Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Homestreet Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 34,913 |
| Total Mortgage Loan Application Amount | $11,271,875,000 |
| Average Mortgage Loan Application Amount | $334,000 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $115,666 |
| Highest Applicant Income | $5,795,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 7,169 | $ 2,788,727,000 | $ 388,000 | $ 133,000 |
| Snohomish County Washington | 2,720 | $ 820,476,000 | $ 301,000 | $ 104,000 |
| Clark County Washington | 2,285 | $ 598,650,000 | $ 261,000 | $ 109,000 |
| Pierce County Washington | 1,647 | $ 414,418,000 | $ 251,000 | $ 96,000 |
| Spokane County Washington | 1,483 | $ 312,457,000 | $ 210,000 | $ 81,000 |
| Los Angeles County California | 1,281 | $ 626,926,000 | $ 489,000 | $ 146,000 |
| Multnomah County Oregon | 1,245 | $ 329,909,000 | $ 264,000 | $ 99,000 |
| Maricopa County Arizona | 1,135 | $ 253,311,000 | $ 223,000 | $ 101,000 |
| San Diego County California | 970 | $ 464,997,000 | $ 479,000 | $ 173,000 |
| Honolulu County Hawaii | 850 | $ 341,739,000 | $ 402,000 | $ 107,000 |
| Clackamas County Oregon | 692 | $ 195,468,000 | $ 282,000 | $ 102,000 |
| Thurston County Washington | 652 | $ 175,577,000 | $ 269,000 | $ 89,000 |
| Benton County Washington | 575 | $ 119,303,000 | $ 207,000 | $ 91,000 |
| Napa County California | 525 | $ 216,167,000 | $ 411,000 | $ 142,000 |
| Marion County Oregon | 523 | $ 96,172,000 | $ 183,000 | $ 77,000 |
| Kitsap County Washington | 511 | $ 151,473,000 | $ 296,000 | $ 97,000 |
| Washington County Oregon | 510 | $ 134,411,000 | $ 263,000 | $ 99,000 |
| Orange County California | 508 | $ 235,764,000 | $ 464,000 | $ 144,000 |
| Kern County California | 498 | $ 103,274,000 | $ 207,000 | $ 94,000 |
| Solano County California | 480 | $ 150,638,000 | $ 313,000 | $ 105,000 |
| San Bernardino County California | 413 | $ 101,310,000 | $ 245,000 | $ 97,000 |
| Riverside County California | 376 | $ 114,886,000 | $ 305,000 | $ 117,000 |
| Ada County Idaho | 369 | $ 91,171,000 | $ 247,000 | $ 101,000 |
| Contra Costa County California | 333 | $ 165,708,000 | $ 497,000 | $ 148,000 |
| Fresno County California | 329 | $ 92,049,000 | $ 279,000 | $ 126,000 |
| Sacramento County California | 284 | $ 94,312,000 | $ 332,000 | $ 141,000 |
| Franklin County Washington | 268 | $ 52,277,000 | $ 195,000 | $ 73,000 |
| Deschutes County Oregon | 255 | $ 63,300,000 | $ 248,000 | $ 96,000 |
| Alameda County California | 254 | $ 136,487,000 | $ 537,000 | $ 169,000 |
| Skagit County Washington | 253 | $ 58,245,000 | $ 230,000 | $ 90,000 |
| Sonoma County California | 245 | $ 111,222,000 | $ 453,000 | $ 157,000 |
| Kootenai County Idaho | 236 | $ 64,926,000 | $ 275,000 | $ 101,000 |
| San Francisco County California | 230 | $ 165,852,000 | $ 721,000 | $ 269,000 |
| Lane County Oregon | 226 | $ 54,280,000 | $ 240,000 | $ 91,000 |
| Marin County California | 219 | $ 133,395,000 | $ 609,000 | $ 187,000 |
| Hawaii County Hawaii | 208 | $ 51,093,000 | $ 245,000 | $ 84,000 |
| Yakima County Washington | 165 | $ 31,060,000 | $ 188,000 | $ 76,000 |
| Maui County Hawaii | 143 | $ 47,227,000 | $ 330,000 | $ 90,000 |
| Placer County California | 140 | $ 60,375,000 | $ 431,000 | $ 191,000 |
| Nez Perce County Idaho | 140 | $ 24,011,000 | $ 171,000 | $ 73,000 |
| Whatcom County Washington | 140 | $ 37,893,000 | $ 270,000 | $ 102,000 |
| Kittitas County Washington | 132 | $ 38,314,000 | $ 290,000 | $ 165,000 |
| Polk County Oregon | 126 | $ 23,908,000 | $ 189,000 | $ 84,000 |
| Santa Clara County California | 125 | $ 76,304,000 | $ 610,000 | $ 176,000 |
| Cowlitz County Washington | 122 | $ 27,866,000 | $ 228,000 | $ 86,000 |
| Island County Washington | 121 | $ 31,217,000 | $ 257,000 | $ 106,000 |
| Whitman County Washington | 111 | $ 21,709,000 | $ 195,000 | $ 93,000 |
| Canyon County Idaho | 98 | $ 17,124,000 | $ 174,000 | $ 67,000 |
| Grays Harbor County Washington | 95 | $ 24,333,000 | $ 256,000 | $ 154,000 |
| San Joaquin County California | 93 | $ 28,044,000 | $ 301,000 | $ 115,000 |
| Latah County Idaho | 92 | $ 16,689,000 | $ 181,000 | $ 84,000 |
| San Mateo County California | 89 | $ 54,068,000 | $ 607,000 | $ 180,000 |
| Umatilla County Oregon | 81 | $ 12,447,000 | $ 153,000 | $ 70,000 |
| Mason County Washington | 81 | $ 16,687,000 | $ 206,000 | $ 93,000 |
| Butte County California | 75 | $ 18,546,000 | $ 247,000 | $ 75,000 |
| Yamhill County Oregon | 69 | $ 15,034,000 | $ 217,000 | $ 78,000 |
| Pinal County Arizona | 65 | $ 10,298,000 | $ 158,000 | $ 68,000 |
| Clark County Nevada | 65 | $ 36,131,000 | $ 555,000 | $ 103,000 |
| Asotin County Washington | 59 | $ 9,796,000 | $ 166,000 | $ 62,000 |
| Stevens County Washington | 59 | $ 12,091,000 | $ 204,000 | $ 78,000 |
| Payette County Idaho | 55 | $ 7,645,000 | $ 139,000 | $ 74,000 |
| Madera County California | 52 | $ 11,915,000 | $ 229,000 | $ 94,000 |
| Chelan County Washington | 50 | $ 23,458,000 | $ 469,000 | $ 180,000 |
| Linn County Oregon | 49 | $ 9,736,000 | $ 198,000 | $ 75,000 |
| Columbia County Oregon | 47 | $ 8,483,000 | $ 180,000 | $ 64,000 |
| Lewis County Washington | 46 | $ 7,045,000 | $ 153,000 | $ 67,000 |
| Lincoln County Oregon | 44 | $ 11,299,000 | $ 256,000 | $ 97,000 |
| Grant County Washington | 44 | $ 9,567,000 | $ 217,000 | $ 99,000 |
| Glenn County California | 38 | $ 6,267,000 | $ 164,000 | $ 58,000 |
| El Dorado County California | 37 | $ 15,593,000 | $ 421,000 | $ 212,000 |
| Malheur County Oregon | 34 | $ 3,680,000 | $ 108,000 | $ 52,000 |
| Adams County Washington | 34 | $ 5,973,000 | $ 175,000 | $ 79,000 |
| Skamania County Washington | 34 | $ 7,482,000 | $ 220,000 | $ 92,000 |
| San Luis Obispo County California | 32 | $ 14,494,000 | $ 452,000 | $ 192,000 |
| Morrow County Oregon | 31 | $ 4,230,000 | $ 136,000 | $ 61,000 |
| Klickitat County Washington | 31 | $ 5,130,000 | $ 165,000 | $ 68,000 |
| Washoe County Nevada | 28 | $ 7,476,000 | $ 267,000 | $ 188,000 |
| Clatsop County Oregon | 28 | $ 6,639,000 | $ 237,000 | $ 135,000 |
| Jackson County Oregon | 27 | $ 4,972,000 | $ 184,000 | $ 71,000 |
| Jefferson County Washington | 27 | $ 5,937,000 | $ 219,000 | $ 101,000 |
| Ventura County California | 26 | $ 12,115,000 | $ 465,000 | $ 162,000 |
| Yolo County California | 26 | $ 7,895,000 | $ 303,000 | $ 135,000 |
| Benton County Oregon | 26 | $ 11,706,000 | $ 450,000 | $ 122,000 |
| Walla Walla County Washington | 26 | $ 4,641,000 | $ 178,000 | $ 83,000 |
| Washington County Idaho | 25 | $ 2,617,000 | $ 104,000 | $ 41,000 |
| Pacific County Washington | 25 | $ 3,839,000 | $ 153,000 | $ 113,000 |
| Kauai County Hawaii | 23 | $ 7,429,000 | $ 323,000 | $ 90,000 |
| Clallam County Washington | 23 | $ 4,631,000 | $ 201,000 | $ 99,000 |
| Bonner County Idaho | 22 | $ 6,502,000 | $ 295,000 | $ 148,000 |
| Jefferson County Oregon | 22 | $ 4,144,000 | $ 188,000 | $ 79,000 |
| Crook County Oregon | 20 | $ 3,847,000 | $ 192,000 | $ 85,000 |
| Tillamook County Oregon | 20 | $ 4,130,000 | $ 206,000 | $ 133,000 |
| Curry County Oregon | 19 | $ 4,006,000 | $ 210,000 | $ 68,000 |
| Stanislaus County California | 17 | $ 6,079,000 | $ 357,000 | $ 154,000 |
| Pend Oreille County Washington | 17 | $ 3,566,000 | $ 209,000 | $ 108,000 |
| Anchorage County Alaska | 16 | $ 7,360,000 | $ 460,000 | $ 178,000 |
| Santa Cruz County California | 16 | $ 5,979,000 | $ 373,000 | $ 135,000 |
| Lincoln County Washington | 16 | $ 2,484,000 | $ 155,000 | $ 93,000 |
| Santa Barbara County California | 15 | $ 6,301,000 | $ 420,000 | $ 167,000 |
| Klamath County Oregon | 15 | $ 3,712,000 | $ 247,000 | $ 142,000 |
| Mohave County Arizona | 14 | $ 3,778,000 | $ 269,000 | $ 126,000 |
| Josephine County Oregon | 14 | $ 2,655,000 | $ 189,000 | $ 151,000 |
| Navajo County Arizona | 13 | $ 1,960,000 | $ 150,000 | $ 60,000 |
| Pima County Arizona | 13 | $ 3,721,000 | $ 286,000 | $ 398,000 |
| Idaho County Idaho | 13 | $ 2,065,000 | $ 158,000 | $ 56,000 |
| Blaine County Idaho | 12 | $ 2,880,000 | $ 240,000 | $ 132,000 |
| Grant County Oregon | 12 | $ 1,509,000 | $ 125,000 | $ 79,000 |
| Hood River County Oregon | 12 | $ 3,553,000 | $ 296,000 | $ 119,000 |
| Okanogan County Washington | 12 | $ 2,343,000 | $ 195,000 | $ 174,000 |
| Clearwater County Idaho | 11 | $ 2,044,000 | $ 185,000 | $ 72,000 |
| San Juan County Washington | 11 | $ 3,499,000 | $ 318,000 | $ 149,000 |
| Kings County California | 10 | $ 1,456,000 | $ 145,000 | $ 64,000 |
| Lake County California | 10 | $ 2,031,000 | $ 203,000 | $ 74,000 |
| Merced County California | 10 | $ 2,420,000 | $ 242,000 | $ 57,000 |
| Nevada County California | 10 | $ 5,736,000 | $ 573,000 | $ 324,000 |
| Valley County Idaho | 10 | $ 2,231,000 | $ 223,000 | $ 116,000 |
| Wasco County Oregon | 10 | $ 1,766,000 | $ 176,000 | $ 91,000 |
| Monterey County California | 9 | $ 2,923,000 | $ 324,000 | $ 141,000 |
| Tehama County California | 9 | $ 1,917,000 | $ 213,000 | $ 73,000 |
| Adams County Idaho | 9 | $ 1,059,000 | $ 117,000 | $ 58,000 |
| Gem County Idaho | 9 | $ 1,432,000 | $ 159,000 | $ 71,000 |
| Utah County Utah | 9 | $ 2,849,000 | $ 316,000 | $ 296,000 |
| Sitka County Alaska | 8 | $ 2,554,000 | $ 319,000 | $ 78,000 |
| Shasta County California | 8 | $ 1,904,000 | $ 238,000 | $ 108,000 |
| Douglas County Oregon | 8 | $ 1,320,000 | $ 165,000 | $ 51,000 |
| Salt Lake County Utah | 8 | $ 9,652,000 | $ 1,206,000 | $ 128,000 |
| Columbia County Washington | 8 | $ 1,172,000 | $ 146,000 | $ 72,000 |
| Coconino County Arizona | 7 | $ 1,924,000 | $ 274,000 | $ 246,000 |
| Tulare County California | 7 | $ 952,000 | $ 136,000 | $ 109,000 |
| Yavapai County Arizona | 6 | $ 1,538,000 | $ 256,000 | $ 143,000 |
| Sutter County California | 6 | $ 1,970,000 | $ 328,000 | $ 71,000 |
| Yuba County California | 6 | $ 1,168,000 | $ 194,000 | $ 83,000 |
| El Paso County Colorado | 6 | $ 5,670,000 | $ 945,000 | $ 101,000 |
| Coos County Oregon | 6 | $ 1,617,000 | $ 269,000 | $ 90,000 |
| Jefferson County Colorado | 5 | $ 7,861,000 | $ 1,572,000 | $ 83,000 |
| Boundary County Idaho | 5 | $ 713,000 | $ 142,000 | $ 69,000 |
| Gila County Arizona | 4 | $ 1,430,000 | $ 357,000 | $ 159,000 |
| Mono County California | 4 | $ 935,000 | $ 233,000 | $ 223,000 |
| San Benito County California | 4 | $ 1,719,000 | $ 429,000 | $ 126,000 |
| Siskiyou County California | 4 | $ 487,000 | $ 121,000 | $ 91,000 |
| Adams County Colorado | 4 | $ 1,028,000 | $ 257,000 | $ 112,000 |
| Denver County Colorado | 4 | $ 6,216,000 | $ 1,554,000 | $ 41,000 |
| Douglas County Colorado | 4 | $ 3,410,000 | $ 852,000 | $ 71,000 |
| Boise County Idaho | 4 | $ 710,000 | $ 177,000 | $ 83,000 |
| Baker County Oregon | 4 | $ 438,000 | $ 109,000 | $ 58,000 |
| Union County Oregon | 4 | $ 477,000 | $ 119,000 | $ 105,000 |
| Douglas County Washington | 4 | $ 955,000 | $ 238,000 | $ 111,000 |
| Wahkiakum County Washington | 4 | $ 583,000 | $ 145,000 | $ 119,000 |
| Amador County California | 3 | $ 1,903,000 | $ 634,000 | $ 230,000 |
| Imperial County California | 3 | $ 472,000 | $ 157,000 | $ 52,000 |
| Mendocino County California | 3 | $ 762,000 | $ 254,000 | $ 184,000 |
| Bonneville County Idaho | 3 | $ 889,000 | $ 296,000 | $ 113,000 |
| Elmore County Idaho | 3 | $ 525,000 | $ 175,000 | $ 41,000 |
| Lewis County Idaho | 3 | $ 200,000 | $ 66,000 | $ 35,000 |
| Twin Falls County Idaho | 3 | $ 844,000 | $ 281,000 | $ 121,000 |
| Lyon County Nevada | 3 | $ 507,000 | $ 169,000 | $ 52,000 |
| Tarrant County Texas | 3 | $ 10,650,000 | $ 3,550,000 | $ 0 |
| Summit County Utah | 3 | $ 1,521,000 | $ 507,000 | $ 184,000 |
| Ferry County Washington | 3 | $ 463,000 | $ 154,000 | $ 83,000 |
| Garfield County Washington | 3 | $ 332,000 | $ 110,000 | $ 89,000 |
| Juneau County Alaska | 2 | $ 930,000 | $ 465,000 | $ 119,000 |
| Kenai Peninsula County Alaska | 2 | $ 377,000 | $ 188,000 | $ 72,000 |
| Mariposa County California | 2 | $ 325,000 | $ 162,000 | $ 58,000 |
| Plumas County California | 2 | $ 1,083,000 | $ 541,000 | $ 134,000 |
| Arapahoe County Colorado | 2 | $ 513,000 | $ 256,000 | $ 125,000 |
| Boulder County Colorado | 2 | $ 1,413,000 | $ 706,000 | $ 230,000 |
| Mesa County Colorado | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| Weld County Colorado | 2 | $ 4,894,000 | $ 2,447,000 | $ 0 |
| Madison County Idaho | 2 | $ 474,000 | $ 237,000 | $ 47,000 |
| Yellowstone County Montana | 2 | $ 18,624,000 | $ 9,312,000 | $ 0 |
| Douglas County Nevada | 2 | $ 1,110,000 | $ 555,000 | $ 216,000 |
| Tulsa County Oklahoma | 2 | $ 7,040,000 | $ 3,520,000 | $ 0 |
| Davis County Utah | 2 | $ 554,000 | $ 277,000 | $ 152,000 |
| Washington County Utah | 2 | $ 283,000 | $ 141,000 | $ 82,000 |
| Fairbanks North Star County Alaska | 1 | $ 142,000 | $ 142,000 | $ 32,000 |
| Ketchikan Gateway County Alaska | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Kodiak Island County Alaska | 1 | $ 580,000 | $ 580,000 | $ 190,000 |
| Matanuska-Susitna County Alaska | 1 | $ 175,000 | $ 175,000 | $ 23,000 |
| La Paz County Arizona | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Yuma County Arizona | 1 | $ 177,000 | $ 177,000 | $ 119,000 |
| Alpine County California | 1 | $ 333,000 | $ 333,000 | $ 151,000 |
| Calaveras County California | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Colusa County California | 1 | $ 211,000 | $ 211,000 | $ 84,000 |
| Del Norte County California | 1 | $ 207,000 | $ 207,000 | $ 54,000 |
| Humboldt County California | 1 | $ 161,000 | $ 161,000 | $ 35,000 |
| Archuleta County Colorado | 1 | $ 144,000 | $ 144,000 | $ 62,000 |
| La Plata County Colorado | 1 | $ 132,000 | $ 132,000 | $ 70,000 |
| Park County Colorado | 1 | $ 289,000 | $ 289,000 | $ 111,000 |
| Teller County Colorado | 1 | $ 528,000 | $ 528,000 | $ 227,000 |
| Bannock County Idaho | 1 | $ 400,000 | $ 400,000 | $ 518,000 |
| Caribou County Idaho | 1 | $ 400,000 | $ 400,000 | $ 400,000 |
| Cassia County Idaho | 1 | $ 74,000 | $ 74,000 | $ 69,000 |
| Franklin County Idaho | 1 | $ 140,000 | $ 140,000 | $ 39,000 |
| Shoshone County Idaho | 1 | $ 52,000 | $ 52,000 | $ 47,000 |
| Sedgwick County Kansas | 1 | $ 7,250,000 | $ 7,250,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 5,500,000 | $ 5,500,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Jackson County Missouri | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Cascade County Montana | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Missoula County Montana | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Carson City County Nevada | 1 | $ 198,000 | $ 198,000 | $ 118,000 |
| Harney County Oregon | 1 | $ 1,450,000 | $ 1,450,000 | $ 0 |
| Sherman County Oregon | 1 | $ 172,000 | $ 172,000 | $ 85,000 |
| Knox County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 40,000 |
| Dallas County Texas | 1 | $ 1,680,000 | $ 1,680,000 | $ 0 |
| Lubbock County Texas | 1 | $ 2,080,000 | $ 2,080,000 | $ 0 |
| Smith County Texas | 1 | $ 3,640,000 | $ 3,640,000 | $ 0 |
| Wichita County Texas | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Cache County Utah | 1 | $ 330,000 | $ 330,000 | $ 126,000 |
| Kane County Utah | 1 | $ 900,000 | $ 900,000 | $ 175,000 |
| Wasatch County Utah | 1 | $ 625,000 | $ 625,000 | $ 720,000 |
| Campbell County Wyoming | 1 | $ 1,596,000 | $ 1,596,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 21,721 | $6,974,318,000 | $321,000 | $30,000,000 | $114,000 | $5,191,000 |
| Refinancing | 12,340 | $3,991,725,000 | $323,000 | $18,000,000 | $117,000 | $5,795,000 |
| Home Improvement | 852 | $305,832,000 | $358,000 | $7,250,000 | $116,000 | $1,125,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,381 | $6,722,325,000 | $300,000 | $3,800,000 | $117,000 | $5,795,000 |
| Not Provided | 4,765 | $1,628,206,000 | $341,000 | $2,500,000 | $127,000 | $1,506,000 |
| Asian | 3,601 | $1,307,600,000 | $363,000 | $3,100,000 | $122,000 | $1,341,000 |
| Hispanic | 2,729 | $717,265,000 | $262,000 | $1,500,000 | $86,000 | $1,140,000 |
| Black or African American | 637 | $188,551,000 | $295,000 | $1,455,000 | $109,000 | $3,600,000 |
| Native Hawaiian or Other Pacific Islander | 495 | $139,136,000 | $281,000 | $1,264,000 | $88,000 | $637,000 |
| American Indian or Alaskan Native | 169 | $49,901,000 | $295,000 | $2,409,000 | $112,000 | $1,944,000 |
| Not applicable | 136 | $518,891,000 | $3,815,000 | $30,000,000 | $2,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,150 | $8,722,982,000 | $346,000 | $30,000,000 | $129,000 | $5,795,000 |
| FHA-insured (Federal Housing Administration) | 6,673 | $1,659,677,000 | $248,000 | $865,000 | $76,000 | $3,600,000 |
| VA-guaranteed (Veterans Administration) | 2,673 | $801,361,000 | $299,000 | $1,490,000 | $91,000 | $1,375,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 417 | $87,855,000 | $210,000 | $602,000 | $58,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 22,218 | $7,103,253,000 | $319,000 | $18,000,000 | $114,000 | $5,395,000 |
| Application Withdrawn By Applicant | 4,116 | $1,482,439,000 | $360,000 | $30,000,000 | $128,000 | $5,795,000 |
| Application Denied By Financial Institution | 2,602 | $816,220,000 | $313,000 | $6,071,000 | $104,000 | $5,191,000 |
| Loan Purchased By The Institution | 2,314 | $640,890,000 | $276,000 | $2,000,000 | $105,000 | $798,000 |
| File Closed For Incompleteness | 2,027 | $710,560,000 | $350,000 | $3,100,000 | $132,000 | $3,327,000 |
| Application Approved But Not Accepted | 1,636 | $518,513,000 | $316,000 | $2,000,000 | $118,000 | $1,959,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 834 | $231,188,000 | $277,000 | $1,556,000 | $96,000 | $1,600,000 |
| Other | 563 | $189,124,000 | $335,000 | $4,000,000 | $125,000 | $1,525,000 |
| Debt-To-Income Ratio | 557 | $184,856,000 | $331,000 | $1,900,000 | $73,000 | $678,000 |
| Credit Application Incomplete | 286 | $96,199,000 | $336,000 | $3,800,000 | $137,000 | $5,191,000 |
| Collateral | 274 | $92,437,000 | $337,000 | $6,071,000 | $127,000 | $1,248,000 |
| Employment History | 44 | $11,373,000 | $258,000 | $916,000 | $67,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $6,340,000 | $253,000 | $1,600,000 | $80,000 | $319,000 |
| Unverifiable Information | 18 | $4,437,000 | $246,000 | $945,000 | $81,000 | $286,000 |
| Mortgage Insurance Denied | 1 | $266,000 | $266,000 | $266,000 | $110,000 | $110,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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