Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Honda Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Honda Federal Credit Union
1919 Torrance Blvd
Torrance, CA 90509
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,471
Total Mortgage Loan Application Amount $395,305,000
Average Mortgage Loan Application Amount $150,000
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $95,400
Highest Applicant Income $5,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2020.

Mortgage Loan Application Totals for Honda Federal Credit Union by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Union County Ohio 245 $ 35,185,000 $ 143,000 $ 98,000
Logan County Ohio 238 $ 24,820,000 $ 104,000 $ 108,000
Los Angeles County California 165 $ 57,225,000 $ 346,000 $ 134,000
Franklin County Ohio 129 $ 20,635,000 $ 159,000 $ 105,000
Champaign County Ohio 97 $ 10,755,000 $ 110,000 $ 78,000
Shelby County Ohio 97 $ 10,275,000 $ 105,000 $ 86,000
Delaware County Ohio 85 $ 14,785,000 $ 173,000 $ 123,000
Auglaize County Ohio 46 $ 5,330,000 $ 115,000 $ 87,000
St. Clair County Alabama 38 $ 5,200,000 $ 136,000 $ 86,000
Clark County Ohio 36 $ 3,730,000 $ 103,000 $ 78,000
Marion County Ohio 34 $ 3,040,000 $ 89,000 $ 81,000
Hardin County Ohio 33 $ 2,945,000 $ 89,000 $ 78,000
Talladega County Alabama 32 $ 3,480,000 $ 108,000 $ 64,000
Allen County Ohio 30 $ 2,360,000 $ 78,000 $ 67,000
Miami County Ohio 28 $ 3,530,000 $ 126,000 $ 103,000
Orange County California 26 $ 7,560,000 $ 290,000 $ 152,000
Decatur County Indiana 26 $ 2,890,000 $ 111,000 $ 70,000
Calhoun County Alabama 22 $ 2,060,000 $ 93,000 $ 76,000
Jefferson County Alabama 21 $ 2,985,000 $ 142,000 $ 103,000
Guilford County North Carolina 21 $ 3,535,000 $ 168,000 $ 117,000
Ripley County Indiana 19 $ 2,555,000 $ 134,000 $ 82,000
Etowah County Alabama 16 $ 2,040,000 $ 127,000 $ 91,000
Madison County Ohio 16 $ 2,250,000 $ 140,000 $ 86,000
Mercer County Ohio 16 $ 1,510,000 $ 94,000 $ 65,000
Marion County Indiana 15 $ 1,265,000 $ 84,000 $ 64,000
Shelby County Indiana 14 $ 1,410,000 $ 100,000 $ 80,000
Florence County South Carolina 14 $ 2,340,000 $ 167,000 $ 106,000
Carroll County Georgia 12 $ 990,000 $ 82,000 $ 86,000
Shelby County Alabama 11 $ 1,885,000 $ 171,000 $ 129,000
Montgomery County Ohio 10 $ 1,480,000 $ 148,000 $ 97,000
Haralson County Georgia 9 $ 645,000 $ 71,000 $ 53,000
Riverside County California 8 $ 2,520,000 $ 315,000 $ 92,000
San Bernardino County California 7 $ 2,845,000 $ 406,000 $ 154,000
Franklin County Indiana 7 $ 975,000 $ 139,000 $ 51,000
Rush County Indiana 7 $ 505,000 $ 72,000 $ 55,000
Darlington County South Carolina 7 $ 995,000 $ 142,000 $ 103,000
Forsyth County Georgia 6 $ 2,120,000 $ 353,000 $ 198,000
Dearborn County Indiana 6 $ 570,000 $ 95,000 $ 82,000
Cobb County Georgia 5 $ 1,075,000 $ 215,000 $ 142,000
Fulton County Georgia 5 $ 925,000 $ 185,000 $ 119,000
Bartholomew County Indiana 5 $ 395,000 $ 79,000 $ 57,000
Davidson County North Carolina 5 $ 905,000 $ 181,000 $ 71,000
Wake County North Carolina 5 $ 1,385,000 $ 277,000 $ 152,000
Fairfield County Ohio 5 $ 325,000 $ 65,000 $ 75,000
Licking County Ohio 5 $ 745,000 $ 149,000 $ 92,000
Cleburne County Alabama 4 $ 660,000 $ 165,000 $ 107,000
San Joaquin County California 4 $ 280,000 $ 70,000 $ 116,000
Gwinnett County Georgia 4 $ 650,000 $ 162,000 $ 66,000
Johnson County Indiana 4 $ 630,000 $ 157,000 $ 81,000
Alamance County North Carolina 4 $ 480,000 $ 120,000 $ 125,000
Orange County North Carolina 4 $ 1,030,000 $ 257,000 $ 125,000
Beaufort County South Carolina 4 $ 440,000 $ 110,000 $ 128,000
Maricopa County Arizona 3 $ 505,000 $ 168,000 $ 158,000
Fresno County California 3 $ 665,000 $ 221,000 $ 76,000
Kern County California 3 $ 345,000 $ 115,000 $ 84,000
Effingham County Georgia 3 $ 685,000 $ 228,000 $ 148,000
Hancock County Indiana 3 $ 285,000 $ 95,000 $ 87,000
Henry County Indiana 3 $ 195,000 $ 65,000 $ 78,000
Forsyth County North Carolina 3 $ 455,000 $ 151,000 $ 55,000
Mecklenburg County North Carolina 3 $ 545,000 $ 181,000 $ 94,000
Hamilton County Ohio 3 $ 225,000 $ 75,000 $ 118,000
Lucas County Ohio 3 $ 255,000 $ 85,000 $ 55,000
Medina County Ohio 3 $ 835,000 $ 278,000 $ 457,000
Clackamas County Oregon 3 $ 1,215,000 $ 405,000 $ 136,000
Denton County Texas 3 $ 1,005,000 $ 335,000 $ 167,000
Baldwin County Alabama 2 $ 480,000 $ 240,000 $ 86,000
Clay County Alabama 2 $ 160,000 $ 80,000 $ 54,000
San Diego County California 2 $ 270,000 $ 135,000 $ 121,000
Sarasota County Florida 2 $ 350,000 $ 175,000 $ 72,000
Cherokee County Georgia 2 $ 250,000 $ 125,000 $ 158,000
Paulding County Georgia 2 $ 230,000 $ 115,000 $ 115,000
Troup County Georgia 2 $ 150,000 $ 75,000 $ 37,000
Cook County Illinois 2 $ 230,000 $ 115,000 $ 100,000
McHenry County Illinois 2 $ 470,000 $ 235,000 $ 118,000
Brown County Indiana 2 $ 290,000 $ 145,000 $ 88,000
Jefferson County Indiana 2 $ 260,000 $ 130,000 $ 105,000
Jennings County Indiana 2 $ 150,000 $ 75,000 $ 41,000
Washtenaw County Michigan 2 $ 560,000 $ 280,000 $ 204,000
Burlington County New Jersey 2 $ 270,000 $ 135,000 $ 131,000
Gloucester County New Jersey 2 $ 300,000 $ 150,000 $ 158,000
Union County North Carolina 2 $ 290,000 $ 145,000 $ 72,000
Crawford County Ohio 2 $ 80,000 $ 40,000 $ 58,000
Cuyahoga County Ohio 2 $ 340,000 $ 170,000 $ 187,000
Darke County Ohio 2 $ 100,000 $ 50,000 $ 84,000
Morrow County Ohio 2 $ 110,000 $ 55,000 $ 102,000
Van Wert County Ohio 2 $ 110,000 $ 55,000 $ 42,000
Marion County South Carolina 2 $ 80,000 $ 40,000 $ 0
Tarrant County Texas 2 $ 170,000 $ 85,000 $ 147,000
Salt Lake County Utah 2 $ 410,000 $ 205,000 $ 140,000
Klickitat County Washington 2 $ 490,000 $ 245,000 $ 273,000
Blount County Alabama 1 $ 145,000 $ 145,000 $ 76,000
Cherokee County Alabama 1 $ 55,000 $ 55,000 $ 52,000
Coosa County Alabama 1 $ 125,000 $ 125,000 $ 0
Lee County Alabama 1 $ 45,000 $ 45,000 $ 122,000
Limestone County Alabama 1 $ 55,000 $ 55,000 $ 85,000
Marshall County Alabama 1 $ 295,000 $ 295,000 $ 104,000
Randolph County Alabama 1 $ 85,000 $ 85,000 $ 42,000
Pinal County Arizona 1 $ 135,000 $ 135,000 $ 54,000
San Luis Obispo County California 1 $ 255,000 $ 255,000 $ 144,000
Santa Barbara County California 1 $ 395,000 $ 395,000 $ 60,000
Santa Clara County California 1 $ 25,000 $ 25,000 $ 64,000
Stanislaus County California 1 $ 375,000 $ 375,000 $ 113,000
Ventura County California 1 $ 325,000 $ 325,000 $ 80,000
Douglas County Colorado 1 $ 385,000 $ 385,000 $ 73,000
Larimer County Colorado 1 $ 165,000 $ 165,000 $ 91,000
Fairfield County Connecticut 1 $ 355,000 $ 355,000 $ 0
Hartford County Connecticut 1 $ 225,000 $ 225,000 $ 193,000
Broward County Florida 1 $ 425,000 $ 425,000 $ 180,000
Charlotte County Florida 1 $ 55,000 $ 55,000 $ 50,000
Hernando County Florida 1 $ 175,000 $ 175,000 $ 95,000
Leon County Florida 1 $ 205,000 $ 205,000 $ 0
Manatee County Florida 1 $ 195,000 $ 195,000 $ 0
Marion County Florida 1 $ 125,000 $ 125,000 $ 77,000
Putnam County Florida 1 $ 115,000 $ 115,000 $ 0
Sumter County Florida 1 $ 175,000 $ 175,000 $ 139,000
Douglas County Georgia 1 $ 335,000 $ 335,000 $ 131,000
Pickens County Georgia 1 $ 505,000 $ 505,000 $ 256,000
Kootenai County Idaho 1 $ 245,000 $ 245,000 $ 231,000
Fayette County Indiana 1 $ 65,000 $ 65,000 $ 42,000
Kosciusko County Indiana 1 $ 115,000 $ 115,000 $ 48,000
Lake County Indiana 1 $ 105,000 $ 105,000 $ 0
Monroe County Indiana 1 $ 215,000 $ 215,000 $ 101,000
Morgan County Indiana 1 $ 215,000 $ 215,000 $ 75,000
Noble County Indiana 1 $ 255,000 $ 255,000 $ 158,000
Wayne County Indiana 1 $ 35,000 $ 35,000 $ 35,000
Jefferson County Kentucky 1 $ 155,000 $ 155,000 $ 35,000
Scott County Kentucky 1 $ 125,000 $ 125,000 $ 124,000
St. Mary County Louisiana 1 $ 115,000 $ 115,000 $ 179,000
Montgomery County Maryland 1 $ 375,000 $ 375,000 $ 191,000
Hampden County Massachusetts 1 $ 305,000 $ 305,000 $ 0
Ingham County Michigan 1 $ 205,000 $ 205,000 $ 224,000
Oakland County Michigan 1 $ 305,000 $ 305,000 $ 69,000
Chisago County Minnesota 1 $ 275,000 $ 275,000 $ 0
Hennepin County Minnesota 1 $ 445,000 $ 445,000 $ 100,000
Douglas County Nevada 1 $ 405,000 $ 405,000 $ 116,000
Morris County New Jersey 1 $ 305,000 $ 305,000 $ 69,000
Ocean County New Jersey 1 $ 245,000 $ 245,000 $ 147,000
Caldwell County North Carolina 1 $ 175,000 $ 175,000 $ 79,000
Davie County North Carolina 1 $ 355,000 $ 355,000 $ 131,000
Granville County North Carolina 1 $ 55,000 $ 55,000 $ 86,000
Rockingham County North Carolina 1 $ 255,000 $ 255,000 $ 79,000
Butler County Ohio 1 $ 125,000 $ 125,000 $ 142,000
Fulton County Ohio 1 $ 95,000 $ 95,000 $ 56,000
Greene County Ohio 1 $ 165,000 $ 165,000 $ 105,000
Hancock County Ohio 1 $ 515,000 $ 515,000 $ 375,000
Lake County Ohio 1 $ 145,000 $ 145,000 $ 0
Pickaway County Ohio 1 $ 125,000 $ 125,000 $ 128,000
Putnam County Ohio 1 $ 95,000 $ 95,000 $ 124,000
Stark County Ohio 1 $ 25,000 $ 25,000 $ 9,000
Warren County Ohio 1 $ 25,000 $ 25,000 $ 58,000
Washington County Ohio 1 $ 145,000 $ 145,000 $ 75,000
Yamhill County Oregon 1 $ 185,000 $ 185,000 $ 49,000
Lancaster County Pennsylvania 1 $ 155,000 $ 155,000 $ 32,000
Montgomery County Pennsylvania 1 $ 205,000 $ 205,000 $ 116,000
Philadelphia County Pennsylvania 1 $ 135,000 $ 135,000 $ 110,000
Anderson County South Carolina 1 $ 225,000 $ 225,000 $ 106,000
Dillon County South Carolina 1 $ 25,000 $ 25,000 $ 63,000
Greenville County South Carolina 1 $ 145,000 $ 145,000 $ 68,000
Spartanburg County South Carolina 1 $ 55,000 $ 55,000 $ 148,000
Bradley County Tennessee 1 $ 255,000 $ 255,000 $ 153,000
Wilson County Tennessee 1 $ 205,000 $ 205,000 $ 126,000
Bell County Texas 1 $ 195,000 $ 195,000 $ 97,000
Collin County Texas 1 $ 145,000 $ 145,000 $ 0
Dallas County Texas 1 $ 265,000 $ 265,000 $ 162,000
Grayson County Virginia 1 $ 75,000 $ 75,000 $ 92,000
Clark County Washington 1 $ 325,000 $ 325,000 $ 131,000
Oneida County Wisconsin 1 $ 235,000 $ 235,000 $ 0

Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 982 $170,230,000 $173,000 $1,885,000 $85,000 $5,500,000
Cash-out Refinancing 567 $99,575,000 $175,000 $885,000 $100,000 $375,000
Refinancing 480 $87,490,000 $182,000 $805,000 $101,000 $402,000
Other Purpose 364 $26,440,000 $72,000 $455,000 $99,000 $562,000
Home Improvement 78 $11,570,000 $148,000 $505,000 $92,000 $249,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,840 $271,250,000 $147,000 $1,885,000 $94,000 $5,500,000
Not Provided 306 $52,710,000 $172,000 $1,005,000 $88,000 $375,000
Black or African American 131 $22,425,000 $171,000 $605,000 $74,000 $257,000
Asian 70 $18,960,000 $270,000 $965,000 $117,000 $300,000
Hispanic 69 $16,555,000 $239,000 $885,000 $100,000 $304,000
American Indian or Alaskan Native 11 $1,855,000 $168,000 $335,000 $76,000 $169,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,471 $395,305,000 $159,000 $1,885,000 $93,000 $5,500,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,421 $213,195,000 $150,000 $1,885,000 $99,000 $562,000
Preapproval Approved but not Accepted 421 $83,405,000 $198,000 $1,005,000 $82,000 $520,000
Application Withdrawn By Applicant 360 $62,660,000 $174,000 $885,000 $99,000 $370,000
Preapproval Denied by Financial Institution 164 $22,170,000 $135,000 $575,000 $52,000 $316,000
Application Denied By Financial Institution 105 $13,875,000 $132,000 $1,805,000 $120,000 $5,500,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,202 $359,260,000 $163,000 $1,885,000 $95,000 $562,000
Credit History 168 $20,070,000 $119,000 $425,000 $90,000 $5,500,000
Debt-To-Income Ratio 62 $11,850,000 $191,000 $1,805,000 $59,000 $236,000
Insufficient Cash (Downpayment, Closing Cost) 17 $1,715,000 $100,000 $255,000 $41,000 $74,000
Collateral 14 $1,050,000 $75,000 $215,000 $57,000 $134,000
Employment History 4 $720,000 $180,000 $245,000 $61,000 $85,000
Unverifiable Information 3 $345,000 $115,000 $205,000 $68,000 $108,000
Credit Application Incomplete 1 $295,000 $295,000 $295,000 $116,000 $116,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Honda Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List