Horizon Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Horizon Bank 515 Franklin St Michigan City, IN 46360 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,657 |
| Total Mortgage Loan Application Amount | $809,745,000 |
| Average Mortgage Loan Application Amount | $127,600 |
| Highest Mortgage Loan Application Amount | $11,505,000 |
| Average Applicant Income | $112,600 |
| Highest Applicant Income | $3,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaPorte County Indiana | 972 | $ 97,980,000 | $ 100,000 | $ 87,000 |
| Porter County Indiana | 524 | $ 93,850,000 | $ 179,000 | $ 130,000 |
| Berrien County Michigan | 475 | $ 80,225,000 | $ 168,000 | $ 127,000 |
| Johnson County Indiana | 263 | $ 28,595,000 | $ 108,000 | $ 98,000 |
| Marion County Indiana | 261 | $ 29,275,000 | $ 112,000 | $ 138,000 |
| Elkhart County Indiana | 256 | $ 34,800,000 | $ 135,000 | $ 114,000 |
| Lake County Indiana | 222 | $ 22,740,000 | $ 102,000 | $ 122,000 |
| Kalamazoo County Michigan | 215 | $ 53,655,000 | $ 249,000 | $ 134,000 |
| Hamilton County Indiana | 211 | $ 29,315,000 | $ 138,000 | $ 181,000 |
| St. Joseph County Indiana | 204 | $ 42,610,000 | $ 208,000 | $ 95,000 |
| LaGrange County Indiana | 163 | $ 26,465,000 | $ 162,000 | $ 78,000 |
| Tippecanoe County Indiana | 135 | $ 18,235,000 | $ 135,000 | $ 101,000 |
| Allen County Indiana | 93 | $ 10,455,000 | $ 112,000 | $ 158,000 |
| DeKalb County Indiana | 90 | $ 8,780,000 | $ 97,000 | $ 76,000 |
| Bartholomew County Indiana | 89 | $ 10,155,000 | $ 114,000 | $ 91,000 |
| Kosciusko County Indiana | 87 | $ 10,605,000 | $ 121,000 | $ 126,000 |
| Midland County Michigan | 83 | $ 11,615,000 | $ 139,000 | $ 89,000 |
| Cass County Indiana | 68 | $ 3,930,000 | $ 57,000 | $ 56,000 |
| Noble County Indiana | 67 | $ 7,715,000 | $ 115,000 | $ 84,000 |
| Kent County Michigan | 65 | $ 15,955,000 | $ 245,000 | $ 176,000 |
| Howard County Indiana | 60 | $ 5,260,000 | $ 87,000 | $ 93,000 |
| Ottawa County Michigan | 59 | $ 13,725,000 | $ 232,000 | $ 169,000 |
| Carroll County Indiana | 56 | $ 4,760,000 | $ 85,000 | $ 61,000 |
| St. Joseph County Michigan | 56 | $ 6,320,000 | $ 112,000 | $ 116,000 |
| Cass County Michigan | 47 | $ 7,045,000 | $ 149,000 | $ 128,000 |
| Hendricks County Indiana | 43 | $ 4,905,000 | $ 114,000 | $ 116,000 |
| Grant County Indiana | 42 | $ 3,670,000 | $ 87,000 | $ 41,000 |
| White County Indiana | 41 | $ 5,475,000 | $ 133,000 | $ 114,000 |
| Morgan County Indiana | 40 | $ 4,610,000 | $ 115,000 | $ 85,000 |
| Van Buren County Michigan | 39 | $ 6,105,000 | $ 156,000 | $ 149,000 |
| Cook County Illinois | 37 | $ 9,825,000 | $ 265,000 | $ 213,000 |
| Allegan County Michigan | 35 | $ 9,585,000 | $ 273,000 | $ 155,000 |
| Boone County Indiana | 34 | $ 6,480,000 | $ 190,000 | $ 192,000 |
| Whitley County Indiana | 32 | $ 1,820,000 | $ 56,000 | $ 69,000 |
| Hancock County Indiana | 23 | $ 1,685,000 | $ 73,000 | $ 92,000 |
| Shelby County Indiana | 21 | $ 1,835,000 | $ 87,000 | $ 100,000 |
| Ingham County Michigan | 20 | $ 3,310,000 | $ 165,000 | $ 159,000 |
| Fountain County Indiana | 19 | $ 1,335,000 | $ 70,000 | $ 48,000 |
| Starke County Indiana | 19 | $ 2,395,000 | $ 126,000 | $ 86,000 |
| Saginaw County Michigan | 19 | $ 2,455,000 | $ 129,000 | $ 156,000 |
| Jasper County Indiana | 18 | $ 1,780,000 | $ 98,000 | $ 85,000 |
| Marshall County Indiana | 15 | $ 2,925,000 | $ 195,000 | $ 145,000 |
| Monroe County Indiana | 14 | $ 1,520,000 | $ 108,000 | $ 129,000 |
| Bay County Michigan | 12 | $ 1,060,000 | $ 88,000 | $ 74,000 |
| Brown County Indiana | 11 | $ 1,065,000 | $ 96,000 | $ 88,000 |
| Clinton County Indiana | 11 | $ 1,555,000 | $ 141,000 | $ 100,000 |
| Fulton County Indiana | 11 | $ 1,325,000 | $ 120,000 | $ 111,000 |
| Steuben County Indiana | 11 | $ 1,305,000 | $ 118,000 | $ 96,000 |
| Barry County Michigan | 11 | $ 2,285,000 | $ 207,000 | $ 158,000 |
| Gladwin County Michigan | 11 | $ 915,000 | $ 83,000 | $ 94,000 |
| Calhoun County Michigan | 10 | $ 1,230,000 | $ 123,000 | $ 165,000 |
| Oakland County Michigan | 9 | $ 1,925,000 | $ 213,000 | $ 185,000 |
| Parke County Indiana | 8 | $ 1,840,000 | $ 230,000 | $ 207,000 |
| Clinton County Michigan | 8 | $ 1,660,000 | $ 207,000 | $ 126,000 |
| Washtenaw County Michigan | 8 | $ 2,330,000 | $ 291,000 | $ 118,000 |
| Madison County Indiana | 7 | $ 235,000 | $ 33,000 | $ 87,000 |
| Wayne County Michigan | 7 | $ 8,325,000 | $ 1,189,000 | $ 110,000 |
| DuPage County Illinois | 6 | $ 1,610,000 | $ 268,000 | $ 276,000 |
| Montgomery County Indiana | 6 | $ 720,000 | $ 120,000 | $ 77,000 |
| Warren County Indiana | 6 | $ 440,000 | $ 73,000 | $ 70,000 |
| Branch County Michigan | 6 | $ 620,000 | $ 103,000 | $ 55,000 |
| Genesee County Michigan | 6 | $ 3,670,000 | $ 611,000 | $ 259,000 |
| Lee County Florida | 5 | $ 755,000 | $ 151,000 | $ 109,000 |
| Palm Beach County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 122,000 |
| Eaton County Michigan | 5 | $ 575,000 | $ 115,000 | $ 182,000 |
| Will County Illinois | 4 | $ 250,000 | $ 62,000 | $ 177,000 |
| Adams County Indiana | 4 | $ 390,000 | $ 97,000 | $ 68,000 |
| Jackson County Indiana | 4 | $ 930,000 | $ 232,000 | $ 106,000 |
| Miami County Indiana | 4 | $ 200,000 | $ 50,000 | $ 83,000 |
| Owen County Indiana | 4 | $ 170,000 | $ 42,000 | $ 90,000 |
| Tipton County Indiana | 4 | $ 330,000 | $ 82,000 | $ 41,000 |
| Charlevoix County Michigan | 4 | $ 1,060,000 | $ 265,000 | $ 167,000 |
| Livingston County Michigan | 4 | $ 520,000 | $ 130,000 | $ 89,000 |
| Manistee County Michigan | 4 | $ 430,000 | $ 107,000 | $ 110,000 |
| Tuscola County Michigan | 4 | $ 310,000 | $ 77,000 | $ 40,000 |
| Decatur County Indiana | 3 | $ 85,000 | $ 28,000 | $ 116,000 |
| Huntington County Indiana | 3 | $ 955,000 | $ 318,000 | $ 210,000 |
| Jennings County Indiana | 3 | $ 465,000 | $ 155,000 | $ 75,000 |
| Lawrence County Indiana | 3 | $ 45,000 | $ 15,000 | $ 95,000 |
| Putnam County Indiana | 3 | $ 155,000 | $ 51,000 | $ 89,000 |
| Clare County Michigan | 3 | $ 485,000 | $ 161,000 | $ 75,000 |
| Emmet County Michigan | 3 | $ 1,155,000 | $ 385,000 | $ 586,000 |
| Isabella County Michigan | 3 | $ 165,000 | $ 55,000 | $ 100,000 |
| Oceana County Michigan | 3 | $ 595,000 | $ 198,000 | $ 69,000 |
| Wexford County Michigan | 3 | $ 535,000 | $ 178,000 | $ 98,000 |
| Baldwin County Alabama | 2 | $ 460,000 | $ 230,000 | $ 403,000 |
| Pinellas County Florida | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| Sarasota County Florida | 2 | $ 550,000 | $ 275,000 | $ 569,000 |
| Jay County Indiana | 2 | $ 50,000 | $ 25,000 | $ 48,000 |
| Pulaski County Indiana | 2 | $ 220,000 | $ 110,000 | $ 43,000 |
| Vigo County Indiana | 2 | $ 170,000 | $ 85,000 | $ 258,000 |
| Wabash County Indiana | 2 | $ 110,000 | $ 55,000 | $ 220,000 |
| Wells County Indiana | 2 | $ 140,000 | $ 70,000 | $ 69,000 |
| Ionia County Michigan | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Luce County Michigan | 2 | $ 140,000 | $ 70,000 | $ 118,000 |
| Mason County Michigan | 2 | $ 80,000 | $ 40,000 | $ 89,000 |
| Roscommon County Michigan | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Montgomery County Ohio | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Washington County Alabama | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Pinal County Arizona | 1 | $ 265,000 | $ 265,000 | $ 628,000 |
| Summit County Colorado | 1 | $ 425,000 | $ 425,000 | $ 175,000 |
| Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Charlotte County Florida | 1 | $ 5,000 | $ 5,000 | $ 102,000 |
| Lake County Florida | 1 | $ 125,000 | $ 125,000 | $ 166,000 |
| Martin County Florida | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Miami-Dade County Florida | 1 | $ 1,715,000 | $ 1,715,000 | $ 904,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 435,000 | $ 435,000 | $ 265,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Fannin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Jefferson County Illinois | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Lake County Illinois | 1 | $ 725,000 | $ 725,000 | $ 272,000 |
| Vermilion County Illinois | 1 | $ 205,000 | $ 205,000 | $ 30,000 |
| Benton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Franklin County Indiana | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Henry County Indiana | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Newton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 25,000 |
| Randolph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Rush County Indiana | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Warren County Iowa | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Jefferson County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Martin County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 24,000 |
| Antrim County Michigan | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| Benzie County Michigan | 1 | $ 35,000 | $ 35,000 | $ 341,000 |
| Cheboygan County Michigan | 1 | $ 215,000 | $ 215,000 | $ 212,000 |
| Hillsdale County Michigan | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Iosco County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lake County Michigan | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| Leelanau County Michigan | 1 | $ 255,000 | $ 255,000 | $ 193,000 |
| Macomb County Michigan | 1 | $ 465,000 | $ 465,000 | $ 276,000 |
| Montcalm County Michigan | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 215,000 | $ 215,000 | $ 170,000 |
| Ogemaw County Michigan | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Otsego County Michigan | 1 | $ 905,000 | $ 905,000 | $ 278,000 |
| Shiawassee County Michigan | 1 | $ 5,205,000 | $ 5,205,000 | $ 0 |
| Camden County Missouri | 1 | $ 355,000 | $ 355,000 | $ 481,000 |
| Wake County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Defiance County Ohio | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 408,000 |
| Paulding County Ohio | 1 | $ 15,000 | $ 15,000 | $ 94,000 |
| Van Wert County Ohio | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Benton County Oregon | 1 | $ 205,000 | $ 205,000 | $ 23,000 |
| Multnomah County Oregon | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Dauphin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 632,000 |
| Bexar County Texas | 1 | $ 65,000 | $ 65,000 | $ 142,000 |
| Spokane County Washington | 1 | $ 25,000 | $ 25,000 | $ 2,916,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Horizon Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,119 | $417,145,000 | $196,000 | $3,185,000 | $123,000 | $3,000,000 |
| Home Improvement | 1,241 | $81,385,000 | $65,000 | $11,505,000 | $108,000 | $2,916,000 |
| Refinancing | 1,226 | $176,720,000 | $144,000 | $5,205,000 | $115,000 | $2,687,000 |
| Cash-out Refinancing | 606 | $109,620,000 | $180,000 | $1,455,000 | $102,000 | $1,200,000 |
| Other Purpose | 465 | $24,875,000 | $53,000 | $3,165,000 | $115,000 | $2,704,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,695 | $653,085,000 | $139,000 | $5,205,000 | $115,000 | $3,000,000 |
| Not Provided | 517 | $70,015,000 | $135,000 | $1,215,000 | $129,000 | $1,511,000 |
| Hispanic | 168 | $17,220,000 | $102,000 | $855,000 | $100,000 | $2,704,000 |
| Black or African American | 162 | $15,740,000 | $97,000 | $1,515,000 | $76,000 | $801,000 |
| Asian | 50 | $8,600,000 | $172,000 | $925,000 | $149,000 | $1,749,000 |
| Not applicable | 38 | $39,730,000 | $1,045,000 | $11,505,000 | $0 | $0 |
| American Indian or Alaskan Native | 14 | $1,930,000 | $137,000 | $365,000 | $80,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $630,000 | $105,000 | $255,000 | $138,000 | $311,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,308 | $759,300,000 | $143,000 | $11,505,000 | $119,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 249 | $33,005,000 | $132,000 | $305,000 | $58,000 | $768,000 |
| VA-guaranteed (Veterans Administration) | 60 | $12,880,000 | $214,000 | $615,000 | $95,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $4,560,000 | $114,000 | $255,000 | $44,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,786 | $570,500,000 | $150,000 | $11,505,000 | $119,000 | $1,576,000 |
| Application Denied By Financial Institution | 1,293 | $126,045,000 | $97,000 | $3,185,000 | $95,000 | $2,916,000 |
| Application Withdrawn By Applicant | 253 | $46,925,000 | $185,000 | $1,455,000 | $119,000 | $1,200,000 |
| Application Approved But Not Accepted | 186 | $35,500,000 | $190,000 | $1,515,000 | $158,000 | $3,000,000 |
| File Closed For Incompleteness | 139 | $30,775,000 | $221,000 | $1,305,000 | $129,000 | $787,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,364 | $683,700,000 | $156,000 | $11,505,000 | $121,000 | $3,000,000 |
| Credit History | 547 | $37,415,000 | $68,000 | $1,005,000 | $92,000 | $2,704,000 |
| Debt-To-Income Ratio | 367 | $43,985,000 | $119,000 | $3,165,000 | $61,000 | $679,000 |
| Collateral | 208 | $24,670,000 | $118,000 | $3,185,000 | $136,000 | $1,749,000 |
| Credit Application Incomplete | 88 | $6,450,000 | $73,000 | $305,000 | $129,000 | $700,000 |
| Other | 38 | $6,840,000 | $180,000 | $2,505,000 | $183,000 | $2,916,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $5,390,000 | $158,000 | $955,000 | $64,000 | $225,000 |
| Employment History | 9 | $1,055,000 | $117,000 | $355,000 | $44,000 | $107,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $155,000 | $51,000 | $67,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.