Hometrust Bank N.A.
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Hometrust Bank N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Hometrust Bank N.A. P O Box 10 Asheville, NC 28804 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,413 |
| Total Mortgage Loan Application Amount | $279,247,000 |
| Average Mortgage Loan Application Amount | $179,333 |
| Highest Mortgage Loan Application Amount | $5,861,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $1,339,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buncombe County North Carolina | 544 | $ 123,154,000 | $ 226,000 | $ 103,000 |
| Henderson County North Carolina | 176 | $ 32,123,000 | $ 182,000 | $ 78,000 |
| Haywood County North Carolina | 129 | $ 21,184,000 | $ 164,000 | $ 99,000 |
| Cleveland County North Carolina | 105 | $ 13,232,000 | $ 126,000 | $ 68,000 |
| Polk County North Carolina | 74 | $ 12,728,000 | $ 172,000 | $ 89,000 |
| Rockingham County North Carolina | 51 | $ 6,134,000 | $ 120,000 | $ 67,000 |
| Rutherford County North Carolina | 41 | $ 7,849,000 | $ 191,000 | $ 93,000 |
| Davidson County North Carolina | 40 | $ 5,486,000 | $ 137,000 | $ 67,000 |
| Madison County North Carolina | 33 | $ 6,681,000 | $ 202,000 | $ 83,000 |
| Gaston County North Carolina | 24 | $ 2,989,000 | $ 124,000 | $ 73,000 |
| Greenville County South Carolina | 23 | $ 4,859,000 | $ 211,000 | $ 85,000 |
| Spartanburg County South Carolina | 22 | $ 4,349,000 | $ 197,000 | $ 103,000 |
| McDowell County North Carolina | 11 | $ 2,397,000 | $ 217,000 | $ 148,000 |
| Sullivan County Tennessee | 11 | $ 7,469,000 | $ 679,000 | $ 87,000 |
| Jackson County North Carolina | 10 | $ 2,451,000 | $ 245,000 | $ 119,000 |
| Mecklenburg County North Carolina | 9 | $ 1,579,000 | $ 175,000 | $ 94,000 |
| Transylvania County North Carolina | 9 | $ 2,928,000 | $ 325,000 | $ 58,000 |
| Washington County Tennessee | 8 | $ 1,949,000 | $ 243,000 | $ 131,000 |
| Knox County Tennessee | 7 | $ 1,220,000 | $ 174,000 | $ 86,000 |
| Roanoke City County Virginia | 7 | $ 2,460,000 | $ 351,000 | $ 0 |
| Yancey County North Carolina | 5 | $ 1,121,000 | $ 224,000 | $ 52,000 |
| Hamblen County Tennessee | 5 | $ 378,000 | $ 75,000 | $ 11,000 |
| Lincoln County North Carolina | 4 | $ 426,000 | $ 106,000 | $ 60,000 |
| Davie County North Carolina | 3 | $ 615,000 | $ 205,000 | $ 126,000 |
| Guilford County North Carolina | 3 | $ 762,000 | $ 254,000 | $ 182,000 |
| Macon County North Carolina | 3 | $ 443,000 | $ 147,000 | $ 53,000 |
| Brunswick County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 78,000 |
| Catawba County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 120,000 |
| Forsyth County North Carolina | 2 | $ 163,000 | $ 81,000 | $ 49,000 |
| Iredell County North Carolina | 2 | $ 502,000 | $ 251,000 | $ 137,000 |
| Montgomery County North Carolina | 2 | $ 547,000 | $ 273,000 | $ 313,000 |
| Swain County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 53,000 |
| Wake County North Carolina | 2 | $ 286,000 | $ 143,000 | $ 73,000 |
| Beaufort County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 108,000 |
| Oconee County South Carolina | 2 | $ 582,000 | $ 291,000 | $ 553,000 |
| Jefferson County Tennessee | 2 | $ 545,000 | $ 272,000 | $ 67,000 |
| St. Tammany County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Alamance County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 116,000 |
| Burke County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 35,000 |
| Cabarrus County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 89,000 |
| Caldwell County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 146,000 |
| Mitchell County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Rowan County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 96,000 |
| Stokes County North Carolina | 1 | $ 264,000 | $ 264,000 | $ 130,000 |
| Warren County North Carolina | 1 | $ 950,000 | $ 950,000 | $ 187,000 |
| Watauga County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Anderson County South Carolina | 1 | $ 393,000 | $ 393,000 | $ 156,000 |
| Cherokee County South Carolina | 1 | $ 309,000 | $ 309,000 | $ 89,000 |
| Chester County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Georgetown County South Carolina | 1 | $ 530,000 | $ 530,000 | $ 268,000 |
| Laurens County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 97,000 |
| Pickens County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 0 |
| York County South Carolina | 1 | $ 433,000 | $ 433,000 | $ 123,000 |
| Carter County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 337,000 |
| Davidson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Grainger County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 49,000 |
| Hawkins County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Roane County Tennessee | 1 | $ 588,000 | $ 588,000 | $ 255,000 |
| Unicoi County Tennessee | 1 | $ 30,000 | $ 30,000 | $ 471,000 |
| Bristol County Virginia | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Franklin County Virginia | 1 | $ 805,000 | $ 805,000 | $ 213,000 |
| Henry County Virginia | 1 | $ 157,000 | $ 157,000 | $ 60,000 |
| Pittsylvania County Virginia | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Roanoke County Virginia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 196,000 | $ 196,000 | $ 309,000 |
| Salem County Virginia | 1 | $ 88,000 | $ 88,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometrust Bank N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 895 | $182,960,000 | $204,000 | $2,320,000 | $98,000 | $1,339,000 |
| Refinancing | 466 | $88,763,000 | $190,000 | $5,861,000 | $83,000 | $1,029,000 |
| Home Improvement | 52 | $7,524,000 | $144,000 | $554,000 | $84,000 | $381,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,237 | $235,076,000 | $190,000 | $2,320,000 | $95,000 | $1,339,000 |
| Not Provided | 69 | $13,875,000 | $201,000 | $417,000 | $94,000 | $287,000 |
| Not applicable | 36 | $17,654,000 | $490,000 | $5,861,000 | $0 | $0 |
| Black or African American | 27 | $4,488,000 | $166,000 | $417,000 | $86,000 | $250,000 |
| Hispanic | 22 | $3,429,000 | $155,000 | $417,000 | $72,000 | $169,000 |
| Asian | 15 | $3,462,000 | $230,000 | $640,000 | $164,000 | $763,000 |
| American Indian or Alaskan Native | 5 | $885,000 | $177,000 | $340,000 | $53,000 | $74,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $378,000 | $189,000 | $335,000 | $78,000 | $83,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,310 | $265,238,000 | $202,000 | $5,861,000 | $96,000 | $1,339,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $13,567,000 | $135,000 | $286,000 | $46,000 | $90,000 |
| FHA-insured (Federal Housing Administration) | 3 | $442,000 | $147,000 | $187,000 | $47,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 939 | $191,185,000 | $203,000 | $5,861,000 | $96,000 | $1,339,000 |
| Application Withdrawn By Applicant | 229 | $44,408,000 | $193,000 | $1,488,000 | $96,000 | $912,000 |
| Application Denied By Financial Institution | 184 | $30,549,000 | $166,000 | $640,000 | $65,000 | $508,000 |
| File Closed For Incompleteness | 44 | $9,592,000 | $218,000 | $576,000 | $88,000 | $278,000 |
| Application Approved But Not Accepted | 11 | $2,427,000 | $220,000 | $417,000 | $165,000 | $1,029,000 |
| Preapproval Denied by Financial Institution | 6 | $1,086,000 | $181,000 | $304,000 | $76,000 | $132,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 61 | $11,348,000 | $186,000 | $630,000 | $67,000 | $508,000 |
| Credit History | 53 | $6,411,000 | $120,000 | $304,000 | $49,000 | $160,000 |
| Collateral | 45 | $9,445,000 | $209,000 | $640,000 | $82,000 | $392,000 |
| Other | 20 | $3,003,000 | $150,000 | $286,000 | $69,000 | $140,000 |
| Unverifiable Information | 5 | $829,000 | $165,000 | $340,000 | $68,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $402,000 | $100,000 | $182,000 | $64,000 | $90,000 |
| Credit Application Incomplete | 1 | $52,000 | $52,000 | $52,000 | $0 | $0 |
| Employment History | 1 | $145,000 | $145,000 | $145,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.