HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2008
In 2008, HSBC Bank USA, NA of Buffalo, NY reported 7,408 mortgage applications totaling $3.3 billion, down 76% from 2007. The average application was for $452,038, and applicants reported an average income of $2,973. 1% of its applications resulted in an originated loan and 2% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (2,312), San Jose-Sunnyvale-Santa Clara, CA (749) and Los Angeles-Long Beach-Glendale, CA (655) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA 1 HSBC Center - 24th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 7,408 |
| Total Mortgage Loan Application Amount | $3,348,699,000 |
| Average Mortgage Loan Application Amount | $452,038 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $2,973 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara, California | 748 | $ 319,583,000 | $ 427,250 | $ 0 |
| Los Angeles, California | 655 | $ 367,975,000 | $ 561,793 | $ 15,000 |
| Queens, New York | 587 | $ 178,703,000 | $ 304,434 | $ 0 |
| Alameda, California | 524 | $ 188,369,000 | $ 359,482 | $ 0 |
| Kings, New York | 508 | $ 209,836,000 | $ 413,062 | $ 1,000 |
| New York, New York | 394 | $ 427,325,000 | $ 1,084,581 | $ 18,000 |
| Westchester, New York | 339 | $ 112,863,000 | $ 332,929 | $ 0 |
| Miami-Dade, Florida | 274 | $ 214,195,000 | $ 781,733 | $ 5,000 |
| Erie, New York | 269 | $ 31,691,000 | $ 117,810 | $ 0 |
| Monroe, New York | 215 | $ 23,041,000 | $ 107,167 | $ 0 |
| Bronx, New York | 190 | $ 48,768,000 | $ 256,673 | $ 7,000 |
| Suffolk, New York | 161 | $ 66,941,000 | $ 415,782 | $ 6,000 |
| Nassau, New York | 158 | $ 71,176,000 | $ 450,481 | $ 1,000 |
| Palm Beach, Florida | 108 | $ 52,047,000 | $ 481,916 | $ 0 |
| San Mateo, California | 106 | $ 55,708,000 | $ 525,547 | $ 0 |
| District of Columbia, District Of Columbia | 104 | $ 28,534,000 | $ 274,365 | $ 0 |
| Rockland, New York | 92 | $ 28,397,000 | $ 308,663 | $ 0 |
| San Francisco, California | 88 | $ 46,938,000 | $ 533,386 | $ 0 |
| Hudson, New Jersey | 82 | $ 27,512,000 | $ 335,512 | $ 0 |
| Niagara, New York | 78 | $ 5,462,000 | $ 70,025 | $ 0 |
| King, Washington | 75 | $ 52,126,000 | $ 695,013 | $ 0 |
| Bergen, New Jersey | 70 | $ 95,014,000 | $ 1,357,342 | $ 0 |
| Onondaga, New York | 69 | $ 8,415,000 | $ 121,956 | $ 0 |
| Orange, California | 67 | $ 40,842,000 | $ 609,582 | $ 0 |
| Contra Costa, California | 63 | $ 23,090,000 | $ 366,507 | $ 0 |
| Fairfield, Connecticut | 62 | $ 61,069,000 | $ 984,983 | $ 0 |
| Albany, New York | 60 | $ 7,783,000 | $ 129,716 | $ 0 |
| Broome, New York | 55 | $ 5,015,000 | $ 91,181 | $ 2,000 |
| San Bernardino, California | 42 | $ 16,141,000 | $ 384,309 | $ 0 |
| Richmond, New York | 41 | $ 12,689,000 | $ 309,487 | $ 0 |
| Broward, Florida | 39 | $ 31,799,000 | $ 815,358 | $ 0 |
| Essex, New Jersey | 38 | $ 17,319,000 | $ 455,763 | $ 0 |
| Philadelphia, Pennsylvania | 38 | $ 6,249,000 | $ 164,447 | $ 4,000 |
| Ventura, California | 37 | $ 12,234,000 | $ 330,648 | $ 0 |
| Dutchess, New York | 28 | $ 5,384,000 | $ 192,285 | $ 0 |
| Orange, New York | 26 | $ 7,681,000 | $ 295,423 | $ 3,000 |
| Sacramento, California | 25 | $ 4,231,000 | $ 169,240 | $ 0 |
| Riverside, California | 24 | $ 8,559,000 | $ 356,625 | $ 0 |
| Rensselaer, New York | 24 | $ 2,907,000 | $ 121,125 | $ 0 |
| Fairfax, Virginia | 24 | $ 13,679,000 | $ 569,958 | $ 0 |
| Monterey, California | 23 | $ 7,206,000 | $ 313,304 | $ 0 |
| Honolulu, Hawaii | 23 | $ 17,305,000 | $ 752,391 | $ 0 |
| Saratoga, New York | 23 | $ 3,097,000 | $ 134,652 | $ 0 |
| Union, New Jersey | 21 | $ 7,670,000 | $ 365,238 | $ 0 |
| Wayne, New York | 21 | $ 2,141,000 | $ 101,952 | $ 0 |
| Cook, Illinois | 18 | $ 10,473,000 | $ 581,833 | $ 0 |
| Schenectady, New York | 18 | $ 8,955,000 | $ 497,500 | $ 0 |
| Montgomery, Maryland | 15 | $ 11,839,000 | $ 789,266 | $ 0 |
| Livingston, New York | 15 | $ 1,417,000 | $ 94,466 | $ 0 |
| Ontario, New York | 15 | $ 1,342,000 | $ 89,466 | $ 0 |
| Polk, Florida | 14 | $ 3,194,000 | $ 228,142 | $ 0 |
| Monmouth, New Jersey | 14 | $ 11,180,000 | $ 798,571 | $ 0 |
| Morris, New Jersey | 14 | $ 11,749,000 | $ 839,214 | $ 0 |
| San Diego, California | 13 | $ 6,290,000 | $ 483,846 | $ 0 |
| Solano, California | 12 | $ 3,596,000 | $ 299,666 | $ 0 |
| Jefferson, New York | 12 | $ 1,449,000 | $ 120,750 | $ 0 |
| Maricopa, Arizona | 11 | $ 4,475,000 | $ 406,818 | $ 0 |
| Ocean, New Jersey | 11 | $ 6,776,000 | $ 616,000 | $ 0 |
| Chautauqua, New York | 11 | $ 1,645,000 | $ 149,545 | $ 15,000 |
| Marin, California | 10 | $ 12,439,000 | $ 1,243,900 | $ 0 |
| Ulster, New York | 10 | $ 3,002,000 | $ 300,200 | $ 0 |
| Osceola, Florida | 9 | $ 2,371,000 | $ 263,444 | $ 0 |
| Placer, California | 8 | $ 5,009,000 | $ 626,125 | $ 0 |
| Somerset, New Jersey | 8 | $ 6,772,000 | $ 846,500 | $ 0 |
| Oswego, New York | 8 | $ 538,000 | $ 67,250 | $ 0 |
| Harris, Texas | 8 | $ 5,231,000 | $ 653,875 | $ 0 |
| Fresno, California | 7 | $ 1,947,000 | $ 278,142 | $ 0 |
| Suffolk, Massachusetts | 7 | $ 6,689,000 | $ 955,571 | $ 0 |
| Middlesex, New Jersey | 7 | $ 2,797,000 | $ 399,571 | $ 40,000 |
| Madison, New York | 7 | $ 666,000 | $ 95,142 | $ 0 |
| Oneida, New York | 7 | $ 438,000 | $ 62,571 | $ 0 |
| Wyoming, New York | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Arlington, Virginia | 7 | $ 3,539,000 | $ 505,571 | $ 0 |
| San Joaquin, California | 6 | $ 994,000 | $ 165,666 | $ 0 |
| Santa Cruz, California | 6 | $ 4,174,000 | $ 695,666 | $ 0 |
| Lake, Illinois | 6 | $ 3,540,000 | $ 590,000 | $ 0 |
| Clark, Nevada | 6 | $ 3,425,000 | $ 570,833 | $ 0 |
| Clinton, New York | 6 | $ 861,000 | $ 143,500 | $ 11,000 |
| Orleans, New York | 6 | $ 454,000 | $ 75,666 | $ 14,000 |
| Putnam, New York | 6 | $ 2,465,000 | $ 410,833 | $ 0 |
| Warren, New York | 6 | $ 1,093,000 | $ 182,166 | $ 0 |
| Alexandria, Virginia | 6 | $ 2,721,000 | $ 453,500 | $ 0 |
| Butte, California | 5 | $ 748,000 | $ 149,600 | $ 0 |
| Kern, California | 5 | $ 989,000 | $ 197,800 | $ 0 |
| New Haven, Connecticut | 5 | $ 2,645,000 | $ 529,000 | $ 0 |
| Orange, Florida | 5 | $ 1,799,000 | $ 359,800 | $ 0 |
| Volusia, Florida | 5 | $ 729,000 | $ 145,800 | $ 0 |
| St. Louis, Missouri | 5 | $ 1,683,000 | $ 336,600 | $ 0 |
| Cattaraugus, New York | 5 | $ 473,000 | $ 94,600 | $ 0 |
| Chemung, New York | 5 | $ 424,000 | $ 84,800 | $ 0 |
| Cortland, New York | 5 | $ 1,814,000 | $ 362,800 | $ 0 |
| Merced, California | 4 | $ 942,000 | $ 235,500 | $ 0 |
| New Castle, Delaware | 4 | $ 614,000 | $ 153,500 | $ 0 |
| Bay, Florida | 4 | $ 1,609,000 | $ 402,250 | $ 0 |
| Collier, Florida | 4 | $ 3,124,000 | $ 781,000 | $ 0 |
| Lee, Florida | 4 | $ 2,341,000 | $ 585,250 | $ 0 |
| Sarasota, Florida | 4 | $ 2,002,000 | $ 500,500 | $ 0 |
| Fulton, Georgia | 4 | $ 9,698,000 | $ 2,424,500 | $ 0 |
| Middlesex, Massachusetts | 4 | $ 2,889,000 | $ 722,250 | $ 0 |
| Norfolk, Massachusetts | 4 | $ 2,533,000 | $ 633,250 | $ 0 |
| St. Lawrence, New York | 4 | $ 308,000 | $ 77,000 | $ 0 |
| Sullivan, New York | 4 | $ 974,000 | $ 243,500 | $ 0 |
| Yates, New York | 4 | $ 246,000 | $ 61,500 | $ 0 |
| Mecklenburg, North Carolina | 4 | $ 2,275,000 | $ 568,750 | $ 0 |
| Wake, North Carolina | 4 | $ 14,576,000 | $ 3,644,000 | $ 0 |
| Loudoun, Virginia | 4 | $ 2,512,000 | $ 628,000 | $ 0 |
| Calaveras, California | 3 | $ 1,504,000 | $ 501,333 | $ 0 |
| Madera, California | 3 | $ 300,000 | $ 100,000 | $ 0 |
| Nevada, California | 3 | $ 1,708,000 | $ 569,333 | $ 0 |
| Sonoma, California | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Sutter, California | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Tulare, California | 3 | $ 1,113,000 | $ 371,000 | $ 0 |
| Denver, Colorado | 3 | $ 2,150,000 | $ 716,666 | $ 0 |
| Eagle, Colorado | 3 | $ 11,419,000 | $ 3,806,333 | $ 0 |
| Sussex, Delaware | 3 | $ 2,426,000 | $ 808,666 | $ 0 |
| Lake, Florida | 3 | $ 604,000 | $ 201,333 | $ 0 |
| DuPage, Illinois | 3 | $ 1,455,000 | $ 485,000 | $ 0 |
| Washoe, Nevada | 3 | $ 1,867,000 | $ 622,333 | $ 0 |
| Passaic, New Jersey | 3 | $ 1,828,000 | $ 609,333 | $ 0 |
| Allegany, New York | 3 | $ 262,000 | $ 87,333 | $ 0 |
| Columbia, New York | 3 | $ 1,114,000 | $ 371,333 | $ 0 |
| Delaware, New York | 3 | $ 739,000 | $ 246,333 | $ 0 |
| Essex, New York | 3 | $ 349,000 | $ 116,333 | $ 0 |
| Genesee, New York | 3 | $ 224,000 | $ 74,666 | $ 0 |
| Tompkins, New York | 3 | $ 368,000 | $ 122,666 | $ 0 |
| El Dorado, California | 2 | $ 595,000 | $ 297,500 | $ 0 |
| Napa, California | 2 | $ 562,000 | $ 281,000 | $ 0 |
| Yolo, California | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Yuba, California | 2 | $ 203,000 | $ 101,500 | $ 0 |
| San Miguel, Colorado | 2 | $ 2,888,000 | $ 1,444,000 | $ 0 |
| Summit, Colorado | 2 | $ 1,829,000 | $ 914,500 | $ 0 |
| Hartford, Connecticut | 2 | $ 1,024,000 | $ 512,000 | $ 0 |
| Litchfield, Connecticut | 2 | $ 1,656,000 | $ 828,000 | $ 0 |
| Charlotte, Florida | 2 | $ 286,000 | $ 143,000 | $ 0 |
| Monroe, Florida | 2 | $ 961,000 | $ 480,500 | $ 0 |
| Pasco, Florida | 2 | $ 511,000 | $ 255,500 | $ 0 |
| East Baton Rouge, Louisiana | 2 | $ 1,269,000 | $ 634,500 | $ 0 |
| York, Maine | 2 | $ 993,000 | $ 496,500 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 299,000 | $ 149,500 | $ 0 |
| Prince George's, Maryland | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Nantucket, Massachusetts | 2 | $ 1,937,000 | $ 968,500 | $ 0 |
| Plymouth, Massachusetts | 2 | $ 1,307,000 | $ 653,500 | $ 0 |
| Worcester, Massachusetts | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Oakland, Michigan | 2 | $ 509,000 | $ 254,500 | $ 0 |
| Washtenaw, Michigan | 2 | $ 20,523,000 | $ 10,261,500 | $ 0 |
| Wayne, Michigan | 2 | $ 1,634,000 | $ 817,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 1,427,000 | $ 713,500 | $ 0 |
| Mercer, New Jersey | 2 | $ 814,000 | $ 407,000 | $ 15,000 |
| Cayuga, New York | 2 | $ 1,639,000 | $ 819,500 | $ 0 |
| Franklin, New York | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Montgomery, New York | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Seneca, New York | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Craven, North Carolina | 2 | $ 1,038,000 | $ 519,000 | $ 0 |
| Cuyahoga, Ohio | 2 | $ 166,000 | $ 83,000 | $ 0 |
| Clackamas, Oregon | 2 | $ 1,308,000 | $ 654,000 | $ 0 |
| Butler, Pennsylvania | 2 | $ 275,000 | $ 137,500 | $ 0 |
| Charleston, South Carolina | 2 | $ 1,127,000 | $ 563,500 | $ 0 |
| Dallas, Texas | 2 | $ 729,000 | $ 364,500 | $ 0 |
| Denton, Texas | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Montgomery, Texas | 2 | $ 621,000 | $ 310,500 | $ 0 |
| Tarrant, Texas | 2 | $ 641,000 | $ 320,500 | $ 0 |
| Williamson, Texas | 2 | $ 507,000 | $ 253,500 | $ 0 |
| Windsor, Vermont | 2 | $ 469,000 | $ 234,500 | $ 0 |
| Prince William, Virginia | 2 | $ 571,000 | $ 285,500 | $ 0 |
| Spotsylvania, Virginia | 2 | $ 946,000 | $ 473,000 | $ 0 |
| Kitsap, Washington | 2 | $ 2,381,000 | $ 1,190,500 | $ 0 |
| Baldwin, Alabama | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Calhoun, Alabama | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Madison, Alabama | 1 | $ 126,000 | $ 126,000 | $ 0 |
| San Benito, California | 1 | $ 191,000 | $ 191,000 | $ 0 |
| San Luis Obispo, California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Stanislaus, California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Arapahoe, Colorado | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Douglas, Colorado | 1 | $ 736,000 | $ 736,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Middlesex, Connecticut | 1 | $ 258,000 | $ 258,000 | $ 0 |
| Clay, Florida | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Highlands, Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Hillsborough, Florida | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Indian River, Florida | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Pinellas, Florida | 1 | $ 683,000 | $ 683,000 | $ 0 |
| Seminole, Florida | 1 | $ 279,000 | $ 279,000 | $ 0 |
| St. Johns, Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Sumter, Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bartow, Georgia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Cherokee, Georgia | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Fayette, Georgia | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Hall, Georgia | 1 | $ 431,000 | $ 431,000 | $ 0 |
| Paulding, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Troup, Georgia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Payette, Idaho | 1 | $ 170,000 | $ 170,000 | $ 0 |
| McLean, Illinois | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Will, Illinois | 1 | $ 252,000 | $ 252,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Tipton, Indiana | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Allamakee, Iowa | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Linn, Iowa | 1 | $ 11,300,000 | $ 11,300,000 | $ 0 |
| Johnson, Kansas | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Anderson, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Cumberland, Maine | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Franklin, Maine | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Frederick, Maryland | 1 | $ 10,500,000 | $ 10,500,000 | $ 0 |
| Harford, Maryland | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Monroe, Michigan | 1 | $ 76,000 | $ 76,000 | $ 0 |
| Washington, Minnesota | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Jackson, Missouri | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Johnson, Missouri | 1 | $ 66,000 | $ 66,000 | $ 0 |
| St. Louis City, Missouri | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Grafton, New Hampshire | 1 | $ 363,000 | $ 363,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Camden, New Jersey | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Chenango, New York | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Fulton, New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Greene, New York | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Hamilton, New York | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lewis, New York | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Steuben, New York | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Tioga, New York | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Washington, New York | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Alamance, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 508,000 | $ 508,000 | $ 0 |
| Catawba, North Carolina | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Haywood, North Carolina | 1 | $ 260,000 | $ 260,000 | $ 0 |
| New Hanover, North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Erie, Ohio | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Franklin, Ohio | 1 | $ 636,000 | $ 636,000 | $ 0 |
| Hamilton, Ohio | 1 | $ 731,000 | $ 731,000 | $ 0 |
| Medina, Ohio | 1 | $ 289,000 | $ 289,000 | $ 0 |
| Summit, Ohio | 1 | $ 5,400,000 | $ 5,400,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Marion, Oregon | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Washington, Oregon | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Carbon, Pennsylvania | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Chester, Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Delaware, Pennsylvania | 1 | $ 1,688,000 | $ 1,688,000 | $ 0 |
| Franklin, Pennsylvania | 1 | $ 299,000 | $ 299,000 | $ 0 |
| Lackawanna, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Monroe, Pennsylvania | 1 | $ 311,000 | $ 311,000 | $ 0 |
| Montgomery, Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Pike, Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 0 |
| York, Pennsylvania | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Newport, Rhode Island | 1 | $ 1,099,000 | $ 1,099,000 | $ 0 |
| Georgetown, South Carolina | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Putnam, Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Brazoria, Texas | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Brazos, Texas | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Hays, Texas | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Wichita, Texas | 1 | $ 261,000 | $ 261,000 | $ 0 |
| Salt Lake, Utah | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Lamoille, Vermont | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Orleans, Vermont | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Rutland, Vermont | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Windham, Vermont | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bedford, Virginia | 1 | $ 1,162,000 | $ 1,162,000 | $ 0 |
| Falls Church, Virginia | 1 | $ 552,000 | $ 552,000 | $ 0 |
| Northumberland, Virginia | 1 | $ 784,000 | $ 784,000 | $ 0 |
| Clark, Washington | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Pierce, Washington | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Snohomish, Washington | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Whatcom, Washington | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Oneida, Wisconsin | 1 | $ 1,422,000 | $ 1,422,000 | $ 0 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,853 | $1,899,957,000 | $391,000 | $99,999,000 | $2,000 | $4,000,000 |
| Refinancing | 2,465 | $1,343,072,000 | $544,000 | $65,000,000 | $5,000 | $9,999,000 |
| Home Improvement | 90 | $105,670,000 | $1,174,000 | $25,250,000 | $0 | $33,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,284 | $3,261,168,000 | $447,000 | $99,999,000 | $0 | $191,000 |
| White | 46 | $20,153,000 | $438,000 | $2,416,000 | $41,000 | $1,000,000 |
| Asian | 28 | $18,171,000 | $648,000 | $4,500,000 | $230,000 | $4,000,000 |
| Black or African American | 23 | $1,355,000 | $58,000 | $650,000 | $39,000 | $90,000 |
| Hispanic | 17 | $4,252,000 | $250,000 | $863,000 | $28,000 | $82,000 |
| Not Provided | 8 | $43,582,000 | $5,447,000 | $20,000,000 | $1,735,000 | $9,999,000 |
| American Indian or Alaskan Native | 2 | $18,000 | $9,000 | $14,000 | $36,000 | $46,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,406 | $3,348,294,000 | $452,000 | $99,999,000 | $3,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2 | $405,000 | $202,000 | $258,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 7,150 | $2,830,136,000 | $395,000 | $14,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 113 | $125,512,000 | $1,110,000 | $25,250,000 | $138,000 | $9,999,000 |
| Loan Originated | 96 | $267,570,000 | $2,787,000 | $99,999,000 | $11,000 | $169,000 |
| Application Withdrawn By Applicant | 33 | $98,588,000 | $2,987,000 | $11,300,000 | $211,000 | $4,000,000 |
| Application Approved But Not Accepted | 15 | $26,143,000 | $1,742,000 | $20,250,000 | $16,000 | $191,000 |
| File Closed For Incompleteness | 1 | $750,000 | $750,000 | $750,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 33 | $20,047,000 | $607,000 | $4,100,000 | $32,000 | $304,000 |
| Credit History | 31 | $3,311,000 | $106,000 | $500,000 | $22,000 | $90,000 |
| Other | 17 | $25,591,000 | $1,505,000 | $20,000,000 | $625,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $24,419,000 | $2,219,000 | $9,790,000 | $272,000 | $1,500,000 |
| Unverifiable Information | 7 | $1,409,000 | $201,000 | $350,000 | $24,000 | $174,000 |
| Collateral | 7 | $44,174,000 | $6,310,000 | $25,250,000 | $0 | $0 |
| Credit Application Incomplete | 7 | $6,561,000 | $937,000 | $3,200,000 | $4,000 | $29,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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