Hometown America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Hometown America 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hometown America 150 N. Wacker Dr., Ste. 2800 Chicago, IL 60606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 614 |
| Total Mortgage Loan Application Amount | $25,329,000 |
| Average Mortgage Loan Application Amount | $41,000 |
| Highest Mortgage Loan Application Amount | $160,000 |
| Average Applicant Income | $44,000 |
| Highest Applicant Income | $263,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Hometown America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hometown America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Hometown America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hometown America serves its applicants.
Each category highlights the total number of mortgage applications processed by Hometown America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hometown America's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WARREN-TROY-FARMINGTON HILLS, MI | 137 | $ 5,597,000 | $ 40,000 | $ 40,000 |
| DENVER-AURORA, CO | 44 | $ 1,215,000 | $ 27,000 | $ 43,000 |
| AUSTIN-ROUND ROCK, TX | 34 | $ 777,000 | $ 22,000 | $ 38,000 |
| FORT WORTH-ARLINGTON, TX | 32 | $ 1,594,000 | $ 49,000 | $ 41,000 |
| DALLAS-PLANO-IRVING, TX | 30 | $ 919,000 | $ 30,000 | $ 40,000 |
| FLINT, MI | 29 | $ 1,143,000 | $ 39,000 | $ 42,000 |
| INDIANAPOLIS-CARMEL, IN | 29 | $ 693,000 | $ 23,000 | $ 37,000 |
| GRAND RAPIDS-WYOMING, MI | 26 | $ 781,000 | $ 30,000 | $ 30,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 23 | $ 1,620,000 | $ 70,000 | $ 59,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 22 | $ 1,204,000 | $ 54,000 | $ 49,000 |
| ORLANDO-KISSIMMEE, FL | 20 | $ 731,000 | $ 36,000 | $ 45,000 |
| TUCSON, AZ | 20 | $ 723,000 | $ 36,000 | $ 41,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 956,000 | $ 59,000 | $ 41,000 |
| GREELEY, CO | 15 | $ 567,000 | $ 37,000 | $ 46,000 |
| BUFFALO-NIAGARA FALLS, NY | 13 | $ 365,000 | $ 28,000 | $ 46,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 13 | $ 600,000 | $ 46,000 | $ 48,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 11 | $ 599,000 | $ 54,000 | $ 55,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 11 | $ 843,000 | $ 76,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 10 | $ 405,000 | $ 40,000 | $ 54,000 |
| KANSAS CITY, MO-KS | 9 | $ 296,000 | $ 32,000 | $ 43,000 |
| MONROE, MI | 9 | $ 365,000 | $ 40,000 | $ 41,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 392,000 | $ 49,000 | $ 52,000 |
| WINCHESTER, VA-WV | 8 | $ 564,000 | $ 70,000 | $ 45,000 |
| FARGO, ND-MN | 7 | $ 203,000 | $ 29,000 | $ 39,000 |
| BOULDER, CO | 5 | $ 89,000 | $ 17,000 | $ 30,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 413,000 | $ 77,000 | $ 79,500 |
| CAPE CORAL-FORT MYERS, FL | 4 | $ 444,000 | $ 111,000 | $ 100,000 |
| ANN ARBOR, MI | 3 | $ 117,000 | $ 39,000 | $ 71,000 |
| EDISON, NJ | 3 | $ 53,000 | $ 17,000 | $ 28,000 |
| LAKELAND, FL | 3 | $ 164,000 | $ 54,000 | $ 56,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 3 | $ 295,000 | $ 98,000 | $ 63,000 |
| BOISE CITY-NAMPA, ID | 2 | $ 87,000 | $ 43,000 | $ 37,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 94,000 | $ 47,000 | $ 26,000 |
| LAS VEGAS-PARADISE, NV | 2 | $ 112,000 | $ 56,000 | $ 72,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 51,000 | $ 25,000 | $ 32,000 |
| PUNTA GORDA, FL | 2 | $ 204,000 | $ 102,000 | $ 62,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 26,000 | $ 26,000 | $ 30,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1 | $ 28,000 | $ 28,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Hometown America in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 614 | $25,329,000 | $41,000 | $160,000 | $44,000 | $263,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 385 | $16,561,000 | $43,000 | $160,000 | $44,000 | $263,000 |
| Hispanic | 170 | $5,933,000 | $34,000 | $85,000 | $40,000 | $127,000 |
| Black or African American | 33 | $1,603,000 | $48,000 | $112,000 | $46,000 | $96,000 |
| American Indian or Alaskan Native | 15 | $681,000 | $45,000 | $129,000 | $44,000 | $92,000 |
| Not Provided | 8 | $430,000 | $53,000 | $105,000 | $57,000 | $88,000 |
| Asian | 2 | $97,000 | $48,000 | $55,000 | $37,000 | $38,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $24,000 | $24,000 | $24,000 | $76,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 614 | $25,329,000 | $41,000 | $160,000 | $44,000 | $263,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 378 | $15,937,000 | $42,000 | $160,000 | $39,000 | $132,000 |
| Loan Originated | 236 | $9,392,000 | $39,000 | $145,000 | $50,000 | $263,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 149 | $6,012,000 | $40,000 | $160,000 | $29,000 | $104,000 |
| Credit History | 90 | $3,726,000 | $41,000 | $86,000 | $43,000 | $107,000 |
| Other | 87 | $4,075,000 | $46,000 | $138,000 | $50,000 | $130,000 |
| Employment History | 48 | $1,956,000 | $40,000 | $112,000 | $40,000 | $77,000 |
| Unverifiable Information | 2 | $44,000 | $22,000 | $32,000 | $84,000 | $132,000 |
| Credit Application Incomplete | 2 | $124,000 | $62,000 | $72,000 | $61,000 | $65,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown America's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hometown America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.