Iberiabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Iberiabank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iberiabank 200 W Congress Street Lafayette, LA 70501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,306 |
| Total Mortgage Loan Application Amount | $453,687,000 |
| Average Mortgage Loan Application Amount | $303,666 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $232,333 |
| Highest Applicant Income | $7,584,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Iberiabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iberiabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Iberiabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iberiabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Iberiabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iberiabank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lafayette County Louisiana | 1,210 | $ 131,374,000 | $ 108,000 | $ 75,000 |
| Iberia County Louisiana | 484 | $ 33,448,000 | $ 69,000 | $ 55,000 |
| Ouachita County Louisiana | 385 | $ 31,492,000 | $ 81,000 | $ 107,000 |
| Lincoln County Louisiana | 240 | $ 20,673,000 | $ 86,000 | $ 51,000 |
| Acadia County Louisiana | 238 | $ 14,250,000 | $ 59,000 | $ 51,000 |
| Vermilion County Louisiana | 207 | $ 11,517,000 | $ 55,000 | $ 54,000 |
| Jefferson County Louisiana | 186 | $ 32,298,000 | $ 173,000 | $ 82,000 |
| East Baton Rouge County Louisiana | 183 | $ 30,457,000 | $ 166,000 | $ 94,000 |
| St. Martin County Louisiana | 170 | $ 12,158,000 | $ 71,000 | $ 62,000 |
| St. Landry County Louisiana | 124 | $ 12,223,000 | $ 98,000 | $ 53,000 |
| Orleans County Louisiana | 108 | $ 28,737,000 | $ 266,000 | $ 141,000 |
| St. Mary County Louisiana | 102 | $ 9,238,000 | $ 90,000 | $ 50,000 |
| Rapides County Louisiana | 101 | $ 9,254,000 | $ 91,000 | $ 44,000 |
| St. Tammany County Louisiana | 82 | $ 16,332,000 | $ 199,000 | $ 95,000 |
| Ascension County Louisiana | 70 | $ 10,254,000 | $ 146,000 | $ 53,000 |
| Morehouse County Louisiana | 69 | $ 3,259,000 | $ 47,000 | $ 62,000 |
| Livingston County Louisiana | 31 | $ 4,417,000 | $ 142,000 | $ 92,000 |
| Jackson County Louisiana | 27 | $ 1,570,000 | $ 58,000 | $ 59,000 |
| Evangeline County Louisiana | 18 | $ 1,236,000 | $ 68,000 | $ 48,000 |
| Terrebonne County Louisiana | 18 | $ 1,989,000 | $ 110,000 | $ 91,000 |
| West Baton Rouge County Louisiana | 16 | $ 2,485,000 | $ 155,000 | $ 194,000 |
| Plaquemines County Louisiana | 15 | $ 2,267,000 | $ 151,000 | $ 90,000 |
| Union County Louisiana | 15 | $ 1,345,000 | $ 89,000 | $ 58,000 |
| Bienville County Louisiana | 13 | $ 478,000 | $ 36,000 | $ 44,000 |
| Richland County Louisiana | 11 | $ 837,000 | $ 76,000 | $ 77,000 |
| Calcasieu County Louisiana | 10 | $ 1,670,000 | $ 167,000 | $ 110,000 |
| Grant County Louisiana | 10 | $ 578,000 | $ 57,000 | $ 36,000 |
| Tangipahoa County Louisiana | 10 | $ 1,577,000 | $ 157,000 | $ 141,000 |
| Avoyelles County Louisiana | 9 | $ 554,000 | $ 61,000 | $ 69,000 |
| Bossier County Louisiana | 9 | $ 2,062,000 | $ 229,000 | $ 73,000 |
| Caddo County Louisiana | 9 | $ 2,092,000 | $ 232,000 | $ 125,000 |
| Lafourche County Louisiana | 9 | $ 1,006,000 | $ 111,000 | $ 55,000 |
| St. Bernard County Louisiana | 8 | $ 799,000 | $ 99,000 | $ 69,000 |
| Harrison County Mississippi | 8 | $ 2,035,000 | $ 254,000 | $ 247,000 |
| Pointe Coupee County Louisiana | 7 | $ 1,125,000 | $ 160,000 | $ 183,000 |
| Claiborne County Louisiana | 5 | $ 414,000 | $ 82,000 | $ 77,000 |
| Franklin County Louisiana | 5 | $ 741,000 | $ 148,000 | $ 1,547,000 |
| Harris County Texas | 5 | $ 3,456,000 | $ 691,000 | $ 220,000 |
| St. Charles County Louisiana | 4 | $ 509,000 | $ 127,000 | $ 35,000 |
| Jefferson Davis County Louisiana | 3 | $ 228,000 | $ 76,000 | $ 35,000 |
| La Salle County Louisiana | 3 | $ 98,000 | $ 32,000 | $ 29,000 |
| Vernon County Louisiana | 3 | $ 142,000 | $ 47,000 | $ 40,000 |
| Hancock County Mississippi | 3 | $ 603,000 | $ 201,000 | $ 109,000 |
| Summit County Colorado | 2 | $ 1,006,000 | $ 503,000 | $ 914,000 |
| Escambia County Florida | 2 | $ 1,015,000 | $ 507,000 | $ 197,000 |
| De Soto County Louisiana | 2 | $ 304,000 | $ 152,000 | $ 0 |
| East Feliciana County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 130,000 |
| Sabine County Louisiana | 2 | $ 178,000 | $ 89,000 | $ 219,000 |
| Webster County Louisiana | 2 | $ 470,000 | $ 235,000 | $ 103,000 |
| Winn County Louisiana | 2 | $ 135,000 | $ 67,000 | $ 34,000 |
| Hinds County Mississippi | 2 | $ 133,000 | $ 66,000 | $ 57,000 |
| Harrison County Texas | 2 | $ 137,000 | $ 68,000 | $ 17,000 |
| Baldwin County Alabama | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Pima County Arizona | 1 | $ 1,000,000 | $ 1,000,000 | $ 300,000 |
| Ashley County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Union County Arkansas | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Washington County Arkansas | 1 | $ 370,000 | $ 370,000 | $ 115,000 |
| Lee County Florida | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Manatee County Florida | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Santa Rosa County Florida | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Walton County Florida | 1 | $ 1,800,000 | $ 1,800,000 | $ 402,000 |
| Allen County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| Assumption County Louisiana | 1 | $ 179,000 | $ 179,000 | $ 102,000 |
| Beauregard County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Caldwell County Louisiana | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Cameron County Louisiana | 1 | $ 112,000 | $ 112,000 | $ 144,000 |
| Catahoula County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 7,000 |
| East Carroll County Louisiana | 1 | $ 28,000 | $ 28,000 | $ 90,000 |
| Natchitoches County Louisiana | 1 | $ 1,000 | $ 1,000 | $ 6,000 |
| St. John the Baptist County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 70,000 |
| West Carroll County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Lowndes County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 44,000 |
| Oktibbeha County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 217,000 |
| Pike County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Warren County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Jackson County Missouri | 1 | $ 46,000 | $ 46,000 | $ 18,000 |
| St. Louis City County Missouri | 1 | $ 62,000 | $ 62,000 | $ 35,000 |
| Charleston County South Carolina | 1 | $ 640,000 | $ 640,000 | $ 400,000 |
| Wilson County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 38,000 |
| Brazoria County Texas | 1 | $ 584,000 | $ 584,000 | $ 1,200,000 |
| Brazos County Texas | 1 | $ 49,000 | $ 49,000 | $ 101,000 |
| Panola County Texas | 1 | $ 262,000 | $ 262,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Iberiabank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,213 | $298,489,000 | $434,900 | $2,700,000 | $313,900 | $2,748,000 |
| Refinancing | 1,214 | $135,269,000 | $156,428 | $1,520,000 | $140,285 | $7,584,000 |
| Home Improvement | 879 | $19,929,000 | $22,000 | $1,510,000 | $61,000 | $773,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,303 | $366,749,000 | $286,555 | $2,700,000 | $154,333 | $2,050,000 |
| Not Provided | 437 | $48,079,000 | $404,000 | $1,510,000 | $374,500 | $1,609,000 |
| Black or African American | 436 | $26,027,000 | $146,666 | $1,100,000 | $266,333 | $7,584,000 |
| Hispanic | 74 | $7,632,000 | $164,500 | $370,000 | $103,000 | $2,748,000 |
| Asian | 33 | $3,063,000 | $92,000 | $354,000 | $61,000 | $168,000 |
| American Indian or Alaskan Native | 12 | $921,000 | $76,000 | $205,000 | $64,000 | $350,000 |
| Not applicable | 9 | $983,000 | $109,000 | $232,000 | $64,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $233,000 | $116,000 | $133,000 | $58,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,200 | $444,346,000 | $355,000 | $2,700,000 | $227,363 | $7,584,000 |
| FHA-insured (Federal Housing Administration) | 61 | $5,080,000 | $83,000 | $160,000 | $36,000 | $119,000 |
| VA-guaranteed (Veterans Administration) | 33 | $3,497,000 | $105,000 | $172,000 | $48,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $764,000 | $63,000 | $115,000 | $30,000 | $54,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,845 | $337,725,000 | $459,777 | $2,700,000 | $301,111 | $7,584,000 |
| Application Denied By Financial Institution | 632 | $26,492,000 | $80,333 | $500,000 | $64,333 | $432,000 |
| Application Withdrawn By Applicant | 419 | $51,469,000 | $107,833 | $940,000 | $55,333 | $700,000 |
| File Closed For Incompleteness | 215 | $30,140,000 | $140,000 | $800,000 | $59,000 | $371,000 |
| Application Approved But Not Accepted | 187 | $6,979,000 | $37,000 | $264,000 | $71,000 | $370,000 |
| Loan Purchased By The Institution | 8 | $882,000 | $110,000 | $320,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 57 | $6,108,000 | $76,500 | $432,000 | $36,500 | $131,000 |
| Debt-To-Income Ratio | 31 | $4,133,000 | $145,666 | $356,000 | $68,333 | $257,000 |
| Other | 24 | $2,007,000 | $83,000 | $172,000 | $33,000 | $139,000 |
| Collateral | 4 | $294,000 | $73,000 | $119,000 | $114,000 | $360,000 |
| Unverifiable Information | 1 | $358,000 | $358,000 | $358,000 | $125,000 | $125,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $295,000 | $295,000 | $295,000 | $93,000 | $93,000 |
| Mortgage Insurance Denied | 1 | $77,000 | $77,000 | $77,000 | $22,000 | $22,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iberiabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.