Hsbc Bank Usa, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Hsbc Bank Usa, Na 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, Na 1 Hsbc Center - 24Th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,408 |
| Total Mortgage Loan Application Amount | $3,348,699,000 |
| Average Mortgage Loan Application Amount | $703,000 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $2,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Hsbc Bank Usa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Hsbc Bank Usa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, Na's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 748 | $ 319,583,000 | $ 427,000 | $ 0 |
| Los Angeles County California | 655 | $ 367,975,000 | $ 561,000 | $ 15,000 |
| Queens County New York | 587 | $ 178,703,000 | $ 304,000 | $ 0 |
| Alameda County California | 524 | $ 188,369,000 | $ 359,000 | $ 0 |
| Kings County New York | 508 | $ 209,836,000 | $ 413,000 | $ 1,000 |
| New York County New York | 394 | $ 427,325,000 | $ 1,084,000 | $ 18,000 |
| Westchester County New York | 339 | $ 112,863,000 | $ 332,000 | $ 0 |
| Miami-Dade County Florida | 274 | $ 214,195,000 | $ 781,000 | $ 5,000 |
| Erie County New York | 269 | $ 31,691,000 | $ 117,000 | $ 0 |
| Monroe County New York | 215 | $ 23,041,000 | $ 107,000 | $ 0 |
| Bronx County New York | 190 | $ 48,768,000 | $ 256,000 | $ 7,000 |
| Suffolk County New York | 161 | $ 66,941,000 | $ 415,000 | $ 6,000 |
| Nassau County New York | 158 | $ 71,176,000 | $ 450,000 | $ 1,000 |
| Palm Beach County Florida | 108 | $ 52,047,000 | $ 481,000 | $ 0 |
| San Mateo County California | 106 | $ 55,708,000 | $ 525,000 | $ 0 |
| District of Columbia County District Of Columbia | 104 | $ 28,534,000 | $ 274,000 | $ 0 |
| Rockland County New York | 92 | $ 28,397,000 | $ 308,000 | $ 0 |
| San Francisco County California | 88 | $ 46,938,000 | $ 533,000 | $ 0 |
| Hudson County New Jersey | 82 | $ 27,512,000 | $ 335,000 | $ 0 |
| Niagara County New York | 78 | $ 5,462,000 | $ 70,000 | $ 0 |
| King County Washington | 75 | $ 52,126,000 | $ 695,000 | $ 0 |
| Bergen County New Jersey | 70 | $ 95,014,000 | $ 1,357,000 | $ 0 |
| Onondaga County New York | 69 | $ 8,415,000 | $ 121,000 | $ 0 |
| Orange County California | 67 | $ 40,842,000 | $ 609,000 | $ 0 |
| Contra Costa County California | 63 | $ 23,090,000 | $ 366,000 | $ 0 |
| Fairfield County Connecticut | 62 | $ 61,069,000 | $ 984,000 | $ 0 |
| Albany County New York | 60 | $ 7,783,000 | $ 129,000 | $ 0 |
| Broome County New York | 55 | $ 5,015,000 | $ 91,000 | $ 2,000 |
| San Bernardino County California | 42 | $ 16,141,000 | $ 384,000 | $ 0 |
| Richmond County New York | 41 | $ 12,689,000 | $ 309,000 | $ 0 |
| Broward County Florida | 39 | $ 31,799,000 | $ 815,000 | $ 0 |
| Essex County New Jersey | 38 | $ 17,319,000 | $ 455,000 | $ 0 |
| Philadelphia County Pennsylvania | 38 | $ 6,249,000 | $ 164,000 | $ 4,000 |
| Ventura County California | 37 | $ 12,234,000 | $ 330,000 | $ 0 |
| Dutchess County New York | 28 | $ 5,384,000 | $ 192,000 | $ 0 |
| Orange County New York | 26 | $ 7,681,000 | $ 295,000 | $ 3,000 |
| Sacramento County California | 25 | $ 4,231,000 | $ 169,000 | $ 0 |
| Riverside County California | 24 | $ 8,559,000 | $ 356,000 | $ 0 |
| Rensselaer County New York | 24 | $ 2,907,000 | $ 121,000 | $ 0 |
| Fairfax County Virginia | 24 | $ 13,679,000 | $ 569,000 | $ 0 |
| Monterey County California | 23 | $ 7,206,000 | $ 313,000 | $ 0 |
| Honolulu County Hawaii | 23 | $ 17,305,000 | $ 752,000 | $ 0 |
| Saratoga County New York | 23 | $ 3,097,000 | $ 134,000 | $ 0 |
| Union County New Jersey | 21 | $ 7,670,000 | $ 365,000 | $ 0 |
| Wayne County New York | 21 | $ 2,141,000 | $ 101,000 | $ 0 |
| Cook County Illinois | 18 | $ 10,473,000 | $ 581,000 | $ 0 |
| Schenectady County New York | 18 | $ 8,955,000 | $ 497,000 | $ 0 |
| Montgomery County Maryland | 15 | $ 11,839,000 | $ 789,000 | $ 0 |
| Livingston County New York | 15 | $ 1,417,000 | $ 94,000 | $ 0 |
| Ontario County New York | 15 | $ 1,342,000 | $ 89,000 | $ 0 |
| Polk County Florida | 14 | $ 3,194,000 | $ 228,000 | $ 0 |
| Monmouth County New Jersey | 14 | $ 11,180,000 | $ 798,000 | $ 0 |
| Morris County New Jersey | 14 | $ 11,749,000 | $ 839,000 | $ 0 |
| San Diego County California | 13 | $ 6,290,000 | $ 483,000 | $ 0 |
| Solano County California | 12 | $ 3,596,000 | $ 299,000 | $ 0 |
| Jefferson County New York | 12 | $ 1,449,000 | $ 120,000 | $ 0 |
| Maricopa County Arizona | 11 | $ 4,475,000 | $ 406,000 | $ 0 |
| Ocean County New Jersey | 11 | $ 6,776,000 | $ 616,000 | $ 0 |
| Chautauqua County New York | 11 | $ 1,645,000 | $ 149,000 | $ 15,000 |
| Marin County California | 10 | $ 12,439,000 | $ 1,243,000 | $ 0 |
| Ulster County New York | 10 | $ 3,002,000 | $ 300,000 | $ 0 |
| Osceola County Florida | 9 | $ 2,371,000 | $ 263,000 | $ 0 |
| Placer County California | 8 | $ 5,009,000 | $ 626,000 | $ 0 |
| Somerset County New Jersey | 8 | $ 6,772,000 | $ 846,000 | $ 0 |
| Oswego County New York | 8 | $ 538,000 | $ 67,000 | $ 0 |
| Harris County Texas | 8 | $ 5,231,000 | $ 653,000 | $ 0 |
| Fresno County California | 7 | $ 1,947,000 | $ 278,000 | $ 0 |
| Suffolk County Massachusetts | 7 | $ 6,689,000 | $ 955,000 | $ 0 |
| Middlesex County New Jersey | 7 | $ 2,797,000 | $ 399,000 | $ 40,000 |
| Madison County New York | 7 | $ 666,000 | $ 95,000 | $ 0 |
| Oneida County New York | 7 | $ 438,000 | $ 62,000 | $ 0 |
| Wyoming County New York | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Arlington County Virginia | 7 | $ 3,539,000 | $ 505,000 | $ 0 |
| San Joaquin County California | 6 | $ 994,000 | $ 165,000 | $ 0 |
| Santa Cruz County California | 6 | $ 4,174,000 | $ 695,000 | $ 0 |
| Lake County Illinois | 6 | $ 3,540,000 | $ 590,000 | $ 0 |
| Clark County Nevada | 6 | $ 3,425,000 | $ 570,000 | $ 0 |
| Clinton County New York | 6 | $ 861,000 | $ 143,000 | $ 11,000 |
| Orleans County New York | 6 | $ 454,000 | $ 75,000 | $ 14,000 |
| Putnam County New York | 6 | $ 2,465,000 | $ 410,000 | $ 0 |
| Warren County New York | 6 | $ 1,093,000 | $ 182,000 | $ 0 |
| Alexandria County Virginia | 6 | $ 2,721,000 | $ 453,000 | $ 0 |
| Butte County California | 5 | $ 748,000 | $ 149,000 | $ 0 |
| Kern County California | 5 | $ 989,000 | $ 197,000 | $ 0 |
| New Haven County Connecticut | 5 | $ 2,645,000 | $ 529,000 | $ 0 |
| Orange County Florida | 5 | $ 1,799,000 | $ 359,000 | $ 0 |
| Volusia County Florida | 5 | $ 729,000 | $ 145,000 | $ 0 |
| St. Louis County Missouri | 5 | $ 1,683,000 | $ 336,000 | $ 0 |
| Cattaraugus County New York | 5 | $ 473,000 | $ 94,000 | $ 0 |
| Chemung County New York | 5 | $ 424,000 | $ 84,000 | $ 0 |
| Cortland County New York | 5 | $ 1,814,000 | $ 362,000 | $ 0 |
| Merced County California | 4 | $ 942,000 | $ 235,000 | $ 0 |
| New Castle County Delaware | 4 | $ 614,000 | $ 153,000 | $ 0 |
| Bay County Florida | 4 | $ 1,609,000 | $ 402,000 | $ 0 |
| Collier County Florida | 4 | $ 3,124,000 | $ 781,000 | $ 0 |
| Lee County Florida | 4 | $ 2,341,000 | $ 585,000 | $ 0 |
| Sarasota County Florida | 4 | $ 2,002,000 | $ 500,000 | $ 0 |
| Fulton County Georgia | 4 | $ 9,698,000 | $ 2,424,000 | $ 0 |
| Middlesex County Massachusetts | 4 | $ 2,889,000 | $ 722,000 | $ 0 |
| Norfolk County Massachusetts | 4 | $ 2,533,000 | $ 633,000 | $ 0 |
| St. Lawrence County New York | 4 | $ 308,000 | $ 77,000 | $ 0 |
| Sullivan County New York | 4 | $ 974,000 | $ 243,000 | $ 0 |
| Yates County New York | 4 | $ 246,000 | $ 61,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 2,275,000 | $ 568,000 | $ 0 |
| Wake County North Carolina | 4 | $ 14,576,000 | $ 3,644,000 | $ 0 |
| Loudoun County Virginia | 4 | $ 2,512,000 | $ 628,000 | $ 0 |
| Calaveras County California | 3 | $ 1,504,000 | $ 501,000 | $ 0 |
| Madera County California | 3 | $ 300,000 | $ 100,000 | $ 0 |
| Nevada County California | 3 | $ 1,708,000 | $ 569,000 | $ 0 |
| Sonoma County California | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Sutter County California | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Tulare County California | 3 | $ 1,113,000 | $ 371,000 | $ 0 |
| Denver County Colorado | 3 | $ 2,150,000 | $ 716,000 | $ 0 |
| Eagle County Colorado | 3 | $ 11,419,000 | $ 3,806,000 | $ 0 |
| Sussex County Delaware | 3 | $ 2,426,000 | $ 808,000 | $ 0 |
| Lake County Florida | 3 | $ 604,000 | $ 201,000 | $ 0 |
| DuPage County Illinois | 3 | $ 1,455,000 | $ 485,000 | $ 0 |
| Washoe County Nevada | 3 | $ 1,867,000 | $ 622,000 | $ 0 |
| Passaic County New Jersey | 3 | $ 1,828,000 | $ 609,000 | $ 0 |
| Allegany County New York | 3 | $ 262,000 | $ 87,000 | $ 0 |
| Columbia County New York | 3 | $ 1,114,000 | $ 371,000 | $ 0 |
| Delaware County New York | 3 | $ 739,000 | $ 246,000 | $ 0 |
| Essex County New York | 3 | $ 349,000 | $ 116,000 | $ 0 |
| Genesee County New York | 3 | $ 224,000 | $ 74,000 | $ 0 |
| Tompkins County New York | 3 | $ 368,000 | $ 122,000 | $ 0 |
| El Dorado County California | 2 | $ 595,000 | $ 297,000 | $ 0 |
| Napa County California | 2 | $ 562,000 | $ 281,000 | $ 0 |
| Yolo County California | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Yuba County California | 2 | $ 203,000 | $ 101,000 | $ 0 |
| San Miguel County Colorado | 2 | $ 2,888,000 | $ 1,444,000 | $ 0 |
| Summit County Colorado | 2 | $ 1,829,000 | $ 914,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 1,024,000 | $ 512,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 1,656,000 | $ 828,000 | $ 0 |
| Charlotte County Florida | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Monroe County Florida | 2 | $ 961,000 | $ 480,000 | $ 0 |
| Pasco County Florida | 2 | $ 511,000 | $ 255,000 | $ 0 |
| East Baton Rouge County Louisiana | 2 | $ 1,269,000 | $ 634,000 | $ 0 |
| York County Maine | 2 | $ 993,000 | $ 496,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 299,000 | $ 149,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Nantucket County Massachusetts | 2 | $ 1,937,000 | $ 968,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 1,307,000 | $ 653,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 181,000 | $ 90,000 | $ 0 |
| Oakland County Michigan | 2 | $ 509,000 | $ 254,000 | $ 0 |
| Washtenaw County Michigan | 2 | $ 20,523,000 | $ 10,261,000 | $ 0 |
| Wayne County Michigan | 2 | $ 1,634,000 | $ 817,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 1,427,000 | $ 713,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 814,000 | $ 407,000 | $ 15,000 |
| Cayuga County New York | 2 | $ 1,639,000 | $ 819,000 | $ 0 |
| Franklin County New York | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Montgomery County New York | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Seneca County New York | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Craven County North Carolina | 2 | $ 1,038,000 | $ 519,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 1,308,000 | $ 654,000 | $ 0 |
| Butler County Pennsylvania | 2 | $ 275,000 | $ 137,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 1,127,000 | $ 563,000 | $ 0 |
| Dallas County Texas | 2 | $ 729,000 | $ 364,000 | $ 0 |
| Denton County Texas | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Montgomery County Texas | 2 | $ 621,000 | $ 310,000 | $ 0 |
| Tarrant County Texas | 2 | $ 641,000 | $ 320,000 | $ 0 |
| Williamson County Texas | 2 | $ 507,000 | $ 253,000 | $ 0 |
| Windsor County Vermont | 2 | $ 469,000 | $ 234,000 | $ 0 |
| Prince William County Virginia | 2 | $ 571,000 | $ 285,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 946,000 | $ 473,000 | $ 0 |
| Kitsap County Washington | 2 | $ 2,381,000 | $ 1,190,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Madison County Alabama | 1 | $ 126,000 | $ 126,000 | $ 0 |
| San Benito County California | 1 | $ 191,000 | $ 191,000 | $ 0 |
| San Luis Obispo County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Stanislaus County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Douglas County Colorado | 1 | $ 736,000 | $ 736,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Clay County Florida | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Highlands County Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Indian River County Florida | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Pinellas County Florida | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Seminole County Florida | 1 | $ 279,000 | $ 279,000 | $ 0 |
| St. Johns County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Sumter County Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bartow County Georgia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Fayette County Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Hall County Georgia | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Paulding County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Troup County Georgia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Payette County Idaho | 1 | $ 170,000 | $ 170,000 | $ 0 |
| McLean County Illinois | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Will County Illinois | 1 | $ 252,000 | $ 252,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tipton County Indiana | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Allamakee County Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Linn County Iowa | 1 | $ 11,300,000 | $ 11,300,000 | $ 0 |
| Johnson County Kansas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Anderson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Cumberland County Maine | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Franklin County Maine | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Frederick County Maryland | 1 | $ 10,500,000 | $ 10,500,000 | $ 0 |
| Harford County Maryland | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Monroe County Michigan | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Washington County Minnesota | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Jackson County Missouri | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Johnson County Missouri | 1 | $ 66,000 | $ 66,000 | $ 0 |
| St. Louis City County Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Grafton County New Hampshire | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Camden County New Jersey | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Chenango County New York | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Fulton County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Greene County New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hamilton County New York | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lewis County New York | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Steuben County New York | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Tioga County New York | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Washington County New York | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Erie County Ohio | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Franklin County Ohio | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 731,000 | $ 731,000 | $ 0 |
| Medina County Ohio | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Summit County Ohio | 1 | $ 5,400,000 | $ 5,400,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Marion County Oregon | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Washington County Oregon | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Chester County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 1,688,000 | $ 1,688,000 | $ 0 |
| Franklin County Pennsylvania | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 0 |
| York County Pennsylvania | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Newport County Rhode Island | 1 | $ 1,099,000 | $ 1,099,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Brazoria County Texas | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Brazos County Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Hays County Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Wichita County Texas | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Orleans County Vermont | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rutland County Vermont | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Windham County Vermont | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bedford County Virginia | 1 | $ 1,162,000 | $ 1,162,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 552,000 | $ 552,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 784,000 | $ 784,000 | $ 0 |
| Clark County Washington | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Pierce County Washington | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Snohomish County Washington | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Whatcom County Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 1,422,000 | $ 1,422,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, Na in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,853 | $1,899,957,000 | $391,000 | $99,999,000 | $2,000 | $4,000,000 |
| Refinancing | 2,465 | $1,343,072,000 | $544,000 | $65,000,000 | $5,000 | $9,999,000 |
| Home Improvement | 90 | $105,670,000 | $1,174,000 | $25,250,000 | $0 | $33,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,284 | $3,261,168,000 | $447,000 | $99,999,000 | $0 | $191,000 |
| White | 46 | $20,153,000 | $438,000 | $2,416,000 | $41,000 | $1,000,000 |
| Asian | 28 | $18,171,000 | $648,000 | $4,500,000 | $230,000 | $4,000,000 |
| Black or African American | 23 | $1,355,000 | $58,000 | $650,000 | $39,000 | $90,000 |
| Hispanic | 17 | $4,252,000 | $250,000 | $863,000 | $28,000 | $82,000 |
| Not Provided | 8 | $43,582,000 | $5,447,000 | $20,000,000 | $1,735,000 | $9,999,000 |
| American Indian or Alaskan Native | 2 | $18,000 | $9,000 | $14,000 | $36,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,406 | $3,348,294,000 | $452,000 | $99,999,000 | $3,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2 | $405,000 | $202,000 | $258,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,150 | $2,830,136,000 | $395,000 | $14,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 113 | $125,512,000 | $1,110,000 | $25,250,000 | $138,000 | $9,999,000 |
| Loan Originated | 96 | $267,570,000 | $2,787,000 | $99,999,000 | $11,000 | $169,000 |
| Application Withdrawn By Applicant | 33 | $98,588,000 | $2,987,000 | $11,300,000 | $211,000 | $4,000,000 |
| Application Approved But Not Accepted | 15 | $26,143,000 | $1,742,000 | $20,250,000 | $16,000 | $191,000 |
| File Closed For Incompleteness | 1 | $750,000 | $750,000 | $750,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $20,047,000 | $607,000 | $4,100,000 | $32,000 | $304,000 |
| Credit History | 31 | $3,311,000 | $106,000 | $500,000 | $22,000 | $90,000 |
| Other | 17 | $25,591,000 | $1,505,000 | $20,000,000 | $625,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $24,419,000 | $2,219,000 | $9,790,000 | $272,000 | $1,500,000 |
| Unverifiable Information | 7 | $1,409,000 | $201,000 | $350,000 | $24,000 | $174,000 |
| Collateral | 7 | $44,174,000 | $6,310,000 | $25,250,000 | $0 | $0 |
| Credit Application Incomplete | 7 | $6,561,000 | $937,000 | $3,200,000 | $4,000 | $29,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, Na's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.