Hsbc Bank, Usa 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank, Usa One Hsbc Center/24Th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 48,535 |
| Total Mortgage Loan Application Amount | $9,161,497,000 |
| Average Mortgage Loan Application Amount | $395,865 |
| Highest Mortgage Loan Application Amount | $56,000,000 |
| Average Applicant Income | $3,234 |
| Highest Applicant Income | $700,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Hsbc Bank, Usa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank, Usa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Hsbc Bank, Usa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank, Usa serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank, Usa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank, Usa's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK, NY | 2,723 | $ 645,764,000 | $ 237,000 | $ 50,000 |
| BUFFALO-NIAGARA FALLS, NY | 2,029 | $ 154,475,000 | $ 76,000 | $ 42,000 |
| LOS ANGELES-LONG BEACH, CA | 1,666 | $ 474,600,000 | $ 284,000 | $ 50,000 |
| ROCHESTER, NY | 1,624 | $ 105,579,000 | $ 65,000 | $ 40,000 |
| SAN JOSE, CA | 1,322 | $ 563,831,000 | $ 426,000 | $ 0 |
| BOSTON, MA-NH | 1,317 | $ 472,760,000 | $ 358,000 | $ 0 |
| OAKLAND, CA | 1,303 | $ 478,806,000 | $ 367,000 | $ 0 |
| CHICAGO, IL | 1,283 | $ 296,326,000 | $ 230,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 1,283 | $ 280,490,000 | $ 218,000 | $ 65,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 962 | $ 265,522,000 | $ 276,000 | $ 0 |
| PHOENIX-MESA, AZ | 955 | $ 136,149,000 | $ 142,000 | $ 0 |
| ATLANTA, GA | 930 | $ 145,253,000 | $ 156,000 | $ 0 |
| DETROIT, MI | 920 | $ 218,790,000 | $ 237,000 | $ 0 |
| SAN FRANCISCO, CA | 781 | $ 348,627,000 | $ 446,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO, CA | 686 | $ 100,061,000 | $ 145,000 | $ 15,000 |
| DENVER, CO | 630 | $ 112,586,000 | $ 178,000 | $ 0 |
| SAN DIEGO, CA | 583 | $ 149,987,000 | $ 257,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 551 | $ 49,657,000 | $ 90,000 | $ 38,000 |
| ORANGE COUNTY, CA | 539 | $ 157,365,000 | $ 291,000 | $ 0 |
| MIAMI, FL | 474 | $ 83,971,000 | $ 177,000 | $ 24,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 443 | $ 94,224,000 | $ 212,000 | $ 0 |
| SYRACUSE, NY | 443 | $ 17,855,000 | $ 40,000 | $ 45,000 |
| BALTIMORE, MD | 438 | $ 95,347,000 | $ 217,000 | $ 0 |
| PHILADELPHIA, PA-NJ | 409 | $ 67,361,000 | $ 164,000 | $ 16,000 |
| FORT LAUDERDALE, FL | 358 | $ 50,279,000 | $ 140,000 | $ 80,000 |
| HOUSTON, TX | 332 | $ 63,407,000 | $ 190,000 | $ 0 |
| ORLANDO, FL | 319 | $ 35,710,000 | $ 111,000 | $ 5,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 318 | $ 34,007,000 | $ 106,000 | $ 0 |
| INDIANAPOLIS, IN | 316 | $ 42,060,000 | $ 133,000 | $ 0 |
| SACRAMENTO, CA | 307 | $ 55,838,000 | $ 181,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 305 | $ 45,789,000 | $ 150,000 | $ 0 |
| CLEVELAND-LORAIN-ELYRIA, OH | 282 | $ 35,732,000 | $ 126,000 | $ 0 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 276 | $ 31,912,000 | $ 115,000 | $ 0 |
| LAS VEGAS, NV-AZ | 272 | $ 25,911,000 | $ 95,000 | $ 0 |
| ST. LOUIS, MO-IL | 271 | $ 38,850,000 | $ 143,000 | $ 0 |
| CINCINNATI, OH-KY-IN | 255 | $ 34,646,000 | $ 135,000 | $ 0 |
| COLUMBUS, OH | 242 | $ 41,853,000 | $ 172,000 | $ 0 |
| DALLAS, TX | 239 | $ 32,574,000 | $ 136,000 | $ 15,000 |
| STAMFORD-NORWALK, CT | 229 | $ 98,613,000 | $ 430,000 | $ 110,000 |
| PITTSBURGH, PA | 228 | $ 21,364,000 | $ 93,000 | $ 0 |
| SALT LAKE CITY-OGDEN, UT | 224 | $ 20,735,000 | $ 92,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON, FL | 224 | $ 37,690,000 | $ 168,000 | $ 62,000 |
| RICHMOND-PETERSBURG, VA | 216 | $ 25,832,000 | $ 119,000 | $ 0 |
| PORTLAND-VANCOUVER, OR-WA | 215 | $ 26,440,000 | $ 122,000 | $ 0 |
| KANSAS CITY, MO-KS | 209 | $ 21,242,000 | $ 101,000 | $ 0 |
| NASHVILLE, TN | 207 | $ 23,492,000 | $ 113,000 | $ 0 |
| NEWARK, NJ | 206 | $ 58,732,000 | $ 285,000 | $ 15,000 |
| UTICA-ROME, NY | 193 | $ 3,657,000 | $ 18,000 | $ 32,000 |
| VENTURA, CA | 183 | $ 53,562,000 | $ 292,000 | $ 0 |
| WASHINGTON, DC-MD-VA-WV | 180 | $ 64,111,000 | $ 356,000 | $ 0 |
| STOCKTON-LODI, CA | 177 | $ 27,228,000 | $ 153,000 | $ 0 |
| BERGEN-PASSAIC, NJ | 176 | $ 57,616,000 | $ 327,000 | $ 64,000 |
| JACKSONVILLE, FL | 172 | $ 16,872,000 | $ 98,000 | $ 0 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 166 | $ 40,865,000 | $ 246,000 | $ 55,000 |
| TACOMA, WA | 164 | $ 21,488,000 | $ 131,000 | $ 0 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 159 | $ 18,897,000 | $ 118,000 | $ 0 |
| BINGHAMTON, NY | 156 | $ 7,345,000 | $ 47,000 | $ 27,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 155 | $ 23,824,000 | $ 153,000 | $ 0 |
| MEMPHIS, TN-AR-MS | 154 | $ 15,644,000 | $ 101,000 | $ 0 |
| HARTFORD, CT | 153 | $ 20,242,000 | $ 132,000 | $ 0 |
| VALLEJO-FAIRFIELD-NAPA, CA | 136 | $ 31,180,000 | $ 229,000 | $ 0 |
| MILWAUKEE-WAUKESHA, WI | 131 | $ 15,965,000 | $ 121,000 | $ 0 |
| DAYTON-SPRINGFIELD, OH | 126 | $ 12,359,000 | $ 98,000 | $ 0 |
| JAMESTOWN, NY | 126 | $ 5,911,000 | $ 46,000 | $ 56,000 |
| FRESNO, CA | 123 | $ 11,353,000 | $ 92,000 | $ 0 |
| NEWBURGH, NY-PA | 122 | $ 22,212,000 | $ 182,000 | $ 50,000 |
| MONMOUTH-OCEAN, NJ | 121 | $ 38,478,000 | $ 318,000 | $ 18,000 |
| DUTCHESS COUNTY, NY | 117 | $ 23,204,000 | $ 198,000 | $ 50,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 116 | $ 12,414,000 | $ 107,000 | $ 0 |
| COLORADO SPRINGS, CO | 114 | $ 14,120,000 | $ 123,000 | $ 0 |
| AKRON, OH | 112 | $ 11,952,000 | $ 106,000 | $ 0 |
| ANN ARBOR, MI | 111 | $ 31,069,000 | $ 279,000 | $ 0 |
| LOUISVILLE, KY-IN | 109 | $ 12,625,000 | $ 115,000 | $ 0 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 108 | $ 11,874,000 | $ 109,000 | $ 0 |
| OMAHA, NE-IA | 108 | $ 12,483,000 | $ 115,000 | $ 0 |
| SANTA ROSA, CA | 108 | $ 31,296,000 | $ 289,000 | $ 0 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 107 | $ 21,508,000 | $ 201,000 | $ 0 |
| BRIDGEPORT, CT | 104 | $ 24,655,000 | $ 237,000 | $ 0 |
| FORT MYERS-CAPE CORAL, FL | 103 | $ 16,634,000 | $ 161,000 | $ 22,000 |
| BIRMINGHAM, AL | 102 | $ 21,160,000 | $ 207,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 102 | $ 10,445,000 | $ 102,000 | $ 0 |
| TUCSON, AZ | 102 | $ 11,235,000 | $ 110,000 | $ 0 |
| KNOXVILLE, TN | 99 | $ 10,620,000 | $ 107,000 | $ 0 |
| MODESTO, CA | 99 | $ 14,814,000 | $ 149,000 | $ 0 |
| COLUMBIA, SC | 97 | $ 11,721,000 | $ 120,000 | $ 0 |
| WORCESTER, MA-CT | 97 | $ 22,710,000 | $ 234,000 | $ 20,000 |
| TOLEDO, OH | 95 | $ 10,570,000 | $ 111,000 | $ 0 |
| OKLAHOMA CITY, OK | 93 | $ 11,826,000 | $ 127,000 | $ 0 |
| WILMINGTON-NEWARK, DE-MD | 90 | $ 11,858,000 | $ 131,000 | $ 0 |
| TULSA, OK | 88 | $ 8,931,000 | $ 101,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 86 | $ 9,725,000 | $ 113,000 | $ 0 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 85 | $ 7,280,000 | $ 85,000 | $ 0 |
| ALBUQUERQUE, NM | 82 | $ 5,834,000 | $ 71,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 82 | $ 8,191,000 | $ 99,000 | $ 0 |
| DANBURY, CT | 81 | $ 23,858,000 | $ 294,000 | $ 0 |
| AUSTIN-SAN MARCOS, TX | 80 | $ 13,325,000 | $ 166,000 | $ 0 |
| CHATTANOOGA, TN-GA | 79 | $ 7,434,000 | $ 94,000 | $ 0 |
| FORT WAYNE, IN | 76 | $ 7,644,000 | $ 100,000 | $ 0 |
| NEW HAVEN-MERIDEN, CT | 75 | $ 18,415,000 | $ 245,000 | $ 0 |
| BAKERSFIELD, CA | 73 | $ 4,761,000 | $ 65,000 | $ 0 |
| LOWELL, MA-NH | 72 | $ 19,610,000 | $ 272,000 | $ 0 |
| HAMILTON-MIDDLETOWN, OH | 71 | $ 7,723,000 | $ 108,000 | $ 0 |
| HARRISBURG-LEBANON-CARLISLE, PA | 71 | $ 7,904,000 | $ 111,000 | $ 0 |
| LAWRENCE, MA-NH | 71 | $ 23,539,000 | $ 331,000 | $ 0 |
| LEXINGTON, KY | 71 | $ 7,379,000 | $ 103,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 69 | $ 10,054,000 | $ 145,000 | $ 0 |
| SALINAS, CA | 69 | $ 15,754,000 | $ 228,000 | $ 0 |
| LANSING-EAST LANSING, MI | 67 | $ 8,098,000 | $ 120,000 | $ 0 |
| DES MOINES, IA | 66 | $ 6,348,000 | $ 96,000 | $ 0 |
| EVANSVILLE-HENDERSON, IN-KY | 66 | $ 5,530,000 | $ 83,000 | $ 0 |
| DAYTONA BEACH, FL | 63 | $ 6,336,000 | $ 100,000 | $ 0 |
| NEW ORLEANS, LA | 61 | $ 6,207,000 | $ 101,000 | $ 0 |
| BOULDER-LONGMONT, CO | 60 | $ 15,884,000 | $ 264,000 | $ 0 |
| GARY, IN | 59 | $ 7,083,000 | $ 120,000 | $ 0 |
| HICKORY-MORGANTON-LENOIR, NC | 59 | $ 8,063,000 | $ 136,000 | $ 0 |
| YORK, PA | 59 | $ 6,061,000 | $ 102,000 | $ 0 |
| CANTON-MASSILLON, OH | 57 | $ 7,100,000 | $ 124,000 | $ 0 |
| GLENS FALLS, NY | 56 | $ 3,675,000 | $ 65,000 | $ 21,000 |
| WICHITA, KS | 56 | $ 4,763,000 | $ 85,000 | $ 0 |
| BATON ROUGE, LA | 55 | $ 5,702,000 | $ 103,000 | $ 0 |
| SARASOTA-BRADENTON, FL | 54 | $ 10,010,000 | $ 185,000 | $ 0 |
| READING, PA | 52 | $ 6,117,000 | $ 117,000 | $ 10,000 |
| LINCOLN, NE | 51 | $ 4,455,000 | $ 87,000 | $ 0 |
| BARNSTABLE-YARMOUTH, MA | 50 | $ 16,929,000 | $ 338,000 | $ 0 |
| GREELEY, CO | 50 | $ 5,404,000 | $ 108,000 | $ 0 |
| JERSEY CITY, NJ | 49 | $ 79,930,000 | $ 1,631,000 | $ 38,000 |
| SAN ANTONIO, TX | 49 | $ 5,596,000 | $ 114,000 | $ 0 |
| BOISE CITY, ID | 48 | $ 3,292,000 | $ 68,000 | $ 0 |
| FLINT, MI | 47 | $ 5,169,000 | $ 109,000 | $ 0 |
| MACON, GA | 46 | $ 3,576,000 | $ 77,000 | $ 0 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 46 | $ 3,718,000 | $ 80,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 45 | $ 6,745,000 | $ 149,000 | $ 0 |
| SALEM, OR | 45 | $ 3,906,000 | $ 86,000 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 44 | $ 3,816,000 | $ 86,000 | $ 0 |
| NAPLES, FL | 44 | $ 8,559,000 | $ 194,000 | $ 0 |
| ELMIRA, NY | 43 | $ 1,705,000 | $ 39,000 | $ 29,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 43 | $ 5,430,000 | $ 126,000 | $ 0 |
| PROVO-OREM, UT | 43 | $ 4,207,000 | $ 97,000 | $ 0 |
| WILMINGTON, NC | 43 | $ 9,601,000 | $ 223,000 | $ 0 |
| KALAMAZOO-BATTLE CREEK, MI | 41 | $ 4,233,000 | $ 103,000 | $ 0 |
| SPOKANE, WA | 40 | $ 3,663,000 | $ 91,000 | $ 0 |
| ASHEVILLE, NC | 39 | $ 6,030,000 | $ 154,000 | $ 0 |
| RENO, NV | 39 | $ 7,642,000 | $ 195,000 | $ 0 |
| YOUNGSTOWN-WARREN, OH | 39 | $ 3,639,000 | $ 93,000 | $ 0 |
| SAVANNAH, GA | 38 | $ 4,690,000 | $ 123,000 | $ 4,000 |
| TRENTON, NJ | 38 | $ 8,988,000 | $ 236,000 | $ 0 |
| COLUMBUS, GA-AL | 37 | $ 4,104,000 | $ 110,000 | $ 0 |
| BREMERTON, WA | 36 | $ 5,160,000 | $ 143,000 | $ 0 |
| PENSACOLA, FL | 36 | $ 2,764,000 | $ 76,000 | $ 0 |
| ROANOKE, VA | 36 | $ 3,005,000 | $ 83,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 36 | $ 11,444,000 | $ 317,000 | $ 0 |
| AUGUSTA-AIKEN, GA-SC | 35 | $ 2,804,000 | $ 80,000 | $ 0 |
| LAKELAND-WINTER HAVEN, FL | 34 | $ 2,739,000 | $ 80,000 | $ 0 |
| LYNCHBURG, VA | 33 | $ 3,794,000 | $ 114,000 | $ 0 |
| JACKSON, MS | 32 | $ 3,325,000 | $ 103,000 | $ 0 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 32 | $ 2,841,000 | $ 88,000 | $ 0 |
| LANCASTER, PA | 32 | $ 2,767,000 | $ 86,000 | $ 0 |
| MERCED, CA | 31 | $ 3,602,000 | $ 116,000 | $ 0 |
| NEW LONDON-NORWICH, CT-RI | 31 | $ 4,678,000 | $ 150,000 | $ 0 |
| BROCKTON, MA | 30 | $ 5,945,000 | $ 198,000 | $ 0 |
| ROCKFORD, IL | 30 | $ 2,688,000 | $ 89,000 | $ 0 |
| LIMA, OH | 29 | $ 3,076,000 | $ 106,000 | $ 0 |
| OLYMPIA, WA | 29 | $ 3,349,000 | $ 115,000 | $ 0 |
| SPRINGFIELD, MO | 29 | $ 3,262,000 | $ 112,000 | $ 0 |
| TERRE HAUTE, IN | 29 | $ 2,169,000 | $ 74,000 | $ 0 |
| WATERBURY, CT | 29 | $ 3,047,000 | $ 105,000 | $ 0 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 28 | $ 8,115,000 | $ 289,000 | $ 0 |
| SPRINGFIELD, MA | 28 | $ 2,617,000 | $ 93,000 | $ 0 |
| VISALIA-TULARE-PORTERVILLE, CA | 28 | $ 3,027,000 | $ 108,000 | $ 0 |
| CHARLOTTESVILLE, VA | 27 | $ 5,401,000 | $ 200,000 | $ 0 |
| TALLAHASSEE, FL | 27 | $ 2,386,000 | $ 88,000 | $ 0 |
| NASHUA, NH | 26 | $ 5,716,000 | $ 219,000 | $ 0 |
| SAGINAW-BAY CITY-MIDLAND, MI | 26 | $ 2,761,000 | $ 106,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 25 | $ 2,975,000 | $ 119,000 | $ 0 |
| MANCHESTER, NH | 25 | $ 4,192,000 | $ 167,000 | $ 0 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 24 | $ 1,560,000 | $ 65,000 | $ 0 |
| FAYETTEVILLE, NC | 24 | $ 1,586,000 | $ 66,000 | $ 0 |
| MADISON, WI | 23 | $ 3,037,000 | $ 132,000 | $ 0 |
| RACINE, WI | 23 | $ 2,486,000 | $ 108,000 | $ 0 |
| ATLANTIC-CAPE MAY, NJ | 22 | $ 3,610,000 | $ 164,000 | $ 0 |
| HONOLULU, HI | 22 | $ 2,763,000 | $ 125,000 | $ 0 |
| JACKSON, MI | 22 | $ 2,319,000 | $ 105,000 | $ 0 |
| JACKSON, TN | 22 | $ 2,083,000 | $ 94,000 | $ 0 |
| MYRTLE BEACH, SC | 22 | $ 2,641,000 | $ 120,000 | $ 0 |
| APPLETON-OSHKOSH-NEENAH, WI | 21 | $ 2,491,000 | $ 118,000 | $ 0 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 21 | $ 1,555,000 | $ 74,000 | $ 0 |
| DOVER, DE | 21 | $ 2,152,000 | $ 102,000 | $ 0 |
| YOLO, CA | 21 | $ 3,900,000 | $ 185,000 | $ 0 |
| ANCHORAGE, AK | 20 | $ 1,170,000 | $ 58,000 | $ 0 |
| FORT WALTON BEACH, FL | 20 | $ 2,085,000 | $ 104,000 | $ 0 |
| LAFAYETTE, LA | 20 | $ 1,682,000 | $ 84,000 | $ 0 |
| MOBILE, AL | 20 | $ 2,087,000 | $ 104,000 | $ 0 |
| PUNTA GORDA, FL | 20 | $ 1,757,000 | $ 87,000 | $ 0 |
| RICHLAND-KENNEWICK-PASCO, WA | 20 | $ 1,881,000 | $ 94,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 19 | $ 1,436,000 | $ 75,000 | $ 0 |
| EL PASO, TX | 19 | $ 1,359,000 | $ 71,000 | $ 0 |
| OCALA, FL | 19 | $ 1,428,000 | $ 75,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 19 | $ 1,447,000 | $ 76,000 | $ 0 |
| BLOOMINGTON, IN | 18 | $ 1,573,000 | $ 87,000 | $ 0 |
| CEDAR RAPIDS, IA | 18 | $ 1,384,000 | $ 76,000 | $ 0 |
| DANVILLE, VA | 18 | $ 1,224,000 | $ 68,000 | $ 0 |
| GALVESTON-TEXAS CITY, TX | 18 | $ 2,247,000 | $ 124,000 | $ 0 |
| KOKOMO, IN | 18 | $ 1,417,000 | $ 78,000 | $ 0 |
| YAKIMA, WA | 18 | $ 1,130,000 | $ 62,000 | $ 0 |
| CHICO-PARADISE, CA | 17 | $ 2,177,000 | $ 128,000 | $ 0 |
| ELKHART-GOSHEN, IN | 17 | $ 1,774,000 | $ 104,000 | $ 0 |
| GAINESVILLE, FL | 17 | $ 2,939,000 | $ 172,000 | $ 0 |
| MEDFORD-ASHLAND, OR | 17 | $ 2,340,000 | $ 137,000 | $ 0 |
| MUNCIE, IN | 17 | $ 1,519,000 | $ 89,000 | $ 0 |
| PUEBLO, CO | 17 | $ 1,770,000 | $ 104,000 | $ 0 |
| SOUTH BEND, IN | 17 | $ 1,261,000 | $ 74,000 | $ 0 |
| ST. JOSEPH, MO | 17 | $ 1,407,000 | $ 82,000 | $ 0 |
| BELLINGHAM, WA | 16 | $ 1,455,000 | $ 90,000 | $ 0 |
| OWENSBORO, KY | 16 | $ 1,362,000 | $ 85,000 | $ 0 |
| BENTON HARBOR, MI | 15 | $ 1,604,000 | $ 106,000 | $ 0 |
| CHARLESTON, WV | 15 | $ 1,476,000 | $ 98,000 | $ 0 |
| ERIE, PA | 15 | $ 1,409,000 | $ 93,000 | $ 0 |
| JANESVILLE-BELOIT, WI | 15 | $ 1,275,000 | $ 85,000 | $ 0 |
| BRAZORIA, TX | 14 | $ 1,713,000 | $ 122,000 | $ 0 |
| MONTGOMERY, AL | 14 | $ 1,434,000 | $ 102,000 | $ 0 |
| PORTSMOUTH-ROCHESTER, NH-ME | 14 | $ 3,393,000 | $ 242,000 | $ 0 |
| YUBA CITY, CA | 14 | $ 1,515,000 | $ 108,000 | $ 0 |
| GREEN BAY, WI | 13 | $ 1,741,000 | $ 133,000 | $ 0 |
| HAGERSTOWN, MD | 13 | $ 907,000 | $ 69,000 | $ 0 |
| LAS CRUCES, NM | 13 | $ 574,000 | $ 44,000 | $ 0 |
| NEW BEDFORD, MA | 13 | $ 2,125,000 | $ 163,000 | $ 0 |
| BLOOMINGTON-NORMAL, IL | 12 | $ 562,000 | $ 46,000 | $ 0 |
| EAU CLAIRE, WI | 12 | $ 1,275,000 | $ 106,000 | $ 0 |
| FORT SMITH, AR-OK | 12 | $ 940,000 | $ 78,000 | $ 0 |
| HUNTSVILLE, AL | 12 | $ 1,242,000 | $ 103,000 | $ 0 |
| JOHNSTOWN, PA | 12 | $ 1,187,000 | $ 98,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 12 | $ 907,000 | $ 75,000 | $ 0 |
| MANSFIELD, OH | 12 | $ 933,000 | $ 77,000 | $ 0 |
| PANAMA CITY, FL | 12 | $ 645,000 | $ 53,000 | $ 0 |
| PORTLAND, ME | 12 | $ 1,905,000 | $ 158,000 | $ 0 |
| REDDING, CA | 12 | $ 1,269,000 | $ 105,000 | $ 0 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 12 | $ 2,964,000 | $ 247,000 | $ 0 |
| STEUBENVILLE-WEIRTON, OH-WV | 12 | $ 831,000 | $ 69,000 | $ 0 |
| FITCHBURG-LEOMINSTER, MA | 11 | $ 1,759,000 | $ 159,000 | $ 0 |
| FLAGSTAFF, AZ-UT | 11 | $ 1,955,000 | $ 177,000 | $ 0 |
| FLORENCE, SC | 11 | $ 835,000 | $ 75,000 | $ 0 |
| JOPLIN, MO | 11 | $ 795,000 | $ 72,000 | $ 0 |
| LAFAYETTE, IN | 11 | $ 759,000 | $ 69,000 | $ 0 |
| SHARON, PA | 11 | $ 1,225,000 | $ 111,000 | $ 0 |
| TOPEKA, KS | 11 | $ 932,000 | $ 84,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 10 | $ 1,018,000 | $ 101,000 | $ 0 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,156,000 | $ 115,000 | $ 0 |
| PEORIA-PEKIN, IL | 10 | $ 977,000 | $ 97,000 | $ 0 |
| ROCHESTER, MN | 10 | $ 2,727,000 | $ 272,000 | $ 0 |
| SPRINGFIELD, IL | 10 | $ 1,018,000 | $ 101,000 | $ 0 |
| STATE COLLEGE, PA | 10 | $ 1,013,000 | $ 101,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 10 | $ 887,000 | $ 88,000 | $ 0 |
| ALTOONA, PA | 9 | $ 878,000 | $ 97,000 | $ 0 |
| AUBURN-OPELIKA, AL | 9 | $ 926,000 | $ 102,000 | $ 0 |
| COLUMBIA, MO | 9 | $ 1,032,000 | $ 114,000 | $ 0 |
| KENOSHA, WI | 9 | $ 952,000 | $ 105,000 | $ 0 |
| LAWTON, OK | 9 | $ 523,000 | $ 58,000 | $ 0 |
| SANTA FE, NM | 9 | $ 3,034,000 | $ 337,000 | $ 0 |
| ST. CLOUD, MN | 9 | $ 1,028,000 | $ 114,000 | $ 0 |
| BURLINGTON, VT | 8 | $ 2,382,000 | $ 297,000 | $ 0 |
| GREENVILLE, NC | 8 | $ 581,000 | $ 72,000 | $ 0 |
| LAKE CHARLES, LA | 8 | $ 443,000 | $ 55,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 8 | $ 507,000 | $ 63,000 | $ 0 |
| MONROE, LA | 8 | $ 861,000 | $ 107,000 | $ 0 |
| YUMA, AZ | 8 | $ 360,000 | $ 45,000 | $ 0 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 7 | $ 559,000 | $ 79,000 | $ 0 |
| CHEYENNE, WY | 7 | $ 443,000 | $ 63,000 | $ 0 |
| CORPUS CHRISTI, TX | 7 | $ 531,000 | $ 75,000 | $ 0 |
| CUMBERLAND, MD-WV | 7 | $ 270,000 | $ 38,000 | $ 0 |
| GOLDSBORO, NC | 7 | $ 472,000 | $ 67,000 | $ 0 |
| LEWISTON-AUBURN, ME | 7 | $ 504,000 | $ 72,000 | $ 0 |
| PARKERSBURG-MARIETTA, WV-OH | 7 | $ 713,000 | $ 101,000 | $ 0 |
| SIOUX CITY, IA-NE | 7 | $ 410,000 | $ 58,000 | $ 0 |
| SUMTER, SC | 7 | $ 538,000 | $ 76,000 | $ 0 |
| WILLIAMSPORT, PA | 7 | $ 657,000 | $ 93,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 6 | $ 370,000 | $ 61,000 | $ 0 |
| GRAND JUNCTION, CO | 6 | $ 530,000 | $ 88,000 | $ 0 |
| HATTIESBURG, MS | 6 | $ 456,000 | $ 76,000 | $ 0 |
| LA CROSSE, WI-MN | 6 | $ 499,000 | $ 83,000 | $ 0 |
| LAWRENCE, KS | 6 | $ 837,000 | $ 139,000 | $ 0 |
| PINE BLUFF, AR | 6 | $ 379,000 | $ 63,000 | $ 0 |
| ROCKY MOUNT, NC | 6 | $ 422,000 | $ 70,000 | $ 0 |
| SIOUX FALLS, SD | 6 | $ 629,000 | $ 104,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 337,000 | $ 56,000 | $ 0 |
| ATHENS, GA | 5 | $ 348,000 | $ 69,000 | $ 0 |
| BILLINGS, MT | 5 | $ 147,000 | $ 29,000 | $ 0 |
| CASPER, WY | 5 | $ 298,000 | $ 59,000 | $ 0 |
| DECATUR, AL | 5 | $ 305,000 | $ 61,000 | $ 0 |
| DECATUR, IL | 5 | $ 357,000 | $ 71,000 | $ 0 |
| DULUTH-SUPERIOR, MN-WI | 5 | $ 545,000 | $ 109,000 | $ 0 |
| JACKSONVILLE, NC | 5 | $ 543,000 | $ 108,000 | $ 0 |
| KANKAKEE, IL | 5 | $ 333,000 | $ 66,000 | $ 0 |
| LAREDO, TX | 5 | $ 506,000 | $ 101,000 | $ 0 |
| PITTSFIELD, MA | 5 | $ 743,000 | $ 148,000 | $ 0 |
| SHERMAN-DENISON, TX | 5 | $ 379,000 | $ 75,000 | $ 0 |
| TUSCALOOSA, AL | 5 | $ 402,000 | $ 80,000 | $ 0 |
| WAUSAU, WI | 5 | $ 272,000 | $ 54,000 | $ 0 |
| WHEELING, WV-OH | 5 | $ 458,000 | $ 91,000 | $ 0 |
| ALBANY, GA | 4 | $ 213,000 | $ 53,000 | $ 0 |
| AMARILLO, TX | 4 | $ 237,000 | $ 59,000 | $ 0 |
| ANNISTON, AL | 4 | $ 171,000 | $ 42,000 | $ 0 |
| CORVALLIS, OR | 4 | $ 552,000 | $ 138,000 | $ 0 |
| DOTHAN, AL | 4 | $ 225,000 | $ 56,000 | $ 0 |
| ENID, OK | 4 | $ 310,000 | $ 77,000 | $ 0 |
| HOUMA, LA | 4 | $ 239,000 | $ 59,000 | $ 0 |
| LONGVIEW-MARSHALL, TX | 4 | $ 113,000 | $ 28,000 | $ 0 |
| ODESSA-MIDLAND, TX | 4 | $ 311,000 | $ 77,000 | $ 0 |
| ABILENE, TX | 3 | $ 257,000 | $ 85,000 | $ 0 |
| ALEXANDRIA, LA | 3 | $ 232,000 | $ 77,000 | $ 0 |
| BANGOR, ME | 3 | $ 404,000 | $ 134,000 | $ 0 |
| BRYAN-COLLEGE STATION, TX | 3 | $ 120,000 | $ 40,000 | $ 0 |
| FLORENCE, AL | 3 | $ 119,000 | $ 39,000 | $ 0 |
| GADSDEN, AL | 3 | $ 261,000 | $ 87,000 | $ 0 |
| LUBBOCK, TX | 3 | $ 333,000 | $ 111,000 | $ 0 |
| MISSOULA, MT | 3 | $ 699,000 | $ 233,000 | $ 0 |
| RAPID CITY, SD | 3 | $ 281,000 | $ 93,000 | $ 0 |
| SHEBOYGAN, WI | 3 | $ 378,000 | $ 126,000 | $ 0 |
| TYLER, TX | 3 | $ 331,000 | $ 110,000 | $ 0 |
| WACO, TX | 3 | $ 177,000 | $ 59,000 | $ 0 |
| WICHITA FALLS, TX | 3 | $ 110,000 | $ 36,000 | $ 0 |
| BISMARCK, ND | 2 | $ 240,000 | $ 120,000 | $ 0 |
| FARGO-MOORHEAD, ND-MN | 2 | $ 175,000 | $ 87,000 | $ 0 |
| GREAT FALLS, MT | 2 | $ 194,000 | $ 97,000 | $ 0 |
| IOWA CITY, IA | 2 | $ 178,000 | $ 89,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 110,000 | $ 55,000 | $ 0 |
| VICTORIA, TX | 2 | $ 145,000 | $ 72,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 83,000 | $ 83,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 16,000 | $ 16,000 | $ 0 |
| JONESBORO, AR | 1 | $ 64,000 | $ 64,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 29,223 | $5,879,661,000 | $146,862 | $4,000,000 | $352 | $298,000 |
| Home Purchase (one-to-four family) | 16,121 | $2,971,555,000 | $156,509 | $3,000,000 | $529 | $256,000 |
| Home Improvement (one-to-four family) | 3,132 | $42,975,000 | $45,880 | $352,000 | $10,404 | $700,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 59 | $267,306,000 | $8,317,000 | $56,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,471 | $9,131,596,000 | $150,843 | $56,000,000 | $0 | $0 |
| White | 2,030 | $18,900,000 | $13,375 | $100,000 | $102,625 | $700,000 |
| Information not provided by applicant in mail or telephone application | 518 | $5,250,000 | $11,833 | $242,000 | $95,666 | $540,000 |
| Black | 276 | $2,705,000 | $12,600 | $33,000 | $52,400 | $300,000 |
| Hispanic | 142 | $1,713,000 | $11,000 | $30,000 | $78,250 | $500,000 |
| Asian or Pacific Islander | 60 | $862,000 | $17,500 | $50,000 | $70,500 | $420,000 |
| Other | 25 | $351,000 | $14,500 | $30,000 | $57,000 | $225,000 |
| American Indian or Alaskan Native | 13 | $120,000 | $9,000 | $30,000 | $50,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,533 | $9,161,177,000 | $149,607 | $56,000,000 | $1,960 | $700,000 |
| FHA-insured (Federal Housing Administration) | 2 | $320,000 | $160,000 | $172,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 45,410 | $8,863,920,000 | $147,784 | $4,000,000 | $0 | $0 |
| Loan Originated | 1,608 | $265,964,000 | $2,021,090 | $56,000,000 | $70,363 | $700,000 |
| Application Denied By Financial Institution | 1,291 | $23,623,000 | $14,714 | $10,000,000 | $80,571 | $675,000 |
| Application Approved But Not Accepted | 180 | $1,848,000 | $12,666 | $60,000 | $93,666 | $593,000 |
| Application Withdrawn By Applicant | 40 | $6,034,000 | $60,666 | $4,000,000 | $107,666 | $225,000 |
| File Closed For Incompleteness | 6 | $108,000 | $16,500 | $25,000 | $57,000 | $100,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank, Usa's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank, Usa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.