Iberiabank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Iberiabank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iberiabank 200 W Congress Street Lafayette, LA 70501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,955 |
| Total Mortgage Loan Application Amount | $148,383,000 |
| Average Mortgage Loan Application Amount | $77,666 |
| Highest Mortgage Loan Application Amount | $1,091,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $1,401,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Iberiabank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iberiabank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Iberiabank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iberiabank serves its applicants.
Each category highlights the total number of mortgage applications processed by Iberiabank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iberiabank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lafayette County Louisiana | 520 | $ 38,647,000 | $ 74,000 | $ 96,000 |
| Iberia County Louisiana | 242 | $ 12,909,000 | $ 53,000 | $ 64,000 |
| Ouachita County Louisiana | 154 | $ 7,765,000 | $ 50,000 | $ 65,000 |
| Acadia County Louisiana | 143 | $ 7,918,000 | $ 55,000 | $ 68,000 |
| Vermilion County Louisiana | 121 | $ 5,755,000 | $ 47,000 | $ 69,000 |
| St. Martin County Louisiana | 87 | $ 5,486,000 | $ 63,000 | $ 71,000 |
| East Baton Rouge County Louisiana | 86 | $ 12,144,000 | $ 141,000 | $ 100,000 |
| Lincoln County Louisiana | 86 | $ 5,067,000 | $ 58,000 | $ 64,000 |
| Jefferson County Louisiana | 79 | $ 9,073,000 | $ 114,000 | $ 78,000 |
| Morehouse County Louisiana | 70 | $ 2,662,000 | $ 38,000 | $ 79,000 |
| St. Landry County Louisiana | 70 | $ 5,722,000 | $ 81,000 | $ 77,000 |
| Ascension County Louisiana | 45 | $ 8,529,000 | $ 189,000 | $ 105,000 |
| Orleans County Louisiana | 45 | $ 5,927,000 | $ 131,000 | $ 113,000 |
| St. Mary County Louisiana | 31 | $ 1,875,000 | $ 60,000 | $ 53,000 |
| Livingston County Louisiana | 27 | $ 4,384,000 | $ 162,000 | $ 67,000 |
| St. Tammany County Louisiana | 18 | $ 2,819,000 | $ 156,000 | $ 60,000 |
| Jackson County Louisiana | 10 | $ 622,000 | $ 62,000 | $ 69,000 |
| St. Bernard County Louisiana | 10 | $ 1,218,000 | $ 121,000 | $ 47,000 |
| Terrebonne County Louisiana | 10 | $ 1,022,000 | $ 102,000 | $ 86,000 |
| Union County Louisiana | 10 | $ 406,000 | $ 40,000 | $ 55,000 |
| Caddo County Louisiana | 8 | $ 524,000 | $ 65,000 | $ 232,000 |
| Bossier County Louisiana | 5 | $ 437,000 | $ 87,000 | $ 33,000 |
| Jefferson Davis County Louisiana | 5 | $ 315,000 | $ 63,000 | $ 76,000 |
| St. John the Baptist County Louisiana | 5 | $ 474,000 | $ 94,000 | $ 54,000 |
| Tangipahoa County Louisiana | 5 | $ 518,000 | $ 103,000 | $ 63,000 |
| Bienville County Louisiana | 4 | $ 117,000 | $ 29,000 | $ 37,000 |
| Evangeline County Louisiana | 4 | $ 66,000 | $ 16,000 | $ 51,000 |
| Lafourche County Louisiana | 4 | $ 516,000 | $ 129,000 | $ 53,000 |
| Plaquemines County Louisiana | 4 | $ 692,000 | $ 173,000 | $ 107,000 |
| Rapides County Louisiana | 4 | $ 452,000 | $ 113,000 | $ 31,000 |
| West Carroll County Louisiana | 4 | $ 137,000 | $ 34,000 | $ 44,000 |
| Assumption County Louisiana | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Caldwell County Louisiana | 3 | $ 64,000 | $ 21,000 | $ 61,000 |
| Sabine County Louisiana | 3 | $ 274,000 | $ 91,000 | $ 160,000 |
| West Baton Rouge County Louisiana | 3 | $ 480,000 | $ 160,000 | $ 73,000 |
| Ashley County Arkansas | 2 | $ 112,000 | $ 56,000 | $ 46,000 |
| Avoyelles County Louisiana | 2 | $ 287,000 | $ 143,000 | $ 67,000 |
| Beauregard County Louisiana | 2 | $ 158,000 | $ 79,000 | $ 245,000 |
| Claiborne County Louisiana | 2 | $ 127,000 | $ 63,000 | $ 139,000 |
| Richland County Louisiana | 2 | $ 49,000 | $ 24,000 | $ 41,000 |
| St. Charles County Louisiana | 2 | $ 463,000 | $ 231,000 | $ 53,000 |
| Webster County Louisiana | 2 | $ 125,000 | $ 62,000 | $ 55,000 |
| Miller County Arkansas | 1 | $ 14,000 | $ 14,000 | $ 27,000 |
| San Miguel County Colorado | 1 | $ 116,000 | $ 116,000 | $ 750,000 |
| District of Columbia County District Of Columbia | 1 | $ 282,000 | $ 282,000 | $ 202,000 |
| Cameron County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Franklin County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Madison County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 331,000 |
| Pointe Coupee County Louisiana | 1 | $ 314,000 | $ 314,000 | $ 262,000 |
| Washington County Louisiana | 1 | $ 417,000 | $ 417,000 | $ 281,000 |
| Hancock County Mississippi | 1 | $ 167,000 | $ 167,000 | $ 42,000 |
| Smith County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 166,000 |
| Harris County Texas | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Hill County Texas | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Wood County Texas | 1 | $ 9,000 | $ 9,000 | $ 232,000 |
Mortgage Loan Application Detail Totals for Iberiabank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 765 | $30,230,000 | $39,000 | $564,000 | $75,000 | $1,401,000 |
| Home Purchase | 652 | $74,766,000 | $114,000 | $897,000 | $77,000 | $873,000 |
| Refinancing | 538 | $43,387,000 | $80,000 | $1,091,000 | $92,000 | $1,200,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,455 | $112,564,000 | $77,000 | $1,091,000 | $86,000 | $1,401,000 |
| Black or African American | 315 | $15,700,000 | $49,000 | $405,000 | $53,000 | $636,000 |
| Not Provided | 137 | $16,079,000 | $117,000 | $488,000 | $80,000 | $1,092,000 |
| Hispanic | 25 | $1,841,000 | $73,000 | $364,000 | $79,000 | $420,000 |
| Asian | 17 | $1,445,000 | $85,000 | $216,000 | $124,000 | $873,000 |
| American Indian or Alaskan Native | 3 | $220,000 | $73,000 | $180,000 | $23,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $422,000 | $211,000 | $402,000 | $98,000 | $174,000 |
| Not applicable | 1 | $112,000 | $112,000 | $112,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,928 | $144,734,000 | $75,000 | $1,091,000 | $80,000 | $1,401,000 |
| FHA-insured (Federal Housing Administration) | 20 | $2,423,000 | $121,000 | $203,000 | $47,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 5 | $901,000 | $180,000 | $329,000 | $73,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $325,000 | $162,000 | $200,000 | $65,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,244 | $97,826,000 | $78,000 | $1,091,000 | $88,000 | $1,200,000 |
| Application Denied By Financial Institution | 328 | $14,598,000 | $44,000 | $428,000 | $55,000 | $300,000 |
| Application Approved But Not Accepted | 213 | $10,602,000 | $49,000 | $250,000 | $88,000 | $1,401,000 |
| Application Withdrawn By Applicant | 97 | $16,590,000 | $171,000 | $897,000 | $68,000 | $420,000 |
| File Closed For Incompleteness | 66 | $8,129,000 | $123,000 | $463,000 | $49,000 | $208,000 |
| Loan Purchased By The Institution | 7 | $638,000 | $91,000 | $156,000 | $16,000 | $40,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $646,000 | $107,000 | $192,000 | $53,000 | $101,000 |
| Debt-To-Income Ratio | 4 | $748,000 | $187,000 | $428,000 | $81,000 | $162,000 |
| Collateral | 1 | $140,000 | $140,000 | $140,000 | $228,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $71,000 | $71,000 | $71,000 | $25,000 | $25,000 |
| Other | 1 | $90,000 | $90,000 | $90,000 | $156,000 | $156,000 |
| Unverifiable Information | 1 | $140,000 | $140,000 | $140,000 | $26,000 | $26,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iberiabank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.