Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Honda Federal Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,273 |
| Total Mortgage Loan Application Amount | $174,828,000 |
| Average Mortgage Loan Application Amount | $125,000 |
| Highest Mortgage Loan Application Amount | $1,120,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $440,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Ohio | 120 | $ 13,524,000 | $ 112,000 | $ 81,000 |
| Logan County Ohio | 110 | $ 11,499,000 | $ 104,000 | $ 77,000 |
| Los Angeles County California | 63 | $ 18,474,000 | $ 293,000 | $ 127,000 |
| Franklin County Ohio | 55 | $ 6,890,000 | $ 125,000 | $ 83,000 |
| Shelby County Ohio | 47 | $ 4,687,000 | $ 99,000 | $ 73,000 |
| Champaign County Ohio | 44 | $ 4,240,000 | $ 96,000 | $ 66,000 |
| Delaware County Ohio | 37 | $ 5,607,000 | $ 151,000 | $ 101,000 |
| Talladega County Alabama | 25 | $ 2,583,000 | $ 103,000 | $ 73,000 |
| Marion County Ohio | 24 | $ 1,582,000 | $ 65,000 | $ 73,000 |
| Auglaize County Ohio | 22 | $ 1,992,000 | $ 90,000 | $ 63,000 |
| St. Clair County Alabama | 21 | $ 2,410,000 | $ 114,000 | $ 89,000 |
| Miami County Ohio | 18 | $ 2,065,000 | $ 114,000 | $ 88,000 |
| Calhoun County Alabama | 17 | $ 1,382,000 | $ 81,000 | $ 74,000 |
| Hardin County Ohio | 16 | $ 1,136,000 | $ 71,000 | $ 62,000 |
| Allen County Ohio | 14 | $ 925,000 | $ 66,000 | $ 67,000 |
| Clark County Ohio | 14 | $ 1,259,000 | $ 89,000 | $ 84,000 |
| Florence County South Carolina | 13 | $ 1,327,000 | $ 102,000 | $ 56,000 |
| Jefferson County Alabama | 12 | $ 1,513,000 | $ 126,000 | $ 96,000 |
| Decatur County Indiana | 12 | $ 1,145,000 | $ 95,000 | $ 81,000 |
| Shelby County Indiana | 12 | $ 1,005,000 | $ 83,000 | $ 62,000 |
| Guilford County North Carolina | 12 | $ 1,881,000 | $ 156,000 | $ 133,000 |
| Etowah County Alabama | 11 | $ 829,000 | $ 75,000 | $ 83,000 |
| Mercer County Ohio | 10 | $ 1,103,000 | $ 110,000 | $ 84,000 |
| Orange County California | 9 | $ 2,692,000 | $ 299,000 | $ 142,000 |
| Dearborn County Indiana | 7 | $ 867,000 | $ 123,000 | $ 91,000 |
| Riverside County California | 6 | $ 1,309,000 | $ 218,000 | $ 90,000 |
| Carroll County Georgia | 6 | $ 686,000 | $ 114,000 | $ 70,000 |
| Marion County Indiana | 6 | $ 487,000 | $ 81,000 | $ 62,000 |
| Ripley County Indiana | 6 | $ 581,000 | $ 96,000 | $ 87,000 |
| Forsyth County Georgia | 5 | $ 805,000 | $ 161,000 | $ 140,000 |
| Shelby County Alabama | 4 | $ 554,000 | $ 138,000 | $ 100,000 |
| Fayette County Indiana | 4 | $ 153,000 | $ 38,000 | $ 49,000 |
| Franklin County Indiana | 4 | $ 297,000 | $ 74,000 | $ 46,000 |
| Alamance County North Carolina | 4 | $ 221,000 | $ 55,000 | $ 120,000 |
| San Joaquin County California | 3 | $ 474,000 | $ 158,000 | $ 116,000 |
| Gwinnett County Georgia | 3 | $ 210,000 | $ 70,000 | $ 71,000 |
| Henry County Indiana | 3 | $ 136,000 | $ 45,000 | $ 60,000 |
| Jackson County Indiana | 3 | $ 371,000 | $ 123,000 | $ 70,000 |
| Morgan County Indiana | 3 | $ 376,000 | $ 125,000 | $ 60,000 |
| Rush County Indiana | 3 | $ 193,000 | $ 64,000 | $ 79,000 |
| Mecklenburg County North Carolina | 3 | $ 511,000 | $ 170,000 | $ 69,000 |
| Licking County Ohio | 3 | $ 303,000 | $ 101,000 | $ 79,000 |
| Madison County Ohio | 3 | $ 345,000 | $ 115,000 | $ 86,000 |
| Montgomery County Ohio | 3 | $ 206,000 | $ 68,000 | $ 76,000 |
| Darlington County South Carolina | 3 | $ 378,000 | $ 126,000 | $ 69,000 |
| Horry County South Carolina | 3 | $ 333,000 | $ 111,000 | $ 47,000 |
| Cherokee County Alabama | 2 | $ 123,000 | $ 61,000 | $ 66,000 |
| Marshall County Alabama | 2 | $ 110,000 | $ 55,000 | $ 120,000 |
| San Bernardino County California | 2 | $ 1,115,000 | $ 557,000 | $ 164,000 |
| Clinton County Indiana | 2 | $ 142,000 | $ 71,000 | $ 72,000 |
| Hancock County Indiana | 2 | $ 197,000 | $ 98,000 | $ 84,000 |
| Brunswick County North Carolina | 2 | $ 483,000 | $ 241,000 | $ 151,000 |
| Forsyth County North Carolina | 2 | $ 245,000 | $ 122,000 | $ 103,000 |
| Union County North Carolina | 2 | $ 47,000 | $ 23,000 | $ 101,000 |
| Darke County Ohio | 2 | $ 188,000 | $ 94,000 | $ 32,000 |
| Knox County Ohio | 2 | $ 128,000 | $ 64,000 | $ 64,000 |
| Morrow County Ohio | 2 | $ 376,000 | $ 188,000 | $ 131,000 |
| Pickaway County Ohio | 2 | $ 231,000 | $ 115,000 | $ 92,000 |
| Baldwin County Alabama | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| Bibb County Alabama | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Clay County Alabama | 1 | $ 109,000 | $ 109,000 | $ 66,000 |
| Randolph County Alabama | 1 | $ 278,000 | $ 278,000 | $ 102,000 |
| Kern County California | 1 | $ 57,000 | $ 57,000 | $ 110,000 |
| Sacramento County California | 1 | $ 35,000 | $ 35,000 | $ 280,000 |
| Solano County California | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| New Haven County Connecticut | 1 | $ 134,000 | $ 134,000 | $ 123,000 |
| Dade County Georgia | 1 | $ 204,000 | $ 204,000 | $ 131,000 |
| Gilmer County Georgia | 1 | $ 300,000 | $ 300,000 | $ 124,000 |
| Haralson County Georgia | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Paulding County Georgia | 1 | $ 164,000 | $ 164,000 | $ 40,000 |
| Polk County Georgia | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Bartholomew County Indiana | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Hendricks County Indiana | 1 | $ 130,000 | $ 130,000 | $ 63,000 |
| Jennings County Indiana | 1 | $ 153,000 | $ 153,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 134,000 | $ 134,000 | $ 127,000 |
| Madison County Indiana | 1 | $ 241,000 | $ 241,000 | $ 110,000 |
| Switzerland County Indiana | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Washtenaw County Michigan | 1 | $ 150,000 | $ 150,000 | $ 127,000 |
| Buncombe County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 34,000 |
| Davidson County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 225,000 |
| Iredell County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 78,000 |
| Cuyahoga County Ohio | 1 | $ 350,000 | $ 350,000 | $ 156,000 |
| Erie County Ohio | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Greene County Ohio | 1 | $ 154,000 | $ 154,000 | $ 72,000 |
| Putnam County Ohio | 1 | $ 216,000 | $ 216,000 | $ 119,000 |
| Van Wert County Ohio | 1 | $ 53,000 | $ 53,000 | $ 56,000 |
| Warren County Ohio | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Hood River County Oregon | 1 | $ 400,000 | $ 400,000 | $ 50,000 |
| Clarendon County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 98,000 |
| Lee County South Carolina | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Richland County South Carolina | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| York County South Carolina | 1 | $ 89,000 | $ 89,000 | $ 132,000 |
| Shelby County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 302,000 |
Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 732 | $112,822,000 | $154,000 | $1,120,000 | $75,000 | $305,000 |
| Refinancing | 401 | $47,539,000 | $118,000 | $666,000 | $87,000 | $440,000 |
| Home Improvement | 140 | $14,467,000 | $103,000 | $500,000 | $79,000 | $222,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,014 | $126,479,000 | $124,000 | $1,100,000 | $77,000 | $440,000 |
| Black or African American | 103 | $13,711,000 | $133,000 | $532,000 | $73,000 | $305,000 |
| Asian | 53 | $16,156,000 | $304,000 | $1,120,000 | $112,000 | $285,000 |
| Not Provided | 45 | $6,148,000 | $136,000 | $666,000 | $91,000 | $250,000 |
| Hispanic | 45 | $9,504,000 | $211,000 | $590,000 | $88,000 | $220,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,238,000 | $279,000 | $508,000 | $133,000 | $223,000 |
| American Indian or Alaskan Native | 5 | $592,000 | $118,000 | $225,000 | $94,000 | $153,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,273 | $174,828,000 | $137,000 | $1,120,000 | $79,000 | $440,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 685 | $84,178,000 | $122,000 | $666,000 | $87,000 | $440,000 |
| Preapproval Approved but not Accepted | 230 | $45,502,000 | $197,000 | $1,120,000 | $81,000 | $305,000 |
| Preapproval Denied by Financial Institution | 155 | $18,643,000 | $120,000 | $435,000 | $48,000 | $124,000 |
| Application Withdrawn By Applicant | 115 | $16,945,000 | $147,000 | $1,056,000 | $89,000 | $302,000 |
| Application Denied By Financial Institution | 87 | $9,526,000 | $109,000 | $480,000 | $62,000 | $153,000 |
| File Closed For Incompleteness | 1 | $34,000 | $34,000 | $34,000 | $25,000 | $25,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 95 | $11,021,000 | $116,000 | $450,000 | $51,000 | $145,000 |
| Debt-To-Income Ratio | 46 | $5,675,000 | $123,000 | $290,000 | $49,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $2,798,000 | $99,000 | $170,000 | $41,000 | $65,000 |
| Collateral | 14 | $879,000 | $62,000 | $145,000 | $62,000 | $117,000 |
| Other | 5 | $507,000 | $101,000 | $256,000 | $105,000 | $153,000 |
| Employment History | 2 | $156,000 | $78,000 | $100,000 | $34,000 | $37,000 |
| Unverifiable Information | 1 | $57,000 | $57,000 | $57,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.