400,000 | $69,250 | $149,000 |
| Employment History | 9 | $1,767,000 | $172,333 | $713,000 | $67,000 | $216,000 |
| Unverifiable Information | 8 | $934,000 | $80,000 | $411,000 | $80,000 | $137,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $639,000 | $114,000 | $268,000 | $48,750 | $79,000 |
| Credit Application Incomplete | 2 | $193,000 | $96,500 | $145,000 | $79,500 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.