Hsbc Bank, Usa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003

Hsbc Bank, Usa 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Hsbc Bank, Usa
One Hsbc Center/24Th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 48,535
Total Mortgage Loan Application Amount $9,161,497,000
Average Mortgage Loan Application Amount $395,865
Highest Mortgage Loan Application Amount $56,000,000
Average Applicant Income $3,234
Highest Applicant Income $700,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Hsbc Bank, Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank, Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2003 breaks down Hsbc Bank, Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank, Usa serves its applicants.

Each category highlights the total number of mortgage applications processed by Hsbc Bank, Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank, Usa's mortgage activity for 2003.

Mortgage Loan Application Totals for Hsbc Bank, Usa by Metropolitan Area in 2003

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK, NY 2,723 $ 645,764,000 $ 237,000 $ 50,000
BUFFALO-NIAGARA FALLS, NY 2,029 $ 154,475,000 $ 76,000 $ 42,000
LOS ANGELES-LONG BEACH, CA 1,666 $ 474,600,000 $ 284,000 $ 50,000
ROCHESTER, NY 1,624 $ 105,579,000 $ 65,000 $ 40,000
SAN JOSE, CA 1,322 $ 563,831,000 $ 426,000 $ 0
BOSTON, MA-NH 1,317 $ 472,760,000 $ 358,000 $ 0
OAKLAND, CA 1,303 $ 478,806,000 $ 367,000 $ 0
CHICAGO, IL 1,283 $ 296,326,000 $ 230,000 $ 0
NASSAU-SUFFOLK, NY 1,283 $ 280,490,000 $ 218,000 $ 65,000
SEATTLE-BELLEVUE-EVERETT, WA 962 $ 265,522,000 $ 276,000 $ 0
PHOENIX-MESA, AZ 955 $ 136,149,000 $ 142,000 $ 0
ATLANTA, GA 930 $ 145,253,000 $ 156,000 $ 0
DETROIT, MI 920 $ 218,790,000 $ 237,000 $ 0
SAN FRANCISCO, CA 781 $ 348,627,000 $ 446,000 $ 0
RIVERSIDE-SAN BERNARDINO, CA 686 $ 100,061,000 $ 145,000 $ 15,000
DENVER, CO 630 $ 112,586,000 $ 178,000 $ 0
SAN DIEGO, CA 583 $ 149,987,000 $ 257,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 551 $ 49,657,000 $ 90,000 $ 38,000
ORANGE COUNTY, CA 539 $ 157,365,000 $ 291,000 $ 0
MIAMI, FL 474 $ 83,971,000 $ 177,000 $ 24,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 443 $ 94,224,000 $ 212,000 $ 0
SYRACUSE, NY 443 $ 17,855,000 $ 40,000 $ 45,000
BALTIMORE, MD 438 $ 95,347,000 $ 217,000 $ 0
PHILADELPHIA, PA-NJ 409 $ 67,361,000 $ 164,000 $ 16,000
FORT LAUDERDALE, FL 358 $ 50,279,000 $ 140,000 $ 80,000
HOUSTON, TX 332 $ 63,407,000 $ 190,000 $ 0
ORLANDO, FL 319 $ 35,710,000 $ 111,000 $ 5,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 318 $ 34,007,000 $ 106,000 $ 0
INDIANAPOLIS, IN 316 $ 42,060,000 $ 133,000 $ 0
SACRAMENTO, CA 307 $ 55,838,000 $ 181,000 $ 0
MINNEAPOLIS-ST. PAUL, MN-WI 305 $ 45,789,000 $ 150,000 $ 0
CLEVELAND-LORAIN-ELYRIA, OH 282 $ 35,732,000 $ 126,000 $ 0
NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC 276 $ 31,912,000 $ 115,000 $ 0
LAS VEGAS, NV-AZ 272 $ 25,911,000 $ 95,000 $ 0
ST. LOUIS, MO-IL 271 $ 38,850,000 $ 143,000 $ 0
CINCINNATI, OH-KY-IN 255 $ 34,646,000 $ 135,000 $ 0
COLUMBUS, OH 242 $ 41,853,000 $ 172,000 $ 0
DALLAS, TX 239 $ 32,574,000 $ 136,000 $ 15,000
STAMFORD-NORWALK, CT 229 $ 98,613,000 $ 430,000 $ 110,000
PITTSBURGH, PA 228 $ 21,364,000 $ 93,000 $ 0
SALT LAKE CITY-OGDEN, UT 224 $ 20,735,000 $ 92,000 $ 0
WEST PALM BEACH-BOCA RATON, FL 224 $ 37,690,000 $ 168,000 $ 62,000
RICHMOND-PETERSBURG, VA 216 $ 25,832,000 $ 119,000 $ 0
PORTLAND-VANCOUVER, OR-WA 215 $ 26,440,000 $ 122,000 $ 0
KANSAS CITY, MO-KS 209 $ 21,242,000 $ 101,000 $ 0
NASHVILLE, TN 207 $ 23,492,000 $ 113,000 $ 0
NEWARK, NJ 206 $ 58,732,000 $ 285,000 $ 15,000
UTICA-ROME, NY 193 $ 3,657,000 $ 18,000 $ 32,000
VENTURA, CA 183 $ 53,562,000 $ 292,000 $ 0
WASHINGTON, DC-MD-VA-WV 180 $ 64,111,000 $ 356,000 $ 0
STOCKTON-LODI, CA 177 $ 27,228,000 $ 153,000 $ 0
BERGEN-PASSAIC, NJ 176 $ 57,616,000 $ 327,000 $ 64,000
JACKSONVILLE, FL 172 $ 16,872,000 $ 98,000 $ 0
MIDDLESEX-SOMERSET-HUNTERDON, NJ 166 $ 40,865,000 $ 246,000 $ 55,000
TACOMA, WA 164 $ 21,488,000 $ 131,000 $ 0
GREENSBORO--WINSTON-SALEM--HIGH POINT, NC 159 $ 18,897,000 $ 118,000 $ 0
BINGHAMTON, NY 156 $ 7,345,000 $ 47,000 $ 27,000
RALEIGH-DURHAM-CHAPEL HILL, NC 155 $ 23,824,000 $ 153,000 $ 0
MEMPHIS, TN-AR-MS 154 $ 15,644,000 $ 101,000 $ 0
HARTFORD, CT 153 $ 20,242,000 $ 132,000 $ 0
VALLEJO-FAIRFIELD-NAPA, CA 136 $ 31,180,000 $ 229,000 $ 0
MILWAUKEE-WAUKESHA, WI 131 $ 15,965,000 $ 121,000 $ 0
DAYTON-SPRINGFIELD, OH 126 $ 12,359,000 $ 98,000 $ 0
JAMESTOWN, NY 126 $ 5,911,000 $ 46,000 $ 56,000
FRESNO, CA 123 $ 11,353,000 $ 92,000 $ 0
NEWBURGH, NY-PA 122 $ 22,212,000 $ 182,000 $ 50,000
MONMOUTH-OCEAN, NJ 121 $ 38,478,000 $ 318,000 $ 18,000
DUTCHESS COUNTY, NY 117 $ 23,204,000 $ 198,000 $ 50,000
GREENVILLE-SPARTANBURG-ANDERSON, SC 116 $ 12,414,000 $ 107,000 $ 0
COLORADO SPRINGS, CO 114 $ 14,120,000 $ 123,000 $ 0
AKRON, OH 112 $ 11,952,000 $ 106,000 $ 0
ANN ARBOR, MI 111 $ 31,069,000 $ 279,000 $ 0
LOUISVILLE, KY-IN 109 $ 12,625,000 $ 115,000 $ 0
GRAND RAPIDS-MUSKEGON-HOLLAND, MI 108 $ 11,874,000 $ 109,000 $ 0
OMAHA, NE-IA 108 $ 12,483,000 $ 115,000 $ 0
SANTA ROSA, CA 108 $ 31,296,000 $ 289,000 $ 0
PROVIDENCE-FALL RIVER-WARWICK, RI-MA 107 $ 21,508,000 $ 201,000 $ 0
BRIDGEPORT, CT 104 $ 24,655,000 $ 237,000 $ 0
FORT MYERS-CAPE CORAL, FL 103 $ 16,634,000 $ 161,000 $ 22,000
BIRMINGHAM, AL 102 $ 21,160,000 $ 207,000 $ 0
FORT WORTH-ARLINGTON, TX 102 $ 10,445,000 $ 102,000 $ 0
TUCSON, AZ 102 $ 11,235,000 $ 110,000 $ 0
KNOXVILLE, TN 99 $ 10,620,000 $ 107,000 $ 0
MODESTO, CA 99 $ 14,814,000 $ 149,000 $ 0
COLUMBIA, SC 97 $ 11,721,000 $ 120,000 $ 0
WORCESTER, MA-CT 97 $ 22,710,000 $ 234,000 $ 20,000
TOLEDO, OH 95 $ 10,570,000 $ 111,000 $ 0
OKLAHOMA CITY, OK 93 $ 11,826,000 $ 127,000 $ 0
WILMINGTON-NEWARK, DE-MD 90 $ 11,858,000 $ 131,000 $ 0
TULSA, OK 88 $ 8,931,000 $ 101,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA 86 $ 9,725,000 $ 113,000 $ 0
SCRANTON--WILKES-BARRE--HAZLETON, PA 85 $ 7,280,000 $ 85,000 $ 0
ALBUQUERQUE, NM 82 $ 5,834,000 $ 71,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK, AR 82 $ 8,191,000 $ 99,000 $ 0
DANBURY, CT 81 $ 23,858,000 $ 294,000 $ 0
AUSTIN-SAN MARCOS, TX 80 $ 13,325,000 $ 166,000 $ 0
CHATTANOOGA, TN-GA 79 $ 7,434,000 $ 94,000 $ 0
FORT WAYNE, IN 76 $ 7,644,000 $ 100,000 $ 0
NEW HAVEN-MERIDEN, CT 75 $ 18,415,000 $ 245,000 $ 0
BAKERSFIELD, CA 73 $ 4,761,000 $ 65,000 $ 0
LOWELL, MA-NH 72 $ 19,610,000 $ 272,000 $ 0
HAMILTON-MIDDLETOWN, OH 71 $ 7,723,000 $ 108,000 $ 0
HARRISBURG-LEBANON-CARLISLE, PA 71 $ 7,904,000 $ 111,000 $ 0
LAWRENCE, MA-NH 71 $ 23,539,000 $ 331,000 $ 0
LEXINGTON, KY 71 $ 7,379,000 $ 103,000 $ 0
CHARLESTON-NORTH CHARLESTON, SC 69 $ 10,054,000 $ 145,000 $ 0
SALINAS, CA 69 $ 15,754,000 $ 228,000 $ 0
LANSING-EAST LANSING, MI 67 $ 8,098,000 $ 120,000 $ 0
DES MOINES, IA 66 $ 6,348,000 $ 96,000 $ 0
EVANSVILLE-HENDERSON, IN-KY 66 $ 5,530,000 $ 83,000 $ 0
DAYTONA BEACH, FL 63 $ 6,336,000 $ 100,000 $ 0
NEW ORLEANS, LA 61 $ 6,207,000 $ 101,000 $ 0
BOULDER-LONGMONT, CO 60 $ 15,884,000 $ 264,000 $ 0
GARY, IN 59 $ 7,083,000 $ 120,000 $ 0
HICKORY-MORGANTON-LENOIR, NC 59 $ 8,063,000 $ 136,000 $ 0
YORK, PA 59 $ 6,061,000 $ 102,000 $ 0
CANTON-MASSILLON, OH 57 $ 7,100,000 $ 124,000 $ 0
GLENS FALLS, NY 56 $ 3,675,000 $ 65,000 $ 21,000
WICHITA, KS 56 $ 4,763,000 $ 85,000 $ 0
BATON ROUGE, LA 55 $ 5,702,000 $ 103,000 $ 0
SARASOTA-BRADENTON, FL 54 $ 10,010,000 $ 185,000 $ 0
READING, PA 52 $ 6,117,000 $ 117,000 $ 10,000
LINCOLN, NE 51 $ 4,455,000 $ 87,000 $ 0
BARNSTABLE-YARMOUTH, MA 50 $ 16,929,000 $ 338,000 $ 0
GREELEY, CO 50 $ 5,404,000 $ 108,000 $ 0
JERSEY CITY, NJ 49 $ 79,930,000 $ 1,631,000 $ 38,000
SAN ANTONIO, TX 49 $ 5,596,000 $ 114,000 $ 0
BOISE CITY, ID 48 $ 3,292,000 $ 68,000 $ 0
FLINT, MI 47 $ 5,169,000 $ 109,000 $ 0
MACON, GA 46 $ 3,576,000 $ 77,000 $ 0
MELBOURNE-TITUSVILLE-PALM BAY, FL 46 $ 3,718,000 $ 80,000 $ 0
FORT COLLINS-LOVELAND, CO 45 $ 6,745,000 $ 149,000 $ 0
SALEM, OR 45 $ 3,906,000 $ 86,000 $ 0
EUGENE-SPRINGFIELD, OR 44 $ 3,816,000 $ 86,000 $ 0
NAPLES, FL 44 $ 8,559,000 $ 194,000 $ 0
ELMIRA, NY 43 $ 1,705,000 $ 39,000 $ 29,000
FORT PIERCE-PORT ST. LUCIE, FL 43 $ 5,430,000 $ 126,000 $ 0
PROVO-OREM, UT 43 $ 4,207,000 $ 97,000 $ 0
WILMINGTON, NC 43 $ 9,601,000 $ 223,000 $ 0
KALAMAZOO-BATTLE CREEK, MI 41 $ 4,233,000 $ 103,000 $ 0
SPOKANE, WA 40 $ 3,663,000 $ 91,000 $ 0
ASHEVILLE, NC 39 $ 6,030,000 $ 154,000 $ 0
RENO, NV 39 $ 7,642,000 $ 195,000 $ 0
YOUNGSTOWN-WARREN, OH 39 $ 3,639,000 $ 93,000 $ 0
SAVANNAH, GA 38 $ 4,690,000 $ 123,000 $ 4,000
TRENTON, NJ 38 $ 8,988,000 $ 236,000 $ 0
COLUMBUS, GA-AL 37 $ 4,104,000 $ 110,000 $ 0
BREMERTON, WA 36 $ 5,160,000 $ 143,000 $ 0
PENSACOLA, FL 36 $ 2,764,000 $ 76,000 $ 0
ROANOKE, VA 36 $ 3,005,000 $ 83,000 $ 0
SANTA CRUZ-WATSONVILLE, CA 36 $ 11,444,000 $ 317,000 $ 0
AUGUSTA-AIKEN, GA-SC 35 $ 2,804,000 $ 80,000 $ 0
LAKELAND-WINTER HAVEN, FL 34 $ 2,739,000 $ 80,000 $ 0
LYNCHBURG, VA 33 $ 3,794,000 $ 114,000 $ 0
JACKSON, MS 32 $ 3,325,000 $ 103,000 $ 0
JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA 32 $ 2,841,000 $ 88,000 $ 0
LANCASTER, PA 32 $ 2,767,000 $ 86,000 $ 0
MERCED, CA 31 $ 3,602,000 $ 116,000 $ 0
NEW LONDON-NORWICH, CT-RI 31 $ 4,678,000 $ 150,000 $ 0
BROCKTON, MA 30 $ 5,945,000 $ 198,000 $ 0
ROCKFORD, IL 30 $ 2,688,000 $ 89,000 $ 0
LIMA, OH 29 $ 3,076,000 $ 106,000 $ 0
OLYMPIA, WA 29 $ 3,349,000 $ 115,000 $ 0
SPRINGFIELD, MO 29 $ 3,262,000 $ 112,000 $ 0
TERRE HAUTE, IN 29 $ 2,169,000 $ 74,000 $ 0
WATERBURY, CT 29 $ 3,047,000 $ 105,000 $ 0
SANTA BARBARA-SANTA MARIA-LOMPOC, CA 28 $ 8,115,000 $ 289,000 $ 0
SPRINGFIELD, MA 28 $ 2,617,000 $ 93,000 $ 0
VISALIA-TULARE-PORTERVILLE, CA 28 $ 3,027,000 $ 108,000 $ 0
CHARLOTTESVILLE, VA 27 $ 5,401,000 $ 200,000 $ 0
TALLAHASSEE, FL 27 $ 2,386,000 $ 88,000 $ 0
NASHUA, NH 26 $ 5,716,000 $ 219,000 $ 0
SAGINAW-BAY CITY-MIDLAND, MI 26 $ 2,761,000 $ 106,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR 25 $ 2,975,000 $ 119,000 $ 0
MANCHESTER, NH 25 $ 4,192,000 $ 167,000 $ 0
BILOXI-GULFPORT-PASCAGOULA, MS 24 $ 1,560,000 $ 65,000 $ 0
FAYETTEVILLE, NC 24 $ 1,586,000 $ 66,000 $ 0
MADISON, WI 23 $ 3,037,000 $ 132,000 $ 0
RACINE, WI 23 $ 2,486,000 $ 108,000 $ 0
ATLANTIC-CAPE MAY, NJ 22 $ 3,610,000 $ 164,000 $ 0
HONOLULU, HI 22 $ 2,763,000 $ 125,000 $ 0
JACKSON, MI 22 $ 2,319,000 $ 105,000 $ 0
JACKSON, TN 22 $ 2,083,000 $ 94,000 $ 0
MYRTLE BEACH, SC 22 $ 2,641,000 $ 120,000 $ 0
APPLETON-OSHKOSH-NEENAH, WI 21 $ 2,491,000 $ 118,000 $ 0
CLARKSVILLE-HOPKINSVILLE, TN-KY 21 $ 1,555,000 $ 74,000 $ 0
DOVER, DE 21 $ 2,152,000 $ 102,000 $ 0
YOLO, CA 21 $ 3,900,000 $ 185,000 $ 0
ANCHORAGE, AK 20 $ 1,170,000 $ 58,000 $ 0
FORT WALTON BEACH, FL 20 $ 2,085,000 $ 104,000 $ 0
LAFAYETTE, LA 20 $ 1,682,000 $ 84,000 $ 0
MOBILE, AL 20 $ 2,087,000 $ 104,000 $ 0
PUNTA GORDA, FL 20 $ 1,757,000 $ 87,000 $ 0
RICHLAND-KENNEWICK-PASCO, WA 20 $ 1,881,000 $ 94,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 19 $ 1,436,000 $ 75,000 $ 0
EL PASO, TX 19 $ 1,359,000 $ 71,000 $ 0
OCALA, FL 19 $ 1,428,000 $ 75,000 $ 0
SHREVEPORT-BOSSIER CITY, LA 19 $ 1,447,000 $ 76,000 $ 0
BLOOMINGTON, IN 18 $ 1,573,000 $ 87,000 $ 0
CEDAR RAPIDS, IA 18 $ 1,384,000 $ 76,000 $ 0
DANVILLE, VA 18 $ 1,224,000 $ 68,000 $ 0
GALVESTON-TEXAS CITY, TX 18 $ 2,247,000 $ 124,000 $ 0
KOKOMO, IN 18 $ 1,417,000 $ 78,000 $ 0
YAKIMA, WA 18 $ 1,130,000 $ 62,000 $ 0
CHICO-PARADISE, CA 17 $ 2,177,000 $ 128,000 $ 0
ELKHART-GOSHEN, IN 17 $ 1,774,000 $ 104,000 $ 0
GAINESVILLE, FL 17 $ 2,939,000 $ 172,000 $ 0
MEDFORD-ASHLAND, OR 17 $ 2,340,000 $ 137,000 $ 0
MUNCIE, IN 17 $ 1,519,000 $ 89,000 $ 0
PUEBLO, CO 17 $ 1,770,000 $ 104,000 $ 0
SOUTH BEND, IN 17 $ 1,261,000 $ 74,000 $ 0
ST. JOSEPH, MO 17 $ 1,407,000 $ 82,000 $ 0
BELLINGHAM, WA 16 $ 1,455,000 $ 90,000 $ 0
OWENSBORO, KY 16 $ 1,362,000 $ 85,000 $ 0
BENTON HARBOR, MI 15 $ 1,604,000 $ 106,000 $ 0
CHARLESTON, WV 15 $ 1,476,000 $ 98,000 $ 0
ERIE, PA 15 $ 1,409,000 $ 93,000 $ 0
JANESVILLE-BELOIT, WI 15 $ 1,275,000 $ 85,000 $ 0
BRAZORIA, TX 14 $ 1,713,000 $ 122,000 $ 0
MONTGOMERY, AL 14 $ 1,434,000 $ 102,000 $ 0
PORTSMOUTH-ROCHESTER, NH-ME 14 $ 3,393,000 $ 242,000 $ 0
YUBA CITY, CA 14 $ 1,515,000 $ 108,000 $ 0
GREEN BAY, WI 13 $ 1,741,000 $ 133,000 $ 0
HAGERSTOWN, MD 13 $ 907,000 $ 69,000 $ 0
LAS CRUCES, NM 13 $ 574,000 $ 44,000 $ 0
NEW BEDFORD, MA 13 $ 2,125,000 $ 163,000 $ 0
BLOOMINGTON-NORMAL, IL 12 $ 562,000 $ 46,000 $ 0
EAU CLAIRE, WI 12 $ 1,275,000 $ 106,000 $ 0
FORT SMITH, AR-OK 12 $ 940,000 $ 78,000 $ 0
HUNTSVILLE, AL 12 $ 1,242,000 $ 103,000 $ 0
JOHNSTOWN, PA 12 $ 1,187,000 $ 98,000 $ 0
KILLEEN-TEMPLE, TX 12 $ 907,000 $ 75,000 $ 0
MANSFIELD, OH 12 $ 933,000 $ 77,000 $ 0
PANAMA CITY, FL 12 $ 645,000 $ 53,000 $ 0
PORTLAND, ME 12 $ 1,905,000 $ 158,000 $ 0
REDDING, CA 12 $ 1,269,000 $ 105,000 $ 0
SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA 12 $ 2,964,000 $ 247,000 $ 0
STEUBENVILLE-WEIRTON, OH-WV 12 $ 831,000 $ 69,000 $ 0
FITCHBURG-LEOMINSTER, MA 11 $ 1,759,000 $ 159,000 $ 0
FLAGSTAFF, AZ-UT 11 $ 1,955,000 $ 177,000 $ 0
FLORENCE, SC 11 $ 835,000 $ 75,000 $ 0
JOPLIN, MO 11 $ 795,000 $ 72,000 $ 0
LAFAYETTE, IN 11 $ 759,000 $ 69,000 $ 0
SHARON, PA 11 $ 1,225,000 $ 111,000 $ 0
TOPEKA, KS 11 $ 932,000 $ 84,000 $ 0
CHAMPAIGN-URBANA, IL 10 $ 1,018,000 $ 101,000 $ 0
HUNTINGTON-ASHLAND, WV-KY-OH 10 $ 1,156,000 $ 115,000 $ 0
PEORIA-PEKIN, IL 10 $ 977,000 $ 97,000 $ 0
ROCHESTER, MN 10 $ 2,727,000 $ 272,000 $ 0
SPRINGFIELD, IL 10 $ 1,018,000 $ 101,000 $ 0
STATE COLLEGE, PA 10 $ 1,013,000 $ 101,000 $ 0
VINELAND-MILLVILLE-BRIDGETON, NJ 10 $ 887,000 $ 88,000 $ 0
ALTOONA, PA 9 $ 878,000 $ 97,000 $ 0
AUBURN-OPELIKA, AL 9 $ 926,000 $ 102,000 $ 0
COLUMBIA, MO 9 $ 1,032,000 $ 114,000 $ 0
KENOSHA, WI 9 $ 952,000 $ 105,000 $ 0
LAWTON, OK 9 $ 523,000 $ 58,000 $ 0
SANTA FE, NM 9 $ 3,034,000 $ 337,000 $ 0
ST. CLOUD, MN 9 $ 1,028,000 $ 114,000 $ 0
BURLINGTON, VT 8 $ 2,382,000 $ 297,000 $ 0
GREENVILLE, NC 8 $ 581,000 $ 72,000 $ 0
LAKE CHARLES, LA 8 $ 443,000 $ 55,000 $ 0
MCALLEN-EDINBURG-MISSION, TX 8 $ 507,000 $ 63,000 $ 0
MONROE, LA 8 $ 861,000 $ 107,000 $ 0
YUMA, AZ 8 $ 360,000 $ 45,000 $ 0
BROWNSVILLE-HARLINGEN-SAN BENITO, TX 7 $ 559,000 $ 79,000 $ 0
CHEYENNE, WY 7 $ 443,000 $ 63,000 $ 0
CORPUS CHRISTI, TX 7 $ 531,000 $ 75,000 $ 0
CUMBERLAND, MD-WV 7 $ 270,000 $ 38,000 $ 0
GOLDSBORO, NC 7 $ 472,000 $ 67,000 $ 0
LEWISTON-AUBURN, ME 7 $ 504,000 $ 72,000 $ 0
PARKERSBURG-MARIETTA, WV-OH 7 $ 713,000 $ 101,000 $ 0
SIOUX CITY, IA-NE 7 $ 410,000 $ 58,000 $ 0
SUMTER, SC 7 $ 538,000 $ 76,000 $ 0
WILLIAMSPORT, PA 7 $ 657,000 $ 93,000 $ 0
BEAUMONT-PORT ARTHUR, TX 6 $ 370,000 $ 61,000 $ 0
GRAND JUNCTION, CO 6 $ 530,000 $ 88,000 $ 0
HATTIESBURG, MS 6 $ 456,000 $ 76,000 $ 0
LA CROSSE, WI-MN 6 $ 499,000 $ 83,000 $ 0
LAWRENCE, KS 6 $ 837,000 $ 139,000 $ 0
PINE BLUFF, AR 6 $ 379,000 $ 63,000 $ 0
ROCKY MOUNT, NC 6 $ 422,000 $ 70,000 $ 0
SIOUX FALLS, SD 6 $ 629,000 $ 104,000 $ 0
WATERLOO-CEDAR FALLS, IA 6 $ 337,000 $ 56,000 $ 0
ATHENS, GA 5 $ 348,000 $ 69,000 $ 0
BILLINGS, MT 5 $ 147,000 $ 29,000 $ 0
CASPER, WY 5 $ 298,000 $ 59,000 $ 0
DECATUR, AL 5 $ 305,000 $ 61,000 $ 0
DECATUR, IL 5 $ 357,000 $ 71,000 $ 0
DULUTH-SUPERIOR, MN-WI 5 $ 545,000 $ 109,000 $ 0
JACKSONVILLE, NC 5 $ 543,000 $ 108,000 $ 0
KANKAKEE, IL 5 $ 333,000 $ 66,000 $ 0
LAREDO, TX 5 $ 506,000 $ 101,000 $ 0
PITTSFIELD, MA 5 $ 743,000 $ 148,000 $ 0
SHERMAN-DENISON, TX 5 $ 379,000 $ 75,000 $ 0
TUSCALOOSA, AL 5 $ 402,000 $ 80,000 $ 0
WAUSAU, WI 5 $ 272,000 $ 54,000 $ 0
WHEELING, WV-OH 5 $ 458,000 $ 91,000 $ 0
ALBANY, GA 4 $ 213,000 $ 53,000 $ 0
AMARILLO, TX 4 $ 237,000 $ 59,000 $ 0
ANNISTON, AL 4 $ 171,000 $ 42,000 $ 0
CORVALLIS, OR 4 $ 552,000 $ 138,000 $ 0
DOTHAN, AL 4 $ 225,000 $ 56,000 $ 0
ENID, OK 4 $ 310,000 $ 77,000 $ 0
HOUMA, LA 4 $ 239,000 $ 59,000 $ 0
LONGVIEW-MARSHALL, TX 4 $ 113,000 $ 28,000 $ 0
ODESSA-MIDLAND, TX 4 $ 311,000 $ 77,000 $ 0
ABILENE, TX 3 $ 257,000 $ 85,000 $ 0
ALEXANDRIA, LA 3 $ 232,000 $ 77,000 $ 0
BANGOR, ME 3 $ 404,000 $ 134,000 $ 0
BRYAN-COLLEGE STATION, TX 3 $ 120,000 $ 40,000 $ 0
FLORENCE, AL 3 $ 119,000 $ 39,000 $ 0
GADSDEN, AL 3 $ 261,000 $ 87,000 $ 0
LUBBOCK, TX 3 $ 333,000 $ 111,000 $ 0
MISSOULA, MT 3 $ 699,000 $ 233,000 $ 0
RAPID CITY, SD 3 $ 281,000 $ 93,000 $ 0
SHEBOYGAN, WI 3 $ 378,000 $ 126,000 $ 0
TYLER, TX 3 $ 331,000 $ 110,000 $ 0
WACO, TX 3 $ 177,000 $ 59,000 $ 0
WICHITA FALLS, TX 3 $ 110,000 $ 36,000 $ 0
BISMARCK, ND 2 $ 240,000 $ 120,000 $ 0
FARGO-MOORHEAD, ND-MN 2 $ 175,000 $ 87,000 $ 0
GREAT FALLS, MT 2 $ 194,000 $ 97,000 $ 0
IOWA CITY, IA 2 $ 178,000 $ 89,000 $ 0
SAN ANGELO, TX 2 $ 110,000 $ 55,000 $ 0
VICTORIA, TX 2 $ 145,000 $ 72,000 $ 0
DUBUQUE, IA 1 $ 83,000 $ 83,000 $ 0
GRAND FORKS, ND-MN 1 $ 16,000 $ 16,000 $ 0
JONESBORO, AR 1 $ 64,000 $ 64,000 $ 0

Mortgage Loan Application Detail Totals for Hsbc Bank, Usa in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 29,223 $5,879,661,000 $146,862 $4,000,000 $352 $298,000
Home Purchase (one-to-four family) 16,121 $2,971,555,000 $156,509 $3,000,000 $529 $256,000
Home Improvement (one-to-four family) 3,132 $42,975,000 $45,880 $352,000 $10,404 $700,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 59 $267,306,000 $8,317,000 $56,000,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 45,471 $9,131,596,000 $150,843 $56,000,000 $0 $0
White 2,030 $18,900,000 $13,375 $100,000 $102,625 $700,000
Information not provided by applicant in mail or telephone application 518 $5,250,000 $11,833 $242,000 $95,666 $540,000
Black 276 $2,705,000 $12,600 $33,000 $52,400 $300,000
Hispanic 142 $1,713,000 $11,000 $30,000 $78,250 $500,000
Asian or Pacific Islander 60 $862,000 $17,500 $50,000 $70,500 $420,000
Other 25 $351,000 $14,500 $30,000 $57,000 $225,000
American Indian or Alaskan Native 13 $120,000 $9,000 $30,000 $50,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48,533 $9,161,177,000 $149,607 $56,000,000 $1,960 $700,000
FHA-insured (Federal Housing Administration) 2 $320,000 $160,000 $172,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 45,410 $8,863,920,000 $147,784 $4,000,000 $0 $0
Loan Originated 1,608 $265,964,000 $2,021,090 $56,000,000 $70,363 $700,000
Application Denied By Financial Institution 1,291 $23,623,000 $14,714 $10,000,000 $80,571 $675,000
Application Approved But Not Accepted 180 $1,848,000 $12,666 $60,000 $93,666 $593,000
Application Withdrawn By Applicant 40 $6,034,000 $60,666 $4,000,000 $107,666 $225,000
File Closed For Incompleteness 6 $108,000 $16,500 $25,000 $57,000 $100,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank, Usa's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hsbc Bank, Usa's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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