Horizon Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Horizon Bank 515 Franklin St Michigan City, IN 46360 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,700 |
| Total Mortgage Loan Application Amount | $664,980,000 |
| Average Mortgage Loan Application Amount | $112,500 |
| Highest Mortgage Loan Application Amount | $14,075,000 |
| Average Applicant Income | $103,166 |
| Highest Applicant Income | $2,387,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaPorte County Indiana | 947 | $ 89,095,000 | $ 94,000 | $ 85,000 |
| Porter County Indiana | 472 | $ 82,410,000 | $ 174,000 | $ 134,000 |
| Berrien County Michigan | 431 | $ 74,185,000 | $ 172,000 | $ 127,000 |
| Johnson County Indiana | 243 | $ 22,605,000 | $ 93,000 | $ 92,000 |
| Elkhart County Indiana | 239 | $ 31,135,000 | $ 130,000 | $ 93,000 |
| Lake County Indiana | 227 | $ 27,265,000 | $ 120,000 | $ 121,000 |
| St. Joseph County Indiana | 209 | $ 28,225,000 | $ 135,000 | $ 88,000 |
| Marion County Indiana | 191 | $ 37,955,000 | $ 198,000 | $ 124,000 |
| Kalamazoo County Michigan | 161 | $ 27,395,000 | $ 170,000 | $ 148,000 |
| LaGrange County Indiana | 151 | $ 21,875,000 | $ 144,000 | $ 82,000 |
| Kosciusko County Indiana | 127 | $ 13,705,000 | $ 107,000 | $ 80,000 |
| Hamilton County Indiana | 107 | $ 16,395,000 | $ 153,000 | $ 211,000 |
| Midland County Michigan | 100 | $ 14,280,000 | $ 142,000 | $ 111,000 |
| DeKalb County Indiana | 86 | $ 7,810,000 | $ 90,000 | $ 74,000 |
| Tippecanoe County Indiana | 76 | $ 9,310,000 | $ 122,000 | $ 103,000 |
| Saginaw County Michigan | 61 | $ 10,585,000 | $ 173,000 | $ 84,000 |
| Noble County Indiana | 59 | $ 7,075,000 | $ 119,000 | $ 82,000 |
| St. Joseph County Michigan | 52 | $ 5,370,000 | $ 103,000 | $ 85,000 |
| Cass County Michigan | 51 | $ 6,245,000 | $ 122,000 | $ 96,000 |
| Cook County Illinois | 44 | $ 14,330,000 | $ 325,000 | $ 199,000 |
| Kent County Michigan | 37 | $ 9,755,000 | $ 263,000 | $ 126,000 |
| Morgan County Indiana | 35 | $ 3,275,000 | $ 93,000 | $ 100,000 |
| Van Buren County Michigan | 35 | $ 5,525,000 | $ 157,000 | $ 107,000 |
| Ingham County Michigan | 32 | $ 6,540,000 | $ 204,000 | $ 169,000 |
| Whitley County Indiana | 30 | $ 2,050,000 | $ 68,000 | $ 64,000 |
| Allegan County Michigan | 28 | $ 10,310,000 | $ 368,000 | $ 273,000 |
| Ottawa County Michigan | 24 | $ 6,730,000 | $ 280,000 | $ 252,000 |
| Allen County Indiana | 23 | $ 3,365,000 | $ 146,000 | $ 93,000 |
| Starke County Indiana | 21 | $ 1,795,000 | $ 85,000 | $ 62,000 |
| Bay County Michigan | 18 | $ 3,300,000 | $ 183,000 | $ 182,000 |
| Boone County Indiana | 16 | $ 4,940,000 | $ 308,000 | $ 243,000 |
| Brown County Indiana | 16 | $ 1,580,000 | $ 98,000 | $ 79,000 |
| Hendricks County Indiana | 16 | $ 1,540,000 | $ 96,000 | $ 105,000 |
| Tuscola County Michigan | 16 | $ 1,890,000 | $ 118,000 | $ 40,000 |
| Fountain County Indiana | 15 | $ 1,015,000 | $ 67,000 | $ 91,000 |
| Oakland County Michigan | 15 | $ 5,715,000 | $ 381,000 | $ 238,000 |
| Washtenaw County Michigan | 15 | $ 4,115,000 | $ 274,000 | $ 111,000 |
| Calhoun County Michigan | 13 | $ 1,345,000 | $ 103,000 | $ 52,000 |
| Clinton County Michigan | 13 | $ 2,265,000 | $ 174,000 | $ 91,000 |
| Steuben County Indiana | 12 | $ 1,020,000 | $ 85,000 | $ 72,000 |
| Warren County Indiana | 12 | $ 760,000 | $ 63,000 | $ 54,000 |
| Barry County Michigan | 10 | $ 1,920,000 | $ 192,000 | $ 131,000 |
| Genesee County Michigan | 10 | $ 760,000 | $ 76,000 | $ 54,000 |
| Hancock County Indiana | 9 | $ 635,000 | $ 70,000 | $ 116,000 |
| Marshall County Indiana | 9 | $ 1,735,000 | $ 192,000 | $ 92,000 |
| Shelby County Indiana | 8 | $ 580,000 | $ 72,000 | $ 84,000 |
| Eaton County Michigan | 8 | $ 1,090,000 | $ 136,000 | $ 99,000 |
| DuPage County Illinois | 7 | $ 1,695,000 | $ 242,000 | $ 154,000 |
| Bartholomew County Indiana | 7 | $ 555,000 | $ 79,000 | $ 101,000 |
| Fulton County Indiana | 6 | $ 430,000 | $ 71,000 | $ 70,000 |
| Roscommon County Michigan | 6 | $ 540,000 | $ 90,000 | $ 45,000 |
| Jasper County Indiana | 5 | $ 405,000 | $ 81,000 | $ 88,000 |
| Montgomery County Indiana | 5 | $ 685,000 | $ 137,000 | $ 52,000 |
| Parke County Indiana | 5 | $ 275,000 | $ 55,000 | $ 78,000 |
| Gladwin County Michigan | 5 | $ 405,000 | $ 81,000 | $ 128,000 |
| Manatee County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 323,000 |
| Monroe County Indiana | 4 | $ 210,000 | $ 52,000 | $ 100,000 |
| Clare County Michigan | 4 | $ 550,000 | $ 137,000 | $ 50,000 |
| Macomb County Michigan | 4 | $ 720,000 | $ 180,000 | $ 92,000 |
| Wayne County Michigan | 4 | $ 900,000 | $ 225,000 | $ 247,000 |
| Collier County Florida | 3 | $ 415,000 | $ 138,000 | $ 349,000 |
| Benton County Indiana | 3 | $ 265,000 | $ 88,000 | $ 49,000 |
| Carroll County Indiana | 3 | $ 165,000 | $ 55,000 | $ 85,000 |
| White County Indiana | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Charlevoix County Michigan | 3 | $ 1,035,000 | $ 345,000 | $ 355,000 |
| Crawford County Michigan | 3 | $ 365,000 | $ 121,000 | $ 55,000 |
| Williams County Ohio | 3 | $ 255,000 | $ 85,000 | $ 52,000 |
| Lee County Florida | 2 | $ 810,000 | $ 405,000 | $ 495,000 |
| Sarasota County Florida | 2 | $ 2,440,000 | $ 1,220,000 | $ 180,000 |
| Lake County Illinois | 2 | $ 1,090,000 | $ 545,000 | $ 167,000 |
| Will County Illinois | 2 | $ 230,000 | $ 115,000 | $ 226,000 |
| Dearborn County Indiana | 2 | $ 60,000 | $ 30,000 | $ 147,000 |
| Delaware County Indiana | 2 | $ 80,000 | $ 40,000 | $ 106,000 |
| Madison County Indiana | 2 | $ 120,000 | $ 60,000 | $ 113,000 |
| Putnam County Indiana | 2 | $ 210,000 | $ 105,000 | $ 135,000 |
| Isabella County Michigan | 2 | $ 380,000 | $ 190,000 | $ 59,000 |
| Jackson County Michigan | 2 | $ 360,000 | $ 180,000 | $ 91,000 |
| Livingston County Michigan | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Manistee County Michigan | 2 | $ 100,000 | $ 50,000 | $ 58,000 |
| Montcalm County Michigan | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Defiance County Ohio | 2 | $ 420,000 | $ 210,000 | $ 92,000 |
| Ottawa County Ohio | 2 | $ 750,000 | $ 375,000 | $ 440,000 |
| Beaufort County South Carolina | 2 | $ 850,000 | $ 425,000 | $ 618,000 |
| Maricopa County Arizona | 1 | $ 505,000 | $ 505,000 | $ 1,077,000 |
| Yavapai County Arizona | 1 | $ 345,000 | $ 345,000 | $ 128,000 |
| Sutter County California | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Bradford County Florida | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 166,000 |
| Charlotte County Florida | 1 | $ 1,315,000 | $ 1,315,000 | $ 804,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 421,000 |
| Walton County Florida | 1 | $ 235,000 | $ 235,000 | $ 99,000 |
| Kane County Illinois | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Cass County Indiana | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Clinton County Indiana | 1 | $ 35,000 | $ 35,000 | $ 113,000 |
| Decatur County Indiana | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Franklin County Indiana | 1 | $ 1,805,000 | $ 1,805,000 | $ 0 |
| Greene County Indiana | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Henry County Indiana | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Huntington County Indiana | 1 | $ 195,000 | $ 195,000 | $ 146,000 |
| Jay County Indiana | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Jefferson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Miami County Indiana | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Newton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Orange County Indiana | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Owen County Indiana | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Pulaski County Indiana | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Tipton County Indiana | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Wabash County Indiana | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Russell County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Alcona County Michigan | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Arenac County Michigan | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Benzie County Michigan | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Branch County Michigan | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| Grand Traverse County Michigan | 1 | $ 655,000 | $ 655,000 | $ 572,000 |
| Gratiot County Michigan | 1 | $ 35,000 | $ 35,000 | $ 35,000 |
| Kalkaska County Michigan | 1 | $ 385,000 | $ 385,000 | $ 290,000 |
| Leelanau County Michigan | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Mackinac County Michigan | 1 | $ 225,000 | $ 225,000 | $ 191,000 |
| Muskegon County Michigan | 1 | $ 765,000 | $ 765,000 | $ 195,000 |
| Newaygo County Michigan | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Ogemaw County Michigan | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Shiawassee County Michigan | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| DeSoto County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Wake County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 608,000 |
| Allen County Ohio | 1 | $ 125,000 | $ 125,000 | $ 440,000 |
| Paulding County Ohio | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Van Wert County Ohio | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Rhea County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Williamson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 485,000 |
| Victoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Williamson County Texas | 1 | $ 425,000 | $ 425,000 | $ 208,000 |
| Jefferson County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Rock County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 124,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Horizon Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,951 | $378,805,000 | $194,000 | $2,885,000 | $116,000 | $1,945,000 |
| Refinancing | 982 | $144,190,000 | $146,000 | $14,075,000 | $107,000 | $1,239,000 |
| Home Improvement | 960 | $49,840,000 | $51,000 | $425,000 | $107,000 | $2,182,000 |
| Other Purpose | 407 | $21,365,000 | $52,000 | $735,000 | $104,000 | $1,448,000 |
| Cash-out Refinancing | 399 | $70,725,000 | $177,000 | $1,705,000 | $111,000 | $2,387,000 |
| Not Applicable | 1 | $55,000 | $55,000 | $55,000 | $74,000 | $74,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,763 | $535,485,000 | $142,000 | $2,885,000 | $108,000 | $2,387,000 |
| Not Provided | 612 | $66,710,000 | $109,000 | $2,005,000 | $139,000 | $2,182,000 |
| Black or African American | 120 | $10,770,000 | $89,000 | $805,000 | $78,000 | $555,000 |
| Hispanic | 115 | $9,335,000 | $81,000 | $455,000 | $67,000 | $700,000 |
| Not applicable | 49 | $35,095,000 | $716,000 | $14,075,000 | $187,000 | $187,000 |
| Asian | 29 | $6,035,000 | $208,000 | $995,000 | $153,000 | $1,239,000 |
| American Indian or Alaskan Native | 7 | $635,000 | $90,000 | $345,000 | $140,000 | $660,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $5,000 | $5,000 | $5,000 | $32,000 | $32,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,373 | $619,245,000 | $141,000 | $14,075,000 | $114,000 | $2,387,000 |
| FHA-insured (Federal Housing Administration) | 238 | $30,980,000 | $130,000 | $375,000 | $57,000 | $240,000 |
| VA-guaranteed (Veterans Administration) | 59 | $11,385,000 | $192,000 | $445,000 | $81,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $3,370,000 | $112,000 | $225,000 | $62,000 | $540,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,191 | $479,845,000 | $150,000 | $14,075,000 | $120,000 | $2,387,000 |
| Application Denied By Financial Institution | 978 | $97,900,000 | $100,000 | $1,705,000 | $81,000 | $1,980,000 |
| Application Withdrawn By Applicant | 320 | $53,960,000 | $168,000 | $1,355,000 | $112,000 | $1,279,000 |
| Application Approved But Not Accepted | 124 | $15,920,000 | $128,000 | $755,000 | $107,000 | $504,000 |
| File Closed For Incompleteness | 87 | $17,355,000 | $199,000 | $1,395,000 | $119,000 | $1,124,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,722 | $567,080,000 | $152,000 | $14,075,000 | $119,000 | $2,387,000 |
| Debt-To-Income Ratio | 347 | $38,285,000 | $110,000 | $1,705,000 | $64,000 | $419,000 |
| Credit History | 275 | $26,625,000 | $96,000 | $855,000 | $86,000 | $1,980,000 |
| Collateral | 196 | $18,780,000 | $95,000 | $775,000 | $98,000 | $628,000 |
| Credit Application Incomplete | 70 | $5,480,000 | $78,000 | $505,000 | $116,000 | $880,000 |
| Other | 48 | $4,720,000 | $98,000 | $455,000 | $80,000 | $440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 31 | $3,235,000 | $104,000 | $315,000 | $54,000 | $155,000 |
| Employment History | 7 | $455,000 | $65,000 | $115,000 | $27,000 | $36,000 |
| Unverifiable Information | 4 | $320,000 | $80,000 | $165,000 | $80,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.