Honda Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Honda Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Honda Federal Credit Union 1919 Torrance Blvd Torrance, CA 90509 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,366 |
| Total Mortgage Loan Application Amount | $207,850,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $1,845,000 |
| Average Applicant Income | $94,800 |
| Highest Applicant Income | $1,333,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Honda Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Honda Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Honda Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Honda Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Honda Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Honda Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Logan County Ohio | 139 | $ 11,055,000 | $ 79,000 | $ 84,000 |
| Union County Ohio | 117 | $ 13,425,000 | $ 114,000 | $ 109,000 |
| Franklin County Ohio | 62 | $ 7,680,000 | $ 123,000 | $ 104,000 |
| Los Angeles County California | 45 | $ 10,085,000 | $ 224,000 | $ 177,000 |
| Champaign County Ohio | 40 | $ 4,790,000 | $ 119,000 | $ 89,000 |
| Shelby County Ohio | 38 | $ 3,450,000 | $ 90,000 | $ 91,000 |
| Delaware County Ohio | 33 | $ 4,505,000 | $ 136,000 | $ 205,000 |
| Auglaize County Ohio | 27 | $ 2,575,000 | $ 95,000 | $ 90,000 |
| Talladega County Alabama | 23 | $ 1,615,000 | $ 70,000 | $ 80,000 |
| Hardin County Ohio | 20 | $ 1,520,000 | $ 76,000 | $ 82,000 |
| Miami County Ohio | 19 | $ 2,145,000 | $ 112,000 | $ 80,000 |
| St. Clair County Alabama | 18 | $ 1,880,000 | $ 104,000 | $ 110,000 |
| Allen County Ohio | 18 | $ 2,580,000 | $ 143,000 | $ 98,000 |
| Decatur County Indiana | 17 | $ 1,015,000 | $ 59,000 | $ 75,000 |
| Clark County Ohio | 17 | $ 1,665,000 | $ 97,000 | $ 109,000 |
| Calhoun County Alabama | 16 | $ 1,310,000 | $ 81,000 | $ 77,000 |
| Marion County Ohio | 16 | $ 1,040,000 | $ 65,000 | $ 95,000 |
| Madison County Ohio | 13 | $ 1,595,000 | $ 122,000 | $ 123,000 |
| Orange County California | 11 | $ 2,415,000 | $ 219,000 | $ 176,000 |
| Florence County South Carolina | 11 | $ 1,365,000 | $ 124,000 | $ 91,000 |
| Etowah County Alabama | 10 | $ 820,000 | $ 82,000 | $ 83,000 |
| Ripley County Indiana | 10 | $ 870,000 | $ 87,000 | $ 92,000 |
| Jefferson County Alabama | 9 | $ 1,115,000 | $ 123,000 | $ 148,000 |
| Riverside County California | 9 | $ 915,000 | $ 101,000 | $ 100,000 |
| Marion County Indiana | 8 | $ 1,070,000 | $ 133,000 | $ 90,000 |
| Shelby County Alabama | 7 | $ 1,425,000 | $ 203,000 | $ 172,000 |
| Mercer County Ohio | 6 | $ 340,000 | $ 56,000 | $ 91,000 |
| Forsyth County Georgia | 5 | $ 1,065,000 | $ 213,000 | $ 145,000 |
| Shelby County Indiana | 5 | $ 385,000 | $ 77,000 | $ 72,000 |
| Haralson County Georgia | 4 | $ 250,000 | $ 62,000 | $ 63,000 |
| Fayette County Indiana | 4 | $ 140,000 | $ 35,000 | $ 51,000 |
| Hancock County Indiana | 4 | $ 280,000 | $ 70,000 | $ 111,000 |
| Forsyth County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 122,000 |
| Guilford County North Carolina | 4 | $ 440,000 | $ 110,000 | $ 106,000 |
| Greene County Ohio | 4 | $ 450,000 | $ 112,000 | $ 106,000 |
| Licking County Ohio | 4 | $ 700,000 | $ 175,000 | $ 146,000 |
| Cleburne County Alabama | 3 | $ 155,000 | $ 51,000 | $ 119,000 |
| Maricopa County Arizona | 3 | $ 1,125,000 | $ 375,000 | $ 149,000 |
| Arapahoe County Colorado | 3 | $ 805,000 | $ 268,000 | $ 90,000 |
| Carroll County Georgia | 3 | $ 205,000 | $ 68,000 | $ 99,000 |
| Bartholomew County Indiana | 3 | $ 255,000 | $ 85,000 | $ 93,000 |
| Jefferson County Indiana | 3 | $ 265,000 | $ 88,000 | $ 67,000 |
| Alamance County North Carolina | 3 | $ 135,000 | $ 45,000 | $ 54,000 |
| San Bernardino County California | 2 | $ 770,000 | $ 385,000 | $ 173,000 |
| New London County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 109,000 |
| Bay County Florida | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Cherokee County Georgia | 2 | $ 400,000 | $ 200,000 | $ 146,000 |
| Cobb County Georgia | 2 | $ 390,000 | $ 195,000 | $ 305,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 71,000 |
| Hall County Georgia | 2 | $ 100,000 | $ 50,000 | $ 69,000 |
| Honolulu County Hawaii | 2 | $ 590,000 | $ 295,000 | $ 273,000 |
| Dearborn County Indiana | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| Franklin County Indiana | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Hamilton County Indiana | 2 | $ 130,000 | $ 65,000 | $ 147,000 |
| Jennings County Indiana | 2 | $ 70,000 | $ 35,000 | $ 100,000 |
| Johnson County Indiana | 2 | $ 340,000 | $ 170,000 | $ 208,000 |
| Rush County Indiana | 2 | $ 170,000 | $ 85,000 | $ 68,000 |
| Wayne County Indiana | 2 | $ 80,000 | $ 40,000 | $ 80,000 |
| Kenton County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Madison County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 73,000 |
| Iredell County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 87,000 |
| Randolph County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 100,000 |
| Wake County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 71,000 |
| Lucas County Ohio | 2 | $ 160,000 | $ 80,000 | $ 88,000 |
| Montgomery County Ohio | 2 | $ 90,000 | $ 45,000 | $ 61,000 |
| Morrow County Ohio | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Putnam County Ohio | 2 | $ 180,000 | $ 90,000 | $ 106,000 |
| Summit County Ohio | 2 | $ 430,000 | $ 215,000 | $ 172,000 |
| Trumbull County Ohio | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Van Wert County Ohio | 2 | $ 60,000 | $ 30,000 | $ 66,000 |
| Darlington County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 64,000 |
| Greenville County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 97,000 |
| Dallas County Texas | 2 | $ 480,000 | $ 240,000 | $ 246,000 |
| Cherokee County Alabama | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Clay County Alabama | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Limestone County Alabama | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Tallapoosa County Alabama | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 142,000 |
| Kern County California | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| San Joaquin County California | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| San Luis Obispo County California | 1 | $ 695,000 | $ 695,000 | $ 677,000 |
| Solano County California | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Mesa County Colorado | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Charlotte County Florida | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Duval County Florida | 1 | $ 205,000 | $ 205,000 | $ 162,000 |
| Manatee County Florida | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Bartow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Bryan County Georgia | 1 | $ 45,000 | $ 45,000 | $ 245,000 |
| Fulton County Georgia | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| Montgomery County Illinois | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Rock Island County Illinois | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Kosciusko County Indiana | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Jefferson County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 140,000 |
| Livingston County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| St. Tammany County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Oakland County Michigan | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Roscommon County Michigan | 1 | $ 965,000 | $ 965,000 | $ 988,000 |
| Chisago County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 198,000 |
| Monroe County New York | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Caswell County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Mecklenburg County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 297,000 |
| Swain County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Brown County Ohio | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Clermont County Ohio | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Darke County Ohio | 1 | $ 125,000 | $ 125,000 | $ 129,000 |
| Hamilton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Hancock County Ohio | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Hocking County Ohio | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Medina County Ohio | 1 | $ 65,000 | $ 65,000 | $ 1,198,000 |
| Morgan County Ohio | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Pickaway County Ohio | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Preble County Ohio | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Richland County Ohio | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Stark County Ohio | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Warren County Ohio | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Beaufort County South Carolina | 1 | $ 1,845,000 | $ 1,845,000 | $ 988,000 |
| Clarendon County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Dorchester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Greenwood County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Horry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Oconee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| York County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Fort Bend County Texas | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Kendall County Texas | 1 | $ 375,000 | $ 375,000 | $ 275,000 |
| Tarrant County Texas | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Carroll County Virginia | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Fluvanna County Virginia | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Orange County Virginia | 1 | $ 305,000 | $ 305,000 | $ 89,000 |
| Stafford County Virginia | 1 | $ 545,000 | $ 545,000 | $ 186,000 |
| Spokane County Washington | 1 | $ 65,000 | $ 65,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Honda Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 628 | $143,620,000 | $228,000 | $1,845,000 | $94,000 | $988,000 |
| Cash-out Refinancing | 597 | $51,615,000 | $86,000 | $485,000 | $107,000 | $1,198,000 |
| Home Improvement | 77 | $6,055,000 | $78,000 | $455,000 | $121,000 | $1,044,000 |
| Refinancing | 62 | $6,440,000 | $103,000 | $485,000 | $99,000 | $1,333,000 |
| Other Purpose | 2 | $120,000 | $60,000 | $75,000 | $53,000 | $76,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 957 | $139,135,000 | $145,000 | $1,845,000 | $102,000 | $1,333,000 |
| Not Provided | 188 | $28,170,000 | $149,000 | $755,000 | $98,000 | $329,000 |
| Black or African American | 106 | $16,220,000 | $153,000 | $645,000 | $89,000 | $440,000 |
| Hispanic | 57 | $13,395,000 | $235,000 | $635,000 | $113,000 | $397,000 |
| Asian | 32 | $6,750,000 | $210,000 | $725,000 | $138,000 | $273,000 |
| American Indian or Alaskan Native | 6 | $560,000 | $93,000 | $155,000 | $55,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,366 | $207,850,000 | $152,000 | $1,845,000 | $101,000 | $1,333,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 646 | $71,860,000 | $111,000 | $1,845,000 | $114,000 | $1,198,000 |
| Preapproval Approved but not Accepted | 277 | $69,295,000 | $250,000 | $1,125,000 | $97,000 | $397,000 |
| Preapproval Denied by Financial Institution | 158 | $27,670,000 | $175,000 | $1,005,000 | $59,000 | $210,000 |
| Application Denied By Financial Institution | 141 | $14,725,000 | $104,000 | $695,000 | $78,000 | $677,000 |
| Application Withdrawn By Applicant | 115 | $19,505,000 | $169,000 | $965,000 | $118,000 | $988,000 |
| File Closed For Incompleteness | 27 | $4,585,000 | $169,000 | $485,000 | $144,000 | $1,333,000 |
| Application Approved But Not Accepted | 2 | $210,000 | $105,000 | $185,000 | $75,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,067 | $165,455,000 | $155,000 | $1,845,000 | $111,000 | $1,333,000 |
| Debt-To-Income Ratio | 143 | $21,875,000 | $152,000 | $565,000 | $58,000 | $246,000 |
| Credit History | 89 | $10,485,000 | $117,000 | $385,000 | $67,000 | $187,000 |
| Collateral | 29 | $3,035,000 | $104,000 | $695,000 | $109,000 | $677,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,425,000 | $148,000 | $255,000 | $55,000 | $89,000 |
| Employment History | 6 | $1,220,000 | $203,000 | $285,000 | $74,000 | $109,000 |
| Other | 4 | $1,410,000 | $352,000 | $1,005,000 | $104,000 | $210,000 |
| Mortgage Insurance Denied | 3 | $675,000 | $225,000 | $285,000 | $76,000 | $88,000 |
| Unverifiable Information | 2 | $270,000 | $135,000 | $185,000 | $400,000 | $400,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Honda Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Honda Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.