Honda Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,471 |
| Total Mortgage Loan Application Amount | $395,305,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $95,400 |
| Highest Applicant Income | $5,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Ohio | 245 | $ 35,185,000 | $ 143,000 | $ 98,000 |
| Logan County Ohio | 238 | $ 24,820,000 | $ 104,000 | $ 108,000 |
| Los Angeles County California | 165 | $ 57,225,000 | $ 346,000 | $ 134,000 |
| Franklin County Ohio | 129 | $ 20,635,000 | $ 159,000 | $ 105,000 |
| Champaign County Ohio | 97 | $ 10,755,000 | $ 110,000 | $ 78,000 |
| Shelby County Ohio | 97 | $ 10,275,000 | $ 105,000 | $ 86,000 |
| Delaware County Ohio | 85 | $ 14,785,000 | $ 173,000 | $ 123,000 |
| Auglaize County Ohio | 46 | $ 5,330,000 | $ 115,000 | $ 87,000 |
| St. Clair County Alabama | 38 | $ 5,200,000 | $ 136,000 | $ 86,000 |
| Clark County Ohio | 36 | $ 3,730,000 | $ 103,000 | $ 78,000 |
| Marion County Ohio | 34 | $ 3,040,000 | $ 89,000 | $ 81,000 |
| Hardin County Ohio | 33 | $ 2,945,000 | $ 89,000 | $ 78,000 |
| Talladega County Alabama | 32 | $ 3,480,000 | $ 108,000 | $ 64,000 |
| Allen County Ohio | 30 | $ 2,360,000 | $ 78,000 | $ 67,000 |
| Miami County Ohio | 28 | $ 3,530,000 | $ 126,000 | $ 103,000 |
| Orange County California | 26 | $ 7,560,000 | $ 290,000 | $ 152,000 |
| Decatur County Indiana | 26 | $ 2,890,000 | $ 111,000 | $ 70,000 |
| Calhoun County Alabama | 22 | $ 2,060,000 | $ 93,000 | $ 76,000 |
| Jefferson County Alabama | 21 | $ 2,985,000 | $ 142,000 | $ 103,000 |
| Guilford County North Carolina | 21 | $ 3,535,000 | $ 168,000 | $ 117,000 |
| Ripley County Indiana | 19 | $ 2,555,000 | $ 134,000 | $ 82,000 |
| Etowah County Alabama | 16 | $ 2,040,000 | $ 127,000 | $ 91,000 |
| Madison County Ohio | 16 | $ 2,250,000 | $ 140,000 | $ 86,000 |
| Mercer County Ohio | 16 | $ 1,510,000 | $ 94,000 | $ 65,000 |
| Marion County Indiana | 15 | $ 1,265,000 | $ 84,000 | $ 64,000 |
| Shelby County Indiana | 14 | $ 1,410,000 | $ 100,000 | $ 80,000 |
| Florence County South Carolina | 14 | $ 2,340,000 | $ 167,000 | $ 106,000 |
| Carroll County Georgia | 12 | $ 990,000 | $ 82,000 | $ 86,000 |
| Shelby County Alabama | 11 | $ 1,885,000 | $ 171,000 | $ 129,000 |
| Montgomery County Ohio | 10 | $ 1,480,000 | $ 148,000 | $ 97,000 |
| Haralson County Georgia | 9 | $ 645,000 | $ 71,000 | $ 53,000 |
| Riverside County California | 8 | $ 2,520,000 | $ 315,000 | $ 92,000 |
| San Bernardino County California | 7 | $ 2,845,000 | $ 406,000 | $ 154,000 |
| Franklin County Indiana | 7 | $ 975,000 | $ 139,000 | $ 51,000 |
| Rush County Indiana | 7 | $ 505,000 | $ 72,000 | $ 55,000 |
| Darlington County South Carolina | 7 | $ 995,000 | $ 142,000 | $ 103,000 |
| Forsyth County Georgia | 6 | $ 2,120,000 | $ 353,000 | $ 198,000 |
| Dearborn County Indiana | 6 | $ 570,000 | $ 95,000 | $ 82,000 |
| Cobb County Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 142,000 |
| Fulton County Georgia | 5 | $ 925,000 | $ 185,000 | $ 119,000 |
| Bartholomew County Indiana | 5 | $ 395,000 | $ 79,000 | $ 57,000 |
| Davidson County North Carolina | 5 | $ 905,000 | $ 181,000 | $ 71,000 |
| Wake County North Carolina | 5 | $ 1,385,000 | $ 277,000 | $ 152,000 |
| Fairfield County Ohio | 5 | $ 325,000 | $ 65,000 | $ 75,000 |
| Licking County Ohio | 5 | $ 745,000 | $ 149,000 | $ 92,000 |
| Cleburne County Alabama | 4 | $ 660,000 | $ 165,000 | $ 107,000 |
| San Joaquin County California | 4 | $ 280,000 | $ 70,000 | $ 116,000 |
| Gwinnett County Georgia | 4 | $ 650,000 | $ 162,000 | $ 66,000 |
| Johnson County Indiana | 4 | $ 630,000 | $ 157,000 | $ 81,000 |
| Alamance County North Carolina | 4 | $ 480,000 | $ 120,000 | $ 125,000 |
| Orange County North Carolina | 4 | $ 1,030,000 | $ 257,000 | $ 125,000 |
| Beaufort County South Carolina | 4 | $ 440,000 | $ 110,000 | $ 128,000 |
| Maricopa County Arizona | 3 | $ 505,000 | $ 168,000 | $ 158,000 |
| Fresno County California | 3 | $ 665,000 | $ 221,000 | $ 76,000 |
| Kern County California | 3 | $ 345,000 | $ 115,000 | $ 84,000 |
| Effingham County Georgia | 3 | $ 685,000 | $ 228,000 | $ 148,000 |
| Hancock County Indiana | 3 | $ 285,000 | $ 95,000 | $ 87,000 |
| Henry County Indiana | 3 | $ 195,000 | $ 65,000 | $ 78,000 |
| Forsyth County North Carolina | 3 | $ 455,000 | $ 151,000 | $ 55,000 |
| Mecklenburg County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 94,000 |
| Hamilton County Ohio | 3 | $ 225,000 | $ 75,000 | $ 118,000 |
| Lucas County Ohio | 3 | $ 255,000 | $ 85,000 | $ 55,000 |
| Medina County Ohio | 3 | $ 835,000 | $ 278,000 | $ 457,000 |
| Clackamas County Oregon | 3 | $ 1,215,000 | $ 405,000 | $ 136,000 |
| Denton County Texas | 3 | $ 1,005,000 | $ 335,000 | $ 167,000 |
| Baldwin County Alabama | 2 | $ 480,000 | $ 240,000 | $ 86,000 |
| Clay County Alabama | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| San Diego County California | 2 | $ 270,000 | $ 135,000 | $ 121,000 |
| Sarasota County Florida | 2 | $ 350,000 | $ 175,000 | $ 72,000 |
| Cherokee County Georgia | 2 | $ 250,000 | $ 125,000 | $ 158,000 |
| Paulding County Georgia | 2 | $ 230,000 | $ 115,000 | $ 115,000 |
| Troup County Georgia | 2 | $ 150,000 | $ 75,000 | $ 37,000 |
| Cook County Illinois | 2 | $ 230,000 | $ 115,000 | $ 100,000 |
| McHenry County Illinois | 2 | $ 470,000 | $ 235,000 | $ 118,000 |
| Brown County Indiana | 2 | $ 290,000 | $ 145,000 | $ 88,000 |
| Jefferson County Indiana | 2 | $ 260,000 | $ 130,000 | $ 105,000 |
| Jennings County Indiana | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Washtenaw County Michigan | 2 | $ 560,000 | $ 280,000 | $ 204,000 |
| Burlington County New Jersey | 2 | $ 270,000 | $ 135,000 | $ 131,000 |
| Gloucester County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 158,000 |
| Union County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 72,000 |
| Crawford County Ohio | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Cuyahoga County Ohio | 2 | $ 340,000 | $ 170,000 | $ 187,000 |
| Darke County Ohio | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Morrow County Ohio | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Van Wert County Ohio | 2 | $ 110,000 | $ 55,000 | $ 42,000 |
| Marion County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Tarrant County Texas | 2 | $ 170,000 | $ 85,000 | $ 147,000 |
| Salt Lake County Utah | 2 | $ 410,000 | $ 205,000 | $ 140,000 |
| Klickitat County Washington | 2 | $ 490,000 | $ 245,000 | $ 273,000 |
| Blount County Alabama | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Cherokee County Alabama | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Coosa County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lee County Alabama | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Limestone County Alabama | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Marshall County Alabama | 1 | $ 295,000 | $ 295,000 | $ 104,000 |
| Randolph County Alabama | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Pinal County Arizona | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| San Luis Obispo County California | 1 | $ 255,000 | $ 255,000 | $ 144,000 |
| Santa Barbara County California | 1 | $ 395,000 | $ 395,000 | $ 60,000 |
| Santa Clara County California | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Stanislaus County California | 1 | $ 375,000 | $ 375,000 | $ 113,000 |
| Ventura County California | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Douglas County Colorado | 1 | $ 385,000 | $ 385,000 | $ 73,000 |
| Larimer County Colorado | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Fairfield County Connecticut | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 193,000 |
| Broward County Florida | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Hernando County Florida | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Leon County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Manatee County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Marion County Florida | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Putnam County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Douglas County Georgia | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Pickens County Georgia | 1 | $ 505,000 | $ 505,000 | $ 256,000 |
| Kootenai County Idaho | 1 | $ 245,000 | $ 245,000 | $ 231,000 |
| Fayette County Indiana | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Kosciusko County Indiana | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Lake County Indiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Monroe County Indiana | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Morgan County Indiana | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Noble County Indiana | 1 | $ 255,000 | $ 255,000 | $ 158,000 |
| Wayne County Indiana | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Jefferson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Scott County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 124,000 |
| St. Mary County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 179,000 |
| Montgomery County Maryland | 1 | $ 375,000 | $ 375,000 | $ 191,000 |
| Hampden County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Ingham County Michigan | 1 | $ 205,000 | $ 205,000 | $ 224,000 |
| Oakland County Michigan | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Chisago County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Douglas County Nevada | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Morris County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 69,000 |
| Ocean County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 147,000 |
| Caldwell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Davie County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 131,000 |
| Granville County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Rockingham County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 79,000 |
| Butler County Ohio | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Fulton County Ohio | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Greene County Ohio | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Hancock County Ohio | 1 | $ 515,000 | $ 515,000 | $ 375,000 |
| Lake County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pickaway County Ohio | 1 | $ 125,000 | $ 125,000 | $ 128,000 |
| Putnam County Ohio | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Stark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 9,000 |
| Warren County Ohio | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Washington County Ohio | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Yamhill County Oregon | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Lancaster County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Montgomery County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Dillon County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Greenville County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Spartanburg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 148,000 |
| Bradley County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 153,000 |
| Wilson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Bell County Texas | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Collin County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Dallas County Texas | 1 | $ 265,000 | $ 265,000 | $ 162,000 |
| Grayson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Clark County Washington | 1 | $ 325,000 | $ 325,000 | $ 131,000 |
| Oneida County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 982 | $170,230,000 | $173,000 | $1,885,000 | $85,000 | $5,500,000 |
| Cash-out Refinancing | 567 | $99,575,000 | $175,000 | $885,000 | $100,000 | $375,000 |
| Refinancing | 480 | $87,490,000 | $182,000 | $805,000 | $101,000 | $402,000 |
| Other Purpose | 364 | $26,440,000 | $72,000 | $455,000 | $99,000 | $562,000 |
| Home Improvement | 78 | $11,570,000 | $148,000 | $505,000 | $92,000 | $249,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,840 | $271,250,000 | $147,000 | $1,885,000 | $94,000 | $5,500,000 |
| Not Provided | 306 | $52,710,000 | $172,000 | $1,005,000 | $88,000 | $375,000 |
| Black or African American | 131 | $22,425,000 | $171,000 | $605,000 | $74,000 | $257,000 |
| Asian | 70 | $18,960,000 | $270,000 | $965,000 | $117,000 | $300,000 |
| Hispanic | 69 | $16,555,000 | $239,000 | $885,000 | $100,000 | $304,000 |
| American Indian or Alaskan Native | 11 | $1,855,000 | $168,000 | $335,000 | $76,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,471 | $395,305,000 | $159,000 | $1,885,000 | $93,000 | $5,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,421 | $213,195,000 | $150,000 | $1,885,000 | $99,000 | $562,000 |
| Preapproval Approved but not Accepted | 421 | $83,405,000 | $198,000 | $1,005,000 | $82,000 | $520,000 |
| Application Withdrawn By Applicant | 360 | $62,660,000 | $174,000 | $885,000 | $99,000 | $370,000 |
| Preapproval Denied by Financial Institution | 164 | $22,170,000 | $135,000 | $575,000 | $52,000 | $316,000 |
| Application Denied By Financial Institution | 105 | $13,875,000 | $132,000 | $1,805,000 | $120,000 | $5,500,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,202 | $359,260,000 | $163,000 | $1,885,000 | $95,000 | $562,000 |
| Credit History | 168 | $20,070,000 | $119,000 | $425,000 | $90,000 | $5,500,000 |
| Debt-To-Income Ratio | 62 | $11,850,000 | $191,000 | $1,805,000 | $59,000 | $236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $1,715,000 | $100,000 | $255,000 | $41,000 | $74,000 |
| Collateral | 14 | $1,050,000 | $75,000 | $215,000 | $57,000 | $134,000 |
| Employment History | 4 | $720,000 | $180,000 | $245,000 | $61,000 | $85,000 |
| Unverifiable Information | 3 | $345,000 | $115,000 | $205,000 | $68,000 | $108,000 |
| Credit Application Incomplete | 1 | $295,000 | $295,000 | $295,000 | $116,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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