Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Honda Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,332 |
| Total Mortgage Loan Application Amount | $192,660,000 |
| Average Mortgage Loan Application Amount | $112,600 |
| Highest Mortgage Loan Application Amount | $1,255,000 |
| Average Applicant Income | $94,800 |
| Highest Applicant Income | $715,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Ohio | 116 | $ 13,070,000 | $ 112,000 | $ 90,000 |
| Logan County Ohio | 111 | $ 9,605,000 | $ 86,000 | $ 73,000 |
| Los Angeles County California | 67 | $ 22,695,000 | $ 338,000 | $ 131,000 |
| Champaign County Ohio | 54 | $ 4,580,000 | $ 84,000 | $ 73,000 |
| Franklin County Ohio | 51 | $ 6,405,000 | $ 125,000 | $ 91,000 |
| Shelby County Ohio | 37 | $ 3,825,000 | $ 103,000 | $ 83,000 |
| Delaware County Ohio | 31 | $ 4,405,000 | $ 142,000 | $ 101,000 |
| St. Clair County Alabama | 23 | $ 2,295,000 | $ 99,000 | $ 88,000 |
| Decatur County Indiana | 23 | $ 2,025,000 | $ 88,000 | $ 79,000 |
| Auglaize County Ohio | 23 | $ 1,825,000 | $ 79,000 | $ 72,000 |
| Clark County Ohio | 22 | $ 2,040,000 | $ 92,000 | $ 76,000 |
| Marion County Ohio | 21 | $ 2,155,000 | $ 102,000 | $ 80,000 |
| Talladega County Alabama | 19 | $ 1,805,000 | $ 95,000 | $ 66,000 |
| Calhoun County Alabama | 18 | $ 1,620,000 | $ 90,000 | $ 75,000 |
| Miami County Ohio | 18 | $ 1,780,000 | $ 98,000 | $ 107,000 |
| Allen County Ohio | 14 | $ 1,220,000 | $ 87,000 | $ 79,000 |
| Hardin County Ohio | 13 | $ 1,045,000 | $ 80,000 | $ 65,000 |
| Orange County California | 12 | $ 4,990,000 | $ 415,000 | $ 209,000 |
| Madison County Ohio | 10 | $ 1,450,000 | $ 145,000 | $ 75,000 |
| Franklin County Indiana | 9 | $ 1,035,000 | $ 115,000 | $ 68,000 |
| Marion County Indiana | 9 | $ 745,000 | $ 82,000 | $ 83,000 |
| Etowah County Alabama | 8 | $ 640,000 | $ 80,000 | $ 73,000 |
| Mercer County Ohio | 8 | $ 1,410,000 | $ 176,000 | $ 95,000 |
| Florence County South Carolina | 8 | $ 560,000 | $ 70,000 | $ 75,000 |
| Shelby County Indiana | 7 | $ 815,000 | $ 116,000 | $ 93,000 |
| Guilford County North Carolina | 7 | $ 995,000 | $ 142,000 | $ 132,000 |
| Jefferson County Alabama | 6 | $ 770,000 | $ 128,000 | $ 90,000 |
| Fulton County Georgia | 4 | $ 990,000 | $ 247,000 | $ 101,000 |
| Henry County Indiana | 4 | $ 400,000 | $ 100,000 | $ 111,000 |
| Ripley County Indiana | 4 | $ 460,000 | $ 115,000 | $ 65,000 |
| Shelby County Alabama | 3 | $ 345,000 | $ 115,000 | $ 88,000 |
| Haralson County Georgia | 3 | $ 335,000 | $ 111,000 | $ 117,000 |
| Dearborn County Indiana | 3 | $ 505,000 | $ 168,000 | $ 81,000 |
| Rush County Indiana | 3 | $ 195,000 | $ 65,000 | $ 107,000 |
| Forsyth County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 80,000 |
| Hamilton County Ohio | 3 | $ 305,000 | $ 101,000 | $ 87,000 |
| Montgomery County Ohio | 3 | $ 215,000 | $ 71,000 | $ 123,000 |
| Beaufort County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 175,000 |
| Sumter County South Carolina | 3 | $ 95,000 | $ 31,000 | $ 63,000 |
| Baldwin County Alabama | 2 | $ 210,000 | $ 105,000 | $ 151,000 |
| Marshall County Alabama | 2 | $ 230,000 | $ 115,000 | $ 94,000 |
| Riverside County California | 2 | $ 410,000 | $ 205,000 | $ 77,000 |
| Lee County Florida | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Carroll County Georgia | 2 | $ 180,000 | $ 90,000 | $ 160,000 |
| Douglas County Georgia | 2 | $ 210,000 | $ 105,000 | $ 175,000 |
| Forsyth County Georgia | 2 | $ 560,000 | $ 280,000 | $ 75,000 |
| Bartholomew County Indiana | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Fayette County Indiana | 2 | $ 160,000 | $ 80,000 | $ 49,000 |
| Hancock County Indiana | 2 | $ 50,000 | $ 25,000 | $ 83,000 |
| Davidson County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Randolph County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
| Rockingham County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 233,000 |
| Clermont County Ohio | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Cuyahoga County Ohio | 2 | $ 120,000 | $ 60,000 | $ 88,000 |
| Fayette County Ohio | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Licking County Ohio | 2 | $ 220,000 | $ 110,000 | $ 120,000 |
| Darlington County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 43,000 |
| Horry County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Jefferson County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 134,000 |
| Blount County Alabama | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Clay County Alabama | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Randolph County Alabama | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Pinal County Arizona | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Contra Costa County California | 1 | $ 675,000 | $ 675,000 | $ 147,000 |
| Fresno County California | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Napa County California | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| San Bernardino County California | 1 | $ 385,000 | $ 385,000 | $ 76,000 |
| San Diego County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Solano County California | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Tuolumne County California | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Charlotte County Florida | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Hillsborough County Florida | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 24,000 |
| Sarasota County Florida | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Seminole County Florida | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Chatham County Georgia | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Cherokee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Cobb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Paulding County Georgia | 1 | $ 35,000 | $ 35,000 | $ 45,000 |
| Champaign County Illinois | 1 | $ 425,000 | $ 425,000 | $ 216,000 |
| Adams County Indiana | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Jefferson County Indiana | 1 | $ 135,000 | $ 135,000 | $ 139,000 |
| Johnson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Ohio County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wayne County Indiana | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Sedgwick County Kansas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Boone County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Jefferson County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Ingham County Michigan | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Clark County Nevada | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Sandoval County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Henderson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Yadkin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Brown County Ohio | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Greene County Ohio | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Hancock County Ohio | 1 | $ 495,000 | $ 495,000 | $ 275,000 |
| Richland County Ohio | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Van Wert County Ohio | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Blair County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 72,000 |
| Charleston County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Marion County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| York County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Campbell County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Montgomery County Texas | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Clark County Washington | 1 | $ 375,000 | $ 375,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 817 | $133,185,000 | $163,000 | $1,255,000 | $79,000 | $486,000 |
| Cash-out Refinancing | 300 | $32,150,000 | $107,000 | $855,000 | $87,000 | $299,000 |
| Home Improvement | 116 | $12,670,000 | $109,000 | $575,000 | $93,000 | $715,000 |
| Refinancing | 98 | $14,620,000 | $149,000 | $695,000 | $88,000 | $439,000 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $127,000 | $127,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,075 | $139,775,000 | $130,000 | $855,000 | $80,000 | $439,000 |
| Black or African American | 92 | $15,560,000 | $169,000 | $1,255,000 | $72,000 | $435,000 |
| Not Provided | 64 | $11,640,000 | $181,000 | $675,000 | $112,000 | $715,000 |
| Asian | 40 | $9,560,000 | $239,000 | $675,000 | $89,000 | $185,000 |
| Hispanic | 39 | $11,425,000 | $292,000 | $1,205,000 | $114,000 | $264,000 |
| American Indian or Alaskan Native | 6 | $440,000 | $73,000 | $145,000 | $31,000 | $42,000 |
| Not applicable | 3 | $715,000 | $238,000 | $365,000 | $62,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $95,000 | $53,000 | $53,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,331 | $192,485,000 | $144,000 | $1,255,000 | $83,000 | $715,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $37,000 | $37,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 723 | $93,705,000 | $129,000 | $1,255,000 | $92,000 | $715,000 |
| Preapproval Approved but not Accepted | 306 | $59,220,000 | $193,000 | $1,205,000 | $79,000 | $486,000 |
| Preapproval Denied by Financial Institution | 141 | $17,105,000 | $121,000 | $635,000 | $47,000 | $155,000 |
| Application Withdrawn By Applicant | 103 | $15,505,000 | $150,000 | $535,000 | $78,000 | $267,000 |
| Application Denied By Financial Institution | 51 | $6,225,000 | $122,000 | $695,000 | $84,000 | $439,000 |
| Application Approved But Not Accepted | 8 | $900,000 | $112,000 | $215,000 | $68,000 | $122,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,140 | $169,330,000 | $148,000 | $1,255,000 | $87,000 | $715,000 |
| Credit History | 98 | $10,390,000 | $106,000 | $485,000 | $50,000 | $121,000 |
| Debt-To-Income Ratio | 64 | $9,370,000 | $146,000 | $695,000 | $57,000 | $439,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $2,085,000 | $139,000 | $485,000 | $46,000 | $102,000 |
| Collateral | 6 | $250,000 | $41,000 | $125,000 | $42,000 | $59,000 |
| Employment History | 4 | $560,000 | $140,000 | $215,000 | $51,000 | $67,000 |
| Other | 4 | $520,000 | $130,000 | $275,000 | $54,000 | $77,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $64,000 | $64,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.